Dsp Bond Fund Overview
Category Medium Duration Fund
BMSMONEY Rank 7
Rating
Growth Option 02-04-2025
NAV ₹80.31(R) None% ₹85.2(D) %
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.79% 6.68% 6.28% -% -%
Direct 9.17% 7.06% 6.66% -% -%
Benchmark
SIP (XIRR) Regular 9.8% 8.06% 6.71% 5.92% 5.69%
Direct 10.19% 8.44% 7.08% 6.3% 6.1%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.41 -0.14 0.54 1.39% -0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.49% -1.49% -1.39% 0.72 1.18%

NAV Date: 02-04-2025

Scheme Name NAV Rupee Change Percent Change
DSP Bond Fund - IDCW - Monthly 11.16
%
DSP Bond Fund - Direct Plan - IDCW - Monthly 11.26
%
DSP Bond Fund - IDCW 11.37
%
DSP Bond Fund - Direct Plan - IDCW 11.48
%
DSP Bond Fund - Growth 80.31
%
DSP Bond Fund - Direct Plan - Growth 85.2
%

Review Date: 02-04-2025

Beginning of Analysis

In the Medium Duration Fund category, Dsp Bond Fund is the 7th ranked fund. The category has total 12 funds. The 3 star rating shows an average past performance of the Dsp Bond Fund in Medium Duration Fund. The fund has a Jensen Alpha of 1.39% which is lower than the category average of 1.42%, showing poor performance. The fund has a Sharpe Ratio of -0.41 which is lower than the category average of -0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Dsp Bond Fund Return Analysis

  • The fund has given a return of 1.92%, 3.16 and 4.57 in last one, three and six months respectively. In the same period the category average return was 1.68%, 3.05% and 4.79% respectively.
  • Dsp Bond Fund has given a return of 9.17% in last one year. In the same period the Medium Duration Fund category average return was 9.76%.
  • The fund has given a return of 7.06% in last three years and ranked 7.0th out of 12 funds in the category. In the same period the Medium Duration Fund category average return was 7.74%.
  • The fund has given a return of 6.66% in last five years and ranked 8th out of 11 funds in the category. In the same period the Medium Duration Fund category average return was 7.6%.
  • The fund has given a SIP return of 10.19% in last one year whereas category average SIP return is 10.49%. The fund one year return rank in the category is 6th in 13 funds
  • The fund has SIP return of 8.44% in last three years and ranks 8th in 12 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (12.74%) in the category in last three years.
  • The fund has SIP return of 7.08% in last five years whereas category average SIP return is 8.0%.

Dsp Bond Fund Risk Analysis

The fund has a standard deviation of 1.49 and semi deviation of 1.18. The category average standard deviation is 2.18 and semi deviation is 1.27. The fund has a Value at Risk (VaR) of -1.49 and a maximum drawdown of -1.39. The category average VaR is -1.06 and the maximum drawdown is -1.35. The fund has a beta of 0.72 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium Duration Fund Category
  • Good Performance in Medium Duration Fund Category
  • Poor Performance in Medium Duration Fund Category
  • Very Poor Performance in Medium Duration Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Bond Fund NAV Regular Growth Dsp Bond Fund NAV Direct Growth
    02-04-2025 80.3084 85.1961
    28-03-2025 79.9601 84.8226
    27-03-2025 79.836 84.6901
    26-03-2025 79.6738 84.5172
    25-03-2025 79.5916 84.4293
    24-03-2025 79.5736 84.4093
    21-03-2025 79.5473 84.379
    20-03-2025 79.4689 84.2951
    19-03-2025 79.3604 84.1791
    18-03-2025 79.2657 84.0779
    17-03-2025 79.2474 84.0577
    13-03-2025 79.176 83.9788
    12-03-2025 79.1588 83.9597
    11-03-2025 79.1346 83.9332
    10-03-2025 79.1228 83.9198
    07-03-2025 79.1253 83.9201
    06-03-2025 78.8946 83.6747
    05-03-2025 78.8454 83.6217
    04-03-2025 78.8296 83.6041
    03-03-2025 78.8179 83.5909

    Fund Launch Date: 07/Apr/1997
    Fund Category: Medium Duration Fund
    Investment Objective: The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective, the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time.
    Fund Description: An open ended medium term debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 3 years and 4 years
    Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.