Previously Known As : Boi Axa Regular Return Fund
Bank Of India Conservative Hybrid Fund Overview
Category Medium to Long Duration Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹33.3(R) -0.45% ₹35.45(D) -0.44%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.28% 13.69% 11.8% 6.84% 7.77%
LumpSum (D) 9.29% 14.4% 12.47% 7.48% 8.39%
SIP (R) -39.51% 4.74% 10.1% 9.27% 8.31%
SIP (D) -38.87% 5.53% 10.83% 9.94% 8.96%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.51 0.81 1.07 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.76% -2.97% -2.44% - 3.56%
Top Medium to Long Duration Fund
Fund Name Rank Rating
UTI Medium to Long Duration Fund 1
Icici Prudential Bond Fund 2
Bank of India Conservative Hybrid Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Conservative Hybrid Fund-Direct Plan-Monthly IDCW 15.79
-0.0700
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Annual IDCW 16.16
-0.0700
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-Direct Plan-Annual IDCW 16.16
-0.0700
-0.4400%
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Monthly IDCW 17.14
-0.0800
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-Direct Plan-Quarterly IDCW 17.42
-0.0800
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Quarterly IDCW 17.77
-0.0800
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Monthly IDCW 26.05
-0.1200
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth 33.3
-0.1500
-0.4500%
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Growth 34.4
-0.1500
-0.4500%
BANK OF INDIA Conservative Hybrid Fund Fund-Direct Plan-Growth 35.45
-0.1600
-0.4400%

