Icici Prudential Retirement Fund - Pure Debt Plan Overview
Category Retirement Fund
BMSMONEY Rank 24
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹14.56(R) +0.01% ₹15.75(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.38% 5.7% 5.8% -% -%
LumpSum (D) 8.52% 6.7% 7.1% -% -%
SIP (R) -9.13% 4.72% 5.06% -% -%
SIP (D) -8.22% 5.78% 6.19% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.24 -0.36 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.17% -0.28% -0.64% - 0.94%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Pure Debt - IDCW Option 14.56
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 14.56
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - IDCW Option 15.75
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option 15.75
0.0000
0.0100%

Review Date: 29-01-2025

Icici Prudential Retirement Fund - Pure Debt Plan has shown poor performance in the Retirement Fund category. The fund has rank of 24 out of 25 funds in the category. The fund has delivered return of 7.38% in 1 year, 5.7% in 3 years and 5.8% in 5 years. The category average for the same periods is 9.72%, 10.52% and 11.46% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 1.17, VaR of -0.28, Average Drawdown of -0.53, Semi Deviation of 0.94 and Max Drawdown of -0.64. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Icici Prudential Retirement Fund - Pure Debt Plan direct growth option would have grown to ₹10852.0 in 1 year, ₹12149.0 in 3 years and ₹14093.0 in 5 years as of today (29-01-2025).
  2. An SIP of ₹1,000 per month in Icici Prudential Retirement Fund - Pure Debt Plan direct growth option would have grown to ₹11458.0 in 1 year, ₹39309.0 in 3 years and ₹70175.0 in 5 years as of today (29-01-2025).
  3. standard deviation of 1.17 and based on VaR one can expect to lose more than -0.28% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.24 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.61 -4.91
-3.26
-8.16 | 0.61 1 | 29 Very Good
3M Return % 1.52 -6.67
-3.35
-8.02 | 1.52 1 | 29 Very Good
6M Return % 3.27 -8.83
-3.37
-9.51 | 3.27 1 | 29 Very Good
1Y Return % 7.38 8.83
9.72
6.22 | 15.79 23 | 27 Poor
3Y Return % 5.70 13.65
10.52
4.32 | 18.21 24 | 25 Poor
5Y Return % 5.80 17.46
11.46
4.11 | 21.64 19 | 21 Poor
1Y SIP Return % -9.13
-4.95
-13.46 | 5.51 18 | 27 Average
3Y SIP Return % 4.72
11.74
3.68 | 22.41 24 | 25 Poor
5Y SIP Return % 5.06
12.33
3.82 | 24.88 20 | 21 Poor
Standard Deviation 1.17
7.95
1.17 | 13.76 1 | 25 Very Good
Semi Deviation 0.94
5.55
0.94 | 9.72 1 | 25 Very Good
Max Drawdown % -0.64
-7.43
-16.28 | -0.64 1 | 25 Very Good
VaR 1 Y % -0.28
-8.96
-17.51 | -0.28 1 | 25 Very Good
Average Drawdown % -0.53
-3.54
-7.99 | -0.53 1 | 25 Very Good
Sharpe Ratio -1.24
0.32
-1.67 | 1.01 24 | 25 Poor
Sterling Ratio 0.50
0.64
0.34 | 1.05 18 | 25 Average
Sortino Ratio -0.36
0.19
-0.46 | 0.54 24 | 25 Poor
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.69 -4.91 -3.16 -8.05 | 0.71 2 | 29
3M Return % 1.77 -6.67 -3.06 -7.73 | 1.77 1 | 29
6M Return % 3.79 -8.83 -2.79 -9.07 | 3.79 1 | 29
1Y Return % 8.52 8.83 10.99 7.47 | 17.38 25 | 27
3Y Return % 6.70 13.65 11.82 5.60 | 19.86 24 | 25
5Y Return % 7.10 17.46 12.91 5.44 | 23.38 19 | 21
1Y SIP Return % -8.22 -3.83 -12.92 | 6.20 18 | 27
3Y SIP Return % 5.78 13.06 4.95 | 24.15 24 | 25
5Y SIP Return % 6.19 13.77 5.12 | 26.66 20 | 21
Standard Deviation 1.17 7.95 1.17 | 13.76 1 | 25
Semi Deviation 0.94 5.55 0.94 | 9.72 1 | 25
Max Drawdown % -0.64 -7.43 -16.28 | -0.64 1 | 25
VaR 1 Y % -0.28 -8.96 -17.51 | -0.28 1 | 25
Average Drawdown % -0.53 -3.54 -7.99 | -0.53 1 | 25
Sharpe Ratio -1.24 0.32 -1.67 | 1.01 24 | 25
Sterling Ratio 0.50 0.64 0.34 | 1.05 18 | 25
Sortino Ratio -0.36 0.19 -0.46 | 0.54 24 | 25
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.15 ₹ 10,015.00 0.17 ₹ 10,017.00
1M 0.61 ₹ 10,061.00 0.69 ₹ 10,069.00
3M 1.52 ₹ 10,152.00 1.77 ₹ 10,177.00
6M 3.27 ₹ 10,327.00 3.79 ₹ 10,379.00
1Y 7.38 ₹ 10,738.00 8.52 ₹ 10,852.00
3Y 5.70 ₹ 11,811.00 6.70 ₹ 12,149.00
5Y 5.80 ₹ 13,260.00 7.10 ₹ 14,093.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.13 ₹ 11,396.94 -8.22 ₹ 11,457.68
3Y ₹ 36000 4.72 ₹ 38,691.29 5.78 ₹ 39,308.80
5Y ₹ 60000 5.06 ₹ 68,199.66 6.19 ₹ 70,174.80
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Icici Prudential Retirement Fund - Pure Debt Plan NAV Regular Growth Icici Prudential Retirement Fund - Pure Debt Plan NAV Direct Growth
29-01-2025 14.5631 15.7465
28-01-2025 14.5621 15.7451
27-01-2025 14.5599 15.7423
24-01-2025 14.5438 15.7237
23-01-2025 14.5377 15.7167
22-01-2025 14.5408 15.7197
21-01-2025 14.5357 15.7138
20-01-2025 14.5253 15.7021
17-01-2025 14.5154 15.6901
16-01-2025 14.5201 15.6948
15-01-2025 14.4951 15.6673
14-01-2025 14.4883 15.6596
13-01-2025 14.4868 15.6575
10-01-2025 14.5023 15.673
09-01-2025 14.5022 15.6725
08-01-2025 14.4967 15.6661
07-01-2025 14.501 15.6703
06-01-2025 14.4946 15.663
03-01-2025 14.4822 15.6483
02-01-2025 14.4803 15.6458
01-01-2025 14.4827 15.6481
31-12-2024 14.4838 15.6488
30-12-2024 14.4744 15.6383

Fund Launch Date: 07/Feb/2019
Fund Category: Retirement Fund
Investment Objective: To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
Fund Benchmark: Nifty Composite Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.