Icici Prudential Regular Gold Savings Fund (Fof)

Review Date: 07-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It captures the increment in the investment's value during the investment period, articulated as either a percentage or a monetary denomination. We carefully examined six return parameters of this fund to gauge its performance. The return parameters have been divided into three performance groups: the top 25%, parameters below the top 25% but exceeding the average, and parameters below the average mark. Please find the detailed analysis below.
   1. Top 25%: The Icici Prudential Regular Gold Savings Fund (Fof) has three return parameters in the top 25% in the category, as shown below:
      
      • 3M Return %
      • 6M Return %
      • 1Y Return %
   2. Above Average Below the Top 25%: Two return parameters of the Icici Prudential Regular Gold Savings Fund (Fof) are above average but below the top 25% in the category, as listed below:
      
      • 1M Return %
      • 3Y Return %
   3. Below Average: Icici Prudential Regular Gold Savings Fund (Fof) has one return parameter that is below average in the category, which is listed below:
      
      • 5Y Return %
2. Risk: Various factors can lead to the risk of either not meeting expected returns or encountering a monetary loss. For Icici Prudential Regular Gold Savings Fund (Fof), we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
   1. Lowest 25%: Icici Prudential Regular Gold Savings Fund (Fof) does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
   2. Below Average but Above the Lowest 25%: Icici Prudential Regular Gold Savings Fund (Fof) does not have any risk parameters in the below average but above the lowest 25% of the category.
   3. Above Average: Icici Prudential Regular Gold Savings Fund (Fof) has two parameters that are above average which are listed below:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 11.71 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 7.4 %.
3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated four risk-adjusted performance parameters of the fund.
   1. Top 25% Risk Adjusted Performance Parameters: Icici Prudential Regular Gold Savings Fund (Fof) has three risk-adjusted performance parameters of the fund that are in the top 25% of the category.
      • Sharpe Ratio: Icici Prudential Regular Gold Savings Fund (Fof) has a Sharpe Ratio of 0.82 compared to the category average of 0.47.
      • Sterling Ratio: Icici Prudential Regular Gold Savings Fund (Fof) has a Sterling Ratio of 1.19 compared to the category average of 0.68.
      • Sortino Ratio: Icici Prudential Regular Gold Savings Fund (Fof) has a Sortino Ratio of 0.5 compared to the category average of 0.26.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
   3. Below Average Risk Adjusted Performance Parameters: Icici Prudential Regular Gold Savings Fund (Fof) has one risk-adjusted performance parameter of the fund that is below average in the category.
      • Treynor Ratio: Icici Prudential Regular Gold Savings Fund (Fof) has a Treynor Ratio of -0.57 compared to the category average of -0.04.

Date	Icici Prudential Regular Gold Savings Fund (Fof) NAV Regular Growth	Icici Prudential Regular Gold Savings Fund (Fof) NAV Direct Growth
07-03-2025	26.9934	27.8982
06-03-2025	26.8714	27.7719
05-03-2025	27.0161	27.9212
04-03-2025	27.0698	27.9765
03-03-2025	26.6642	27.557
28-02-2025	26.6397	27.531
27-02-2025	26.7445	27.639
25-02-2025	27.1894	28.0984
24-02-2025	27.1178	28.0242
21-02-2025	26.9275	27.8269
20-02-2025	27.0757	27.9798
18-02-2025	26.8634	27.76
17-02-2025	26.7732	27.6664
14-02-2025	26.9474	27.8458
13-02-2025	26.8576	27.7527
12-02-2025	26.7242	27.6147
11-02-2025	26.8832	27.7788
10-02-2025	27.0816	27.9835
07-02-2025	26.7344	27.6241