Previously Known As : Boi Axa Treasury Advantage Fund
Bank Of India Ultra Short Duration Fund Overview
Category Ultra Short Duration Fund
BMSMONEY Rank 19
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹3062.26(R) +0.02% ₹3161.36(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.63% 5.78% 5.07% 5.77% 6.59%
LumpSum (D) 7.15% 6.18% 5.4% 6.08% 6.87%
SIP (R) -9.65% 4.49% 4.95% 4.41% 5.06%
SIP (D) -9.2% 4.96% 5.34% 4.76% 5.37%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-2.58 -0.61 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.42% 0.0% 0.0% - 0.35%
Top Ultra Short Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Savings Fund 1
Mirae Asset Ultra Short Duration Fund 2
Baroda BNP Paribas Ultra Short Duration Fund 3
Bandhan Ultra Short Term Fund 4
Icici Prudential Ultra Short Term Fund 5

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Daily IDCW 1007.45
0.0000
0.0000%
BANK OF INDIA Ultra Short Duration Fund- Direct Plan- Weekly IDCW 1007.81
0.2400
0.0200%
BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Weekly IDCW 1008.31
0.2200
0.0200%
BANK OF INDIA Ultra Short Duration Fund- Direct Plan- Daily IDCW 1011.93
0.0000
0.0000%
BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Growth 3062.26
0.6800
0.0200%
BANK OF INDIA Ultra Short Duration Fund- Direct Plan-Bonus 3146.17
0.7400
0.0200%
BANK OF INDIA Ultra Short Duration Fund- Direct Plan- Growth 3161.36
0.7400
0.0200%

Review Date: 17-01-2025

Bank of India Ultra Short Duration Fund has exhibited poor performance in the Ultra Short Duration Fund category. The fund has rank of 19 out of 22 funds in the category. The fund has delivered return of 6.63% in 1 year, 5.78% in 3 years, 5.07% in 5 years and 6.59% in 10 years. The category average for the same periods is 7.06%, 6.04%, 5.4% and 6.23% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.42. The category average for the same parameter is 0.47 The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Ultra Short Duration Fund direct growth option would have grown to ₹10715.0 in 1 year, ₹11971.0 in 3 years and ₹13010.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bank of India Ultra Short Duration Fund direct growth option would have grown to ₹11393.0 in 1 year, ₹38829.0 in 3 years and ₹68686.0 in 5 years as of today (17-01-2025).
  3. Sharpe ratio of the fund is -2.58 which shows poor performance of fund in the ultra short duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.54
0.45 | 0.60 16 | 23 Average
3M Return % 1.56
1.62
1.37 | 1.85 18 | 23 Average
6M Return % 3.23
3.36
2.85 | 3.76 20 | 23 Poor
1Y Return % 6.63
7.06
5.97 | 7.78 20 | 23 Poor
3Y Return % 5.78
6.04
5.17 | 6.61 17 | 23 Average
5Y Return % 5.07
5.40
4.43 | 6.20 14 | 19 Average
7Y Return % 5.77
5.63
2.79 | 6.68 6 | 10 Good
10Y Return % 6.59
6.23
3.77 | 7.18 4 | 10 Good
15Y Return % 7.09
20.64
6.62 | 45.75 5 | 7 Average
1Y SIP Return % -9.65
-9.37
-10.24 | -8.74 20 | 23 Poor
3Y SIP Return % 4.49
4.86
3.91 | 5.47 20 | 23 Poor
5Y SIP Return % 4.95
5.29
4.32 | 5.91 16 | 19 Poor
7Y SIP Return % 4.41
4.64
3.26 | 5.36 7 | 10 Average
10Y SIP Return % 5.06
5.03
2.95 | 5.96 7 | 10 Average
15Y SIP Return % 6.19
17.74
5.67 | 42.05 5 | 7 Average
Standard Deviation 0.42
0.47
0.41 | 0.54 3 | 22 Very Good
Semi Deviation 0.35
0.38
0.34 | 0.42 4 | 22 Very Good
Max Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Average Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Sharpe Ratio -2.58
-1.80
-4.04 | -0.64 19 | 22 Poor
Sterling Ratio 0.57
0.60
0.51 | 0.66 17 | 22 Average
Sortino Ratio -0.61
-0.46
-0.77 | -0.20 19 | 22 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.57 0.58 0.50 | 0.62 21 | 23
3M Return % 1.69 1.76 1.56 | 1.91 22 | 23
6M Return % 3.49 3.64 3.18 | 3.87 22 | 23
1Y Return % 7.15 7.61 6.59 | 8.00 22 | 23
3Y Return % 6.18 6.58 5.78 | 6.99 22 | 23
5Y Return % 5.40 5.90 4.95 | 7.04 17 | 19
7Y Return % 6.08 6.09 3.21 | 7.02 8 | 10
10Y Return % 6.87 6.70 4.22 | 7.79 6 | 10
1Y SIP Return % -9.20 -8.91 -9.71 | -8.55 22 | 23
3Y SIP Return % 4.96 5.41 4.55 | 5.76 22 | 23
5Y SIP Return % 5.34 5.80 4.93 | 6.74 18 | 19
7Y SIP Return % 4.76 5.11 3.78 | 5.64 8 | 10
10Y SIP Return % 5.37 5.50 3.42 | 6.26 8 | 10
Standard Deviation 0.42 0.47 0.41 | 0.54 3 | 22
Semi Deviation 0.35 0.38 0.34 | 0.42 4 | 22
Max Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Average Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Sharpe Ratio -2.58 -1.80 -4.04 | -0.64 19 | 22
Sterling Ratio 0.57 0.60 0.51 | 0.66 17 | 22
Sortino Ratio -0.61 -0.46 -0.77 | -0.20 19 | 22
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1M 0.53 ₹ 10,053.00 0.57 ₹ 10,057.00
3M 1.56 ₹ 10,156.00 1.69 ₹ 10,169.00
6M 3.23 ₹ 10,323.00 3.49 ₹ 10,349.00
1Y 6.63 ₹ 10,663.00 7.15 ₹ 10,715.00
3Y 5.78 ₹ 11,836.00 6.18 ₹ 11,971.00
5Y 5.07 ₹ 12,806.00 5.40 ₹ 13,010.00
7Y 5.77 ₹ 14,813.00 6.08 ₹ 15,111.00
10Y 6.59 ₹ 18,935.00 6.87 ₹ 19,435.00
15Y 7.09 ₹ 27,947.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.65 ₹ 11,362.51 -9.20 ₹ 11,392.90
3Y ₹ 36000 4.49 ₹ 38,554.13 4.96 ₹ 38,828.74
5Y ₹ 60000 4.95 ₹ 68,010.00 5.34 ₹ 68,686.14
7Y ₹ 84000 4.41 ₹ 98,260.51 4.76 ₹ 99,490.10
10Y ₹ 120000 5.06 ₹ 155,519.16 5.37 ₹ 158,076.60
15Y ₹ 180000 6.19 ₹ 293,001.30 ₹


