Bank Of India Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹2914.26(R) +0.02% ₹2942.84(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.41% 6.52% 5.37% 5.8% 6.3%
LumpSum (D) 7.44% 6.57% 5.43% 5.87% 6.38%
SIP (R) 7.3% 7.08% 6.16% 5.85% 5.95%
SIP (D) 7.32% 7.13% 6.21% 5.91% 6.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.09 -0.32 0.65 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.38% 0.0% 0.0% - 0.32%
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Canara Robeco Liquid Fund 3
Mahindra Manulife Liquid Fund 4
Union Liquid Fund 5
Invesco India Liquid Fund 6
Aditya Birla Sun Life Liquid Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Liquid Fund- Regular Plan- Daily IDCW 1002.11
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Regular Plan- Weekly IDCW 1002.15
0.1700
0.0200%
BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW 1002.65
0.0000
0.0000%
BANK OF INDIA Liquid Fund- Direct Plan- Weekly IDCW 1062.44
0.1900
0.0200%
BANK OF INDIA Liquid Fund- Regular Plan- Growth 2914.26
0.5100
0.0200%
BANK OF INDIA Liquid Fund- Direct Plan- Growth 2942.84
0.5100
0.0200%

Review Date: 17-01-2025

Bank of India Liquid Fund is the best performing fund in the Liquid Fund category. The fund has delivered return of 7.41% in 1 year, 6.52% in 3 years, 5.37% in 5 years and 6.3% in 10 years. The category average for the same periods is 7.22%, 3.89%, 3.31% and 7.15% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.38. The category average for the same parameter is 0.38 The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Liquid Fund direct growth option would have grown to ₹10744.0 in 1 year, ₹12104.0 in 3 years and ₹13026.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bank of India Liquid Fund direct growth option would have grown to ₹12471.0 in 1 year, ₹40109.0 in 3 years and ₹70212.0 in 5 years as of today (17-01-2025).
  3. Sharpe ratio of the fund is -1.09 which shows very good performance of fund in the liquid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60
0.59
0.54 | 0.60 2 | 35 Very Good
3M Return % 1.76
1.72
1.58 | 1.76 1 | 35 Very Good
6M Return % 3.55
3.47
3.19 | 3.55 1 | 35 Very Good
1Y Return % 7.41
7.22
6.65 | 7.41 1 | 35 Very Good
3Y Return % 6.52
3.89
-77.10 | 6.52 1 | 34 Very Good
5Y Return % 5.37
3.31
-58.13 | 5.49 5 | 33 Very Good
7Y Return % 5.80
3.95
-45.29 | 5.95 9 | 29 Good
10Y Return % 6.30
7.15
-32.98 | 68.37 9 | 25 Good
15Y Return % 6.80
27.09
6.44 | 45.54 18 | 20 Poor
1Y SIP Return % 7.30
7.12
6.56 | 7.30 1 | 35 Very Good
3Y SIP Return % 7.08
6.19
-17.70 | 7.08 1 | 34 Very Good
5Y SIP Return % 6.16
6.01
5.41 | 6.16 1 | 32 Very Good
7Y SIP Return % 5.85
5.65
5.16 | 5.88 4 | 28 Very Good
10Y SIP Return % 5.95
7.61
5.29 | 48.43 5 | 24 Very Good
15Y SIP Return % 6.50
25.37
5.93 | 51.82 18 | 20 Poor
Standard Deviation 0.38
0.38
0.34 | 0.42 13 | 33 Good
Semi Deviation 0.32
0.32
0.28 | 0.35 13 | 33 Good
Sharpe Ratio -1.09
-1.52
-3.03 | -1.09 1 | 33 Very Good
Sterling Ratio 0.65
0.63
0.57 | 0.65 1 | 33 Very Good
Sortino Ratio -0.32
-0.41
-0.67 | -0.32 1 | 33 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60 0.60 0.57 | 0.62 17 | 35
3M Return % 1.76 1.75 1.67 | 1.80 14 | 35
6M Return % 3.57 3.54 3.36 | 3.60 12 | 35
1Y Return % 7.44 7.36 7.00 | 7.51 10 | 35
3Y Return % 6.57 4.03 -77.08 | 6.59 4 | 34
5Y Return % 5.43 3.45 -58.11 | 5.79 16 | 33
7Y Return % 5.87 4.08 -45.25 | 6.25 17 | 29
10Y Return % 6.38 7.22 -32.93 | 68.53 13 | 26
1Y SIP Return % 7.32 7.25 6.91 | 7.37 13 | 35
3Y SIP Return % 7.13 6.32 -17.67 | 7.15 7 | 34
5Y SIP Return % 6.21 6.14 5.82 | 6.30 9 | 32
7Y SIP Return % 5.91 5.79 5.23 | 6.18 11 | 28
10Y SIP Return % 6.02 7.65 5.49 | 48.60 11 | 25
Standard Deviation 0.38 0.38 0.34 | 0.42 13 | 33
Semi Deviation 0.32 0.32 0.28 | 0.35 13 | 33
Sharpe Ratio -1.09 -1.52 -3.03 | -1.09 1 | 33
Sterling Ratio 0.65 0.63 0.57 | 0.65 1 | 33
Sortino Ratio -0.32 -0.41 -0.67 | -0.32 1 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.14 ₹ 10,014.00 0.14 ₹ 10,014.00
1M 0.60 ₹ 10,060.00 0.60 ₹ 10,060.00
3M 1.76 ₹ 10,176.00 1.76 ₹ 10,176.00
6M 3.55 ₹ 10,355.00 3.57 ₹ 10,357.00
1Y 7.41 ₹ 10,741.00 7.44 ₹ 10,744.00
3Y 6.52 ₹ 12,087.00 6.57 ₹ 12,104.00
5Y 5.37 ₹ 12,987.00 5.43 ₹ 13,026.00
7Y 5.80 ₹ 14,838.00 5.87 ₹ 14,908.00
10Y 6.30 ₹ 18,425.00 6.38 ₹ 18,567.00
15Y 6.80 ₹ 26,836.00

