Bandhan Retirement Fund Overview
Category Retirement Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 20-12-2024
NAV ₹12.04(R) -1.03% ₹12.28(D) -1.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 14.33% -% -% -% -%
LumpSum (D) 16.28% -% -% -% -%
SIP (R) -38.49% -% -% -% -%
SIP (D) -37.32% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Bandhan Retirement Fund - Regular Plan - Growth 12.04
-0.1200
-1.0300%
Bandhan Retirement Fund - Regular Plan - IDCW 12.04
-0.1200
-1.0200%
Bandhan Retirement Fund - Direct Plan - IDCW 12.27
-0.1300
-1.0200%
Bandhan Retirement Fund - Direct Plan - Growth 12.28
-0.1300
-1.0200%

Review Date: 20-12-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It signifies the growth in the investment's value over a specific period, presented either as a percentage or a monetary figure. Our analysis focused on four return parameters of this fund. The return parameters have been categorized into three performance groups: the top 25%, those below the top 25% but above average, and those below average. Now, let's take a look at how each parameter has performed.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
    3. Below Average: Four return parameters of the fund are below average in the category, which are listed below:
      • 1Y Return %
      • 1M Return %
      • 6M Return %
      • 3M Return %
  2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Bandhan Retirement Fund, we have analyzed zero risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Bandhan Retirement Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Bandhan Retirement Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated zero risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.14
1.83
0.29 | 5.59 19 | 29 Average
3M Return % -4.48
-3.19
-7.60 | 1.36 19 | 29 Average
6M Return % 0.81
3.03
-2.50 | 6.36 26 | 29 Poor
1Y Return % 14.33
16.74
6.09 | 29.67 15 | 27 Average
1Y SIP Return % -38.49
-36.11
-39.30 | -30.01 24 | 27 Poor
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.28 1.92 0.37 | 5.71 19 | 29
3M Return % -4.09 -2.90 -7.35 | 1.61 18 | 29
6M Return % 1.66 3.65 -1.95 | 7.05 25 | 29
1Y Return % 16.28 18.10 7.34 | 31.57 15 | 27
1Y SIP Return % -37.32 -35.27 -38.52 | -28.86 21 | 27
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.03 ₹ 9,897.00 -1.02 ₹ 9,898.00
1W -2.38 ₹ 9,762.00 -2.34 ₹ 9,766.00
1M 1.14 ₹ 10,114.00 1.28 ₹ 10,128.00
3M -4.48 ₹ 9,552.00 -4.09 ₹ 9,591.00
6M 0.81 ₹ 10,081.00 1.66 ₹ 10,166.00
1Y 14.33 ₹ 11,433.00 16.28 ₹ 11,628.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -38.49 ₹ 9,315.30 -37.32 ₹ 9,403.27
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bandhan Retirement Fund NAV Regular Growth Bandhan Retirement Fund NAV Direct Growth
20-12-2024 12.036 12.279
19-12-2024 12.161 12.405
18-12-2024 12.215 12.46
17-12-2024 12.25 12.495
16-12-2024 12.317 12.563
13-12-2024 12.329 12.573
12-12-2024 12.299 12.542
11-12-2024 12.319 12.562
10-12-2024 12.327 12.57
09-12-2024 12.315 12.557
06-12-2024 12.31 12.55
05-12-2024 12.311 12.551
04-12-2024 12.255 12.493
03-12-2024 12.225 12.462
02-12-2024 12.175 12.41
29-11-2024 12.126 12.358
28-11-2024 12.085 12.316
27-11-2024 12.145 12.377
26-11-2024 12.12 12.351
25-11-2024 12.087 12.316
22-11-2024 12.004 12.23
21-11-2024 11.9 12.124

Fund Launch Date: 13/Oct/2023
Fund Category: Retirement Fund
Investment Objective: Bandhan Retirement Fund is a solutionoriented fund that aims to cushion the downside while aiming to participate in the upside by dynamically allocating between equity and debt.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.