Bank Of India Elss Tax Saver Overview | ||||||
---|---|---|---|---|---|---|
Category | ELSS (Tax Saving) Fund | |||||
BMSMONEY Rank | 15 | |||||
BMSMONEY Rating | ||||||
Gro. Opt. | As On: | 29-10-2024 | ||||
NAV | ₹166.67(R) | +1.33% | ₹192.47(D) | +1.33% | ||
Returns | 1Y | 3Y | 5Y | 7Y | 10Y | |
LumpSum (R) | 44.74% | 18.32% | 25.23% | 17.71% | 17.09% | |
LumpSum (D) | 46.29% | 19.63% | 26.6% | 19.03% | 18.56% | |
SIP (R) | 20.22% | 27.22% | 26.54% | 23.31% | 19.68% | |
SIP (D) | 21.59% | 28.59% | 27.92% | 24.62% | 20.99% | |
Ratio | Sharpe Ratio | Sortino Ratio | Sterling Ratio | Jensen's Alpha | Treynor Ratio | |
0.88 | 0.48 | 0.76 | 1.38% | 0.12 | ||
Risk | STD. Dev | VaR 1Y95% | Max DD | Beta | Semi Devi. | |
14.29% | -15.72% | -16.59% | 1.02 | 9.94% |
NAV Date: 29-10-2024
Scheme Name | NAV | Rupee Change | Percent Change |
---|---|---|---|
BANK OF INDIA ELSS Tax Saver -ECO Plan-IDCW | 29.87 |
0.3900
|
1.3200%
|
BANK OF INDIA ELSS Tax Saver -Regular Plan-IDCW | 32.11 |
0.4200
|
1.3300%
|
BANK OF INDIA ELSS Tax Saver -Direct Plan-IDCW | 76.87 |
1.0100
|
1.3300%
|
BANK OF INDIA ELSS Tax Saver -Regular Plan- Growth | 166.67 |
2.1800
|
1.3300%
|
BANK OF INDIA ELSS Tax Saver -ECO Plan-Growth | 179.95 |
2.3500
|
1.3200%
|
BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth | 192.47 |
2.5200
|
1.3300%
|
Review Date: 29-10-2024
Bank of India ELSS Tax Saver has shown average performance in the ELSS (Tax Saving) Fund category. The fund has rank of 15 out of 33 funds in the category. The fund has delivered return of 44.74% in 1 year, 18.32% in 3 years, 25.23% in 5 years and 17.09% in 10 years. The category average for the same periods is 37.97%, 16.18%, 19.75% and 14.73% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 14.29, VaR of -15.72, Average Drawdown of -5.05, Semi Deviation of 9.94 and Max Drawdown of -16.59. The category average for the same parameters is 12.67, -14.08, -5.23, 8.83 and -12.31 respectively. The fund has high risk in the category.Key Points:
KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Performance |
---|---|---|---|---|---|---|
1M Return % | -4.79 |
-5.10
|
-8.25 | -1.34 | 14 | 40 | Good | |
3M Return % | -5.62 |
-1.35
|
-6.31 | 5.77 | 39 | 40 | Poor | |
6M Return % | 4.70 |
10.63
|
1.79 | 19.88 | 39 | 40 | Poor | |
1Y Return % | 44.74 |
37.97
|
21.07 | 63.94 | 8 | 40 | Very Good | |
3Y Return % | 18.32 |
16.18
|
7.79 | 24.73 | 9 | 33 | Very Good | |
5Y Return % | 25.23 |
19.75
|
13.16 | 31.88 | 2 | 33 | Very Good | |
7Y Return % | 17.71 |
14.61
|
9.85 | 22.65 | 2 | 29 | Very Good | |
10Y Return % | 17.09 |
14.73
|
11.27 | 22.53 | 2 | 23 | Very Good | |
15Y Return % | 15.16 |
14.55
|
