Hdfc Taxsaver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹1321.56(R) -1.5% ₹1422.06(D) -1.5%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 24.55% 23.31% 20.59% 13.24% 12.76%
LumpSum (D) 25.32% 24.06% 21.31% 13.94% 13.45%
SIP (R) -35.25% 21.21% 24.43% 20.12% 16.66%
SIP (D) -34.8% 22.0% 25.21% 20.83% 17.35%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.22 0.66 1.37 7.99% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.0% -14.39% -6.28% 0.87 8.51%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
DSP ELSS Tax Saver Fund 5
Quantum ELSS Tax Saver Fund 6
JM ELSS Tax Saver Fund 7

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
HDFC ELSS Tax saver - IDCW Plan 78.05
-1.1900
-1.5000%
HDFC ELSS Tax saver - IDCW Option - Direct Plan 102.76
-1.5600
-1.5000%
HDFC ELSS Tax saver - Growth Plan 1321.56
-20.1000
-1.5000%
HDFC ELSS Tax saver - Growth Option - Direct Plan 1422.06
-21.6100
-1.5000%

Review Date: 20-12-2024

Hdfc Taxsaver has exhibited very good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 3 out of 33 funds in the category. The fund has delivered return of 24.55% in 1 year, 23.31% in 3 years, 20.59% in 5 years and 12.76% in 10 years. The category average for the same periods is 23.27%, 17.87%, 19.02% and 13.92% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.0, VaR of -14.39, Average Drawdown of -4.09, Semi Deviation of 8.51 and Max Drawdown of -6.28. The category average for the same parameters is 13.04, -15.83, -5.26, 9.14 and -11.69 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Taxsaver direct growth option would have grown to ₹12532.0 in 1 year, ₹19094.0 in 3 years and ₹26272.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Hdfc Taxsaver direct growth option would have grown to ₹9592.0 in 1 year, ₹49658.0 in 3 years and ₹111990.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 12.0 and based on VaR one can expect to lose more than -14.39% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.22 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.95, Beta of 0.87 and Jensen's Alpha of 7.99% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.94
2.71
-0.34 | 7.00 38 | 40 Poor
3M Return % -6.58
-5.99
-14.44 | 0.72 25 | 40 Average
6M Return % 1.87
2.52
-12.14 | 14.98 22 | 40 Average
1Y Return % 24.55
23.27
11.16 | 51.18 16 | 40 Good
3Y Return % 23.31
17.87
9.53 | 29.09 3 | 33 Very Good
5Y Return % 20.59
19.02
11.89 | 30.16 9 | 33 Very Good
7Y Return % 13.24
13.86
8.59 | 20.73 19 | 29 Average
10Y Return % 12.76
13.92
10.55 | 20.37 15 | 23 Average
15Y Return % 13.73
13.97
11.63 | 15.99 13 | 19 Average
1Y SIP Return % -35.25
-33.97
-40.29 | -15.35 23 | 37 Average
3Y SIP Return % 21.21
17.26
10.68 | 35.25 7 | 32 Very Good
5Y SIP Return % 24.43
20.14
12.89 | 30.76 4 | 32 Very Good
7Y SIP Return % 20.12
18.09
11.66 | 25.00 6 | 28 Very Good
10Y SIP Return % 16.66
15.93
11.34 | 19.93 9 | 22 Good
15Y SIP Return % 15.15
15.39
12.91 | 17.72 11 | 19 Average
Standard Deviation 12.00
13.04
10.02 | 16.62 4 | 33 Very Good
Semi Deviation 8.51
9.14
7.26 | 11.80 6 | 33 Very Good
Max Drawdown % -6.28
-11.69
-21.18 | -6.28 1 | 33 Very Good
VaR 1 Y % -14.39
-15.83
-22.63 | -11.90 7 | 33 Very Good
Average Drawdown % -4.09
-5.26
