Previously Known As : Idfc Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan Overview
Category Gilt Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹33.98(R) -0.2% ₹36.63(D) -0.2%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.39% 6.13% 6.73% 7.75% 7.52%
LumpSum (D) 10.07% 6.8% 7.39% 8.41% 8.19%
SIP (R) -9.87% 5.73% 5.66% 5.87% 6.42%
SIP (D) -9.32% 6.4% 6.33% 6.52% 7.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.22 -0.08 0.48 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.2% -4.63% -2.74% - 2.33%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Government Securities Fund - IP - Regular - Plan B - Half Yearly IDCW 10.92
-0.0200
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Quarterly IDCW 11.22
-0.0200
-0.2000%
BANDHAN Government Securities Fund - IP - Regular Plan - Annual IDCW 11.49
-0.0200
-0.2000%
BANDHAN Government Securities Fund - IP - Regular Plan - Quarterly IDCW 11.53
-0.0200
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Half Yearly IDCW 11.85
-0.0200
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Annual IDCW 12.64
-0.0300
-0.2000%
BANDHAN Government Securities Fund - IP - Regular Plan - IDCW 12.81
-0.0300
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-IDCW 14.13
-0.0300
-0.2000%
BANDHAN Government Securities Fund - IP - Regular -Plan B - Periodic IDCW 15.96
-0.0300
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Periodic IDCW 17.34
-0.0300
-0.2000%
BANDHAN Government Securities Fund - IP - Regular Plan - Growth 33.98
-0.0700
-0.2000%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Growth 36.63
-0.0700
-0.2000%

