Bank Of India Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹2898.32(R) +0.02% ₹2926.68(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.45% 6.43% 5.33% 5.79% 6.31%
LumpSum (D) 7.48% 6.48% 5.39% 5.86% 6.39%
SIP (R) -23.35% 3.54% 4.92% 5.25% 5.7%
SIP (D) -23.33% 3.59% 4.97% 5.32% 5.77%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.11 -0.33 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.4% 0.0% 0.0% - 0.33%
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Mahindra Manulife Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Invesco India Liquid Fund 6
Aditya Birla Sun Life Liquid Fund 7

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Liquid Fund- Regular Plan- Weekly IDCW 1001.98
0.1800
0.0200%
BANK OF INDIA Liquid Fund- Regular Plan- Daily IDCW 1002.11
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW 1002.65
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Direct Plan- Weekly IDCW 1062.27
0.1900
0.0200%
BANK OF INDIA Liquid Fund- Regular Plan- Growth 2898.32
0.5100
0.0200%
BANK OF INDIA Liquid Fund- Direct Plan- Growth 2926.68
0.5200
0.0200%

Review Date: 20-12-2024

Bank of India Liquid Fund is the best performing fund in the Liquid Fund category. The fund has delivered return of 7.45% in 1 year, 6.43% in 3 years, 5.33% in 5 years and 6.31% in 10 years. The category average for the same periods is 7.26%, 3.8%, 3.28% and 7.16% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.4. The category average for the same parameter is 0.4 The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Liquid Fund direct growth option would have grown to ₹10748.0 in 1 year, ₹12072.0 in 3 years and ₹13003.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Bank of India Liquid Fund direct growth option would have grown to ₹10423.0 in 1 year, ₹38029.0 in 3 years and ₹68051.0 in 5 years as of today (20-12-2024).
  3. Sharpe ratio of the fund is -1.11 which shows very good performance of fund in the liquid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54
0.52
0.48 | 0.54 4 | 35 Very Good
3M Return % 1.75
1.71
1.57 | 1.75 1 | 35 Very Good
6M Return % 3.55
3.47
3.20 | 3.55 1 | 35 Very Good
1Y Return % 7.45
7.26
6.69 | 7.45 1 | 35 Very Good
3Y Return % 6.43
3.80
-77.11 | 6.43 1 | 34 Very Good
5Y Return % 5.33
3.28
-58.14 | 5.46 6 | 33 Very Good
7Y Return % 5.79
3.95
-45.29 | 5.94 9 | 29 Good
10Y Return % 6.31
7.16
-32.97 | 68.39 9 | 25 Good
15Y Return % 6.78
27.07
6.43 | 45.52 18 | 20 Poor
1Y SIP Return % -23.35
-23.49
-23.95 | -23.35 1 | 35 Very Good
3Y SIP Return % 3.54
3.36
2.75 | 3.54 1 | 33 Very Good
5Y SIP Return % 4.92
4.76
4.15 | 4.92 1 | 32 Very Good
7Y SIP Return % 5.25
5.16
4.56 | 5.29 4 | 28 Very Good
10Y SIP Return % 5.70
7.48
5.03 | 50.44 6 | 24 Very Good
15Y SIP Return % 6.41
25.50
5.84 | 51.97 18 | 20 Poor
Standard Deviation 0.40
0.40
0.35 | 0.44 13 | 33 Good
Semi Deviation 0.33
0.33
0.28 | 0.36 13 | 33 Good
Sharpe Ratio -1.11
-1.52
-2.95 | -1.11 1 | 33 Very Good
Sterling Ratio 0.64
0.62
0.56 | 0.64 1 | 33 Very Good
Sortino Ratio -0.33
-0.42
-0.66 | -0.33 1 | 33 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54 0.53 0.51 | 0.56 10 | 35
3M Return % 1.76 1.74 1.64 | 1.78 12 | 35
6M Return % 3.57 3.54 3.37 | 3.59 12 | 35
1Y Return % 7.48 7.39 7.00 | 7.55 8 | 35
3Y Return % 6.48 3.93 -77.10 | 6.50 3 | 34
5Y Return % 5.39 3.41 -58.12 | 5.77 16 | 33
7Y Return % 5.86 4.08 -45.25 | 6.24 17 | 29
10Y Return % 6.39 7.23 -32.92 | 68.54 13 | 26
1Y SIP Return % -23.33 -23.38 -23.66 | -23.27 14 | 35
3Y SIP Return % 3.59 3.51 3.16 | 3.61 7 | 33
5Y SIP Return % 4.97 4.90 4.57 | 5.07 10 | 32
7Y SIP Return % 5.32 5.30 5.00 | 5.59 14 | 28
10Y SIP Return % 5.77 7.52 5.36 | 50.61 12 | 25
Standard Deviation 0.40 0.40 0.35 | 0.44 13 | 33
Semi Deviation 0.33 0.33 0.28 | 0.36 13 | 33
Sharpe Ratio -1.11 -1.52 -2.95 | -1.11 1 | 33
Sterling Ratio 0.64 0.62 0.56 | 0.64 1 | 33
Sortino Ratio -0.33 -0.42 -0.66 | -0.33 1 | 33
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.13 ₹ 10,013.00 0.13 ₹ 10,013.00
1M 0.54 ₹ 10,054.00 0.54 ₹ 10,054.00
3M 1.75 ₹ 10,175.00 1.76 ₹ 10,176.00
6M 3.55 ₹ 10,355.00 3.57 ₹ 10,357.00
1Y 7.45 ₹ 10,745.00 7.48 ₹ 10,748.00
3Y 6.43 ₹ 12,054.00 6.48 ₹ 12,072.00
5Y 5.33 ₹ 12,963.00 5.39 ₹ 13,003.00
7Y 5.79 ₹ 14,830.00 5.86 ₹ 14,901.00
10Y 6.31 ₹ 18,441.00 6.39 ₹ 18,585.00
15Y 6.78 ₹ 26,743.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.35 ₹ 10,421.50 -23.33 ₹ 10,423.06
3Y ₹ 36000 3.54 ₹ 38,002.82 3.59 ₹ 38,028.92
5Y ₹ 60000 4.92 ₹ 67,956.72 4.97 ₹ 68,051.34
7Y ₹ 84000 5.25 ₹ 101,252.93 5.32 ₹ 101,480.40
10Y ₹ 120000 5.70 ₹ 160,737.84 5.77 ₹ 161,343.84
15Y ₹ 180000 6.41 ₹ 298,211.58 ₹


