Bank Of India Small Cap Fund Overview
Category Small Cap Fund
BMSMONEY Rank 9
Rating
Growth Option 11-04-2025
NAV ₹41.0(R) +3.74% ₹45.56(D) +3.76%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -% 15.08% 34.43% -% -%
Direct -% 16.9% 36.63% -% -%
Nifty Smallcap 250 TRI None% 14.89% 35.21% 13.25% 13.29%
SIP (XIRR) Regular -30.52% 13.42% 21.75% -% -%
Direct -29.47% 15.29% 23.84% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.25 0.47 0.89% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
18.64% -26.42% -24.95% 0.86 13.69%
Top Small Cap Fund
Fund Name Rank Rating
Bandhan Small Cap Fund 1
Invesco India Smallcap Fund 2
Iti Small Cap Fund 3
Tata Small Cap Fund 4
Axis Small Cap Fund 5

NAV Date: 11-04-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Small Cap Fund Regular Plan IDCW 29.89
1.0800
3.7500%
BANK OF INDIA Small Cap Fund Direct Plan IDCW 34.12
1.2400
3.7700%
BANK OF INDIA Small Cap Fund Regular Plan Growth 41.0
1.4800
3.7400%
BANK OF INDIA Small Cap Fund Direct Plan Growth 45.56
1.6500
3.7600%

Review Date: 11-04-2025

Beginning of Analysis

Bank of India Small Cap Fund is the 9th ranked fund in the Small Cap Fund category. The category has total 21 funds. The 4 star rating shows a very good past performance of the Bank of India Small Cap Fund in Small Cap Fund. The fund has a Jensen Alpha of 0.89% which is lower than the category average of 2.19%, showing poor performance. The fund has a Sharpe Ratio of 0.49 which is lower than the category average of 0.54.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Small Cap Mutual Funds

Bank of India Small Cap Fund Return Analysis

  • The fund has given a return of 4.33%, -7.87 and -16.94 in last one, three and six months respectively. In the same period the category average return was 3.23%, -7.69% and -16.75% respectively.
  • The fund has given a return of 16.9% in last three years and rank 9th out of 21 funds in the category. In the same period the Nifty Smallcap 250 TRI return was 14.89%. The fund has given 2.01% more return than the benchmark return.
  • Bank of India Small Cap Fund has given a return of 36.63% in last five years and category average returns is 35.16% in same period. The fund ranked 4th out of 19 funds in the category. In the same period the Nifty Smallcap 250 TRI return was 35.21%. The fund has given 1.42% more return than the benchmark return.
  • The fund has given a SIP return of -29.47% in last one year whereas category average SIP return is -29.05%. The fund one year return rank in the category is 12th in 26 funds
  • The fund has SIP return of 15.29% in last three years and ranks 6th in 21 funds. Bandhan Small Cap Fund has given the highest SIP return (25.87%) in the category in last three years.
  • The fund has SIP return of 23.84% in last five years whereas category average SIP return is 22.77%.

Bank of India Small Cap Fund Risk Analysis

  • The fund has a standard deviation of 18.64 and semi deviation of 13.69. The category average standard deviation is 17.14 and semi deviation is 12.52.
  • The fund has a Value at Risk (VaR) of -26.42 and a maximum drawdown of -24.95. The category average VaR is -23.69 and the maximum drawdown is -22.27. The fund has a beta of 0.86 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Small Cap Fund Category
  • Good Performance in Small Cap Fund Category
  • Poor Performance in Small Cap Fund Category
  • Very Poor Performance in Small Cap Fund Category


    • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Small Cap Fund NAV Regular Growth Bank Of India Small Cap Fund NAV Direct Growth
    11-04-2025 41.0 45.56
    09-04-2025 39.52 43.91
    08-04-2025 40.09 44.54
    07-04-2025 38.87 43.18
    04-04-2025 40.91 45.45
    03-04-2025 42.37 47.06
    02-04-2025 42.03 46.69
    01-04-2025 41.65 46.26
    28-03-2025 41.74 46.35
    27-03-2025 41.85 46.47
    26-03-2025 41.37 45.94
    25-03-2025 42.16 46.81
    24-03-2025 42.99 47.74
    21-03-2025 42.64 47.34
    20-03-2025 41.48 46.05
    19-03-2025 41.3 45.84
    18-03-2025 40.27 44.7
    17-03-2025 39.14 43.45
    13-03-2025 38.95 43.22
    12-03-2025 39.18 43.48
    11-03-2025 39.35 43.67

    Fund Launch Date: 28/Nov/2018
    Fund Category: Small Cap Fund
    Investment Objective: The investment objective of the scheme is to generate long term capital appreciation byinvesting predominantly in equity and equity-related securities of small cap companies.However, there can be no assurance that the investment objectives of the Scheme will berealized.
    Fund Description: An open ended equity scheme predominantly investing in small cap stocks
    Fund Benchmark: Nifty Smallcap 100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.