Franklin India Pension Plan Overview
Category Retirement Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 22-11-2024
NAV ₹209.93(R) +0.65% ₹228.91(D) +0.65%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 16.44% 9.42% 9.62% 8.21% 8.6%
LumpSum (D) 17.33% 10.26% 10.46% 9.04% 9.43%
SIP (R) -6.12% 8.8% 9.89% 9.5% 8.92%
SIP (D) -5.4% 9.65% 10.75% 10.34% 9.75%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.39 0.18 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.65% -5.99% -5.75% - 4.03%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 22-11-2024

Scheme Name NAV Rupee Change Percent Change
Franklin India Pension Plan - IDCW 18.8
0.1200
0.6500%
Franklin India Pension Plan - Direct - IDCW 20.75
0.1300
0.6500%
Franklin India Pension Plan-Growth 209.93
1.3500
0.6500%
Franklin India PENSION PLAN - Direct - Growth 228.91
1.4800
0.6500%

Review Date: 22-11-2024

Franklin India Pension Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 16 out of 25 funds in the category. The fund has delivered return of 16.44% in 1 year, 9.42% in 3 years, 9.62% in 5 years and 8.6% in 10 years. The category average for the same periods is 20.04%, 11.12%, 12.57% and 10.53% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 5.65, VaR of -5.99, Average Drawdown of -2.42, Semi Deviation of 4.03 and Max Drawdown of -5.75. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Franklin India Pension Plan direct growth option would have grown to ₹11733.0 in 1 year, ₹13405.0 in 3 years and ₹16448.0 in 5 years as of today (22-11-2024).
  2. An SIP of ₹1,000 per month in Franklin India Pension Plan direct growth option would have grown to ₹11645.0 in 1 year, ₹41639.0 in 3 years and ₹78649.0 in 5 years as of today (22-11-2024).
  3. standard deviation of 5.65 and based on VaR one can expect to lose more than -5.99% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.39 which shows average performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.29
-0.95
-2.22 | 0.42 5 | 29 Very Good
3M Return % -0.22
-1.45
-4.32 | 1.46 8 | 29 Very Good
6M Return % 5.32
5.82
2.96 | 10.69 15 | 28 Average
1Y Return % 16.44
20.04
6.31 | 38.39 17 | 27 Average
3Y Return % 9.42
11.12
3.86 | 20.74 16 | 25 Average
5Y Return % 9.62
12.57
3.97 | 23.57 11 | 18 Average
7Y Return % 8.21
10.29
6.95 | 16.43 7 | 10 Average
10Y Return % 8.60
10.53
8.06 | 13.77 4 | 5 Good
15Y Return % 9.60
7.52
5.45 | 9.60 1 | 2 Very Good
1Y SIP Return % -6.12
-5.18
-10.05 | 2.10 16 | 27 Average
3Y SIP Return % 8.80
10.84
-0.59 | 24.26 15 | 25 Average
5Y SIP Return % 9.89
13.10
2.28 | 27.33 11 | 18 Average
7Y SIP Return % 9.50
12.84
7.17 | 21.56 7 | 10 Average
10Y SIP Return % 8.92
11.10
7.62 | 14.74 4 | 5 Good
15Y SIP Return % 9.56
9.15
8.75 | 9.56 1 | 2 Very Good
Standard Deviation 5.65
7.98
1.23 | 13.95 10 | 25 Good
Semi Deviation 4.03
5.59
0.99 | 9.91 10 | 25 Good
Max Drawdown % -5.75
-7.54
-16.94 | -0.66 11 | 25 Good
VaR 1 Y % -5.99
-8.94
-17.51 | -0.97 10 | 25 Good
