Franklin India Pension Plan Overview
Category Retirement Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹207.78(R) +0.54% ₹226.89(D) +0.54%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.33% 9.05% 8.95% 7.85% 7.75%
LumpSum (D) 10.17% 9.89% 9.79% 8.68% 8.58%
SIP (R) 3.54% 10.75% 10.01% 9.35% 8.25%
SIP (D) 4.35% 11.61% 10.85% 10.18% 9.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.24 0.65 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.48% -5.89% -5.07% - 3.91%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Pension Plan - IDCW 17.09
0.0900
0.5400%
Franklin India Pension Plan - Direct - IDCW 18.8
0.1000
0.5400%
Franklin India Pension Plan-Growth 207.78
1.1100
0.5400%
Franklin India PENSION PLAN - Direct - Growth 226.89
1.2100
0.5400%

Review Date: 29-01-2025

Franklin India Pension Plan has shown average performance in the Retirement Fund category. The fund has rank of 11 out of 25 funds in the category. The fund has delivered return of 9.33% in 1 year, 9.05% in 3 years, 8.95% in 5 years and 7.75% in 10 years. The category average for the same periods is 9.72%, 10.52%, 11.46% and 9.56% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 5.48, VaR of -5.89, Average Drawdown of -2.29, Semi Deviation of 3.91 and Max Drawdown of -5.07. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Franklin India Pension Plan direct growth option would have grown to ₹11017.0 in 1 year, ₹13269.0 in 3 years and ₹15950.0 in 5 years as of today (29-01-2025).
  2. An SIP of ₹1,000 per month in Franklin India Pension Plan direct growth option would have grown to ₹12282.0 in 1 year, ₹42846.0 in 3 years and ₹78856.0 in 5 years as of today (29-01-2025).
  3. standard deviation of 5.48 and based on VaR one can expect to lose more than -5.89% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.49 which shows good performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.15 -4.91
-3.26
-8.16 | 0.61 12 | 29 Good
3M Return % -1.26 -6.67
-3.35
-8.02 | 1.52 8 | 29 Very Good
6M Return % -0.85 -8.83
-3.37
-9.51 | 3.27 10 | 29 Good
1Y Return % 9.33 8.83
9.72
6.22 | 15.79 13 | 27 Good
3Y Return % 9.05 13.65
10.52
4.32 | 18.21 16 | 25 Average
5Y Return % 8.95 17.46
11.46
4.11 | 21.64 13 | 21 Average
7Y Return % 7.85 12.89
9.42
6.68 | 14.92 7 | 10 Average
10Y Return % 7.75 12.58
9.56
7.55 | 12.03 4 | 5 Good
15Y Return % 9.51 12.73
7.42
5.34 | 9.51 1 | 2 Very Good
1Y SIP Return % 3.54
-4.95
-13.46 | 5.51 2 | 27 Very Good
3Y SIP Return % 10.75
11.74
3.68 | 22.41 15 | 25 Average
5Y SIP Return % 10.01
12.33
3.82 | 24.88 13 | 21 Average
7Y SIP Return % 9.35
11.88
6.38 | 20.05 7 | 10 Average
10Y SIP Return % 8.25
10.00
6.62 | 13.06 4 | 5 Good
15Y SIP Return % 9.27
8.93
8.59 | 9.27 1 | 2 Very Good
Standard Deviation 5.48
7.95
1.17 | 13.76 10 | 25 Good
Semi Deviation 3.91
5.55
0.94 | 9.72 10 | 25 Good
Max Drawdown % -5.07
-7.43
-16.28 | -0.64 10 | 25 Good
VaR 1 Y % -5.89
-8.96
-17.51 | -0.28 11 | 25 Good
Average Drawdown % -2.29
