Hdfc Income Fund Overview
Category Medium to Long Duration Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹55.88(R) -0.06% ₹61.65(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.58% 5.53% 5.42% 5.64% 5.83%
LumpSum (D) 8.92% 6.6% 6.4% 6.5% 6.7%
SIP (R) -8.93% 5.27% 5.03% 4.64% 4.83%
SIP (D) -8.48% 6.09% 6.0% 5.57% 5.71%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.65 -0.22 0.42 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.36% -2.64% -2.38% - 1.77%
Top Medium to Long Duration Fund
Fund Name Rank Rating
UTI Medium to Long Duration Fund 1
Icici Prudential Bond Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Income Fund - Quarterly IDCW Option 11.35
-0.0100
-0.0600%
HDFC Income Fund - Quarterly IDCW- Direct Plan 12.68
-0.0100
-0.0600%
HDFC Income Fund - Normal IDCW Option 17.62
-0.0100
-0.0600%
HDFC Income Fund - Normal IDCW - Direct Plan 19.5
-0.0100
-0.0600%
HDFC Income Fund - Growth Option 55.88
-0.0300
-0.0600%
HDFC Income Fund - Growth Option - Direct Plan 61.65
-0.0300
-0.0600%

Review Date: 17-01-2025

Hdfc Income Fund has exhibited poor performance in the Medium to Long Duration Fund category. The fund has rank of 8 out of 13 funds in the category. The fund has delivered return of 8.58% in 1 year, 5.53% in 3 years, 5.42% in 5 years and 5.83% in 10 years. The category average for the same periods is 7.78%, 6.37%, 6.43% and 6.25% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.36, VaR of -2.64, Average Drawdown of -0.7, Semi Deviation of 1.77 and Max Drawdown of -2.38. The category average for the same parameters is 3.07, -2.12, -0.57, 1.78 and -1.89 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Income Fund direct growth option would have grown to ₹10892.0 in 1 year, ₹12113.0 in 3 years and ₹13640.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Hdfc Income Fund direct growth option would have grown to ₹11441.0 in 1 year, ₹39492.0 in 3 years and ₹69835.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.36 and based on VaR one can expect to lose more than -2.64% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.65 which shows average performance of fund in the medium to long duration fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.20
-0.01
-1.74 | 0.33 4 | 13 Very Good
3M Return % 1.03
0.82
-0.77 | 1.41 5 | 13 Good
6M Return % 3.61
3.20
-0.26 | 4.10 4 | 13 Very Good
1Y Return % 8.58
7.78
5.65 | 8.95 2 | 13 Very Good
3Y Return % 5.53
6.37
4.72 | 11.94 9 | 13 Average
5Y Return % 5.42
6.43
4.85 | 11.44 9 | 13 Average
7Y Return % 5.64
6.05
3.44 | 7.08 10 | 13 Average
10Y Return % 5.83
6.25
3.78 | 7.49 10 | 13 Average
15Y Return % 6.64
7.06
6.46 | 7.63 10 | 11 Poor
1Y SIP Return % -8.93
-9.56
-13.61 | -8.43 4 | 13 Very Good
3Y SIP Return % 5.27
5.26
4.31 | 6.70 7 | 13 Good
5Y SIP Return % 5.03
5.72
4.28 | 10.34 9 | 13 Average
7Y SIP Return % 4.64
5.23
3.50 | 8.56 9 | 13 Average
10Y SIP Return % 4.83
5.37
3.24 | 7.52 11 | 13 Average
15Y SIP Return % 5.82
6.26
4.11 | 7.69 10 | 13 Average
Standard Deviation 2.36
3.07
1.80 | 11.80 10 | 13 Average
