Hdfc Income Fund Overview
Category Medium to Long Duration Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹55.7(R) +0.28% ₹61.4(D) +0.29%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.98% 5.13% 5.42% 5.47% 6.08%
LumpSum (D) 10.32% 6.24% 6.4% 6.32% 6.96%
SIP (R) 9.04% 7.27% 5.77% 5.44% 5.36%
SIP (D) 9.51% 8.12% 6.74% 6.38% 6.25%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.71 -0.24 0.4 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.38% -2.61% -2.55% - 1.75%
Top Medium to Long Duration Fund
Fund Name Rank Rating
UTI Medium to Long Duration Fund 1
Icici Prudential Bond Fund 2
Bank of India Conservative Hybrid Fund 3

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Income Fund - Quarterly IDCW Option 11.39
0.0300
0.2800%
HDFC Income Fund - Quarterly IDCW- Direct Plan 12.73
0.0400
0.2900%
HDFC Income Fund - Normal IDCW Option 17.57
0.0500
0.2800%
HDFC Income Fund - Normal IDCW - Direct Plan 19.42
0.0600
0.2900%
HDFC Income Fund - Growth Option 55.7
0.1600
0.2800%
HDFC Income Fund - Growth Option - Direct Plan 61.4
0.1800
0.2900%

Review Date: 02-12-2024

Hdfc Income Fund has exhibited poor performance in the Medium to Long Duration Fund category. The fund has rank of 8 out of 13 funds in the category. The fund has delivered return of 9.98% in 1 year, 5.13% in 3 years, 5.42% in 5 years and 6.08% in 10 years. The category average for the same periods is 9.18%, 6.19%, 6.41% and 6.5% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.38, VaR of -2.61, Average Drawdown of -0.72, Semi Deviation of 1.75 and Max Drawdown of -2.55. The category average for the same parameters is 3.1, -2.11, -0.59, 1.78 and -2.02 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Income Fund direct growth option would have grown to ₹11032.0 in 1 year, ₹11990.0 in 3 years and ₹13639.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Hdfc Income Fund direct growth option would have grown to ₹12609.0 in 1 year, ₹40699.0 in 3 years and ₹71148.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 2.38 and based on VaR one can expect to lose more than -2.61% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.71 which shows average performance of fund in the medium to long duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.64
0.65
0.40 | 0.86 6 | 13 Good
3M Return % 1.96
1.85
0.37 | 2.39 7 | 13 Good
6M Return % 4.18
3.93
2.03 | 4.47 5 | 13 Good
1Y Return % 9.98
9.18
8.56 | 9.98 1 | 13 Very Good
3Y Return % 5.13
6.19
4.40 | 13.21 9 | 13 Average
5Y Return % 5.42
6.41
4.84 | 11.98 10 | 13 Average
7Y Return % 5.47
5.97
3.34 | 7.03 11 | 13 Average
10Y Return % 6.08
6.50
4.04 | 7.78 10 | 13 Average
15Y Return % 6.64
7.05
6.48 | 7.56 10 | 11 Poor
1Y SIP Return % 9.04
8.43
6.14 | 9.35 4 | 13 Very Good
3Y SIP Return % 7.27
7.46
6.39 | 10.19 7 | 13 Good
5Y SIP Return % 5.77
6.57
5.08 | 11.92 9 | 13 Average
7Y SIP Return % 5.44
6.09
4.20 | 9.75 9 | 13 Average
10Y SIP Return % 5.36
5.95
3.74 | 8.35 11 | 13 Average
15Y SIP Return % 5.84
6.33
4.14 | 7.88 11 | 13 Average
