Previously Known As : Bank Of India Equity Debt Rebalancer Fund
Bank Of India Balanced Advantage Fund Overview
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹23.48(R) -0.07% ₹25.21(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 4.39% 11.6% 10.24% 6.71% 6.89%
LumpSum (D) 5.49% 12.67% 11.12% 7.52% 7.63%
SIP (R) -4.78% 9.96% 10.97% 9.45% 8.06%
SIP (D) -3.73% 11.06% 11.98% 10.34% 8.87%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.3 0.79 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.11% -11.71% -6.65% - 7.34%
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
Hdfc Balanced Advantage Fund 1
Invesco India Balanced Advantage Fund 2
Axis Balanced Advantage Fund 3
Icici Prudential Balanced Advantage Fund 4
SBI Balanced Advantage Fund 5

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN IDCW 15.22
-0.0100
-0.0700%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN IDCW 16.38
-0.0100
-0.0700%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH 23.48
-0.0200
-0.0700%
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN GROWTH 25.21
-0.0200
-0.0700%

Review Date: 17-01-2025

Bank of India Balanced Advantage Fund has shown poor performance in the Dynamic Asset Allocation or Balanced Advantage Fund category. The fund has rank of 17 out of 22 funds in the category. The fund has delivered return of 4.39% in 1 year, 11.6% in 3 years, 10.24% in 5 years and 6.89% in 10 years. The category average for the same periods is 10.24%, 9.85%, 11.45% and 9.57% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 12.11, VaR of -11.71, Average Drawdown of -3.65, Semi Deviation of 7.34 and Max Drawdown of -6.65. The category average for the same parameters is 7.74, -8.01, -3.01, 5.3 and -6.48 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Balanced Advantage Fund direct growth option would have grown to ₹10549.0 in 1 year, ₹14304.0 in 3 years and ₹16945.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bank of India Balanced Advantage Fund direct growth option would have grown to ₹11756.0 in 1 year, ₹42507.0 in 3 years and ₹81092.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 12.11 and based on VaR one can expect to lose more than -11.71% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.48 which shows good performance of fund in the dynamic asset allocation or balanced advantage fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.25
-3.29
-6.05 | -0.02 27 | 34 Average
3M Return % -5.53
-3.26
-10.62 | 0.42 32 | 34 Poor
6M Return % -6.91
-1.84
-8.48 | 2.59 32 | 34 Poor
1Y Return % 4.39
10.24
2.96 | 16.25 30 | 32 Poor
3Y Return % 11.60
9.85
6.08 | 19.42 3 | 24 Very Good
5Y Return % 10.24
11.45
6.15 | 19.23 12 | 18 Average
7Y Return % 6.71
9.42
6.71 | 14.16 13 | 13 Poor
10Y Return % 6.89
9.57
6.89 | 13.73 10 | 10 Poor
1Y SIP Return % -4.78
3.32
-7.22 | 8.77 31 | 32 Poor
3Y SIP Return % 9.96
12.32
8.51 | 20.49 20 | 24 Poor
5Y SIP Return % 10.97
12.40
9.30 | 22.41 11 | 18 Average
7Y SIP Return % 9.45
11.63
8.70 | 19.23 11 | 13 Average
10Y SIP Return % 8.06
10.86
8.06 | 16.81 10 | 10 Poor
Standard Deviation 12.11
7.74
5.15 | 12.11 22 | 22 Poor
Semi Deviation 7.34
5.30
3.58 | 7.80 21 | 22 Poor
Max Drawdown % -6.65
-6.48
-10.05 | -3.16 11 | 22 Good
VaR 1 Y % -11.71
-8.01
-13.51 | -3.49 21 | 22 Poor
Average Drawdown % -3.65
-3.01
-4.98 | -1.34 17 | 22 Average
Sharpe Ratio 0.48
0.51
-0.04 | 1.49 11 | 22 Good
Sterling Ratio 0.79
0.69
0.37 | 1.57 5 | 22 Very Good
Sortino Ratio 0.30
0.27
-0.01 | 0.90 7 | 22 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.16 -3.19 -5.95 | 0.01 28 | 34
3M Return % -5.27 -2.95 -10.30 | 0.49 32 | 34
6M Return % -6.40 -1.22 -7.81 | 2.83 32 | 34
1Y Return % 5.49 11.69 4.76 | 17.98 30 | 32
3Y Return % 12.67 11.27 6.86 | 20.19 4 | 24
5Y Return % 11.12 12.82 8.30 | 19.97 15 | 18
7Y Return % 7.52 10.62 7.52 | 14.93 13 | 13
10Y Return % 7.63 10.68 7.63 | 14.48 10 | 10
1Y SIP Return % -3.73 4.70 -5.47 | 10.33 31 | 32
3Y SIP Return % 11.06 13.75 10.37 | 21.26 22 | 24
5Y SIP Return % 11.98 13.79 10.27 | 23.19 14 | 18
7Y SIP Return % 10.34 12.84 9.48 | 19.97 12 | 13
10Y SIP Return % 8.87 12.00 8.87 | 17.55 10 | 10
Standard Deviation 12.11 7.74 5.15 | 12.11 22 | 22
Semi Deviation 7.34 5.30 3.58 | 7.80 21 | 22
Max Drawdown % -6.65 -6.48 -10.05 | -3.16 11 | 22
VaR 1 Y % -11.71 -8.01 -13.51 | -3.49 21 | 22
Average Drawdown % -3.65 -3.01 -4.98 | -1.34 17 | 22
Sharpe Ratio 0.48 0.51 -0.04 | 1.49 11 | 22
Sterling Ratio 0.79 0.69 0.37 | 1.57 5 | 22
Sortino Ratio 0.30 0.27 -0.01 | 0.90 7 | 22
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.07 ₹ 9,993.00 -0.07 ₹ 9,993.00
1W -0.06 ₹ 9,994.00 -0.04 ₹ 9,996.00
1M -4.25 ₹ 9,575.00 -4.16 ₹ 9,584.00
3M -5.53 ₹ 9,447.00 -5.27 ₹ 9,473.00
6M -6.91 ₹ 9,309.00 -6.40 ₹ 9,360.00
1Y 4.39 ₹ 10,439.00 5.49 ₹ 10,549.00
3Y 11.60 ₹ 13,897.00 12.67 ₹ 14,304.00
5Y 10.24 ₹ 16,279.00 11.12 ₹ 16,945.00
7Y 6.71 ₹ 15,757.00 7.52 ₹ 16,613.00
10Y 6.89 ₹ 19,478.00 7.63 ₹ 20,858.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -4.78 ₹ 11,686.96 -3.73 ₹ 11,755.86
3Y ₹ 36000 9.96 ₹ 41,824.94 11.06 ₹ 42,506.96
5Y ₹ 60000 10.97 ₹ 79,093.26 11.98 ₹ 81,091.74
7Y ₹ 84000 9.45 ₹ 117,627.38 10.34 ₹ 121,461.40
10Y ₹ 120000 8.06 ₹ 181,913.52 8.87 ₹ 189,869.04
15Y ₹ 180000 ₹ ₹


