Hdfc Retirement Savings Fund - Hybrid - Equity Plan Overview
Category Retirement Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹37.12(R) +0.23% ₹41.82(D) +0.23%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 20.17% 13.1% 16.99% 13.12% -%
LumpSum (D) 21.59% 14.49% 18.43% 14.59% -%
SIP (R) -5.51% 16.2% 17.81% 16.08% -%
SIP (D) -4.34% 17.62% 19.28% 17.5% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.86 0.45 0.86 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
8.58% -7.62% -6.96% - 5.98%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 37.12
0.0900
0.2300%
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 41.82
0.1000
0.2300%

Review Date: 19-11-2024

Hdfc Retirement Savings Fund - Hybrid - Equity Plan has shown very good performance in the Retirement Fund category. The fund has rank of 4 out of 25 funds in the category. The fund has delivered return of 20.17% in 1 year, 13.1% in 3 years and 16.99% in 5 years. The category average for the same periods is 19.42%, 10.43% and 12.41% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 8.58, VaR of -7.62, Average Drawdown of -3.17, Semi Deviation of 5.98 and Max Drawdown of -6.96. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Retirement Savings Fund - Hybrid - Equity Plan direct growth option would have grown to ₹12159.0 in 1 year, ₹15007.0 in 3 years and ₹23298.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Hdfc Retirement Savings Fund - Hybrid - Equity Plan direct growth option would have grown to ₹11715.0 in 1 year, ₹46710.0 in 3 years and ₹97034.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 8.58 and based on VaR one can expect to lose more than -7.62% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.86 which shows very good performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.30
-2.82
-5.25 | 0.45 17 | 29 Average
3M Return % -1.81
-1.30
-4.19 | 1.63 17 | 29 Average
6M Return % 5.33
5.37
3.04 | 9.55 11 | 28 Good
1Y Return % 20.17
19.42
6.38 | 37.30 13 | 27 Good
3Y Return % 13.10
10.43
3.89 | 19.59 6 | 25 Very Good
5Y Return % 16.99
12.41
4.00 | 23.32 4 | 18 Very Good
7Y Return % 13.12
10.26
6.88 | 16.35 2 | 10 Very Good
1Y SIP Return % -5.51
-10.52
-24.66 | 2.46 13 | 27 Good
3Y SIP Return % 16.20
12.78
1.61 | 25.75 10 | 25 Good
5Y SIP Return % 17.81
12.66
0.88 | 27.23 6 | 18 Good
7Y SIP Return % 16.08
12.42
5.63 | 21.55 3 | 10 Very Good
Standard Deviation 8.58
7.98
1.23 | 13.95 13 | 25 Good
Semi Deviation 5.98
5.59
0.99 | 9.91 13 | 25 Good
Max Drawdown % -6.96
-7.54
-16.94 | -0.66 14 | 25 Good
VaR 1 Y % -7.62
-8.94
-17.51 | -0.97 13 | 25 Good
Average Drawdown % -3.17
-3.68
-10.93 | -0.65 14 | 25 Good
Sharpe Ratio 0.86
0.34
-1.67 | 1.14 3 | 25 Very Good
Sterling Ratio 0.86
0.65
0.33 | 1.23 4 | 25 Very Good
Sortino Ratio 0.45
0.20
-0.46 | 0.62 3 | 25 Very Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.21 -2.72 -5.15 | 0.53 16 | 29
3M Return % -1.52 -1.00 -3.96 | 1.89 18 | 29
6M Return % 5.94 5.99 3.81 | 10.29 11 | 28
1Y Return % 21.59 20.81 7.63 | 39.31 13 | 27
3Y Return % 14.49 11.75 5.17 | 21.28 6 | 25
5Y Return % 18.43 13.83 5.35 | 24.81 4 | 18
7Y Return % 14.59 11.53 8.12 | 17.85 2 | 10
1Y SIP Return % -4.34 -9.42 -23.75 | 3.85 13 | 27
3Y SIP Return % 17.62 14.13 2.89 | 27.54 10 | 25
5Y SIP Return % 19.28 14.05 2.16 | 29.04 6 | 18
7Y SIP Return % 17.50 13.69 6.83 | 23.00 3 | 10
Standard Deviation 8.58 7.98 1.23 | 13.95 13 | 25
Semi Deviation 5.98 5.59 0.99 | 9.91 13 | 25
Max Drawdown % -6.96 -7.54 -16.94 | -0.66 14 | 25
VaR 1 Y % -7.62 -8.94 -17.51 | -0.97 13 | 25
Average Drawdown % -3.17 -3.68 -10.93 | -0.65 14 | 25
Sharpe Ratio 0.86 0.34 -1.67 | 1.14 3 | 25
Sterling Ratio 0.86 0.65 0.33 | 1.23 4 | 25
Sortino Ratio 0.45 0.20 -0.46 | 0.62 3 | 25
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.23 ₹ 10,023.00 0.23 ₹ 10,023.00
1W -1.50 ₹ 9,850.00 -1.47 ₹ 9,853.00
1M -3.30 ₹ 9,670.00 -3.21 ₹ 9,679.00
3M -1.81 ₹ 9,819.00 -1.52 ₹ 9,848.00
6M 5.33 ₹ 10,533.00 5.94 ₹ 10,594.00
1Y 20.17 ₹ 12,017.00 21.59 ₹ 12,159.00
3Y 13.10 ₹ 14,469.00 14.49 ₹ 15,007.00
5Y 16.99 ₹ 21,914.00 18.43 ₹ 23,298.00
7Y 13.12 ₹ 23,706.00 14.59 ₹ 25,942.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -5.51 ₹ 11,637.78 -4.34 ₹ 11,715.18
3Y ₹ 36000 16.20 ₹ 45,773.10 17.62 ₹ 46,709.64
5Y ₹ 60000 17.81 ₹ 93,608.94 19.28 ₹ 97,034.28
7Y ₹ 84000 16.08 ₹ 149,064.80 17.50 ₹ 156,840.43
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Hdfc Retirement Savings Fund - Hybrid - Equity Plan NAV Regular Growth Hdfc Retirement Savings Fund - Hybrid - Equity Plan NAV Direct Growth
19-11-2024 37.122 41.823
18-11-2024 37.036 41.726
14-11-2024 37.165 41.865
13-11-2024 37.13 41.825
12-11-2024 37.686 42.449
11-11-2024 37.996 42.798
08-11-2024 38.078 42.885
07-11-2024 38.265 43.095
06-11-2024 38.46 43.314
05-11-2024 38.123 42.932
04-11-2024 37.889 42.667
31-10-2024 38.033 42.824
30-10-2024 37.899 42.672
29-10-2024 37.958 42.737
28-10-2024 37.801 42.558
25-10-2024 37.661 42.397
24-10-2024 37.873 42.634
23-10-2024 37.932 42.699
22-10-2024 37.908 42.671
21-10-2024 38.388 43.21

Fund Launch Date: 05/Feb/2016
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.