Standard Deviation 2.38
3.10
1.82 | 11.76 9 | 13 Average
Semi Deviation 1.75
1.78
1.32 | 3.56 9 | 13 Average
Max Drawdown % -2.55
-2.02
-2.86 | -1.07 10 | 13 Average
VaR 1 Y % -2.61
-2.11
-3.36 | -0.85 10 | 13 Average
Average Drawdown % -0.72
-0.59
-1.07 | -0.38 12 | 13 Average
Sharpe Ratio -0.71
-0.49
-1.01 | 0.51 9 | 13 Average
Sterling Ratio 0.40
0.51
0.34 | 1.07 9 | 13 Average
Sortino Ratio -0.24
-0.10
-0.32 | 0.81 9 | 13 Average
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.68 0.71 0.45 | 0.90 8 | 13
3M Return % 2.11 2.05 0.61 | 2.50 8 | 13
6M Return % 4.49 4.32 2.52 | 5.00 6 | 13
1Y Return % 10.32 9.98 9.48 | 10.83 3 | 13
3Y Return % 6.24 6.99 5.39 | 13.91 8 | 13
5Y Return % 6.40 7.21 5.88 | 12.65 9 | 13
7Y Return % 6.32 6.76 4.17 | 7.74 11 | 13
10Y Return % 6.96 7.30 4.95 | 8.40 9 | 13
1Y SIP Return % 9.51 9.24 7.14 | 10.39 4 | 13
3Y SIP Return % 8.12 8.26 7.23 | 10.95 8 | 13
5Y SIP Return % 6.74 7.36 5.97 | 12.62 9 | 13
7Y SIP Return % 6.38 6.88 4.90 | 10.40 10 | 13
10Y SIP Return % 6.25 6.74 4.53 | 8.98 10 | 13
Standard Deviation 2.38 3.10 1.82 | 11.76 9 | 13
Semi Deviation 1.75 1.78 1.32 | 3.56 9 | 13
Max Drawdown % -2.55 -2.02 -2.86 | -1.07 10 | 13
VaR 1 Y % -2.61 -2.11 -3.36 | -0.85 10 | 13
Average Drawdown % -0.72 -0.59 -1.07 | -0.38 12 | 13
Sharpe Ratio -0.71 -0.49 -1.01 | 0.51 9 | 13
Sterling Ratio 0.40 0.51 0.34 | 1.07 9 | 13
Sortino Ratio -0.24 -0.10 -0.32 | 0.81 9 | 13
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.28 ₹ 10,028.00 0.29 ₹ 10,029.00
1W 0.60 ₹ 10,060.00 0.61 ₹ 10,061.00
1M 0.64 ₹ 10,064.00 0.68 ₹ 10,068.00
3M 1.96 ₹ 10,196.00 2.11 ₹ 10,211.00
6M 4.18 ₹ 10,418.00 4.49 ₹ 10,449.00
1Y 9.98 ₹ 10,998.00 10.32 ₹ 11,032.00
3Y 5.13 ₹ 11,620.00 6.24 ₹ 11,990.00
5Y 5.42 ₹ 13,020.00 6.40 ₹ 13,639.00
7Y 5.47 ₹ 14,515.00 6.32 ₹ 15,357.00
10Y 6.08 ₹ 18,042.00 6.96 ₹ 19,594.00
15Y 6.64 ₹ 26,240.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.04 ₹ 12,579.13 9.51 ₹ 12,608.80
3Y ₹ 36000 7.27 ₹ 40,193.68 8.12 ₹ 40,699.48
5Y ₹ 60000 5.77 ₹ 69,425.58 6.74 ₹ 71,148.06
7Y ₹ 84000 5.44 ₹ 101,945.84 6.38 ₹ 105,387.91
10Y ₹ 120000 5.36 ₹ 157,984.08 6.25 ₹ 165,423.00
15Y ₹ 180000 5.84 ₹ 284,712.48 ₹


Date Hdfc Income Fund NAV Regular Growth Hdfc Income Fund NAV Direct Growth
02-12-2024 55.7016 61.405
29-11-2024 55.5452 61.2297
28-11-2024 55.4304 61.1021
27-11-2024 55.4147 61.0839
26-11-2024 55.362 61.0247
25-11-2024 55.3684 61.0309
22-11-2024 55.2642 60.9131
21-11-2024 55.3069 60.9591
19-11-2024 55.3538 61.0088
18-11-2024 55.3329 60.9849
14-11-2024 55.2933 60.9372
13-11-2024 55.381 61.0329
12-11-2024 55.4089 61.0627
11-11-2024 55.4275 61.0822
08-11-2024 55.4036 61.0529
07-11-2024 55.3576 61.0012
06-11-2024 55.3423 60.9834
05-11-2024 55.3606 61.0026
04-11-2024 55.3487 60.9884

Fund Launch Date: 11/Sep/2000
Fund Category: Medium to Long Duration Fund
Investment Objective: To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of the Portfolio is between 4 years and 7 years.
Fund Benchmark: CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.