Review Date: 17-01-2025

Bandhan Government Securities Fund - Investment Plan has shown good performance in the Gilt Fund category. The fund has rank of 6 out of 19 funds in the category. The fund has delivered return of 9.39% in 1 year, 6.13% in 3 years, 6.73% in 5 years and 7.52% in 10 years. The category average for the same periods is 8.38%, 6.15%, 6.27% and 6.96% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 3.2, VaR of -4.63, Average Drawdown of -0.8, Semi Deviation of 2.33 and Max Drawdown of -2.74. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan Government Securities Fund - Investment Plan direct growth option would have grown to ₹11007.0 in 1 year, ₹12181.0 in 3 years and ₹14286.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bandhan Government Securities Fund - Investment Plan direct growth option would have grown to ₹11384.0 in 1 year, ₹39676.0 in 3 years and ₹70413.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 3.2 and based on VaR one can expect to lose more than -4.63% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.22 which shows very good performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.63
-0.11
-0.63 | 0.59 21 | 22 Poor
3M Return % -0.21
0.59
-0.21 | 1.49 21 | 22 Poor
6M Return % 2.56
3.34
2.56 | 4.35 21 | 22 Poor
1Y Return % 9.39
8.38
7.33 | 9.41 2 | 22 Very Good
3Y Return % 6.13
6.15
5.27 | 7.18 9 | 19 Good
5Y Return % 6.73
6.27
5.18 | 7.28 6 | 19 Good
7Y Return % 7.75
6.90
5.55 | 7.92 2 | 19 Very Good
10Y Return % 7.52
6.96
5.74 | 7.81 5 | 17 Very Good
15Y Return % 8.40
10.19
6.25 | 45.54 3 | 15 Very Good
1Y SIP Return % -9.87
-9.42
-10.24 | -8.00 17 | 21 Average
3Y SIP Return % 5.73
5.47
4.55 | 6.08 6 | 18 Good
5Y SIP Return % 5.66
5.50
4.66 | 6.26 7 | 18 Good
7Y SIP Return % 5.87
5.41
4.41 | 6.18 6 | 18 Good
10Y SIP Return % 6.42
5.84
4.61 | 6.64 4 | 16 Very Good
15Y SIP Return % 7.60
9.58
5.70 | 46.26 3 | 15 Very Good
Standard Deviation 3.20
2.24
1.55 | 3.20 25 | 25 Poor
Semi Deviation 2.33
1.60
1.16 | 2.33 25 | 25 Poor
Max Drawdown % -2.74
-1.58
-2.74 | -0.50 25 | 25 Poor
VaR 1 Y % -4.63
-1.90
-4.63 | -1.06 25 | 25 Poor
Average Drawdown % -0.80
-0.57
-0.92 | -0.32 24 | 25 Poor
Sharpe Ratio -0.22
-0.36
-1.10 | 0.00 5 | 25 Very Good
Sterling Ratio 0.48
0.53
0.45 | 0.64 23 | 25 Poor
Sortino Ratio -0.08
-0.13
-0.34 | 0.00 4 | 25 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.57 -0.06 -0.57 | 0.64 21 | 22
3M Return % -0.05 0.76 -0.05 | 1.63 21 | 22
6M Return % 2.88 3.68 2.88 | 4.51 21 | 22
1Y Return % 10.07 9.09 7.94 | 10.07 1 | 22
3Y Return % 6.80 6.83 5.78 | 7.75 12 | 19
5Y Return % 7.39 6.97 5.69 | 7.87 6 | 19
7Y Return % 8.41 7.60 6.15 | 8.56 2 | 19
10Y Return % 8.19 7.68 6.50 | 8.54 6 | 17
1Y SIP Return % -9.32 -8.83 -9.32 | -7.72 21 | 21
3Y SIP Return % 6.40 6.17 5.09 | 6.63 6 | 18
5Y SIP Return % 6.33 6.20 5.18 | 6.84 8 | 18
7Y SIP Return % 6.52 6.10 4.93 | 6.76 6 | 18
10Y SIP Return % 7.09 6.54 5.22 | 7.23 5 | 16
Standard Deviation 3.20 2.24 1.55 | 3.20 25 | 25
Semi Deviation 2.33 1.60 1.16 | 2.33 25 | 25
Max Drawdown % -2.74 -1.58 -2.74 | -0.50 25 | 25
VaR 1 Y % -4.63 -1.90 -4.63 | -1.06 25 | 25
Average Drawdown % -0.80 -0.57 -0.92 | -0.32 24 | 25
Sharpe Ratio -0.22 -0.36 -1.10 | 0.00 5 | 25
Sterling Ratio 0.48 0.53 0.45 | 0.64 23 | 25
Sortino Ratio -0.08 -0.13 -0.34 | 0.00 4 | 25
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.20 ₹ 9,980.00 -0.20 ₹ 9,980.00
1W -0.42 ₹ 9,958.00 -0.41 ₹ 9,959.00
1M -0.63 ₹ 9,937.00 -0.57 ₹ 9,943.00
3M -0.21 ₹ 9,979.00 -0.05 ₹ 9,995.00
6M 2.56 ₹ 10,256.00 2.88 ₹ 10,288.00
1Y 9.39 ₹ 10,939.00 10.07 ₹ 11,007.00
3Y 6.13 ₹ 11,955.00 6.80 ₹ 12,181.00
5Y 6.73 ₹ 13,849.00 7.39 ₹ 14,286.00
7Y 7.75 ₹ 16,867.00 8.41 ₹ 17,604.00
10Y 7.52 ₹ 20,643.00 8.19 ₹ 21,980.00
15Y 8.40 ₹ 33,531.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.87 ₹ 11,347.80 -9.32 ₹ 11,384.39
3Y ₹ 36000 5.73 ₹ 39,279.06 6.40 ₹ 39,675.96
5Y ₹ 60000 5.66 ₹ 69,247.32 6.33 ₹ 70,412.76
7Y ₹ 84000 5.87 ₹ 103,500.18 6.52 ₹ 105,952.22
10Y ₹ 120000 6.42 ₹ 166,971.36 7.09 ₹ 172,855.20
15Y ₹ 180000 7.60 ₹ 329,024.88 ₹


Date Bandhan Government Securities Fund - Investment Plan NAV Regular Growth Bandhan Government Securities Fund - Investment Plan NAV Direct Growth
17-01-2025 33.9849 36.6348
16-01-2025 34.0528 36.7073
15-01-2025 33.9147 36.5578
14-01-2025 33.9022 36.5438
13-01-2025 33.8765 36.5154
10-01-2025 34.1297 36.7865
09-01-2025 34.1528 36.8107
08-01-2025 34.1659 36.8242
07-01-2025 34.2271 36.8896
06-01-2025 34.1446 36.8
03-01-2025 34.1219 36.7736
02-01-2025 34.0784 36.7261
01-01-2025 34.0551 36.7005
31-12-2024 34.1299 36.7804
30-12-2024 34.05 36.6937
27-12-2024 33.9968 36.6345
26-12-2024 33.9707 36.6057
24-12-2024 34.0237 36.6616
23-12-2024 34.0425 36.6812
20-12-2024 34.0323 36.6684
19-12-2024 34.0852 36.7248
18-12-2024 34.2288 36.8789
17-12-2024 34.199 36.8462

Fund Launch Date: 24/Mar/2003
Fund Category: Gilt Fund
Investment Objective: A dedicated gilt fund with anobjective to generate optimal returns with highliquidity by investing in Government Securities.
Fund Description: An open ended debt scheme investing in government securities across maturities
Fund Benchmark: CRISIL Dynamic Gilt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.