Bank Of India Short Term Income Fund Overview
Category Short Duration Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹25.51(R) +0.04% ₹27.64(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.28% 13.46% 8.39% 4.57% 5.78%
LumpSum (D) 9.88% 13.97% 8.89% 5.08% 6.45%
SIP (R) -21.18% 7.15% 6.96% 5.24% 4.66%
SIP (D) -20.74% 7.71% 7.46% 5.73% 5.2%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.58 1.69 1.21 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
9.59% -0.39% -0.51% - 2.31%
Top Short Duration Fund
Fund Name Rank Rating
Bank of India Short Term Income Fund 1
Icici Prudential Short Term Fund 2
Hdfc Short Term Debt Fund 3
Aditya Birla Sun Life Short Term Fund 4
UTI Short Duration Fund 5

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Short Term Income Fund-Direct Plan- Quarterly IDCW 12.74
0.0100
0.0400%
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW 12.9
0.0100
0.0400%
BANK OF INDIA Short Term Income Fund-Regular Plan- Monthly IDCW 13.09
0.0100
0.0400%
BANK OF INDIA Short Term Income Fund-Direct Plan- Monthly IDCW 13.44
0.0100
0.0400%
BANK OF INDIA Short Term Income Fund-Regular Plan- Growth 25.51
0.0100
0.0400%
BANK OF INDIA Short Term Income Fund-Direct Plan- Growth 27.64
0.0100
0.0400%