-7.50 | -3.00 6 | 33 Very Good
Sharpe Ratio 1.22
0.74
0.08 | 1.30 3 | 33 Very Good
Sterling Ratio 1.37
0.81
0.26 | 1.37 1 | 33 Very Good
Sortino Ratio 0.66
0.39
0.07 | 0.73 2 | 33 Very Good
Jensen Alpha % 7.99
3.67
-8.11 | 17.38 6 | 33 Very Good
Treynor Ratio 0.17
0.46
0.01 | 5.74 6 | 33 Very Good
Modigliani Square Measure % 25.07
19.74
7.07 | 47.49 5 | 33 Very Good
Alpha % 5.85
-1.14
-28.62 | 9.74 3 | 33 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.99 2.81 -0.25 | 7.10 40 | 41
3M Return % -6.44 -5.77 -14.21 | 0.94 26 | 41
6M Return % 2.19 3.03 -11.68 | 15.66 22 | 41
1Y Return % 25.32 24.61 12.47 | 53.00 17 | 41
3Y Return % 24.06 19.20 10.39 | 30.66 3 | 33
5Y Return % 21.31 20.39 12.83 | 32.24 13 | 33
7Y Return % 13.94 15.07 9.58 | 22.41 21 | 29
10Y Return % 13.45 14.95 11.40 | 21.63 18 | 24
1Y SIP Return % -34.80 -33.38 -39.54 | -14.23 24 | 39
3Y SIP Return % 22.00 18.65 11.78 | 36.94 7 | 32
5Y SIP Return % 25.21 21.54 13.82 | 32.36 4 | 32
7Y SIP Return % 20.83 19.32 12.60 | 26.48 8 | 28
10Y SIP Return % 17.35 16.95 12.32 | 21.27 12 | 23
Standard Deviation 12.00 13.04 10.02 | 16.62 4 | 33
Semi Deviation 8.51 9.14 7.26 | 11.80 6 | 33
Max Drawdown % -6.28 -11.69 -21.18 | -6.28 1 | 33
VaR 1 Y % -14.39 -15.83 -22.63 | -11.90 7 | 33
Average Drawdown % -4.09 -5.26 -7.50 | -3.00 6 | 33
Sharpe Ratio 1.22 0.74 0.08 | 1.30 3 | 33
Sterling Ratio 1.37 0.81 0.26 | 1.37 1 | 33
Sortino Ratio 0.66 0.39 0.07 | 0.73 2 | 33
Jensen Alpha % 7.99 3.67 -8.11 | 17.38 6 | 33
Treynor Ratio 0.17 0.46 0.01 | 5.74 6 | 33
Modigliani Square Measure % 25.07 19.74 7.07 | 47.49 5 | 33
Alpha % 5.85 -1.14 -28.62 | 9.74 3 | 33
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.50 ₹ 9,850.00 -1.50 ₹ 9,850.00
1W -3.57 ₹ 9,643.00 -3.56 ₹ 9,644.00
1M 0.94 ₹ 10,094.00 0.99 ₹ 10,099.00
3M -6.58 ₹ 9,342.00 -6.44 ₹ 9,356.00
6M 1.87 ₹ 10,187.00 2.19 ₹ 10,219.00
1Y 24.55 ₹ 12,455.00 25.32 ₹ 12,532.00
3Y 23.31 ₹ 18,747.00 24.06 ₹ 19,094.00
5Y 20.59 ₹ 25,498.00 21.31 ₹ 26,272.00
7Y 13.24 ₹ 23,874.00 13.94 ₹ 24,936.00
10Y 12.76 ₹ 33,223.00 13.45 ₹ 35,336.00
15Y 13.73 ₹ 68,868.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -35.25 ₹ 9,558.58 -34.80 ₹ 9,591.97
3Y ₹ 36000 21.21 ₹ 49,114.94 22.00 ₹ 49,658.36
5Y ₹ 60000 24.43 ₹ 109,909.56 25.21 ₹ 111,990.30
7Y ₹ 84000 20.12 ₹ 172,148.51 20.83 ₹ 176,536.58
10Y ₹ 120000 16.66 ₹ 287,826.96 17.35 ₹ 298,649.52
15Y ₹ 180000 15.15 ₹ 625,336.92 ₹


Date Hdfc Taxsaver NAV Regular Growth Hdfc Taxsaver NAV Direct Growth
20-12-2024 1321.559 1422.065
19-12-2024 1341.661 1443.672
18-12-2024 1349.14 1451.697
17-12-2024 1357.324 1460.479
16-12-2024 1369.858 1473.941
13-12-2024 1370.542 1474.606
12-12-2024 1361.192 1464.523
11-12-2024 1365.652 1469.296
10-12-2024 1366.575 1470.264
09-12-2024 1365.724 1469.324
06-12-2024 1366.287 1469.855
05-12-2024 1365.035 1468.483
04-12-2024 1357.923 1460.807
03-12-2024 1356.269 1459.003
02-12-2024 1347.186 1449.207
29-11-2024 1341.736 1443.271
28-11-2024 1331.157 1431.868
27-11-2024 1346.085 1447.901
26-11-2024 1344.583 1446.26
25-11-2024 1345.323 1447.032
22-11-2024 1328.434 1428.793
21-11-2024 1309.239 1408.124

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended equity linked savings scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.