Hdfc Retirement Savings Fund - Hybrid - Equity Plan Overview
Category Retirement Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹37.53(R) -1.19% ₹42.33(D) -1.19%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 16.59% 15.45% 17.01% 13.03% -%
LumpSum (D) 17.96% 16.86% 18.46% 14.49% -%
SIP (R) -37.1% 12.85% 16.73% 15.69% -%
SIP (D) -36.27% 14.3% 18.23% 17.13% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.89 0.47 0.9 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
8.52% -7.62% -6.51% - 5.93%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 37.53
-0.4500
-1.1900%
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 42.33
-0.5100
-1.1900%

Review Date: 20-12-2024

Hdfc Retirement Savings Fund - Hybrid - Equity Plan has shown good performance in the Retirement Fund category. The fund has rank of 7 out of 25 funds in the category. The fund has delivered return of 16.59% in 1 year, 15.45% in 3 years and 17.01% in 5 years. The category average for the same periods is 16.74%, 12.31% and 12.6% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 8.52, VaR of -7.62, Average Drawdown of -3.13, Semi Deviation of 5.93 and Max Drawdown of -6.51. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Retirement Savings Fund - Hybrid - Equity Plan direct growth option would have grown to ₹11796.0 in 1 year, ₹15960.0 in 3 years and ₹23323.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Hdfc Retirement Savings Fund - Hybrid - Equity Plan direct growth option would have grown to ₹9482.0 in 1 year, ₹44547.0 in 3 years and ₹94570.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 8.52 and based on VaR one can expect to lose more than -7.62% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.89 which shows very good performance of fund in the retirement fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.56
1.83
0.29 | 5.59 13 | 29 Good
3M Return % -4.45
-3.19
-7.60 | 1.36 18 | 29 Average
6M Return % 1.87
3.03
-2.50 | 6.36 22 | 29 Average
1Y Return % 16.59
16.74
6.09 | 29.67 12 | 27 Good
3Y Return % 15.45
12.31
3.97 | 22.14 7 | 25 Very Good
5Y Return % 17.01
12.60
4.08 | 23.44 4 | 18 Very Good
7Y Return % 13.03
10.32
7.06 | 16.22 2 | 10 Very Good
1Y SIP Return % -37.10
-36.11
-39.30 | -30.01 14 | 27 Good
3Y SIP Return % 12.85
10.41
-0.16 | 22.72 9 | 25 Good
5Y SIP Return % 16.73
12.97
2.45 | 26.40 6 | 18 Good
7Y SIP Return % 15.69
12.90
7.37 | 21.23 4 | 10 Good
Standard Deviation 8.52
7.85
1.23 | 13.56 13 | 25 Good
Semi Deviation 5.93
5.50
0.98 | 9.65 13 | 25 Good
Max Drawdown % -6.51
-6.98
-15.04 | -0.64 13 | 25 Good
VaR 1 Y % -7.62
-8.90
-17.51 | -0.93 13 | 25 Good
Average Drawdown % -3.13
-3.26
-7.29 | -0.64 14 | 25 Good
Sharpe Ratio 0.89
0.39
-1.71 | 1.13 4 | 25 Very Good
Sterling Ratio 0.90
0.69
0.33 | 1.18 6 | 25 Very Good
Sortino Ratio 0.47
0.23
-0.47 | 0.61 3 | 25 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.65 1.92 0.37 | 5.71 13 | 29
3M Return % -4.17 -2.90 -7.35 | 1.61 19 | 29
6M Return % 2.47 3.65 -1.95 | 7.05 22 | 29
1Y Return % 17.96 18.10 7.34 | 31.57 12 | 27
3Y Return % 16.86 13.64 5.25 | 23.89 8 | 25
5Y Return % 18.46 14.02 5.41 | 24.94 4 | 18
7Y Return % 14.49 11.59 8.34 | 17.71 2 | 10
1Y SIP Return % -36.27 -35.27 -38.52 | -28.86 14 | 27
3Y SIP Return % 14.30 11.78 1.14 | 24.56 9 | 25
5Y SIP Return % 18.23 14.39 3.78 | 28.25 6 | 18
7Y SIP Return % 17.13 14.19 8.60 | 22.69 4 | 10
Standard Deviation 8.52 7.85 1.23 | 13.56 13 | 25
Semi Deviation 5.93 5.50 0.98 | 9.65 13 | 25
Max Drawdown % -6.51 -6.98 -15.04 | -0.64 13 | 25
VaR 1 Y % -7.62 -8.90 -17.51 | -0.93 13 | 25
Average Drawdown % -3.13 -3.26 -7.29 | -0.64 14 | 25
Sharpe Ratio 0.89 0.39 -1.71 | 1.13 4 | 25
Sterling Ratio 0.90 0.69 0.33 | 1.18 6 | 25
Sortino Ratio 0.47 0.23 -0.47 | 0.61 3 | 25
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.19 ₹ 9,881.00 -1.19 ₹ 9,881.00
1W -3.03 ₹ 9,697.00 -3.00 ₹ 9,700.00
1M 1.56 ₹ 10,156.00 1.65 ₹ 10,165.00
3M -4.45 ₹ 9,555.00 -4.17 ₹ 9,583.00
6M 1.87 ₹ 10,187.00 2.47 ₹ 10,247.00
1Y 16.59 ₹ 11,659.00 17.96 ₹ 11,796.00
3Y 15.45 ₹ 15,390.00 16.86 ₹ 15,960.00
5Y 17.01 ₹ 21,937.00 18.46 ₹ 23,323.00
7Y 13.03 ₹ 23,568.00 14.49 ₹ 25,785.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.10 ₹ 9,420.12 -36.27 ₹ 9,482.35
3Y ₹ 36000 12.85 ₹ 43,622.53 14.30 ₹ 44,546.54
5Y ₹ 60000 16.73 ₹ 91,171.74 18.23 ₹ 94,569.72
7Y ₹ 84000 15.69 ₹ 146,982.95 17.13 ₹ 154,745.47
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Hdfc Retirement Savings Fund - Hybrid - Equity Plan NAV Regular Growth Hdfc Retirement Savings Fund - Hybrid - Equity Plan NAV Direct Growth
20-12-2024 37.535 42.331
19-12-2024 37.988 42.84
18-12-2024 38.136 43.006
17-12-2024 38.362 43.259
16-12-2024 38.695 43.633
13-12-2024 38.706 43.641
12-12-2024 38.566 43.482
11-12-2024 38.703 43.635
10-12-2024 38.702 43.632
09-12-2024 38.644 43.565
06-12-2024 38.611 43.525
05-12-2024 38.613 43.525
04-12-2024 38.414 43.3
03-12-2024 38.332 43.206
02-12-2024 38.073 42.912
29-11-2024 37.942 42.761
28-11-2024 37.712 42.501
27-11-2024 37.94 42.755
26-11-2024 37.843 42.646
25-11-2024 37.773 42.566
22-11-2024 37.35 42.084
21-11-2024 36.959 41.642

Fund Launch Date: 05/Feb/2016
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.