Dsp Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹22.93(R) +0.02% ₹23.69(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.75% 6.01% 6.36% 6.78% 7.34%
LumpSum (D) 9.01% 6.28% 6.63% 7.06% 7.65%
SIP (R) -22.79% 3.72% 2.91% 4.23% 5.22%
SIP (D) -22.6% 3.99% 3.17% 4.51% 5.51%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.57 -0.21 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.25% -0.14% -0.56% - 0.87%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.15
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.15
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.16
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.17
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.3
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.3
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.31
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.31
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.76
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.78
0.0000
0.0200%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 22.93
0.0100
0.0200%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 23.69
0.0100
0.0200%

Review Date: 19-11-2024

Dsp Banking & Psu Debt Fund has shown very good performance in the Banking and PSU Debt Fund category. The fund has rank of 2 out of 19 funds in the category. The fund has delivered return of 8.75% in 1 year, 6.01% in 3 years, 6.36% in 5 years and 7.34% in 10 years. The category average for the same periods is 7.88%, 5.81%, 6.26% and 7.18% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.25, VaR of -0.14, Average Drawdown of -0.28, Semi Deviation of 0.87 and Max Drawdown of -0.56. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10901.0 in 1 year, ₹12004.0 in 3 years and ₹13783.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10469.0 in 1 year, ₹38264.0 in 3 years and ₹65031.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.25 and based on VaR one can expect to lose more than -0.14% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.57 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.29
0.46
0.29 | 0.62 22 | 22 Poor
3M Return % 2.16
1.93
1.73 | 2.19 2 | 22 Very Good
6M Return % 4.38
3.98
3.63 | 4.38 1 | 22 Very Good
1Y Return % 8.75
7.88
7.34 | 8.75 1 | 22 Very Good
3Y Return % 6.01
5.81
4.93 | 8.05 3 | 19 Very Good
5Y Return % 6.36
6.26
5.55 | 7.18 8 | 15 Good
7Y Return % 6.78
6.72
5.84 | 7.48 7 | 15 Good
10Y Return % 7.34
7.18
6.41 | 7.62 5 | 12 Good
1Y SIP Return % -22.79
-23.36
-23.79 | -22.79 1 | 22 Very Good
3Y SIP Return % 3.73
3.34
2.97 | 4.07 2 | 19 Very Good
5Y SIP Return % 2.91
2.78
2.27 | 3.83 5 | 15 Good
7Y SIP Return % 4.23
4.09
3.53 | 4.64 6 | 15 Good
10Y SIP Return % 5.22
5.05
4.49 | 5.41 6 | 13 Good
Standard Deviation 1.25
1.30
0.76 | 3.22 14 | 19 Average
Semi Deviation 0.87
0.94
0.53 | 1.70 9 | 19 Good
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 8 | 19 Good
VaR 1 Y % -0.14
-0.46
-2.69 | 0.00 10 | 19 Good
Average Drawdown % -0.28
-0.65
-1.85 | 0.00 5 | 19 Very Good
Sharpe Ratio -0.57
-0.84
-1.18 | 0.35 3 | 19 Very Good
Sterling Ratio 0.57
0.54
0.40 | 0.76 4 | 19 Very Good
Sortino Ratio -0.21
-0.25
-0.38 | 0.34 4 | 19 Very Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.31 0.49 0.31 | 0.64 21 | 21
3M Return % 2.22 2.03 1.88 | 2.27 2 | 21
6M Return % 4.51 4.17 3.82 | 4.51 1 | 21
1Y Return % 9.01 8.28 7.75 | 9.01 1 | 21
3Y Return % 6.28 6.23 5.32 | 8.35 6 | 18
5Y Return % 6.63 6.70 5.97 | 7.39 9 | 14
7Y Return % 7.06 7.14 6.02 | 7.81 11 | 14
10Y Return % 7.65 7.56 6.91 | 7.97 5 | 12
1Y SIP Return % -22.60 -23.07 -23.50 | -22.60 1 | 21
3Y SIP Return % 3.99 3.76 3.41 | 4.39 4 | 18
5Y SIP Return % 3.17 3.19 2.65 | 4.10 8 | 14
7Y SIP Return % 4.51 4.51 3.93 | 4.98 8 | 14
10Y SIP Return % 5.51 5.47 4.92 | 5.83 6 | 12
Standard Deviation 1.25 1.30 0.76 | 3.22 14 | 19
Semi Deviation 0.87 0.94 0.53 | 1.70 9 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 8 | 19
VaR 1 Y % -0.14 -0.46 -2.69 | 0.00 10 | 19
Average Drawdown % -0.28 -0.65 -1.85 | 0.00 5 | 19
Sharpe Ratio -0.57 -0.84 -1.18 | 0.35 3 | 19
Sterling Ratio 0.57 0.54 0.40 | 0.76 4 | 19
Sortino Ratio -0.21 -0.25 -0.38 | 0.34 4 | 19
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1M 0.29 ₹ 10,029.00 0.31 ₹ 10,031.00
3M 2.16 ₹ 10,216.00 2.22 ₹ 10,222.00
6M 4.38 ₹ 10,438.00 4.51 ₹ 10,451.00
1Y 8.75 ₹ 10,875.00 9.01 ₹ 10,901.00
3Y 6.01 ₹ 11,915.00 6.28 ₹ 12,004.00
5Y 6.36 ₹ 13,609.00 6.63 ₹ 13,783.00
7Y 6.78 ₹ 15,824.00 7.06 ₹ 16,123.00
10Y 7.34 ₹ 20,306.00 7.65 ₹ 20,898.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -22.79 ₹ 10,455.89 -22.60 ₹ 10,469.33
3Y ₹ 36000 3.73 ₹ 38,110.43 3.99 ₹ 38,264.40
5Y ₹ 60000 2.91 ₹ 64,604.28 3.17 ₹ 65,031.12
7Y ₹ 84000 4.23 ₹ 97,640.76 4.51 ₹ 98,602.98
10Y ₹ 120000 5.22 ₹ 156,802.68 5.51 ₹ 159,190.68
15Y ₹ 180000 ₹ ₹


Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
19-11-2024 22.9273 23.6931
18-11-2024 22.9219 23.6874
14-11-2024 22.9114 23.6759
13-11-2024 22.9343 23.6994
12-11-2024 22.943 23.7082
11-11-2024 22.9472 23.7124
08-11-2024 22.9267 23.6907
07-11-2024 22.9162 23.6798
06-11-2024 22.9166 23.68
05-11-2024 22.911 23.674
04-11-2024 22.9066 23.6693
31-10-2024 22.8886 23.6501
30-10-2024 22.8908 23.6522
29-10-2024 22.8754 23.6361
28-10-2024 22.8656 23.6258
25-10-2024 22.8724 23.6325
24-10-2024 22.8782 23.6382
23-10-2024 22.8772 23.6371
22-10-2024 22.8672 23.6266
21-10-2024 22.8601 23.6191

Fund Launch Date: 10/Sep/2013
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.