12.02 | 16.60 | 8 | 19 | Good | |
1Y SIP Return % | 20.22 |
23.66
|
7.43 | 48.63 | 29 | 40 | Average | |
3Y SIP Return % | 27.22 |
24.07
|
17.27 | 38.29 | 9 | 33 | Very Good | |
5Y SIP Return % | 26.54 |
23.08
|
16.19 | 31.86 | 6 | 33 | Very Good | |
7Y SIP Return % | 23.31 |
19.63
|
13.41 | 28.48 | 4 | 29 | Very Good | |
10Y SIP Return % | 19.68 |
16.56
|
12.01 | 23.85 | 2 | 23 | Very Good | |
15Y SIP Return % | 17.63 |
15.90
|
13.26 | 20.55 | 3 | 20 | Very Good | |
Standard Deviation | 14.29 |
12.67
|
9.62 | 15.47 | 31 | 33 | Poor | |
Semi Deviation | 9.94 |
8.83
|
6.83 | 10.96 | 31 | 33 | Poor | |
Max Drawdown % | -16.59 |
-12.31
|
-22.56 | -6.28 | 30 | 33 | Poor | |
VaR 1 Y % | -15.72 |
-14.08
|
-20.17 | -11.38 | 29 | 33 | Poor | |
Average Drawdown % | -5.05 |
-5.23
|
-9.24 | -2.48 | 16 | 33 | Good | |
Sharpe Ratio | 0.88 |
0.88
|
0.19 | 1.48 | 15 | 33 | Good | |
Sterling Ratio | 0.76 |
0.86
|
0.31 | 1.53 | 23 | 33 | Average | |
Sortino Ratio | 0.48 |
0.47
|
0.12 | 0.85 | 15 | 33 | Good | |
Jensen Alpha % | 1.38 |
1.99
|
-8.39 | 9.14 | 15 | 33 | Good | |
Treynor Ratio | 0.12 |
0.12
|
0.03 | 0.20 | 15 | 33 | Good | |
Modigliani Square Measure % | 18.46 |
19.11
|
8.58 | 28.03 | 18 | 33 | Good | |
Alpha % | 1.80 |
0.59
|
-7.52 | 9.35 | 11 | 33 | Good |
KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Performance |
---|---|---|---|---|---|---|
1M Return % | -4.70 | -5.04 | -8.06 | -1.27 | 13 | 41 | ||
3M Return % | -5.36 | -1.11 | -6.06 | 6.09 | 40 | 41 | ||
6M Return % | 5.28 | 11.22 | 2.32 | 20.59 | 40 | 41 | ||
1Y Return % | 46.29 | 39.52 | 22.72 | 65.90 | 8 | 40 | ||
3Y Return % | 19.63 | 17.50 | 8.64 | 26.25 | 10 | 33 | ||
5Y Return % | 26.60 | 21.12 | 14.12 | 34.01 | 2 | 33 | ||
7Y Return % | 19.03 | 15.83 | 10.68 | 24.34 | 2 | 29 | ||
10Y Return % | 18.56 | 15.75 | 12.12 | 23.79 | 2 | 24 | ||
1Y SIP Return % | 21.59 | 25.07 | 8.86 | 50.44 | 29 | 40 | ||
3Y SIP Return % | 28.59 | 25.42 | 18.49 | 39.90 | 8 | 33 | ||
5Y SIP Return % | 27.92 | 24.47 | 17.10 | 33.89 | 6 | 33 | ||
7Y SIP Return % | 24.62 | 20.85 | 14.33 | 30.37 | 4 | 29 | ||
10Y SIP Return % | 20.99 | 17.57 | 12.97 | 25.34 | 2 | 24 | ||
Standard Deviation | 14.29 | 12.67 | 9.62 | 15.47 | 31 | 33 | ||
Semi Deviation | 9.94 | 8.83 | 6.83 | 10.96 | 31 | 33 | ||
Max Drawdown % | -16.59 | -12.31 | -22.56 | -6.28 | 30 | 33 | ||
VaR 1 Y % | -15.72 | -14.08 | -20.17 | -11.38 | 29 | 33 | ||
Average Drawdown % | -5.05 | -5.23 | -9.24 | -2.48 | 16 | 33 | ||
Sharpe Ratio | 0.88 | 0.88 | 0.19 | 1.48 | 15 | 33 | ||
Sterling Ratio | 0.76 | 0.86 | 0.31 | 1.53 | 23 | 33 | ||
Sortino Ratio | 0.48 | 0.47 | 0.12 | 0.85 | 15 | 33 | ||
Jensen Alpha % | 1.38 | 1.99 | -8.39 | 9.14 | 15 | 33 | ||
