Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹55.87(R) -0.35% ₹62.68(D) -0.35%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 11.46% 9.03% 8.65% 6.26% 7.08%
LumpSum (D) 12.16% 9.74% 9.78% 7.5% 8.18%
SIP (R) -36.64% 5.41% 7.81% 7.74% 7.29%
SIP (D) -36.2% 6.13% 8.72% 8.82% 8.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.26 0.69 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.6% -3.91% -3.05% - 2.62%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Hdfc Hybrid Debt Fund 2
SBI Conservative Hybrid Fund 3
Icici Prudential Regular Savings Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.48
-0.0400
-0.3500%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.91
-0.0400
-0.3500%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.22
-0.0500
-0.3500%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.24
-0.0500
-0.3500%
DSP Regular Savings Fund- Regular Plan - Growth 55.87
-0.2000
-0.3500%
DSP Regular Savings Fund - Direct Plan - Growth 62.68
-0.2200
-0.3500%

Review Date: 20-12-2024

Dsp Regular Savings Fund has shown average performance in the Conservative Hybrid Fund category. The fund has rank of 7 out of 16 funds in the category. The fund has delivered return of 11.46% in 1 year, 9.03% in 3 years, 8.65% in 5 years and 7.08% in 10 years. The category average for the same periods is 10.94%, 8.49%, 8.76% and 7.82% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 3.6, VaR of -3.91, Average Drawdown of -1.02, Semi Deviation of 2.62 and Max Drawdown of -3.05. The category average for the same parameters is 3.59, -3.45, -1.13, 2.57 and -2.69 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Regular Savings Fund direct growth option would have grown to ₹11216.0 in 1 year, ₹13214.0 in 3 years and ₹15946.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Dsp Regular Savings Fund direct growth option would have grown to ₹9488.0 in 1 year, ₹39514.0 in 3 years and ₹74768.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 3.6 and based on VaR one can expect to lose more than -3.91% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.56 which shows good performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.59
0.87
0.34 | 2.39 13 | 17 Average
3M Return % -0.40
-0.40
-1.80 | 1.66 9 | 17 Good
6M Return % 4.60
3.67
2.09 | 5.00 2 | 17 Very Good
1Y Return % 11.46
10.94
8.02 | 16.18 7 | 17 Good
3Y Return % 9.03
8.49
5.74 | 11.10 7 | 16 Good
5Y Return % 8.65
8.76
4.58 | 11.35 9 | 15 Average
7Y Return % 6.26
7.31
4.19 | 9.53 12 | 15 Average
10Y Return % 7.08
7.82
5.49 | 9.60 11 | 15 Average
15Y Return % 7.81
8.50
6.52 | 9.80 9 | 11 Average
1Y SIP Return % -36.64
-37.16
-39.02 | -33.32 5 | 17 Very Good
3Y SIP Return % 5.41
4.80
1.96 | 7.50 8 | 16 Good
5Y SIP Return % 7.81
7.74
5.02 | 9.96 8 | 15 Good
7Y SIP Return % 7.74
8.02
5.35 | 10.46 10 | 15 Average
10Y SIP Return % 7.29
7.84
5.17 | 10.01 10 | 15 Average
15Y SIP Return % 7.74
