Bank Of India Short Term Income Fund Overview
Category Short Duration Fund
BMSMONEY Rank 1
Rating
Growth Option 21-02-2025
NAV ₹25.93(R) +0.01% ₹28.14(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.88% 13.82% 7.85% 4.71% 5.69%
Direct 9.48% 14.35% 8.35% 5.22% 6.34%
Benchmark
SIP (XIRR) Regular 9.66% 9.46% 10.33% 7.5% 6.06%
Direct 10.27% 10.02% 10.84% 7.99% 6.59%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.69 2.09 1.32 10.76% 0.16
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
9.59% -0.39% -0.51% 0.41 2.43%
Top Short Duration Fund
Fund Name Rank Rating
Bank of India Short Term Income Fund 1
Icici Prudential Short Term Fund 2
Hdfc Short Term Debt Fund 3
Aditya Birla Sun Life Short Term Fund 4
Axis Short Term Fund 5

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Short Term Income Fund-Direct Plan- Quarterly IDCW 12.97
0.0000
0.0200%
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW 13.11
0.0000
0.0100%
BANK OF INDIA Short Term Income Fund-Regular Plan- Monthly IDCW 13.31
0.0000
0.0100%
BANK OF INDIA Short Term Income Fund-Direct Plan- Monthly IDCW 13.68
0.0000
0.0100%
BANK OF INDIA Short Term Income Fund-Regular Plan- Growth 25.93
0.0000
0.0100%
BANK OF INDIA Short Term Income Fund-Direct Plan- Growth 28.14
0.0000
0.0200%