Date Bank Of India Liquid Fund NAV Regular Growth Bank Of India Liquid Fund NAV Direct Growth
20-12-2024 2898.3232 2926.6754
19-12-2024 2897.8103 2926.1545
18-12-2024 2897.3636 2925.7009
17-12-2024 2896.8847 2925.2148
16-12-2024 2896.3796 2924.7023
13-12-2024 2894.6009 2922.8986
12-12-2024 2894.2243 2922.5158
11-12-2024 2893.7563 2922.0407
10-12-2024 2893.2526 2921.5296
09-12-2024 2892.7829 2921.0528
06-12-2024 2891.1771 2919.4231
05-12-2024 2890.5023 2918.7392
04-12-2024 2889.8911 2918.1195
03-12-2024 2889.3182 2917.5378
02-12-2024 2888.8425 2917.054
29-11-2024 2887.2087 2915.3968
28-11-2024 2886.6129 2914.7927
27-11-2024 2886.1142 2914.2866
26-11-2024 2885.5963 2913.7611
25-11-2024 2885.0785 2913.2358
22-11-2024 2883.4235 2911.5567
21-11-2024 2882.895 2911.0205

Fund Launch Date: 09/Jul/2008
Fund Category: Liquid Fund
Investment Objective: The Scheme seeks to deliver reasonable market related returns with lower risk and higherliquidity through portfolio of debt and money market instruments. The Scheme is notproviding any assured or guaranteed returns. There is no assurance that the investmentobjective of the scheme will be achieved.
Fund Description: An Open Ended Liquid Scheme
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.