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.30 ₹ 12,469.81 7.32 ₹ 12,471.16
3Y ₹ 36000 7.08 ₹ 40,083.26 7.13 ₹ 40,108.79
5Y ₹ 60000 6.16 ₹ 70,117.26 6.21 ₹ 70,211.64
7Y ₹ 84000 5.85 ₹ 103,425.76 5.91 ₹ 103,652.56
10Y ₹ 120000 5.95 ₹ 162,909.72 6.02 ₹ 163,511.28
15Y ₹ 180000 6.50 ₹ 300,386.52


Date Bank Of India Liquid Fund NAV Regular Growth Bank Of India Liquid Fund NAV Direct Growth
17-01-2025 2914.2552 2942.836
16-01-2025 2913.7489 2942.3221
15-01-2025 2913.0597 2941.6234
14-01-2025 2912.407 2940.9616
13-01-2025 2911.8203 2940.3666
10-01-2025 2910.1517 2938.674
09-01-2025 2909.5766 2938.0907
08-01-2025 2909.2184 2937.7265
07-01-2025 2908.9743 2937.4772
06-01-2025 2908.4388 2936.934
03-01-2025 2906.769 2935.2401
02-01-2025 2906.2971 2934.7611
01-01-2025 2905.5258 2933.9796
31-12-2024 2904.827 2933.2713
30-12-2024 2903.4446 2931.8729
27-12-2024 2901.6671 2930.0698
26-12-2024 2901.1212 2929.5161
24-12-2024 2900.0772 2928.4568
23-12-2024 2899.8061 2928.1805
20-12-2024 2898.3232 2926.6754
19-12-2024 2897.8103 2926.1545
18-12-2024 2897.3636 2925.7009
17-12-2024 2896.8847 2925.2148

Fund Launch Date: 09/Jul/2008
Fund Category: Liquid Fund
Investment Objective: The Scheme seeks to deliver reasonable market related returns with lower risk and higherliquidity through portfolio of debt and money market instruments. The Scheme is notproviding any assured or guaranteed returns. There is no assurance that the investmentobjective of the scheme will be achieved.
Fund Description: An Open Ended Liquid Scheme
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.