-3.54
-7.99 | -0.53 11 | 25 Good
Sharpe Ratio 0.49
0.32
-1.67 | 1.01 11 | 25 Good
Sterling Ratio 0.65
0.64
0.34 | 1.05 12 | 25 Good
Sortino Ratio 0.24
0.19
-0.46 | 0.54 11 | 25 Good
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.09 -4.91 -3.16 -8.05 | 0.71 12 | 29
3M Return % -1.06 -6.67 -3.06 -7.73 | 1.77 8 | 29
6M Return % -0.46 -8.83 -2.79 -9.07 | 3.79 10 | 29
1Y Return % 10.17 8.83 10.99 7.47 | 17.38 13 | 27
3Y Return % 9.89 13.65 11.82 5.60 | 19.86 16 | 25
5Y Return % 9.79 17.46 12.91 5.44 | 23.38 15 | 21
7Y Return % 8.68 12.89 10.69 8.00 | 16.38 7 | 10
10Y Return % 8.58 12.58 10.80 8.58 | 13.74 5 | 5
1Y SIP Return % 4.35 -3.83 -12.92 | 6.20 3 | 27
3Y SIP Return % 11.61 13.06 4.95 | 24.15 15 | 25
5Y SIP Return % 10.85 13.77 5.12 | 26.66 13 | 21
7Y SIP Return % 10.18 13.14 7.65 | 21.49 7 | 10
10Y SIP Return % 9.06 11.21 7.95 | 14.75 4 | 5
Standard Deviation 5.48 7.95 1.17 | 13.76 10 | 25
Semi Deviation 3.91 5.55 0.94 | 9.72 10 | 25
Max Drawdown % -5.07 -7.43 -16.28 | -0.64 10 | 25
VaR 1 Y % -5.89 -8.96 -17.51 | -0.28 11 | 25
Average Drawdown % -2.29 -3.54 -7.99 | -0.53 11 | 25
Sharpe Ratio 0.49 0.32 -1.67 | 1.01 11 | 25
Sterling Ratio 0.65 0.64 0.34 | 1.05 12 | 25
Sortino Ratio 0.24 0.19 -0.46 | 0.54 11 | 25
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.54 ₹ 10,054.00 0.54 ₹ 10,054.00
1W -0.09 ₹ 9,991.00 -0.08 ₹ 9,992.00
1M -2.15 ₹ 9,785.00 -2.09 ₹ 9,791.00
3M -1.26 ₹ 9,874.00 -1.06 ₹ 9,894.00
6M -0.85 ₹ 9,915.00 -0.46 ₹ 9,954.00
1Y 9.33 ₹ 10,933.00 10.17 ₹ 11,017.00
3Y 9.05 ₹ 12,967.00 9.89 ₹ 13,269.00
5Y 8.95 ₹ 15,351.00 9.79 ₹ 15,950.00
7Y 7.85 ₹ 16,978.00 8.68 ₹ 17,904.00
10Y 7.75 ₹ 21,103.00 8.58 ₹ 22,768.00
15Y 9.51 ₹ 39,055.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 3.54 ₹ 12,229.36 4.35 ₹ 12,281.71
3Y ₹ 36000 10.75 ₹ 42,312.42 11.61 ₹ 42,846.44
5Y ₹ 60000 10.01 ₹ 77,207.64 10.85 ₹ 78,855.96
7Y ₹ 84000 9.35 ₹ 117,196.80 10.18 ₹ 120,737.23
10Y ₹ 120000 8.25 ₹ 183,779.16 9.06 ₹ 191,801.52
15Y ₹ 180000 9.27 ₹ 377,849.70 ₹


Date Franklin India Pension Plan NAV Regular Growth Franklin India Pension Plan NAV Direct Growth
29-01-2025 207.7808 226.8879
28-01-2025 206.6729 225.6734
27-01-2025 206.3879 225.3574
24-01-2025 207.7101 226.7869
23-01-2025 208.481 227.6238
22-01-2025 207.9723 227.0636
21-01-2025 208.1609 227.2647
20-01-2025 209.5166 228.74
17-01-2025 209.4339 228.6354
16-01-2025 209.8572 229.0928
15-01-2025 209.2084 228.3797
14-01-2025 208.6572 227.7733
13-01-2025 208.3063 227.3855
10-01-2025 210.2888 229.5352
09-01-2025 210.9964 230.3028
08-01-2025 211.6873 231.0521
07-01-2025 212.3528 231.7736
06-01-2025 212.0495 231.4377
03-01-2025 213.4207 232.9197
02-01-2025 213.9102 233.4491
01-01-2025 212.8053 232.2384
31-12-2024 212.3475 231.7339
30-12-2024 212.3547 231.7369

Fund Launch Date: 31/Mar/1997
Fund Category: Retirement Fund
Investment Objective: The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: 40% Nifty 500+60% Crisil Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.