Hdfc Retirement Savings Fund - Equity Plan Overview
Category Retirement Fund
BMSMONEY Rank 3
Rating
Growth Option 21-02-2025
NAV ₹45.89(R) -0.44% ₹51.77(D) -0.43%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.82% 18.06% 21.13% 15.38% -%
Direct 6.98% 19.44% 22.59% 16.85% -%
Nifty 500 TRI 3.79% 13.47% 16.97% 13.57% 12.47%
SIP (XIRR) Regular -6.47% 16.17% 21.05% 19.35% -%
Direct -5.44% 17.53% 22.54% 20.78% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.86 0.44 0.91 6.23% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.71% -13.66% -9.29% 0.81 8.36%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
UTI Retirement Fund 4
Tata Retirement Savings Fund-Moderate Plan 5
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 6

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Retirement Savings Fund - Equity Plan - Growth Option 45.89
-0.2000
-0.4400%
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan 51.77
-0.2300
-0.4300%

Review Date: 21-02-2025


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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.96 -3.35
-2.24
-6.48 | 0.45 20 | 29 Average
3M Return % -4.80 -5.00
-3.24
-7.84 | 1.45 19 | 29 Average
6M Return % -9.29 -11.16
-5.30
-12.60 | 3.03 24 | 29 Average
1Y Return % 5.82 3.79
6.13
3.05 | 8.91 18 | 27 Average
3Y Return % 18.06 13.47
10.49
4.20 | 18.06 1 | 25 Very Good
5Y Return % 21.13 16.97
10.95
3.95 | 21.57 2 | 21 Very Good
7Y Return % 15.38 13.57
9.79
6.92 | 15.38 1 | 10 Very Good
1Y SIP Return % -6.47
-2.49
-10.79 | 6.73 20 | 27 Average
3Y SIP Return % 16.17
10.95
5.40 | 19.99 3 | 25 Very Good
5Y SIP Return % 21.05
11.71
4.41 | 23.44 2 | 21 Very Good
7Y SIP Return % 19.35
11.55
6.76 | 19.35 1 | 10 Very Good
Standard Deviation 11.71
8.15
1.13 | 14.42 18 | 25 Average
Semi Deviation 8.36
5.76
0.86 | 10.37 19 | 25 Average
Max Drawdown % -9.29
-6.88
-12.86 | -0.64 17 | 25 Average
VaR 1 Y % -13.66
-9.64
-20.07 | 0.00 17 | 25 Average
Average Drawdown % -4.70
-3.66
-8.69 | -0.64 17 | 25 Average
Sharpe Ratio 0.86
0.30
-1.41 | 0.86 1 | 25 Very Good
Sterling Ratio 0.91
0.63
0.37 | 0.93 2 | 25 Very Good
Sortino Ratio 0.44
0.17
-0.40 | 0.44 1 | 25 Very Good
Jensen Alpha % 6.23
2.91
-2.00 | 6.23 1 | 25 Very Good
Treynor Ratio 0.12
0.03
-0.47 | 0.12 1 | 25 Very Good
Modigliani Square Measure % 20.84
22.14
11.10 | 66.60 12 | 25 Good
Alpha % 3.77
-3.12
-9.31 | 4.75 2 | 25 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.88 -3.35 -2.15 -6.36 | 0.53 20 | 29
3M Return % -4.56 -5.00 -2.95 -7.56 | 1.70 20 | 29
6M Return % -8.80 -11.16 -4.74 -12.18 | 3.54 24 | 29
1Y Return % 6.98 3.79 7.36 4.22 | 10.31 18 | 27
3Y Return % 19.44 13.47 11.79 5.48 | 19.44 1 | 25
5Y Return % 22.59 16.97 12.40 5.28 | 23.32 2 | 21
7Y Return % 16.85 13.57 11.06 8.24 | 16.85 1 | 10
1Y SIP Return % -5.44 -1.35 -9.75 | 7.81 21 | 27
3Y SIP Return % 17.53 12.26 6.66 | 21.72 3 | 25
5Y SIP Return % 22.54 13.14 5.69 | 25.24 2 | 21
7Y SIP Return % 20.78 12.81 8.03 | 20.78 1 | 10
Standard Deviation 11.71 8.15 1.13 | 14.42 18 | 25
Semi Deviation 8.36 5.76 0.86 | 10.37 19 | 25
Max Drawdown % -9.29 -6.88 -12.86 | -0.64 17 | 25
VaR 1 Y % -13.66 -9.64 -20.07 | 0.00 17 | 25
Average Drawdown % -4.70 -3.66 -8.69 | -0.64 17 | 25
Sharpe Ratio 0.86 0.30 -1.41 | 0.86 1 | 25
Sterling Ratio 0.91 0.63 0.37 | 0.93 2 | 25
Sortino Ratio 0.44 0.17 -0.40 | 0.44 1 | 25
Jensen Alpha % 6.23 2.91 -2.00 | 6.23 1 | 25
Treynor Ratio 0.12 0.03 -0.47 | 0.12 1 | 25
Modigliani Square Measure % 20.84 22.14 11.10 | 66.60 12 | 25
Alpha % 3.77 -3.12 -9.31 | 4.75 2 | 25
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.44 ₹ 9,956.00 -0.43 ₹ 9,957.00
1W -0.19 ₹ 9,981.00 -0.18 ₹ 9,982.00
1M -2.96 ₹ 9,704.00 -2.88 ₹ 9,712.00
3M -4.80 ₹ 9,520.00 -4.56 ₹ 9,544.00
6M -9.29 ₹ 9,071.00 -8.80 ₹ 9,120.00
1Y 5.82 ₹ 10,582.00 6.98 ₹ 10,698.00
3Y 18.06 ₹ 16,457.00 19.44 ₹ 17,040.00
5Y 21.13 ₹ 26,078.00 22.59 ₹ 27,683.00
7Y 15.38 ₹ 27,227.00 16.85 ₹ 29,741.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -6.47 ₹ 11,572.88 -5.44 ₹ 11,641.99
3Y ₹ 36000 16.17 ₹ 45,770.87 17.53 ₹ 46,668.53
5Y ₹ 60000 21.05 ₹ 101,333.16 22.54 ₹ 105,061.44
7Y ₹ 84000 19.35 ₹ 167,564.29 20.78 ₹ 176,362.70
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Hdfc Retirement Savings Fund - Equity Plan NAV Regular Growth Hdfc Retirement Savings Fund - Equity Plan NAV Direct Growth
21-02-2025 45.894 51.77
20-02-2025 46.095 51.996
19-02-2025 45.995 51.881
18-02-2025 45.82 51.683
17-02-2025 45.994 51.878
14-02-2025 45.983 51.862
13-02-2025 46.478 52.419
12-02-2025 46.376 52.302
11-02-2025 46.555 52.503
10-02-2025 47.294 53.334
07-02-2025 47.635 53.714
06-02-2025 47.703 53.79
05-02-2025 47.775 53.87
04-02-2025 47.693 53.775
03-02-2025 47.198 53.216
31-01-2025 47.422 53.465
30-01-2025 47.052 53.045
29-01-2025 46.926 52.902
28-01-2025 46.392 52.299
27-01-2025 46.271 52.161
24-01-2025 46.898 52.863
23-01-2025 47.38 53.405
22-01-2025 47.269 53.279
21-01-2025 47.295 53.307

Fund Launch Date: 05/Feb/2016
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.