Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹55.63(R) +0.19% ₹62.37(D) +0.19%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 13.38% 8.51% 8.56% 6.33% 7.09%
LumpSum (D) 14.1% 9.23% 9.71% 7.58% 8.2%
SIP (R) -21.22% 7.35% 6.23% 6.14% 6.0%
SIP (D) -20.71% 8.06% 7.12% 7.2% 7.12%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.45 0.21 0.66 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.7% -3.91% -3.05% - 2.69%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
SBI Conservative Hybrid Fund 2
Hdfc Hybrid Debt Fund 3
Kotak Debt Hybrid Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.5
0.0200
0.1900%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.86
0.0200
0.1900%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.15
0.0300
0.1900%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.25
0.0300
0.1900%
DSP Regular Savings Fund- Regular Plan - Growth 55.63
0.1000
0.1900%
DSP Regular Savings Fund - Direct Plan - Growth 62.37
0.1200
0.1900%

Review Date: 19-11-2024

Dsp Regular Savings Fund has exhibited average performance in the Conservative Hybrid Fund category. The fund has rank of 7 out of 17 funds in the category. The fund has delivered return of 13.38% in 1 year, 8.51% in 3 years, 8.56% in 5 years and 7.09% in 10 years. The category average for the same periods is 12.34%, 7.8%, 8.7% and 7.84% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 3.7, VaR of -3.91, Average Drawdown of -0.98, Semi Deviation of 2.69 and Max Drawdown of -3.05. The category average for the same parameters is 3.59, -3.43, -1.1, 2.57 and -2.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Regular Savings Fund direct growth option would have grown to ₹11410.0 in 1 year, ₹13031.0 in 3 years and ₹15895.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Dsp Regular Savings Fund direct growth option would have grown to ₹10602.0 in 1 year, ₹40667.0 in 3 years and ₹71827.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 3.7 and based on VaR one can expect to lose more than -3.91% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.45 which shows good performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.47
-0.74
-1.25 | -0.29 3 | 17 Very Good
3M Return % 1.37
0.64
-0.34 | 1.71 2 | 17 Very Good
6M Return % 5.96
4.88
3.67 | 6.11 2 | 17 Very Good
1Y Return % 13.38
12.34
8.97 | 15.59 6 | 17 Good
3Y Return % 8.51
7.80
5.12 | 10.90 6 | 16 Good
5Y Return % 8.56
8.70
4.48 | 11.28 9 | 15 Average
7Y Return % 6.33
7.26
4.07 | 9.38 11 | 15 Average
10Y Return % 7.09
7.84
5.53 | 9.60 11 | 15 Average
15Y Return % 7.84
8.46
6.44 | 9.70 9 | 11 Average
1Y SIP Return % -21.22
-21.38
-24.04 | -6.57 5 | 17 Very Good
3Y SIP Return % 7.35
6.64
3.68 | 9.27 9 | 16 Average
5Y SIP Return % 6.23
6.23
3.34 | 8.75 9 | 15 Average
7Y SIP Return % 6.14
6.49
3.72 | 8.70 10 | 15 Average
10Y SIP Return % 6.00
6.59
3.87 | 8.62 10 | 15 Average
