Hdfc Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 20-01-2025
NAV ₹22.08(R) +0.08% ₹22.95(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.82% 6.09% 6.38% 6.86% 7.47%
LumpSum (D) 8.24% 6.53% 6.84% 7.33% 7.89%
SIP (R) -23.32% 3.51% 5.06% 6.05% 6.64%
SIP (D) -22.99% 3.95% 5.51% 6.51% 7.1%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.88 -0.28 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.99% -0.13% -0.53% - 0.77%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-01-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan 10.05
0.0100
0.0800%
HDFC Banking and PSU Debt Fund - IDCW Option 10.16
0.0100
0.0800%
HDFC Banking and PSU Debt Fund - Growth Option 22.08
0.0200
0.0800%
HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan 22.95
0.0200
0.0800%

Review Date: 20-01-2025

Hdfc Banking And Psu Debt Fund has shown good performance in the Banking and PSU Debt Fund category. The fund has rank of 7 out of 19 funds in the category. The fund has delivered return of 7.82% in 1 year, 6.09% in 3 years, 6.38% in 5 years and 7.47% in 10 years. The category average for the same periods is 7.81%, 6.07%, 6.28% and 7.11% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.99, VaR of -0.13, Average Drawdown of -0.27, Semi Deviation of 0.77 and Max Drawdown of -0.53. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Banking And Psu Debt Fund direct growth option would have grown to ₹10824.0 in 1 year, ₹12088.0 in 3 years and ₹13921.0 in 5 years as of today (20-01-2025).
  2. An SIP of ₹1,000 per month in Hdfc Banking And Psu Debt Fund direct growth option would have grown to ₹10444.0 in 1 year, ₹38240.0 in 3 years and ₹68979.0 in 5 years as of today (20-01-2025).
  3. standard deviation of 0.99 and based on VaR one can expect to lose more than -0.13% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.88 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52
0.55
0.38 | 0.63 18 | 22 Average
3M Return % 1.51
1.51
1.19 | 1.74 12 | 22 Good
6M Return % 3.68
3.68
3.43 | 3.87 11 | 22 Good
1Y Return % 7.82
7.81
7.24 | 8.57 11 | 22 Good
3Y Return % 6.09
6.07
5.41 | 8.27 7 | 19 Good
5Y Return % 6.38
6.28
5.59 | 7.23 8 | 15 Good
7Y Return % 6.86
6.84
5.96 | 7.57 10 | 15 Average
10Y Return % 7.47
7.11
6.33 | 7.48 3 | 12 Very Good
1Y SIP Return % -23.32
-23.33
-23.65 | -23.12 12 | 22 Good
3Y SIP Return % 3.51
3.46
3.12 | 3.94 8 | 19 Good
5Y SIP Return % 5.06
5.03
4.54 | 6.09 7 | 15 Good
7Y SIP Return % 6.05
5.97
5.40 | 6.47 9 | 15 Average
10Y SIP Return % 6.64
6.46
5.92 | 6.81 5 | 13 Good
Standard Deviation 0.99
1.29
0.73 | 3.21 6 | 19 Good
Semi Deviation 0.77
0.94
0.52 | 1.70 7 | 19 Good
Max Drawdown % -0.53
-0.87
-2.46 | 0.00 7 | 19 Good
VaR 1 Y % -0.13
-0.45