Average Drawdown % -2.42
-3.68
-10.93 | -0.65 12 | 25 Good
Sharpe Ratio 0.39
0.34
-1.67 | 1.14 16 | 25 Average
Sterling Ratio 0.58
0.65
0.33 | 1.23 14 | 25 Good
Sortino Ratio 0.18
0.20
-0.46 | 0.62 16 | 25 Average
Return data last Updated On : Nov. 22, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.23 -0.85 -2.15 | 0.50 5 | 29
3M Return % -0.03 -1.15 -3.97 | 1.72 8 | 29
6M Return % 5.74 6.45 3.60 | 11.44 16 | 28
1Y Return % 17.33 21.44 7.56 | 40.42 17 | 27
3Y Return % 10.26 12.44 5.14 | 22.44 16 | 25
5Y Return % 10.46 13.99 5.32 | 25.29 12 | 18
7Y Return % 9.04 11.57 8.19 | 17.93 7 | 10
10Y Return % 9.43 11.77 9.43 | 15.52 5 | 5
1Y SIP Return % -5.40 -4.09 -9.01 | 3.41 16 | 27
3Y SIP Return % 9.65 12.15 0.63 | 26.00 15 | 25
5Y SIP Return % 10.75 14.51 3.59 | 29.16 11 | 18
7Y SIP Return % 10.34 14.12 8.40 | 23.02 7 | 10
10Y SIP Return % 9.75 12.33 8.99 | 16.45 4 | 5
Standard Deviation 5.65 7.98 1.23 | 13.95 10 | 25
Semi Deviation 4.03 5.59 0.99 | 9.91 10 | 25
Max Drawdown % -5.75 -7.54 -16.94 | -0.66 11 | 25
VaR 1 Y % -5.99 -8.94 -17.51 | -0.97 10 | 25
Average Drawdown % -2.42 -3.68 -10.93 | -0.65 12 | 25
Sharpe Ratio 0.39 0.34 -1.67 | 1.14 16 | 25
Sterling Ratio 0.58 0.65 0.33 | 1.23 14 | 25
Sortino Ratio 0.18 0.20 -0.46 | 0.62 16 | 25
Return data last Updated On : Nov. 22, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.65 ₹ 10,065.00 0.65 ₹ 10,065.00
1W 0.67 ₹ 10,067.00 0.69 ₹ 10,069.00
1M -0.29 ₹ 9,971.00 -0.23 ₹ 9,977.00
3M -0.22 ₹ 9,978.00 -0.03 ₹ 9,997.00
6M 5.32 ₹ 10,532.00 5.74 ₹ 10,574.00
1Y 16.44 ₹ 11,644.00 17.33 ₹ 11,733.00
3Y 9.42 ₹ 13,099.00 10.26 ₹ 13,405.00
5Y 9.62 ₹ 15,829.00 10.46 ₹ 16,448.00
7Y 8.21 ₹ 17,373.00 9.04 ₹ 18,322.00
10Y 8.60 ₹ 22,823.00 9.43 ₹ 24,617.00
15Y 9.60 ₹ 39,548.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -6.12 ₹ 11,597.06 -5.40 ₹ 11,644.57
3Y ₹ 36000 8.80 ₹ 41,120.39 9.65 ₹ 41,639.26
5Y ₹ 60000 9.89 ₹ 76,986.36 10.75 ₹ 78,648.90
7Y ₹ 84000 9.50 ₹ 117,862.08 10.34 ₹ 121,455.18
10Y ₹ 120000 8.92 ₹ 190,395.60 9.75 ₹ 198,886.20
15Y ₹ 180000 9.56 ₹ 387,374.22 ₹


Date Franklin India Pension Plan NAV Regular Growth Franklin India Pension Plan NAV Direct Growth
22-11-2024 209.9297 228.9072
21-11-2024 208.5773 227.4278
19-11-2024 208.7962 227.6569
18-11-2024 208.2674 227.0756
14-11-2024 208.5333 227.3462
13-11-2024 208.4229 227.2211
12-11-2024 209.5994 228.4989
11-11-2024 210.2745 229.23
08-11-2024 210.2 229.1343
07-11-2024 210.6756 229.6479
06-11-2024 211.2162 230.2323
05-11-2024 209.9136 228.8076
04-11-2024 209.393 228.2353
31-10-2024 210.1398 229.0301
30-10-2024 210.2567 229.1526
29-10-2024 210.4229 229.3289
28-10-2024 210.0826 228.9532
25-10-2024 209.5744 228.3849
24-10-2024 210.5567 229.4506
23-10-2024 210.609 229.5027
22-10-2024 210.5434 229.4263

Fund Launch Date: 31/Mar/1997
Fund Category: Retirement Fund
Investment Objective: The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: 40% Nifty 500+60% Crisil Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.