Treynor Ratio | 0.12 | 0.12 | 0.03 | 0.20 | 15 | 33 | ||
Modigliani Square Measure % | 18.46 | 19.11 | 8.58 | 28.03 | 18 | 33 | ||
Alpha % | 1.80 | 0.59 | -7.52 | 9.35 | 11 | 33 |
Investment Period | Regular | Direct | ||
---|---|---|---|---|
Return % | Current Value of ₹ 10000 | Return % | Current Value of ₹ 10000 | |
1D | 1.33 | ₹ 10,133.00 | 1.33 | ₹ 10,133.00 |
1W | 1.01 | ₹ 10,101.00 | 1.03 | ₹ 10,103.00 |
1M | -4.79 | ₹ 9,521.00 | -4.70 | ₹ 9,530.00 |
3M | -5.62 | ₹ 9,438.00 | -5.36 | ₹ 9,464.00 |
6M | 4.70 | ₹ 10,470.00 | 5.28 | ₹ 10,528.00 |
1Y | 44.74 | ₹ 14,474.00 | 46.29 | ₹ 14,629.00 |
3Y | 18.32 | ₹ 16,564.00 | 19.63 | ₹ 17,121.00 |
5Y | 25.23 | ₹ 30,802.00 | 26.60 | ₹ 32,517.00 |
7Y | 17.71 | ₹ 31,305.00 | 19.03 | ₹ 33,850.00 |
10Y | 17.09 | ₹ 48,437.00 | 18.56 | ₹ 54,866.00 |
15Y | 15.16 | ₹ 83,044.00 | ₹ |
Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.
Investment Period | Invested Amount | Regular | Direct | ||
---|---|---|---|---|---|
XIRR % | Current Value of Invested Amount | XIRR % | Current Value of Invested Amount | ||
1Y | ₹ 12000 | 20.22 | ₹ 13,276.84 | 21.59 | ₹ 13,360.67 |
3Y | ₹ 36000 | 27.22 | ₹ 53,335.04 | 28.59 | ₹ 54,331.45 |
5Y | ₹ 60000 | 26.54 | ₹ 115,602.54 | 27.92 | ₹ 119,468.40 |
7Y | ₹ 84000 | 23.31 | ₹ 192,766.64 | 24.62 | ₹ 201,910.46 |
10Y | ₹ 120000 | 19.68 | ₹ 338,720.88 | 20.99 | ₹ 363,547.56 |
15Y | ₹ 180000 | 17.63 | ₹ 776,405.88 | ₹ |
Date | Bank Of India Elss Tax Saver NAV Regular Growth | Bank Of India Elss Tax Saver NAV Direct Growth |
---|---|---|
29-10-2024 | 166.67 | 192.47 |
28-10-2024 | 164.49 | 189.95 |
25-10-2024 | 162.86 | 188.05 |
24-10-2024 | 165.66 | 191.28 |
23-10-2024 | 166.0 | 191.67 |
22-10-2024 | 165.0 | 190.51 |
21-10-2024 | 169.47 | 195.65 |
18-10-2024 | 171.58 | 198.08 |
17-10-2024 | 170.75 | 197.11 |
16-10-2024 | 172.75 | 199.42 |
15-10-2024 | 173.17 | 199.9 |
14-10-2024 | 172.82 | 199.49 |
11-10-2024 | 171.94 | 198.45 |
10-10-2024 | 171.68 | 198.15 |
09-10-2024 | 171.57 | 198.01 |
08-10-2024 | 169.94 | 196.13 |
07-10-2024 | 166.4 | 192.04 |
04-10-2024 | 170.76 | 197.05 |
03-10-2024 | 171.63 | 198.05 |
01-10-2024 | 175.49 | 202.49 |
30-09-2024 | 175.05 | 201.97 |
Fund Launch Date: 12/Dec/2008 |
Fund Category: ELSS (Tax Saving) Fund |
Investment Objective: The Scheme seeks to generate long-term capital growth from a diversified portfolio ofpredominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns. There can be no assurance that the investment objectives of the Scheme will be realized. |
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit |
Fund Benchmark: BSE 500 Total Return Index (Total Return Index) |
Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.