Review Date: 21-02-2025


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58
0.57
0.00 | 0.65 15 | 22 Average
3M Return % 1.66
1.65
0.00 | 1.89 17 | 22 Average
6M Return % 5.24
3.48
0.00 | 5.24 1 | 22 Very Good
1Y Return % 8.88
7.22
0.00 | 8.88 1 | 22 Very Good
3Y Return % 13.82
6.30
5.01 | 13.82 1 | 22 Very Good
5Y Return % 7.85
5.99
4.56 | 7.85 1 | 19 Very Good
7Y Return % 4.71
6.26
4.71 | 7.24 17 | 17 Poor
10Y Return % 5.69
6.68
5.69 | 7.44 17 | 17 Poor
15Y Return % 6.29
10.48
6.29 | 45.50 12 | 12 Poor
1Y SIP Return % 9.66
7.20
0.00 | 9.66 1 | 22 Very Good
3Y SIP Return % 9.46
6.88
2.44 | 9.46 1 | 22 Very Good
5Y SIP Return % 10.33
6.28
5.04 | 10.33 1 | 19 Very Good
7Y SIP Return % 7.50
5.91
4.51 | 7.50 1 | 17 Very Good
10Y SIP Return % 6.06
6.00
4.84 | 6.75 10 | 17 Good
15Y SIP Return % 6.16
9.89
6.16 | 46.36 13 | 13 Poor
Standard Deviation 9.59
1.62
0.80 | 9.59 20 | 20 Poor
Semi Deviation 2.43
0.94
0.63 | 2.43 20 | 20 Poor
Max Drawdown % -0.51
-0.67
-1.28 | -0.24 6 | 20 Good
VaR 1 Y % -0.39
-0.32
-1.10 | 0.00 15 | 20 Average
Average Drawdown % -0.31
-0.47
-0.83 | -0.24 4 | 20 Very Good
Sharpe Ratio 0.69
-0.62
-1.44 | 0.69 1 | 20 Very Good
Sterling Ratio 1.32
0.60
0.45 | 1.32 1 | 20 Very Good
Sortino Ratio 2.09
-0.11
-0.41 | 2.09 1 | 20 Very Good
Jensen Alpha % 10.76
2.03
0.23 | 10.76 1 | 20 Very Good
Treynor Ratio 0.16
0.00
-0.05 | 0.16 1 | 20 Very Good
Modigliani Square Measure % 2.33
6.83
2.05 | 10.72 19 | 20 Poor
Alpha % 7.14
-0.32
-1.68 | 7.14 1 | 20 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.62 0.62 0.00 | 0.72 18 | 22
3M Return % 1.80 1.81 0.00 | 2.03 21 | 22
6M Return % 5.53 3.80 0.00 | 5.53 1 | 22
1Y Return % 9.48 7.89 0.00 | 9.48 1 | 22
3Y Return % 14.35 6.89 3.15 | 14.35 1 | 22
5Y Return % 8.35 6.63 4.24 | 8.35 1 | 19
7Y Return % 5.22 6.90 4.60 | 7.95 16 | 17
10Y Return % 6.34 7.35 5.97 | 8.21 16 | 17
1Y SIP Return % 10.27 7.87 0.03 | 10.27 1 | 22
3Y SIP Return % 10.02 7.54 2.21 | 10.02 1 | 22
5Y SIP Return % 10.84 6.90 4.24 | 10.84 1 | 19
7Y SIP Return % 7.99 6.51 3.76 | 7.99 1 | 17
10Y SIP Return % 6.59 6.64 4.51 | 7.51 11 | 17
Standard Deviation 9.59 1.62 0.80 | 9.59 20 | 20
Semi Deviation 2.43 0.94 0.63 | 2.43 20 | 20
Max Drawdown % -0.51 -0.67 -1.28 | -0.24 6 | 20
VaR 1 Y % -0.39 -0.32 -1.10 | 0.00 15 | 20
Average Drawdown % -0.31 -0.47 -0.83 | -0.24 4 | 20
Sharpe Ratio 0.69 -0.62 -1.44 | 0.69 1 | 20
Sterling Ratio 1.32 0.60 0.45 | 1.32 1 | 20
Sortino Ratio 2.09 -0.11 -0.41 | 2.09 1 | 20
Jensen Alpha % 10.76 2.03 0.23 | 10.76 1 | 20
Treynor Ratio 0.16 0.00 -0.05 | 0.16 1 | 20
Modigliani Square Measure % 2.33 6.83 2.05 | 10.72 19 | 20
Alpha % 7.14 -0.32 -1.68 | 7.14 1 | 20
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.02 ₹ 10,002.00
1W 0.11 ₹ 10,011.00 0.12 ₹ 10,012.00
1M 0.58 ₹ 10,058.00 0.62 ₹ 10,062.00
3M 1.66 ₹ 10,166.00 1.80 ₹ 10,180.00
6M 5.24 ₹ 10,524.00 5.53 ₹ 10,553.00
1Y 8.88 ₹ 10,888.00 9.48 ₹ 10,948.00
3Y 13.82 ₹ 14,744.00 14.35 ₹ 14,954.00
5Y 7.85 ₹ 14,592.00 8.35 ₹ 14,932.00
7Y 4.71 ₹ 13,799.00 5.22 ₹ 14,279.00
10Y 5.69 ₹ 17,396.00 6.34 ₹ 18,500.00
15Y 6.29 ₹ 24,983.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.66 ₹ 12,622.36 10.27 ₹ 12,660.68
3Y ₹ 36000 9.46 ₹ 41,524.99 10.02 ₹ 41,870.77
5Y ₹ 60000 10.33 ₹ 77,838.18 10.84 ₹ 78,847.44
7Y ₹ 84000 7.50 ₹ 109,749.11 7.99 ₹ 111,685.31
10Y ₹ 120000 6.06 ₹ 163,814.16 6.59 ₹ 168,438.84
15Y ₹ 180000 6.16 ₹ 292,128.84 ₹


Date Bank Of India Short Term Income Fund NAV Regular Growth Bank Of India Short Term Income Fund NAV Direct Growth
21-02-2025 25.9307 28.1353
20-02-2025 25.9272 28.131
18-02-2025 25.9236 28.1263
17-02-2025 25.916 28.1176
14-02-2025 25.902 28.1011
13-02-2025 25.8972 28.0956
12-02-2025 25.8954 28.0931
11-02-2025 25.8955 28.0929
10-02-2025 25.8871 28.0833
07-02-2025 25.8872 28.0821
06-02-2025 25.9054 28.1015
05-02-2025 25.8885 28.0827
04-02-2025 25.8769 28.0697
03-02-2025 25.872 28.064
31-01-2025 25.8462 28.0348
30-01-2025 25.8487 28.037
29-01-2025 25.8439 28.0314
28-01-2025 25.8388 28.0255
27-01-2025 25.8326 28.0183
24-01-2025 25.7976 27.9791
23-01-2025 25.7864 27.9665
22-01-2025 25.791 27.971
21-01-2025 25.7817 27.9606

Fund Launch Date: 03/Dec/2008
Fund Category: Short Duration Fund
Investment Objective: The Scheme seeks to generate income and capital appreciation by investing in a diversifiedportfolio of debt and money market securities. However, there can be no assurance that theincome can be generated, regular or otherwise, or the investment objectives of the Schemewill be realized.
Fund Description: An open ended short term debt scheme investing in instruments with Macaulayduration of the portfolio between 1 year and 3 years
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.