Bank Of India Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹2881.86(R) +0.02% ₹2909.97(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.45% 6.33% 5.3% 5.78% 6.33%
LumpSum (D) 7.48% 6.39% 5.36% 5.86% 6.41%
SIP (R) -8.48% 5.24% 5.45% 5.51% 5.81%
SIP (D) -8.44% 5.29% 5.51% 5.57% 5.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.21 -0.35 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.42% 0.0% 0.0% - 0.33%
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Canara Robeco Liquid Fund 3
Mahindra Manulife Liquid Fund 4
Aditya Birla Sun Life Liquid Fund 5
Union Liquid Fund 6
Invesco India Liquid Fund 7

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Liquid Fund- Regular Plan- Weekly IDCW 1001.51
0.1900
0.0200%
BANK OF INDIA Liquid Fund- Regular Plan- Daily IDCW 1002.11
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW 1002.65
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Direct Plan- Weekly IDCW 1061.76
0.2100
0.0200%
BANK OF INDIA Liquid Fund- Regular Plan- Growth 2881.86
0.5600
0.0200%
BANK OF INDIA Liquid Fund- Direct Plan- Growth 2909.97
0.5700
0.0200%

Review Date: 19-11-2024

Bank of India Liquid Fund is the best performing fund in the Liquid Fund category. The fund has delivered return of 7.45% in 1 year, 6.33% in 3 years, 5.3% in 5 years and 6.33% in 10 years. The category average for the same periods is 7.25%, 3.71%, 3.25% and 7.18% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.42. The category average for the same parameter is 0.42 The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Liquid Fund direct growth option would have grown to ₹10748.0 in 1 year, ₹12041.0 in 3 years and ₹12985.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Bank of India Liquid Fund direct growth option would have grown to ₹11442.0 in 1 year, ₹39023.0 in 3 years and ₹68972.0 in 5 years as of today (19-11-2024).
  3. Sharpe ratio of the fund is -1.21 which shows very good performance of fund in the liquid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55
0.54
0.50 | 0.55 1 | 35 Very Good
3M Return % 1.79
1.74
1.61 | 1.79 1 | 35 Very Good
6M Return % 3.56
3.48
3.21 | 3.56 1 | 35 Very Good
1Y Return % 7.45
7.25
6.68 | 7.45 1 | 35 Very Good
3Y Return % 6.33
3.71
-77.13 | 6.33 1 | 34 Very Good
5Y Return % 5.30
3.25
-58.15 | 5.45 6 | 33 Very Good
7Y Return % 5.78
3.94
-45.29 | 5.93 9 | 29 Good
10Y Return % 6.33
7.18
-32.96 | 68.42 11 | 25 Good
15Y Return % 6.75
27.05
6.41 | 45.49 18 | 20 Poor
1Y SIP Return % -8.48
-8.64
-9.13 | -8.48 1 | 35 Very Good
3Y SIP Return % 5.24
5.07
4.47 | 5.24 1 | 33 Very Good
5Y SIP Return % 5.45
5.12
4.23 | 5.45 1 | 32 Very Good
7Y SIP Return % 5.51
5.35
4.82 | 5.52 4 | 28 Very Good
10Y SIP Return % 5.81
7.47
4.77 | 52.25 3 | 24 Very Good
15Y SIP Return % 6.35
25.63
5.66 | 52.11 17 | 20 Poor
Standard Deviation 0.42
0.42
0.36 | 0.46 11 | 33 Good
Semi Deviation 0.33
0.34
0.28 | 0.37 10 | 33 Good
Sharpe Ratio -1.21
-1.61
-2.98 | -1.21 1 | 33 Very Good
Sterling Ratio 0.63
0.61
0.55 | 0.63 1 | 33 Very Good
Sortino Ratio -0.35
-0.44
-0.66 | -0.35 1 | 33 Very Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55 0.55 0.52 | 0.56 12 | 35
3M Return % 1.80 1.78 1.68 | 1.81 12 | 35
6M Return % 3.58 3.54 3.38 | 3.60 10 | 35
1Y Return % 7.48 7.39 6.98 | 7.54 6 | 35
3Y Return % 6.39 3.84 -77.12 | 6.40 3 | 34
5Y Return % 5.36 3.39 -58.13 | 5.76 16 | 33
7Y Return % 5.86 4.07 -45.26 | 6.23 17 | 29
10Y Return % 6.41 7.25 -32.91 | 68.58 13 | 26
1Y SIP Return % -8.44 -8.52 -8.83 | -8.39 6 | 35
3Y SIP Return % 5.29 5.21 4.87 | 5.32 5 | 33
5Y SIP Return % 5.51 5.25 4.39 | 5.54 7 | 32
7Y SIP Return % 5.57 5.49 4.92 | 5.64 12 | 28
10Y SIP Return % 5.88 7.51 4.98 | 52.41 6 | 25
Standard Deviation 0.42 0.42 0.36 | 0.46 11 | 33
Semi Deviation 0.33 0.34 0.28 | 0.37 10 | 33
Sharpe Ratio -1.21 -1.61 -2.98 | -1.21 1 | 33
Sterling Ratio 0.63 0.61 0.55 | 0.63 1 | 33
Sortino Ratio -0.35 -0.44 -0.66 | -0.35 1 | 33
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.13 ₹ 10,013.00 0.13 ₹ 10,013.00
1M 0.55 ₹ 10,055.00 0.55 ₹ 10,055.00
3M 1.79 ₹ 10,179.00 1.80 ₹ 10,180.00
6M 3.56 ₹ 10,356.00 3.58 ₹ 10,358.00
1Y 7.45 ₹ 10,745.00 7.48 ₹ 10,748.00
3Y 6.33 ₹ 12,022.00 6.39 ₹ 12,041.00
5Y 5.30 ₹ 12,945.00 5.36 ₹ 12,985.00
7Y 5.78 ₹ 14,822.00 5.86 ₹ 14,894.00
10Y 6.33 ₹ 18,475.00 6.41 ₹ 18,620.00
15Y 6.75 ₹ 26,651.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.48 ₹ 11,439.85 -8.44 ₹ 11,442.31
3Y ₹ 36000 5.24 ₹ 38,994.52 5.29 ₹ 39,023.06
5Y ₹ 60000 5.45 ₹ 68,873.64 5.51 ₹ 68,972.22
7Y ₹ 84000 5.51 ₹ 102,174.74 5.57 ₹ 102,407.51
10Y ₹ 120000 5.81 ₹ 161,699.40 5.88 ₹ 162,314.28
15Y ₹ 180000 6.35 ₹ 296,803.98 ₹