Date Bank Of India Balanced Advantage Fund NAV Regular Growth Bank Of India Balanced Advantage Fund NAV Direct Growth
17-01-2025 23.4762 25.2077
16-01-2025 23.493 25.225
15-01-2025 23.3693 25.0914
14-01-2025 23.3173 25.0348
13-01-2025 23.1405 24.8443
10-01-2025 23.4897 25.217
09-01-2025 23.655 25.3937
08-01-2025 23.811 25.5604
07-01-2025 23.8775 25.631
06-01-2025 23.805 25.5524
03-01-2025 24.1413 25.9112
02-01-2025 24.2515 26.0288
01-01-2025 23.9661 25.7216
31-12-2024 23.9103 25.661
30-12-2024 23.8847 25.6328
27-12-2024 24.0503 25.8082
26-12-2024 24.0563 25.814
24-12-2024 24.0224 25.7761
23-12-2024 24.0814 25.8386
20-12-2024 23.9914 25.7398
19-12-2024 24.2599 26.0271
18-12-2024 24.4003 26.1769
17-12-2024 24.517 26.3014

Fund Launch Date: 21/Feb/2014
Fund Category: Dynamic Asset Allocation or Balanced Advantage
Investment Objective: The Scheme aims at generating long term returns with lower volatility by following adisciplined allocation between equity and debt securities. The equity allocation will bedetermined based on the month end P/E ratio of the Nifty 50 Index. There is no assurancethat the investment objectives of the Scheme will be realized and the Scheme does notassure or guarantee any returns.
Fund Description: An open ended dynamic asset allocation fund
Fund Benchmark: Nifty 50 Total Return Index (Total Return Index) - 50% & CRISIL Short Term Bond Fund Index - 50%
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.