Dsp Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 31-01-2025
NAV ₹23.22(R) -0.01% ₹24.01(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.46% 6.27% 6.41% 6.97% 7.18%
LumpSum (D) 8.75% 6.54% 6.68% 7.26% 7.49%
SIP (R) -8.41% 5.57% 5.75% 5.11% 5.97%
SIP (D) -8.15% 5.85% 6.02% 5.39% 6.26%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.56 -0.2 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.25% -0.18% -0.56% - 0.88%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 31-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.3
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.3
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.3
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.31
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.9
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.92
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 23.22
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 24.01
0.0000
-0.0100%

Review Date: 31-01-2025

Dsp Banking & Psu Debt Fund has exhibited very good performance in the Banking and PSU Debt Fund category. The fund has rank of 3 out of 19 funds in the category. The fund has delivered return of 8.46% in 1 year, 6.27% in 3 years, 6.41% in 5 years and 7.18% in 10 years. The category average for the same periods is 7.81%, 6.15%, 6.28% and 7.11% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.25, VaR of -0.18, Average Drawdown of -0.19, Semi Deviation of 0.88 and Max Drawdown of -0.56. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10875.0 in 1 year, ₹12094.0 in 3 years and ₹13817.0 in 5 years as of today (31-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹11461.0 in 1 year, ₹39357.0 in 3 years and ₹69881.0 in 5 years as of today (31-01-2025).
  3. standard deviation of 1.25 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.56 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54
0.62
0.50 | 0.76 20 | 22 Poor
3M Return % 1.43
1.64
1.43 | 1.85 22 | 22 Poor
6M Return % 3.97
3.72
3.43 | 3.97 1 | 22 Very Good
1Y Return % 8.46
7.81
7.19 | 8.46 1 | 22 Very Good
3Y Return % 6.27
6.15
5.47 | 8.32 5 | 19 Very Good
5Y Return % 6.41
6.28
5.60 | 7.23 7 | 15 Good
7Y Return % 6.97
6.87
5.98 | 7.62 8 | 15 Good
10Y Return % 7.18
7.11
6.33 | 7.48 7 | 12 Average
1Y SIP Return % -8.41
-8.67
-9.11 | -8.34 2 | 22 Very Good
3Y SIP Return % 5.57
5.26
4.91 | 5.68 3 | 19 Very Good
5Y SIP Return % 5.75
5.65
5.17 | 6.67 6 | 15 Good
7Y SIP Return % 5.11
5.00
4.46 | 5.46 6 | 15 Good
10Y SIP Return % 5.97
5.83
5.30 | 6.16 6 | 13 Good
Standard Deviation 1.25
1.29
0.73 | 3.21 14 | 19 Average
Semi Deviation 0.88
0.94
0.52 | 1.70 9 | 19 Good
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 8 | 19 Good
VaR 1 Y % -0.18
-0.45
-2.69 | 0.00 12 | 19 Average
Average Drawdown % -0.19
-0.58
-1.67 | 0.00 4 | 19 Very Good
Sharpe Ratio -0.56
-0.80
-1.12 | 0.38 4 | 19 Very Good
Sterling Ratio 0.58
0.55
0.41 | 0.77 6 | 19 Good
Sortino Ratio -0.20
-0.24
-0.36 | 0.36 4 | 19 Very Good
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58 0.65 0.53 | 0.79 19 | 21
3M Return % 1.52 1.74 1.52 | 1.97 21 | 21
6M Return % 4.13 3.91 3.63 | 4.13 1 | 21
1Y Return % 8.75 8.21 7.60 | 8.75 1 | 21
3Y Return % 6.54 6.57 5.92 | 8.62 7 | 18
5Y Return % 6.68 6.71 6.02 | 7.45 9 | 14
7Y Return % 7.26 7.29 6.16 | 7.95 10 | 14
10Y Return % 7.49 7.49 6.81 | 7.89 9 | 12
1Y SIP Return % -8.15 -8.34 -8.77 | -8.06 3 | 21
3Y SIP Return % 5.85 5.67 5.39 | 5.97 4 | 18
5Y SIP Return % 6.02 6.05 5.55 | 6.93 8 | 14
7Y SIP Return % 5.39 5.41 4.86 | 5.79 9 | 14
10Y SIP Return % 6.26 6.25 5.73 | 6.57 6 | 12
Standard Deviation 1.25 1.29 0.73 | 3.21 14 | 19
Semi Deviation 0.88 0.94 0.52 | 1.70 9 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 8 | 19
VaR 1 Y % -0.18 -0.45 -2.69 | 0.00 12 | 19
Average Drawdown % -0.19 -0.58 -1.67 | 0.00 4 | 19
Sharpe Ratio -0.56 -0.80 -1.12 | 0.38 4 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 6 | 19
Sortino Ratio -0.20 -0.24 -0.36 | 0.36 4 | 19
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.01 ₹ 9,999.00 -0.01 ₹ 9,999.00
1W 0.15 ₹ 10,015.00 0.16 ₹ 10,016.00
1M 0.54 ₹ 10,054.00 0.58 ₹ 10,058.00
3M 1.43 ₹ 10,143.00 1.52 ₹ 10,152.00
6M 3.97 ₹ 10,397.00 4.13 ₹ 10,413.00
1Y 8.46 ₹ 10,846.00 8.75 ₹ 10,875.00
3Y 6.27 ₹ 12,001.00 6.54 ₹ 12,094.00
5Y 6.41 ₹ 13,640.00 6.68 ₹ 13,817.00
7Y 6.97 ₹ 16,022.00 7.26 ₹ 16,330.00
10Y 7.18 ₹ 20,004.00 7.49 ₹ 20,588.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.41 ₹ 11,443.30 -8.15 ₹ 11,460.67
3Y ₹ 36000 5.57 ₹ 39,191.33 5.85 ₹ 39,356.93
5Y ₹ 60000 5.75 ₹ 69,399.42 6.02 ₹ 69,881.16
7Y ₹ 84000 5.11 ₹ 100,767.07 5.39 ₹ 101,757.85
10Y ₹ 120000 5.97 ₹ 163,096.32 6.26 ₹ 165,586.68
15Y ₹ 180000 ₹ ₹


Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
31-01-2025 23.2166 24.0101
30-01-2025 23.2191 24.0125
29-01-2025 23.2114 24.0042
28-01-2025 23.2131 24.0057
27-01-2025 23.2126 24.0049
24-01-2025 23.1822 23.9727
23-01-2025 23.1761 23.9661
22-01-2025 23.1782 23.968
21-01-2025 23.1625 23.9515
20-01-2025 23.1322 23.9199
17-01-2025 23.1141 23.9005
16-01-2025 23.1127 23.8987
15-01-2025 23.0781 23.8627
14-01-2025 23.0717 23.8558
13-01-2025 23.0769 23.8609
10-01-2025 23.1194 23.9041
09-01-2025 23.1196 23.904
08-01-2025 23.1218 23.9061
07-01-2025 23.1255 23.9096
06-01-2025 23.1055 23.8887
03-01-2025 23.1008 23.883
02-01-2025 23.0894 23.871
01-01-2025 23.0849 23.866
31-12-2024 23.0912 23.8723

Fund Launch Date: 10/Sep/2013
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.