Icici Prudential Retirement Fund - Hybrid Conservative Plan Overview
Category Retirement Fund
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹16.55(R) +0.47% ₹17.88(D) +0.48%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.24% 8.95% 9.1% -% -%
LumpSum (D) 13.35% 10.06% 10.49% -% -%
SIP (R) 9.58% 11.78% 10.13% -% -%
SIP (D) 10.73% 12.94% 11.37% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.44 0.2 0.66 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.26% -4.47% -3.46% - 3.12%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 16.55
0.0800
0.4700%
ICICI Prudential Retirement Fund - Hybrid Conservative - IDCW Option 16.55
0.0800
0.4700%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option 17.88
0.0900
0.4800%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option 17.88
0.0900
0.4800%

Review Date: 02-12-2024

Icici Prudential Retirement Fund - Hybrid Conservative Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 17 out of 25 funds in the category. The fund has delivered return of 12.24% in 1 year, 8.95% in 3 years and 9.1% in 5 years. The category average for the same periods is 19.01%, 11.73% and 12.83% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 4.26, VaR of -4.47, Average Drawdown of -1.66, Semi Deviation of 3.12 and Max Drawdown of -3.46. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Icici Prudential Retirement Fund - Hybrid Conservative Plan direct growth option would have grown to ₹11335.0 in 1 year, ₹13331.0 in 3 years and ₹16465.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Icici Prudential Retirement Fund - Hybrid Conservative Plan direct growth option would have grown to ₹12686.0 in 1 year, ₹43677.0 in 3 years and ₹79858.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 4.26 and based on VaR one can expect to lose more than -4.47% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.44 which shows average performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.25
1.27
0.34 | 3.02 13 | 29 Good
3M Return % 0.69
-0.54
-3.54 | 1.77 6 | 29 Very Good
6M Return % 4.15
6.02
3.20 | 12.55 24 | 29 Average
1Y Return % 12.24
19.01
6.59 | 34.27 21 | 27 Average
3Y Return % 8.95
11.73
3.96 | 20.93 17 | 25 Average
5Y Return % 9.10
12.83
4.04 | 23.93 12 | 18 Average
1Y SIP Return % 9.58
13.84
6.44 | 22.96 23 | 27 Poor
3Y SIP Return % 11.78
16.21
5.37 | 29.18 17 | 25 Average
5Y SIP Return % 10.13
14.94
4.39 | 28.90 12 | 18 Average
Standard Deviation 4.26
7.85
1.23 | 13.56 7 | 25 Very Good
Semi Deviation 3.12
5.50
0.98 | 9.65 7 | 25 Very Good
Max Drawdown % -3.46
-6.98
-15.04 | -0.64 7 | 25 Very Good
VaR 1 Y % -4.47
-8.90
-17.51 | -0.93 7 | 25 Very Good
Average Drawdown % -1.66
-3.26
-7.29 | -0.64 6 | 25 Very Good
Sharpe Ratio 0.44
0.39
-1.71 | 1.13 15 | 25 Average
Sterling Ratio 0.66
0.69
0.33 | 1.18 13 | 25 Good
Sortino Ratio 0.20
0.23
-0.47 | 0.61 17 | 25 Average
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.33 1.36 0.43 | 3.09 13 | 29
3M Return % 0.97 -0.24 -3.27 | 2.02 6 | 29
6M Return % 4.72 6.65 3.84 | 13.37 22 | 29
1Y Return % 13.35 20.39 7.84 | 36.23 21 | 27
3Y Return % 10.06 13.06 5.24 | 22.65 17 | 25
5Y Return % 10.49 14.25 5.37 | 25.77 12 | 18
1Y SIP Return % 10.73 15.18 7.70 | 24.59 22 | 27
3Y SIP Return % 12.94 17.55 6.63 | 30.97 17 | 25
5Y SIP Return % 11.37 16.33 5.67 | 30.71 12 | 18
Standard Deviation 4.26 7.85 1.23 | 13.56 7 | 25
Semi Deviation 3.12 5.50 0.98 | 9.65 7 | 25
Max Drawdown % -3.46 -6.98 -15.04 | -0.64 7 | 25
VaR 1 Y % -4.47 -8.90 -17.51 | -0.93 7 | 25
Average Drawdown % -1.66 -3.26 -7.29 | -0.64 6 | 25
Sharpe Ratio 0.44 0.39 -1.71 | 1.13 15 | 25
Sterling Ratio 0.66 0.69 0.33 | 1.18 13 | 25
Sortino Ratio 0.20 0.23 -0.47 | 0.61 17 | 25
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.47 ₹ 10,047.00 0.48 ₹ 10,048.00
1W 0.54 ₹ 10,054.00 0.56 ₹ 10,056.00
1M 1.25 ₹ 10,125.00 1.33 ₹ 10,133.00
3M 0.69 ₹ 10,069.00 0.97 ₹ 10,097.00
6M 4.15 ₹ 10,415.00 4.72 ₹ 10,472.00
1Y 12.24 ₹ 11,224.00 13.35 ₹ 11,335.00
3Y 8.95 ₹ 12,933.00 10.06 ₹ 13,331.00
5Y 9.10 ₹ 15,456.00 10.49 ₹ 16,465.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.58 ₹ 12,613.58 10.73 ₹ 12,686.05
3Y ₹ 36000 11.78 ₹ 42,947.86 12.94 ₹ 43,676.93
5Y ₹ 60000 10.13 ₹ 77,442.12 11.37 ₹ 79,857.90
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Regular Growth Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Direct Growth
02-12-2024 16.5513 17.8829
29-11-2024 16.4734 17.7971
28-11-2024 16.4155 17.734
27-11-2024 16.4484 17.7691
26-11-2024 16.4378 17.757
25-11-2024 16.4623 17.783
22-11-2024 16.4434 17.761
21-11-2024 16.3581 17.6683
19-11-2024 16.3689 17.6789
18-11-2024 16.3364 17.6433
14-11-2024 16.2866 17.5874
13-11-2024 16.2842 17.5842
12-11-2024 16.3287 17.6317
11-11-2024 16.3837 17.6906
08-11-2024 16.402 17.7087
07-11-2024 16.3981 17.704
06-11-2024 16.4851 17.7974
05-11-2024 16.4067 17.7122
04-11-2024 16.3472 17.6475

Fund Launch Date: 07/Feb/2019
Fund Category: Retirement Fund
Investment Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
Fund Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.