Review Date: 19-11-2024

Bank of India Short Term Income Fund is the best performing fund in the Short Duration Fund category. The fund has delivered return of 9.28% in 1 year, 13.46% in 3 years, 8.39% in 5 years and 5.78% in 10 years. The category average for the same periods is 7.49%, 5.97%, 6.05% and 6.76% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 9.59, VaR of -0.39, Average Drawdown of -0.31, Semi Deviation of 2.31 and Max Drawdown of -0.51. The category average for the same parameters is 1.64, -0.35, -0.5, 0.94 and -0.71 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Short Term Income Fund direct growth option would have grown to ₹10988.0 in 1 year, ₹14804.0 in 3 years and ₹15309.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Bank of India Short Term Income Fund direct growth option would have grown to ₹10600.0 in 1 year, ₹40455.0 in 3 years and ₹72444.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 9.59 and based on VaR one can expect to lose more than -0.39% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.58 which shows very good performance of fund in the short duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.27
0.52
0.00 | 2.27 1 | 22 Very Good
3M Return % 3.56
1.84
0.00 | 3.56 1 | 22 Very Good
6M Return % 5.54
3.81
0.00 | 5.54 1 | 22 Very Good
1Y Return % 9.28
7.49
0.00 | 9.28 1 | 22 Very Good
3Y Return % 13.46
5.97
4.56 | 13.46 1 | 21 Very Good
5Y Return % 8.39
6.05
4.60 | 8.39 1 | 19 Very Good
7Y Return % 4.57
6.08
4.57 | 7.09 17 | 17 Poor
10Y Return % 5.78
6.76
5.78 | 7.53 17 | 17 Poor
15Y Return % 6.26
10.70
6.26 | 45.43 11 | 11 Poor
1Y SIP Return % -21.18
-23.65
-29.15 | -21.18 1 | 22 Very Good
3Y SIP Return % 7.15
3.19
-0.23 | 7.15 1 | 21 Very Good
5Y SIP Return % 6.96
2.79
1.45 | 6.96 1 | 19 Very Good
7Y SIP Return % 5.24
3.83
2.35 | 5.24 1 | 17 Very Good
10Y SIP Return % 4.66
4.70
3.50 | 5.47 10 | 17 Good
15Y SIP Return % 5.29
9.37
5.29 | 46.26 12 | 12 Poor
Standard Deviation 9.59
1.64
0.92 | 9.59 21 | 21 Poor
Semi Deviation 2.31
0.94
0.70 | 2.31 21 | 21 Poor
Max Drawdown % -0.51
-0.71
-1.28 | -0.24 5 | 21 Very Good
VaR 1 Y % -0.39
-0.35
-1.20 | 0.00 15 | 21 Average
Average Drawdown % -0.31
-0.50
-1.19 | -0.24 4 | 21 Very Good
Sharpe Ratio 0.58
-0.91
-1.70 | 0.58 1 | 21 Very Good
Sterling Ratio 1.21
0.55
0.41 | 1.21 1 | 21 Very Good
Sortino Ratio 1.69
-0.21
-0.47 | 1.69 1 | 21 Very Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.31 0.57 0.00 | 2.31 1 | 22
3M Return % 3.70 2.00 0.00 | 3.70 1 | 22
6M Return % 5.83 4.14 0.00 | 5.83 1 | 22
1Y Return % 9.88 8.14 0.00 | 9.88 1 | 22
3Y Return % 13.97 6.57 3.34 | 13.97 1 | 21
5Y Return % 8.89 6.70 3.65 | 8.89 1 | 19
7Y Return % 5.08 6.73 4.78 | 7.76 16 | 17
10Y Return % 6.45 7.43 6.27 | 8.31 16 | 17
1Y SIP Return % -20.74 -23.16 -29.13 | -20.74 1 | 22
3Y SIP Return % 7.71 3.85 -0.83 | 7.71 1 | 21
5Y SIP Return % 7.46 3.40 1.22 | 7.46 1 | 19
7Y SIP Return % 5.73 4.43 2.03 | 5.73 1 | 17
10Y SIP Return % 5.20 5.34 3.49 | 6.25 12 | 17
Standard Deviation 9.59 1.64 0.92 | 9.59 21 | 21
Semi Deviation 2.31 0.94 0.70 | 2.31 21 | 21
Max Drawdown % -0.51 -0.71 -1.28 | -0.24 5 | 21
VaR 1 Y % -0.39 -0.35 -1.20 | 0.00 15 | 21
Average Drawdown % -0.31 -0.50 -1.19 | -0.24 4 | 21
Sharpe Ratio 0.58 -0.91 -1.70 | 0.58 1 | 21
Sterling Ratio 1.21 0.55 0.41 | 1.21 1 | 21
Sortino Ratio 1.69 -0.21 -0.47 | 1.69 1 | 21
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.10 ₹ 10,010.00 0.11 ₹ 10,011.00
1M 2.27 ₹ 10,227.00 2.31 ₹ 10,231.00
3M 3.56 ₹ 10,356.00 3.70 ₹ 10,370.00
6M 5.54 ₹ 10,554.00 5.83 ₹ 10,583.00
1Y 9.28 ₹ 10,928.00 9.88 ₹ 10,988.00
3Y 13.46 ₹ 14,607.00 13.97 ₹ 14,804.00
5Y 8.39 ₹ 14,960.00 8.89 ₹ 15,309.00
7Y 4.57 ₹ 13,669.00 5.08 ₹ 14,148.00
10Y 5.78 ₹ 17,544.00 6.45 ₹ 18,679.00
15Y 6.26 ₹ 24,847.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -21.18 ₹ 10,568.89 -20.74 ₹ 10,599.90
3Y ₹ 36000 7.15 ₹ 40,119.80 7.71 ₹ 40,454.93
5Y ₹ 60000 6.96 ₹ 71,537.88 7.46 ₹ 72,443.94
7Y ₹ 84000 5.24 ₹ 101,225.96 5.73 ₹ 102,995.00
10Y ₹ 120000 4.66 ₹ 152,322.60 5.20 ₹ 156,676.44
15Y ₹ 180000 5.29 ₹ 272,226.42 ₹


Date Bank Of India Short Term Income Fund NAV Regular Growth Bank Of India Short Term Income Fund NAV Direct Growth
19-11-2024 25.507 27.6365
18-11-2024 25.4967 27.6249
14-11-2024 25.4781 27.6031
13-11-2024 25.4823 27.6072
12-11-2024 25.4812 27.6056
11-11-2024 25.4778 27.6016
08-11-2024 25.4693 27.591
07-11-2024 25.4563 27.5766
06-11-2024 25.4508 27.5703
05-11-2024 25.4474 27.5661
04-11-2024 25.4495 27.568
31-10-2024 24.9715 27.0486
30-10-2024 24.9714 27.048
29-10-2024 24.9639 27.0395
28-10-2024 24.9581 27.0328
25-10-2024 24.9527 27.0258
24-10-2024 24.9506 27.0231
23-10-2024 24.9442 27.0157
22-10-2024 24.9345 27.0048
21-10-2024 24.9411 27.0116

Fund Launch Date: 03/Dec/2008
Fund Category: Short Duration Fund
Investment Objective: The Scheme seeks to generate income and capital appreciation by investing in a diversifiedportfolio of debt and money market securities. However, there can be no assurance that theincome can be generated, regular or otherwise, or the investment objectives of the Schemewill be realized.
Fund Description: An open ended short term debt scheme investing in instruments with Macaulayduration of the portfolio between 1 year and 3 years
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.