Bandhan Retirement Fund Overview
Category Retirement Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 29-01-2025
NAV ₹11.69(R) +0.82% ₹11.95(D) +0.82%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.28% -% -% -% -%
LumpSum (D) 9.06% -% -% -% -%
SIP (R) -1.56% -% -% -% -%
SIP (D) 0.11% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
Bandhan Retirement Fund - Regular Plan - Growth 11.69
0.1000
0.8200%
Bandhan Retirement Fund - Regular Plan - IDCW 11.69
0.0900
0.8200%
Bandhan Retirement Fund - Direct Plan - IDCW 11.94
0.1000
0.8200%
Bandhan Retirement Fund - Direct Plan - Growth 11.95
0.1000
0.8200%

Review Date: 29-01-2025

A review of the different performance parameters of the fund is as follows:
  1. Returns: It signifies the growth in the investment's value over a specific period, presented either as a percentage or a monetary figure. Our analysis focused on four return parameters of this fund. The return parameters have been categorized into three performance groups: the top 25%, those below the top 25% but above average, and those below average. Now, let's take a look at how each parameter has performed.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The Bandhan Retirement Fund has one return parameter in the category, which is above average but below the top 25%, as shown below:
      • 1M Return %
    3. Below Average: Three return parameters of the fund are below average in the category, which are listed below:
      • 1Y Return %
      • 3M Return %
      • 6M Return %
  2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Bandhan Retirement Fund, we have analyzed zero risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Bandhan Retirement Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated zero risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.17 -4.91
-3.26
-8.16 | 0.61 14 | 29 Good
3M Return % -3.62 -6.67
-3.35
-8.02 | 1.52 14 | 29 Good
6M Return % -4.56 -8.83
-3.37
-9.51 | 3.27 18 | 29 Average
1Y Return % 7.28 8.83
9.72
6.22 | 15.79 24 | 27 Poor
1Y SIP Return % -1.56
-4.95
-13.46 | 5.51 9 | 27 Good
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.05 -4.91 -3.16 -8.05 | 0.71 14 | 29
3M Return % -3.22 -6.67 -3.06 -7.73 | 1.77 14 | 29
6M Return % -3.78 -8.83 -2.79 -9.07 | 3.79 17 | 29
1Y Return % 9.06 8.83 10.99 7.47 | 17.38 19 | 27
1Y SIP Return % 0.11 -3.83 -12.92 | 6.20 8 | 27
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.82 ₹ 10,082.00 0.82 ₹ 10,082.00
1W -0.33 ₹ 9,967.00 -0.31 ₹ 9,969.00
1M -3.17 ₹ 9,683.00 -3.05 ₹ 9,695.00
3M -3.62 ₹ 9,638.00 -3.22 ₹ 9,678.00
6M -4.56 ₹ 9,544.00 -3.78 ₹ 9,622.00
1Y 7.28 ₹ 10,728.00 9.06 ₹ 10,906.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.56 ₹ 11,898.00 0.11 ₹ 12,006.92
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bandhan Retirement Fund NAV Regular Growth Bandhan Retirement Fund NAV Direct Growth
29-01-2025 11.692 11.948
28-01-2025 11.597 11.851
27-01-2025 11.574 11.827
24-01-2025 11.7 11.954
23-01-2025 11.763 12.018
22-01-2025 11.731 11.985
21-01-2025 11.744 11.997
20-01-2025 11.855 12.11
17-01-2025 11.833 12.087
16-01-2025 11.834 12.086
15-01-2025 11.767 12.018
14-01-2025 11.755 12.005
13-01-2025 11.678 11.925
10-01-2025 11.871 12.122
09-01-2025 11.934 12.186
08-01-2025 12.0 12.252
07-01-2025 12.048 12.301
06-01-2025 12.037 12.289
03-01-2025 12.17 12.423
02-01-2025 12.194 12.447
01-01-2025 12.115 12.366
31-12-2024 12.087 12.336
30-12-2024 12.075 12.324

Fund Launch Date: 13/Oct/2023
Fund Category: Retirement Fund
Investment Objective: Bandhan Retirement Fund is a solutionoriented fund that aims to cushion the downside while aiming to participate in the upside by dynamically allocating between equity and debt.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.