Date Bank Of India Ultra Short Duration Fund NAV Regular Growth Bank Of India Ultra Short Duration Fund NAV Direct Growth
17-01-2025 3062.2574 3161.3559
16-01-2025 3061.5818 3160.6142
15-01-2025 3060.7393 3159.7002
14-01-2025 3060.0316 3158.9255
13-01-2025 3059.6608 3158.4984
10-01-2025 3058.2907 3156.9589
09-01-2025 3057.3833 3155.9781
08-01-2025 3057.2665 3155.8133
07-01-2025 3057.2296 3155.7312
06-01-2025 3056.9605 3155.4092
03-01-2025 3055.4844 3153.7517
02-01-2025 3055.0899 3153.3015
01-01-2025 3054.3221 3152.4641
31-12-2024 3053.5898 3151.6621
30-12-2024 3051.9888 3149.9655
27-12-2024 3050.4488 3148.2447
26-12-2024 3049.7066 3147.4346
24-12-2024 3048.7236 3146.3321
23-12-2024 3048.4548 3146.0106
20-12-2024 3047.3698 3144.7565
19-12-2024 3046.8425 3144.1684
18-12-2024 3046.6073 3143.8817
17-12-2024 3046.1774 3143.4

Fund Launch Date: 09/Jul/2008
Fund Category: Ultra Short Duration Fund
Investment Objective: The Scheme seeks to deliver reasonable market related returns with lower risk and higherliquidity through portfolio of debt and money market instruments. The Scheme is notproviding any assured or guaranteed returns.Further there is no assurance that the investment objectives of the Scheme will be realized
Fund Description: An open ended ultra-short term debt scheme investing in instruments with Macaulayduration of the portfolio between 3 months and 6 months
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.