Review Date: 20-12-2024

Bank of India Conservative Hybrid Fund has exhibited good performance in the Medium to Long Duration Fund category. The fund has rank of 3 out of 13 funds in the category. The fund has delivered return of 8.28% in 1 year, 13.69% in 3 years, 11.8% in 5 years and 7.77% in 10 years. The category average for the same periods is 8.15%, 6.24%, 6.43% and 6.46% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 11.76, VaR of -2.97, Average Drawdown of -1.07, Semi Deviation of 3.56 and Max Drawdown of -2.44. The category average for the same parameters is 3.1, -2.11, -0.59, 1.78 and -2.02 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Conservative Hybrid Fund direct growth option would have grown to ₹10929.0 in 1 year, ₹14972.0 in 3 years and ₹17998.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Bank of India Conservative Hybrid Fund direct growth option would have grown to ₹9286.0 in 1 year, ₹39160.0 in 3 years and ₹78802.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 11.76 and based on VaR one can expect to lose more than -2.97% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.51 which shows very good performance of fund in the medium to long duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.84
0.63
0.51 | 0.84 1 | 13 Very Good
3M Return % 0.01
0.94
0.01 | 1.53 13 | 13 Poor
6M Return % 1.18
3.57
1.18 | 4.32 13 | 13 Poor
1Y Return % 8.28
8.15
7.42 | 8.93 5 | 13 Good
3Y Return % 13.69
6.24
4.42 | 13.69 1 | 13 Very Good
5Y Return % 11.80
6.43
4.88 | 11.80 1 | 13 Very Good
7Y Return % 6.84
5.99
3.36 | 7.04 4 | 13 Very Good
10Y Return % 7.77
6.46
3.98 | 7.77 1 | 13 Very Good
15Y Return % 7.56
7.08
6.47 | 7.66 2 | 11 Very Good
1Y SIP Return % -39.51
-37.91
-39.51 | -37.22 13 | 13 Poor
3Y SIP Return % 4.74
1.88
0.74 | 4.74 1 | 13 Very Good
5Y SIP Return % 10.10
4.64
3.08 | 10.10 1 | 13 Very Good
7Y SIP Return % 9.27
5.57
3.58 | 9.27 1 | 13 Very Good
10Y SIP Return % 8.31
5.91
3.63 | 8.31 1 | 13 Very Good
15Y SIP Return % 8.22
6.64
4.44 | 8.22 1 | 13 Very Good
Standard Deviation 11.76
3.10
1.82 | 11.76 13 | 13 Poor
Semi Deviation 3.56
1.78
1.32 | 3.56 13 | 13 Poor
Max Drawdown % -2.44
-2.02
-2.86 | -1.07 9 | 13 Average
VaR 1 Y % -2.97
-2.11
-3.36 | -0.85 12 | 13 Average
Average Drawdown % -1.07
-0.59
-1.07 | -0.38 13 | 13 Poor
Sharpe Ratio 0.51
-0.49
-1.01 | 0.51 1 | 13 Very Good
Sterling Ratio 1.07
0.51
0.34 | 1.07 1 | 13 Very Good
Sortino Ratio 0.81
-0.10
-0.32 | 0.81 1 | 13 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.92 0.69 0.56 | 0.92 1 | 13
3M Return % 0.25 1.14 0.25 | 1.63 13 | 13
6M Return % 1.67 3.96 1.67 | 4.85 13 | 13
1Y Return % 9.29 8.94 8.42 | 10.04 2 | 13
3Y Return % 14.40 7.04 5.38 | 14.40 1 | 13
5Y Return % 12.47 7.23 5.93 | 12.47 1 | 13
7Y Return % 7.48 6.78 4.19 | 7.77 5 | 13
10Y Return % 8.39 7.26 4.89 | 8.39 1 | 13
1Y SIP Return % -38.87 -37.40 -38.87 | -36.52 13 | 13
3Y SIP Return % 5.53 2.70 1.64 | 5.53 1 | 13
5Y SIP Return % 10.83 5.46 4.02 | 10.83 1 | 13
7Y SIP Return % 9.94 6.38 4.31 | 9.94 1 | 13
10Y SIP Return % 8.96 6.72 4.44 | 8.96 1 | 13
Standard Deviation 11.76 3.10 1.82 | 11.76 13 | 13
Semi Deviation 3.56 1.78 1.32 | 3.56 13 | 13
Max Drawdown % -2.44 -2.02 -2.86 | -1.07 9 | 13
VaR 1 Y % -2.97 -2.11 -3.36 | -0.85 12 | 13
Average Drawdown % -1.07 -0.59 -1.07 | -0.38 13 | 13
Sharpe Ratio 0.51 -0.49 -1.01 | 0.51 1 | 13
Sterling Ratio 1.07 0.51 0.34 | 1.07 1 | 13
Sortino Ratio 0.81 -0.10 -0.32 | 0.81 1 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.45 ₹ 9,955.00 -0.44 ₹ 9,956.00
1W -0.99 ₹ 9,901.00 -0.97 ₹ 9,903.00
1M 0.84 ₹ 10,084.00 0.92 ₹ 10,092.00
3M 0.01 ₹ 10,001.00 0.25 ₹ 10,025.00
6M 1.18 ₹ 10,118.00 1.67 ₹ 10,167.00
1Y 8.28 ₹ 10,828.00 9.29 ₹ 10,929.00
3Y 13.69 ₹ 14,695.00 14.40 ₹ 14,972.00
5Y 11.80 ₹ 17,467.00 12.47 ₹ 17,998.00
7Y 6.84 ₹ 15,890.00 7.48 ₹ 16,566.00
10Y 7.77 ₹ 21,134.00 8.39 ₹ 22,376.00
15Y 7.56 ₹ 29,826.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -39.51 ₹ 9,237.64 -38.87 ₹ 9,285.97
3Y ₹ 36000 4.74 ₹ 38,699.28 5.53 ₹ 39,159.79
5Y ₹ 60000 10.10 ₹ 77,386.14 10.83 ₹ 78,802.50
7Y ₹ 84000 9.27 ₹ 116,854.50 9.94 ₹ 119,710.75
10Y ₹ 120000 8.31 ₹ 184,357.68 8.96 ₹ 190,735.20
15Y ₹ 180000 8.22 ₹ 346,161.06 ₹


Date Bank Of India Conservative Hybrid Fund NAV Regular Growth Bank Of India Conservative Hybrid Fund NAV Direct Growth
20-12-2024 33.2999 35.4464
19-12-2024 33.4496 35.6048
18-12-2024 33.4934 35.6506
17-12-2024 33.561 35.7216
16-12-2024 33.6283 35.7923
13-12-2024 33.6328 35.7942
12-12-2024 33.585 35.7424
11-12-2024 33.6548 35.8157
10-12-2024 33.6583 35.8185
09-12-2024 33.6159 35.7724
06-12-2024 33.5879 35.7399
05-12-2024 33.585 35.7358
04-12-2024 33.5347 35.6813
03-12-2024 33.504 35.6477
02-12-2024 33.4044 35.5409
29-11-2024 33.353 35.4834
28-11-2024 33.3119 35.4387
27-11-2024 33.3653 35.4946
26-11-2024 33.3072 35.4319
25-11-2024 33.3098 35.4337
22-11-2024 33.1491 35.26
21-11-2024 33.0227 35.1246

Fund Launch Date: 28/Jan/2009
Fund Category: Medium to Long Duration Fund
Investment Objective: The Scheme seeks to generate regular income through investments in fixed income securitiesand also to generate long term capital appreciation by investing a portion in equity andequity related instruments. However, there can be no assurance that the income can begenerated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85 + 15 - Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.