Date Bank Of India Liquid Fund NAV Regular Growth Bank Of India Liquid Fund NAV Direct Growth
19-11-2024 2881.864 2909.9745
18-11-2024 2881.3059 2909.4085
14-11-2024 2879.1773 2907.2491
13-11-2024 2878.6056 2906.6699
12-11-2024 2878.0397 2906.0959
11-11-2024 2877.4705 2905.5187
08-11-2024 2875.8778 2903.9027
07-11-2024 2875.3327 2903.3498
06-11-2024 2874.786 2902.7953
05-11-2024 2874.2575 2902.2592
04-11-2024 2873.5513 2901.5434
31-10-2024 2871.2861 2899.2461
30-10-2024 2870.7584 2898.7108
29-10-2024 2870.2166 2898.1613
28-10-2024 2869.6635 2897.6003
25-10-2024 2868.1042 2896.0183
24-10-2024 2867.5835 2895.4901
23-10-2024 2867.0723 2894.9715
22-10-2024 2866.5093 2894.4005
21-10-2024 2866.058 2893.9422

Fund Launch Date: 09/Jul/2008
Fund Category: Liquid Fund
Investment Objective: The Scheme seeks to deliver reasonable market related returns with lower risk and higherliquidity through portfolio of debt and money market instruments. The Scheme is notproviding any assured or guaranteed returns. There is no assurance that the investmentobjective of the scheme will be achieved.
Fund Description: An Open Ended Liquid Scheme
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.