-2.69 | 0.00 10 | 19 Good
Average Drawdown % -0.27
-0.58
-1.67 | 0.00 6 | 19 Good
Sharpe Ratio -0.88
-0.80
-1.12 | 0.38 10 | 19 Good
Sterling Ratio 0.57
0.55
0.41 | 0.77 9 | 19 Good
Sortino Ratio -0.28
-0.24
-0.36 | 0.36 11 | 19 Average
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55 0.58 0.41 | 0.67 17 | 21
3M Return % 1.61 1.60 1.27 | 1.83 10 | 21
6M Return % 3.89 3.87 3.63 | 4.06 10 | 21
1Y Return % 8.24 8.22 7.65 | 8.86 10 | 21
3Y Return % 6.53 6.50 5.79 | 8.57 6 | 18
5Y Return % 6.84 6.72 6.01 | 7.45 7 | 14
7Y Return % 7.33 7.26 6.14 | 7.90 7 | 14
10Y Return % 7.89 7.50 6.82 | 7.89 1 | 12
1Y SIP Return % -22.99 -23.01 -23.33 | -22.85 11 | 21
3Y SIP Return % 3.95 3.88 3.58 | 4.25 6 | 18
5Y SIP Return % 5.51 5.45 4.93 | 6.36 4 | 14
7Y SIP Return % 6.51 6.39 5.81 | 6.82 5 | 14
10Y SIP Return % 7.10 6.89 6.35 | 7.23 4 | 12
Standard Deviation 0.99 1.29 0.73 | 3.21 6 | 19
Semi Deviation 0.77 0.94 0.52 | 1.70 7 | 19
Max Drawdown % -0.53 -0.87 -2.46 | 0.00 7 | 19
VaR 1 Y % -0.13 -0.45 -2.69 | 0.00 10 | 19
Average Drawdown % -0.27 -0.58 -1.67 | 0.00 6 | 19
Sharpe Ratio -0.88 -0.80 -1.12 | 0.38 10 | 19
Sterling Ratio 0.57 0.55 0.41 | 0.77 9 | 19
Sortino Ratio -0.28 -0.24 -0.36 | 0.36 11 | 19
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.08 ₹ 10,008.00 0.08 ₹ 10,008.00
1W 0.29 ₹ 10,029.00 0.30 ₹ 10,030.00
1M 0.52 ₹ 10,052.00 0.55 ₹ 10,055.00
3M 1.51 ₹ 10,151.00 1.61 ₹ 10,161.00
6M 3.68 ₹ 10,368.00 3.89 ₹ 10,389.00
1Y 7.82 ₹ 10,782.00 8.24 ₹ 10,824.00
3Y 6.09 ₹ 11,941.00 6.53 ₹ 12,088.00
5Y 6.38 ₹ 13,626.00 6.84 ₹ 13,921.00
7Y 6.86 ₹ 15,913.00 7.33 ₹ 16,403.00
10Y 7.47 ₹ 20,557.00 7.89 ₹ 21,361.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.32 ₹ 10,420.44 -22.99 ₹ 10,444.06
3Y ₹ 36000 3.51 ₹ 37,986.01 3.95 ₹ 38,239.81
5Y ₹ 60000 5.06 ₹ 68,203.50 5.51 ₹ 68,979.00
7Y ₹ 84000 6.05 ₹ 104,189.48 6.51 ₹ 105,920.05
10Y ₹ 120000 6.64 ₹ 168,836.40 7.10 ₹ 172,945.32
15Y ₹ 180000 ₹ ₹


Date Hdfc Banking And Psu Debt Fund NAV Regular Growth Hdfc Banking And Psu Debt Fund NAV Direct Growth
20-01-2025 22.0811 22.9538
17-01-2025 22.0637 22.935
16-01-2025 22.0587 22.9295
15-01-2025 22.0307 22.9001
14-01-2025 22.0179 22.8866
13-01-2025 22.0162 22.8845
10-01-2025 22.0467 22.9155
09-01-2025 22.0456 22.9141
08-01-2025 22.0466 22.9149
07-01-2025 22.049 22.9171
06-01-2025 22.0376 22.9051
03-01-2025 22.0241 22.8903
02-01-2025 22.0171 22.8827
01-01-2025 22.0136 22.8789
31-12-2024 22.0125 22.8775
30-12-2024 22.0064 22.8709
27-12-2024 21.9976 22.8609
26-12-2024 21.9888 22.8516
24-12-2024 21.9828 22.8449
23-12-2024 21.9852 22.8471
20-12-2024 21.9669 22.8273

Fund Launch Date: 20/Mar/2014
Fund Category: Banking and PSU Fund
Investment Objective: To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.