Hdfc Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹21.86(R) +0.05% ₹22.71(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.94% 5.82% 6.39% 6.68% 7.51%
LumpSum (D) 8.36% 6.26% 6.85% 7.15% 7.91%
SIP (R) -23.31% 3.4% 2.82% 4.18% 5.24%
SIP (D) -23.0% 3.84% 3.26% 4.63% 5.69%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.92 -0.29 0.55 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.0% -0.1% -0.53% - 0.77%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan 10.03
0.0000
0.0000%
HDFC Banking and PSU Debt Fund - IDCW Option 10.14
0.0000
0.0100%
HDFC Banking and PSU Debt Fund - Growth Option 21.86
0.0100
0.0500%
HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan 22.71
0.0100
0.0500%

Review Date: 19-11-2024

Hdfc Banking And Psu Debt Fund has exhibited average performance in the Banking and PSU Debt Fund category. The fund has rank of 8 out of 19 funds in the category. The fund has delivered return of 7.94% in 1 year, 5.82% in 3 years, 6.39% in 5 years and 7.51% in 10 years. The category average for the same periods is 7.88%, 5.81%, 6.26% and 7.18% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.0, VaR of -0.1, Average Drawdown of -0.53, Semi Deviation of 0.77 and Max Drawdown of -0.53. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Banking And Psu Debt Fund direct growth option would have grown to ₹10836.0 in 1 year, ₹11997.0 in 3 years and ₹13926.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Hdfc Banking And Psu Debt Fund direct growth option would have grown to ₹10441.0 in 1 year, ₹38176.0 in 3 years and ₹65172.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.0 and based on VaR one can expect to lose more than -0.1% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.92 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.49
0.46
0.29 | 0.62 7 | 22 Good
3M Return % 1.97
1.93
1.73 | 2.19 9 | 22 Good
6M Return % 4.01
3.98
3.63 | 4.38 9 | 22 Good
1Y Return % 7.94
7.88
7.34 | 8.75 9 | 22 Good
3Y Return % 5.82
5.81
4.93 | 8.05 7 | 19 Good
5Y Return % 6.39
6.26
5.55 | 7.18 6 | 15 Good
7Y Return % 6.68
6.72
5.84 | 7.48 10 | 15 Average
10Y Return % 7.51
7.18
6.41 | 7.62 4 | 12 Good
1Y SIP Return % -23.31
-23.36
-23.79 | -22.79 9 | 22 Good
3Y SIP Return % 3.40
3.34
2.97 | 4.07 8 | 19 Good
5Y SIP Return % 2.82
2.78
2.27 | 3.83 7 | 15 Good
7Y SIP Return % 4.18
4.09
3.53 | 4.64 9 | 15 Average
10Y SIP Return % 5.24
5.05
4.49 | 5.41 4 | 13 Very Good
Standard Deviation 1.00
1.30
0.76 | 3.22 6 | 19 Good
Semi Deviation 0.77
0.94
0.53 | 1.70 7 | 19 Good
Max Drawdown % -0.53
-0.87
-2.46 | 0.00 7 | 19 Good
VaR 1 Y % -0.10
-0.46
-2.69 | 0.00 8 | 19 Good
Average Drawdown % -0.53
-0.65
-1.85 | 0.00 11 | 19 Average
Sharpe Ratio -0.92
-0.84
-1.18 | 0.35 11 | 19 Average
Sterling Ratio 0.55
0.54
0.40 | 0.76 9 | 19 Good
Sortino Ratio -0.29
-0.25
-0.38 | 0.34 11 | 19 Average
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52 0.49 0.31 | 0.64 6 | 21
3M Return % 2.07 2.03 1.88 | 2.27 9 | 21
6M Return % 4.21 4.17 3.82 | 4.51 9 | 21
1Y Return % 8.36 8.28 7.75 | 9.01 8 | 21
3Y Return % 6.26 6.23 5.32 | 8.35 7 | 18
5Y Return % 6.85 6.70 5.97 | 7.39 6 | 14
7Y Return % 7.15 7.14 6.02 | 7.81 9 | 14
10Y Return % 7.91 7.56 6.91 | 7.97 3 | 12
1Y SIP Return % -23.00 -23.07 -23.50 | -22.60 8 | 21
3Y SIP Return % 3.84 3.76 3.41 | 4.39 6 | 18
5Y SIP Return % 3.26 3.19 2.65 | 4.10 5 | 14
7Y SIP Return % 4.63 4.51 3.93 | 4.98 5 | 14
10Y SIP Return % 5.69 5.47 4.92 | 5.83 4 | 12
Standard Deviation 1.00 1.30 0.76 | 3.22 6 | 19
Semi Deviation 0.77 0.94 0.53 | 1.70 7 | 19
Max Drawdown % -0.53 -0.87 -2.46 | 0.00 7 | 19
VaR 1 Y % -0.10 -0.46 -2.69 | 0.00 8 | 19
Average Drawdown % -0.53 -0.65 -1.85 | 0.00 11 | 19
Sharpe Ratio -0.92 -0.84 -1.18 | 0.35 11 | 19
Sterling Ratio 0.55 0.54 0.40 | 0.76 9 | 19
Sortino Ratio -0.29 -0.25 -0.38 | 0.34 11 | 19
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.05 ₹ 10,005.00 0.05 ₹ 10,005.00
1W 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1M 0.49 ₹ 10,049.00 0.52 ₹ 10,052.00
3M 1.97 ₹ 10,197.00 2.07 ₹ 10,207.00
6M 4.01 ₹ 10,401.00 4.21 ₹ 10,421.00
1Y 7.94 ₹ 10,794.00 8.36 ₹ 10,836.00
3Y 5.82 ₹ 11,850.00 6.26 ₹ 11,997.00
5Y 6.39 ₹ 13,630.00 6.85 ₹ 13,926.00
7Y 6.68 ₹ 15,725.00 7.15 ₹ 16,212.00
10Y 7.51 ₹ 20,623.00 7.91 ₹ 21,417.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.31 ₹ 10,418.70 -23.00 ₹ 10,440.58
3Y ₹ 36000 3.40 ₹ 37,924.13 3.84 ₹ 38,176.27
5Y ₹ 60000 2.82 ₹ 64,455.84 3.26 ₹ 65,171.82
7Y ₹ 84000 4.18 ₹ 97,456.04 4.63 ₹ 99,047.34
10Y ₹ 120000 5.24 ₹ 156,965.76 5.69 ₹ 160,731.36
15Y ₹ 180000 ₹ ₹


Date Hdfc Banking And Psu Debt Fund NAV Regular Growth Hdfc Banking And Psu Debt Fund NAV Direct Growth
19-11-2024 21.8593 22.7078
18-11-2024 21.8494 22.6972
14-11-2024 21.8323 22.6785
13-11-2024 21.8378 22.684
12-11-2024 21.8408 22.6869
11-11-2024 21.841 22.6868
08-11-2024 21.8286 22.6732
07-11-2024 21.8161 22.6599
06-11-2024 21.8116 22.655
05-11-2024 21.8119 22.6551
04-11-2024 21.8053 22.6479
31-10-2024 21.7949 22.6361
30-10-2024 21.7923 22.6332
29-10-2024 21.7782 22.6183
28-10-2024 21.7704 22.61
25-10-2024 21.7761 22.6152
24-10-2024 21.7682 22.6067
23-10-2024 21.7633 22.6014
22-10-2024 21.7479 22.5851
21-10-2024 21.753 22.5902

Fund Launch Date: 20/Mar/2014
Fund Category: Banking and PSU Fund
Investment Objective: To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.