8.49
6.30 | 9.85 9 | 11 Average
Standard Deviation 3.60
3.59
2.08 | 4.44 9 | 16 Average
Semi Deviation 2.62
2.57
1.45 | 3.27 10 | 16 Average
Max Drawdown % -3.05
-2.69
-4.55 | -1.02 9 | 16 Average
VaR 1 Y % -3.91
-3.45
-5.69 | -0.88 11 | 16 Average
Average Drawdown % -1.02
-1.13
-1.54 | -0.39 5 | 16 Good
Sharpe Ratio 0.56
0.40
-0.30 | 1.24 6 | 16 Good
Sterling Ratio 0.69
0.66
0.38 | 0.99 7 | 16 Good
Sortino Ratio 0.26
0.20
-0.11 | 0.68 6 | 16 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.64 0.94 0.36 | 2.46 14 | 17
3M Return % -0.25 -0.18 -1.55 | 1.87 9 | 17
6M Return % 4.93 4.12 2.58 | 5.44 4 | 17
1Y Return % 12.16 11.89 8.86 | 17.14 9 | 17
3Y Return % 9.74 9.40 6.75 | 11.53 8 | 16
5Y Return % 9.78 9.75 5.31 | 12.78 9 | 15
7Y Return % 7.50 8.28 4.96 | 10.93 11 | 15
10Y Return % 8.18 8.79 6.32 | 10.95 10 | 15
1Y SIP Return % -36.20 -36.56 -38.39 | -32.71 6 | 17
3Y SIP Return % 6.13 5.73 3.15 | 8.52 9 | 16
5Y SIP Return % 8.72 8.74 6.05 | 11.46 8 | 15
7Y SIP Return % 8.82 9.01 6.11 | 11.91 9 | 15
10Y SIP Return % 8.42 8.82 5.96 | 11.42 10 | 15
Standard Deviation 3.60 3.59 2.08 | 4.44 9 | 16
Semi Deviation 2.62 2.57 1.45 | 3.27 10 | 16
Max Drawdown % -3.05 -2.69 -4.55 | -1.02 9 | 16
VaR 1 Y % -3.91 -3.45 -5.69 | -0.88 11 | 16
Average Drawdown % -1.02 -1.13 -1.54 | -0.39 5 | 16
Sharpe Ratio 0.56 0.40 -0.30 | 1.24 6 | 16
Sterling Ratio 0.69 0.66 0.38 | 0.99 7 | 16
Sortino Ratio 0.26 0.20 -0.11 | 0.68 6 | 16
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.35 ₹ 9,965.00 -0.35 ₹ 9,965.00
1W -0.95 ₹ 9,905.00 -0.94 ₹ 9,906.00
1M 0.59 ₹ 10,059.00 0.64 ₹ 10,064.00
3M -0.40 ₹ 9,960.00 -0.25 ₹ 9,975.00
6M 4.60 ₹ 10,460.00 4.93 ₹ 10,493.00
1Y 11.46 ₹ 11,146.00 12.16 ₹ 11,216.00
3Y 9.03 ₹ 12,961.00 9.74 ₹ 13,214.00
5Y 8.65 ₹ 15,139.00 9.78 ₹ 15,946.00
7Y 6.26 ₹ 15,298.00 7.50 ₹ 16,595.00
10Y 7.08 ₹ 19,810.00 8.18 ₹ 21,949.00
15Y 7.81 ₹ 30,881.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -36.64 ₹ 9,454.79 -36.20 ₹ 9,487.66
3Y ₹ 36000 5.41 ₹ 39,091.36 6.13 ₹ 39,513.96
5Y ₹ 60000 7.81 ₹ 73,070.76 8.72 ₹ 74,767.86
7Y ₹ 84000 7.74 ₹ 110,638.75 8.82 ₹ 115,010.95
10Y ₹ 120000 7.29 ₹ 174,730.32 8.42 ₹ 185,360.28
15Y ₹ 180000 7.74 ₹ 332,831.88 ₹


Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
20-12-2024 55.8718 62.6761
19-12-2024 56.0671 62.8941
18-12-2024 56.2246 63.0698
17-12-2024 56.2975 63.1505
16-12-2024 56.4393 63.3085
13-12-2024 56.4077 63.2699
12-12-2024 56.3419 63.1951
11-12-2024 56.4431 63.3074
10-12-2024 56.4159 63.2759
09-12-2024 56.3249 63.1728
06-12-2024 56.3029 63.145
05-12-2024 56.368 63.2169
04-12-2024 56.3044 63.1445
03-12-2024 56.229 63.0589
02-12-2024 56.1462 62.965
29-11-2024 56.0178 62.8179
28-11-2024 55.844 62.6219
27-11-2024 56.0017 62.7978
26-11-2024 55.9365 62.7236
25-11-2024 55.9285 62.7136
22-11-2024 55.7341 62.4924
21-11-2024 55.5449 62.2792

Fund Launch Date: 27/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.