Dsp Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 27-12-2024
NAV ₹23.06(R) +0.04% ₹23.84(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.65% 6.13% 6.45% 6.92% 7.32%
LumpSum (D) 8.93% 6.4% 6.72% 7.21% 7.63%
SIP (R) 8.2% 7.31% 6.33% 6.29% 6.71%
SIP (D) 8.48% 7.58% 6.6% 6.57% 7.0%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.62 -0.22 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.26% -0.14% -0.56% - 0.87%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 27-12-2024

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.15
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.15
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.16
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.16
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.34
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.35
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.36
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.37
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.82
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.85
0.0000
0.0400%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 23.06
0.0100
0.0400%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 23.84
0.0100
0.0400%

Review Date: 27-12-2024

Dsp Banking & Psu Debt Fund has exhibited very good performance in the Banking and PSU Debt Fund category. The fund has rank of 2 out of 19 funds in the category. The fund has delivered return of 8.65% in 1 year, 6.13% in 3 years, 6.45% in 5 years and 7.32% in 10 years. The category average for the same periods is 7.8%, 5.93%, 6.3% and 7.16% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.26, VaR of -0.14, Average Drawdown of -0.28, Semi Deviation of 0.87 and Max Drawdown of -0.56. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10893.0 in 1 year, ₹12046.0 in 3 years and ₹13842.0 in 5 years as of today (27-12-2024).
  2. An SIP of ₹1,000 per month in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹12544.0 in 1 year, ₹40379.0 in 3 years and ₹70883.0 in 5 years as of today (27-12-2024).
  3. standard deviation of 1.26 and based on VaR one can expect to lose more than -0.14% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.62 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60
0.54
0.37 | 0.72 4 | 22 Very Good
3M Return % 1.17
1.46
1.16 | 1.86 21 | 22 Poor
6M Return % 4.15
3.91
3.59 | 4.15 1 | 22 Very Good
1Y Return % 8.65
7.80
7.22 | 8.65 1 | 22 Very Good
3Y Return % 6.13
5.93
5.04 | 8.16 3 | 19 Very Good
5Y Return % 6.45
6.30
5.60 | 7.22 7 | 15 Good
7Y Return % 6.92
6.82
5.93 | 7.55 7 | 15 Good
10Y Return % 7.32
7.16
6.40 | 7.57 5 | 12 Good
1Y SIP Return % 8.20
7.60
7.13 | 8.20 1 | 22 Very Good
3Y SIP Return % 7.31
6.94
6.55 | 7.50 3 | 19 Very Good
5Y SIP Return % 6.33
6.20
5.68 | 7.25 4 | 15 Very Good
7Y SIP Return % 6.29
6.16
5.58 | 6.62 6 | 15 Good
10Y SIP Return % 6.71
6.55
6.00 | 6.89 6 | 13 Good
Standard Deviation 1.26
1.30
0.75 | 3.22 14 | 19 Average
Semi Deviation 0.87
0.94
0.53 | 1.69 9 | 19 Good
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 8 | 19 Good
VaR 1 Y % -0.14
-0.46
-2.69 | 0.00 10 | 19 Good
Average Drawdown % -0.28
-0.65
-1.85 | 0.00 5 | 19 Very Good
Sharpe Ratio -0.62
-0.84
-1.15 | 0.37 4 | 19 Very Good
Sterling Ratio 0.57
0.54
0.39 | 0.77 6 | 19 Good
Sortino Ratio -0.22
-0.25
-0.37 | 0.35 4 | 19 Very Good
Return data last Updated On : Dec. 27, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.63 0.57 0.40 | 0.75 4 | 21
3M Return % 1.25 1.56 1.24 | 1.95 20 | 21
6M Return % 4.29 4.10 3.79 | 4.32 3 | 21
1Y Return % 8.93 8.20 7.63 | 8.93 1 | 21
3Y Return % 6.40 6.35 5.42 | 8.46 6 | 18
5Y Return % 6.72 6.74 6.02 | 7.43 9 | 14
7Y Return % 7.21 7.24 6.11 | 7.88 10 | 14
10Y Return % 7.63 7.54 6.89 | 7.94 5 | 12
1Y SIP Return % 8.48 8.00 7.54 | 8.48 1 | 21
3Y SIP Return % 7.58 7.36 7.04 | 7.81 3 | 18
5Y SIP Return % 6.60 6.60 6.07 | 7.51 8 | 14
7Y SIP Return % 6.57 6.57 5.99 | 6.96 9 | 14
10Y SIP Return % 7.00 6.97 6.42 | 7.31 7 | 12
Standard Deviation 1.26 1.30 0.75 | 3.22 14 | 19
Semi Deviation 0.87 0.94 0.53 | 1.69 9 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 8 | 19
VaR 1 Y % -0.14 -0.46 -2.69 | 0.00 10 | 19
Average Drawdown % -0.28 -0.65 -1.85 | 0.00 5 | 19
Sharpe Ratio -0.62 -0.84 -1.15 | 0.37 4 | 19
Sterling Ratio 0.57 0.54 0.39 | 0.77 6 | 19
Sortino Ratio -0.22 -0.25 -0.37 | 0.35 4 | 19
Return data last Updated On : Dec. 27, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.09 ₹ 10,009.00 0.09 ₹ 10,009.00
1M 0.60 ₹ 10,060.00 0.63 ₹ 10,063.00
3M 1.17 ₹ 10,117.00 1.25 ₹ 10,125.00
6M 4.15 ₹ 10,415.00 4.29 ₹ 10,429.00
1Y 8.65 ₹ 10,865.00 8.93 ₹ 10,893.00
3Y 6.13 ₹ 11,955.00 6.40 ₹ 12,046.00
5Y 6.45 ₹ 13,667.00 6.72 ₹ 13,842.00
7Y 6.92 ₹ 15,976.00 7.21 ₹ 16,281.00
10Y 7.32 ₹ 20,263.00 7.63 ₹ 20,853.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.20 ₹ 12,526.18 8.48 ₹ 12,544.14
3Y ₹ 36000 7.31 ₹ 40,217.11 7.58 ₹ 40,378.82
5Y ₹ 60000 6.33 ₹ 70,409.94 6.60 ₹ 70,883.40
7Y ₹ 84000 6.29 ₹ 105,069.30 6.57 ₹ 106,112.66
10Y ₹ 120000 6.71 ₹ 169,478.28 7.00 ₹ 172,076.28
15Y ₹ 180000 ₹ ₹


Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
27-12-2024 23.0647 23.8439
26-12-2024 23.0548 23.8334
24-12-2024 23.0542 23.8322
23-12-2024 23.0649 23.843
20-12-2024 23.045 23.8217
19-12-2024 23.0583 23.8352
18-12-2024 23.087 23.8646
17-12-2024 23.0795 23.8566
16-12-2024 23.0821 23.859
13-12-2024 23.0772 23.8531
12-12-2024 23.0631 23.8383
11-12-2024 23.0586 23.8334
10-12-2024 23.0578 23.8323
09-12-2024 23.0458 23.8196
06-12-2024 23.0193 23.7915
05-12-2024 23.0546 23.8277
04-12-2024 23.037 23.8093
03-12-2024 23.0003 23.7711
02-12-2024 22.9992 23.7697
29-11-2024 22.9556 23.724
28-11-2024 22.9287 23.696
27-11-2024 22.928 23.6952

Fund Launch Date: 10/Sep/2013
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.