Bandhan Retirement Fund Overview
Category Retirement Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 29-10-2024
NAV ₹12.13(R) +0.45% ₹12.35(D) +0.45%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 23.11% -% -% -% -%
LumpSum (D) 25.21% -% -% -% -%
SIP (R) 13.89% -% -% -% -%
SIP (D) 15.84% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 5
SBI Retirement Benefit Fund Aggressive Plan 6

NAV Date: 29-10-2024

Scheme Name NAV Rupee Change Percent Change
Bandhan Retirement Fund - Regular Plan - Growth 12.13
0.0500
0.4500%
Bandhan Retirement Fund - Regular Plan - IDCW 12.13
0.0500
0.4400%
Bandhan Retirement Fund - Direct Plan - IDCW 12.34
0.0500
0.4400%
Bandhan Retirement Fund - Direct Plan - Growth 12.35
0.0500
0.4500%

Review Date: 29-10-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It captures the increment in the investment's value during the investment period, articulated as either a percentage or a monetary denomination. We carefully examined four return parameters of this fund to gauge its performance. The return parameters have been divided into three performance groups: the top 25%, parameters below the top 25% but exceeding the average, and parameters below the average mark. Please find the detailed analysis below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
    3. Below Average: Bandhan Retirement Fund has four return parameters that are below average in the category, which are listed below:
      • 1Y Return %
      • 6M Return %
      • 3M Return %
      • 1M Return %
  2. Risk: It is defined as the prospect of not attaining expected yields or enduring financial setbacks due to numerous causes. For Bandhan Retirement Fund, we have analyzed zero risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Bandhan Retirement Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Bandhan Retirement Fund, we have evaluated zero risk-adjusted performance parameters.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.54
-3.11
-5.56 | 0.41 16 | 29 Good
3M Return % -0.98
-0.04
-3.32 | 1.73 21 | 29 Average
6M Return % 6.35
8.21
3.54 | 12.26 21 | 28 Average
1Y Return % 23.11
25.07
6.80 | 48.50 15 | 27 Average
1Y SIP Return % 13.89
10.81
-9.35 | 27.19 16 | 27 Average
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.42 -3.02 -5.45 | 0.49 16 | 29
3M Return % -0.57 0.26 -3.05 | 1.99 21 | 29
6M Return % 7.24 8.85 4.11 | 13.03 19 | 28
1Y Return % 25.21 26.54 8.06 | 50.66 15 | 27
1Y SIP Return % 15.84 12.14 -8.26 | 28.89 16 | 27
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.45 ₹ 10,045.00 0.45 ₹ 10,045.00
1W -0.11 ₹ 9,989.00 -0.08 ₹ 9,992.00
1M -3.54 ₹ 9,646.00 -3.42 ₹ 9,658.00
3M -0.98 ₹ 9,902.00 -0.57 ₹ 9,943.00
6M 6.35 ₹ 10,635.00 7.24 ₹ 10,724.00
1Y 23.11 ₹ 12,311.00 25.21 ₹ 12,521.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 13.89 ₹ 12,884.27 15.84 ₹ 13,005.97
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bandhan Retirement Fund NAV Regular Growth Bandhan Retirement Fund NAV Direct Growth
29-10-2024 12.131 12.346
28-10-2024 12.077 12.291
25-10-2024 12.062 12.275
24-10-2024 12.154 12.367
23-10-2024 12.166 12.379
22-10-2024 12.144 12.356
21-10-2024 12.276 12.49
18-10-2024 12.324 12.537
17-10-2024 12.307 12.52
16-10-2024 12.403 12.616
15-10-2024 12.425 12.638
14-10-2024 12.431 12.643
11-10-2024 12.383 12.593
10-10-2024 12.376 12.586
09-10-2024 12.392 12.601
08-10-2024 12.343 12.551
07-10-2024 12.241 12.447
04-10-2024 12.358 12.564
03-10-2024 12.423 12.629
01-10-2024 12.582 12.79
30-09-2024 12.576 12.783

Fund Launch Date: 13/Oct/2023
Fund Category: Retirement Fund
Investment Objective: Bandhan Retirement Fund is a solutionoriented fund that aims to cushion the downside while aiming to participate in the upside by dynamically allocating between equity and debt.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.