Semi Deviation 1.77
1.78
1.32 | 3.61 9 | 13 Average
Max Drawdown % -2.38
-1.89
-2.86 | -0.88 9 | 13 Average
VaR 1 Y % -2.64
-2.12
-3.36 | -0.93 10 | 13 Average
Average Drawdown % -0.70
-0.57
-1.12 | -0.36 12 | 13 Average
Sharpe Ratio -0.65
-0.44
-0.96 | 0.47 9 | 13 Average
Sterling Ratio 0.42
0.53
0.37 | 1.03 9 | 13 Average
Sortino Ratio -0.22
-0.09
-0.30 | 0.72 9 | 13 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.25 0.06 -1.66 | 0.40 4 | 13
3M Return % 1.18 1.02 -0.53 | 1.52 6 | 13
6M Return % 3.92 3.60 0.22 | 4.63 4 | 13
1Y Return % 8.92 8.57 6.65 | 10.06 3 | 13
3Y Return % 6.60 7.17 5.58 | 12.66 8 | 13
5Y Return % 6.40 7.23 5.90 | 12.11 9 | 13
7Y Return % 6.50 6.85 4.26 | 7.81 11 | 13
10Y Return % 6.70 7.05 4.68 | 8.11 10 | 13
1Y SIP Return % -8.48 -8.90 -12.81 | -7.61 4 | 13
3Y SIP Return % 6.09 6.06 5.07 | 7.48 8 | 13
5Y SIP Return % 6.00 6.52 5.12 | 11.07 9 | 13
7Y SIP Return % 5.57 6.02 4.19 | 9.22 10 | 13
10Y SIP Return % 5.71 6.16 4.02 | 8.16 10 | 13
Standard Deviation 2.36 3.07 1.80 | 11.80 10 | 13
Semi Deviation 1.77 1.78 1.32 | 3.61 9 | 13
Max Drawdown % -2.38 -1.89 -2.86 | -0.88 9 | 13
VaR 1 Y % -2.64 -2.12 -3.36 | -0.93 10 | 13
Average Drawdown % -0.70 -0.57 -1.12 | -0.36 12 | 13
Sharpe Ratio -0.65 -0.44 -0.96 | 0.47 9 | 13
Sterling Ratio 0.42 0.53 0.37 | 1.03 9 | 13
Sortino Ratio -0.22 -0.09 -0.30 | 0.72 9 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.06 ₹ 9,994.00 -0.06 ₹ 9,994.00
1W 0.02 ₹ 10,002.00 0.03 ₹ 10,003.00
1M 0.20 ₹ 10,020.00 0.25 ₹ 10,025.00
3M 1.03 ₹ 10,103.00 1.18 ₹ 10,118.00
6M 3.61 ₹ 10,361.00 3.92 ₹ 10,392.00
1Y 8.58 ₹ 10,858.00 8.92 ₹ 10,892.00
3Y 5.53 ₹ 11,752.00 6.60 ₹ 12,113.00
5Y 5.42 ₹ 13,019.00 6.40 ₹ 13,640.00
7Y 5.64 ₹ 14,681.00 6.50 ₹ 15,535.00
10Y 5.83 ₹ 17,620.00 6.70 ₹ 19,129.00
15Y 6.64 ₹ 26,221.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.93 ₹ 11,410.42 -8.48 ₹ 11,441.06
3Y ₹ 36000 5.27 ₹ 39,012.95 6.09 ₹ 39,492.25
5Y ₹ 60000 5.03 ₹ 68,148.90 6.00 ₹ 69,834.84
7Y ₹ 84000 4.64 ₹ 99,081.36 5.57 ₹ 102,402.80
10Y ₹ 120000 4.83 ₹ 153,642.72 5.71 ₹ 160,871.64
15Y ₹ 180000 5.82 ₹ 284,249.16 ₹


Date Hdfc Income Fund NAV Regular Growth Hdfc Income Fund NAV Direct Growth
17-01-2025 55.8781 61.6455
16-01-2025 55.9107 61.6804
15-01-2025 55.7317 61.4819
14-01-2025 55.6712 61.4142
13-01-2025 55.663 61.4042
10-01-2025 55.8659 61.625
09-01-2025 55.8504 61.6069
08-01-2025 55.858 61.6144
07-01-2025 55.8835 61.6415
06-01-2025 55.8244 61.5752
03-01-2025 55.7692 61.5114
02-01-2025 55.7403 61.4785
01-01-2025 55.7473 61.4853
31-12-2024 55.7928 61.5345
30-12-2024 55.7123 61.4446
27-12-2024 55.6689 61.3938
26-12-2024 55.684 61.4095
24-12-2024 55.719 61.4461
23-12-2024 55.7375 61.4655
20-12-2024 55.672 61.3903
19-12-2024 55.7026 61.423
18-12-2024 55.8097 61.5402
17-12-2024 55.768 61.4932

Fund Launch Date: 11/Sep/2000
Fund Category: Medium to Long Duration Fund
Investment Objective: To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of the Portfolio is between 4 years and 7 years.
Fund Benchmark: CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.