15Y SIP Return % 6.93
7.73
5.47 | 9.02 9 | 11 Average
Standard Deviation 3.70
3.59
2.09 | 4.51 11 | 17 Average
Semi Deviation 2.69
2.57
1.46 | 3.30 12 | 17 Average
Max Drawdown % -3.05
-2.72
-4.55 | -1.02 10 | 17 Good
VaR 1 Y % -3.91
-3.43
-5.69 | -0.88 12 | 17 Average
Average Drawdown % -0.98
-1.10
-1.77 | -0.39 6 | 17 Good
Sharpe Ratio 0.45
0.29
-0.43 | 1.28 6 | 17 Good
Sterling Ratio 0.66
0.63
0.39 | 1.00 7 | 17 Good
Sortino Ratio 0.21
0.15
-0.15 | 0.70 6 | 17 Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.42 -0.67 -1.16 | -0.22 3 | 17
3M Return % 1.53 0.86 -0.10 | 1.95 3 | 17
6M Return % 6.30 5.34 4.15 | 6.44 2 | 17
1Y Return % 14.10 13.31 9.70 | 16.53 5 | 17
3Y Return % 9.23 8.71 6.12 | 11.24 6 | 16
5Y Return % 9.71 9.68 5.20 | 12.71 9 | 15
7Y Return % 7.58 8.24 4.84 | 10.78 11 | 15
10Y Return % 8.20 8.81 6.36 | 10.95 10 | 15
1Y SIP Return % -20.71 -20.68 -23.32 | -5.89 6 | 17
3Y SIP Return % 8.06 7.56 4.73 | 9.85 9 | 16
5Y SIP Return % 7.12 7.19 4.33 | 9.60 9 | 15
7Y SIP Return % 7.20 7.45 4.46 | 10.11 10 | 15
10Y SIP Return % 7.12 7.56 4.64 | 10.01 10 | 15
Standard Deviation 3.70 3.59 2.09 | 4.51 11 | 17
Semi Deviation 2.69 2.57 1.46 | 3.30 12 | 17
Max Drawdown % -3.05 -2.72 -4.55 | -1.02 10 | 17
VaR 1 Y % -3.91 -3.43 -5.69 | -0.88 12 | 17
Average Drawdown % -0.98 -1.10 -1.77 | -0.39 6 | 17
Sharpe Ratio 0.45 0.29 -0.43 | 1.28 6 | 17
Sterling Ratio 0.66 0.63 0.39 | 1.00 7 | 17
Sortino Ratio 0.21 0.15 -0.15 | 0.70 6 | 17
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.19 ₹ 10,019.00 0.19 ₹ 10,019.00
1W -0.02 ₹ 9,998.00 -0.01 ₹ 9,999.00
1M -0.47 ₹ 9,953.00 -0.42 ₹ 9,958.00
3M 1.37 ₹ 10,137.00 1.53 ₹ 10,153.00
6M 5.96 ₹ 10,596.00 6.30 ₹ 10,630.00
1Y 13.38 ₹ 11,338.00 14.10 ₹ 11,410.00
3Y 8.51 ₹ 12,776.00 9.23 ₹ 13,031.00
5Y 8.56 ₹ 15,078.00 9.71 ₹ 15,895.00
7Y 6.33 ₹ 15,371.00 7.58 ₹ 16,678.00
10Y 7.09 ₹ 19,845.00 8.20 ₹ 21,992.00
15Y 7.84 ₹ 31,029.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -21.22 ₹ 10,566.11 -20.71 ₹ 10,602.01
3Y ₹ 36000 7.35 ₹ 40,239.76 8.06 ₹ 40,667.08
5Y ₹ 60000 6.23 ₹ 70,233.96 7.12 ₹ 71,826.66
7Y ₹ 84000 6.14 ₹ 104,498.94 7.20 ₹ 108,546.48
10Y ₹ 120000 6.00 ₹ 163,353.48 7.12 ₹ 173,153.04
15Y ₹ 180000 6.93 ₹ 311,166.36 ₹


Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
19-11-2024 55.6297 62.3722
18-11-2024 55.5254 62.2543
14-11-2024 55.481 62.2003
13-11-2024 55.4732 62.1905
12-11-2024 55.6391 62.3755
11-11-2024 55.798 62.5526
08-11-2024 55.8272 62.5822
07-11-2024 55.891 62.6527
06-11-2024 56.0315 62.8091
05-11-2024 55.9466 62.7129
04-11-2024 55.7975 62.5447
31-10-2024 55.7993 62.5425
30-10-2024 55.7708 62.5096
29-10-2024 55.851 62.5984
28-10-2024 55.6898 62.4166
25-10-2024 55.5854 62.2966
24-10-2024 55.7167 62.4427
23-10-2024 55.7413 62.4692
22-10-2024 55.7122 62.4355
21-10-2024 55.8922 62.6362

Fund Launch Date: 27/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.