Previously Known As : Idfc Banking & Psu Debt Fund
Bandhan Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 31-12-2024
NAV ₹23.59(R) +0.09% ₹24.24(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.58% 5.97% 6.42% 7.22% 7.26%
LumpSum (D) 7.91% 6.29% 6.75% 7.55% 7.53%
SIP (R) -8.65% 5.06% 5.52% 5.1% 6.02%
SIP (D) -8.38% 5.39% 5.84% 5.42% 6.33%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.0 -0.32 0.56 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.92% 0.0% -0.41% - 0.68%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 31-12-2024

Scheme Name NAV Rupee Change Percent Change
BANDHAN Banking & PSU Debt Fund - Direct Monthly IDCW 10.43
-0.0500
-0.4900%
BANDHAN Banking & PSU Debt Fund - Direct Daily IDCW 10.48
0.0000
0.0000%
BANDHAN Banking & PSU Debt Fund - Direct Fortnightly IDCW 10.48
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Regular Fortnightly IDCW 10.63
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Regular Monthly IDCW 10.68
-0.0500
-0.4700%
BANDHAN Banking & PSU Debt Fund - Regular Quarterly IDCW 10.72
-0.1400
-1.3300%
BANDHAN Banking & PSU Debt Fund - Direct Quarterly IDCW 10.81
-0.1500
-1.4000%
BANDHAN Banking & PSU Debt Fund - Regular Daily IDCW 10.88
0.0000
0.0000%
BANDHAN Banking & PSU Debt Fund - Regular Annual IDCW 11.64
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Direct Annual IDCW 12.67
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Regular IDCW 12.74
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Direct IDCW 12.75
0.0100
0.0900%
BANDHAN Banking & PSU Debt Fund - Regular Growth 23.59
0.0200
0.0900%
BANDHAN Banking & PSU Debt Fund - Direct Growth 24.24
0.0200
0.0900%

Review Date: 31-12-2024

Bandhan Banking & PSU Debt Fund has shown average performance in the Banking and PSU Debt Fund category. The fund has rank of 10 out of 19 funds in the category. The fund has delivered return of 7.58% in 1 year, 5.97% in 3 years, 6.42% in 5 years and 7.26% in 10 years. The category average for the same periods is 7.82%, 5.95%, 6.31% and 7.16% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.92, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.68 and Max Drawdown of -0.41. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan Banking & PSU Debt Fund direct growth option would have grown to ₹10791.0 in 1 year, ₹12007.0 in 3 years and ₹13865.0 in 5 years as of today (31-12-2024).
  2. An SIP of ₹1,000 per month in Bandhan Banking & PSU Debt Fund direct growth option would have grown to ₹11446.0 in 1 year, ₹39079.0 in 3 years and ₹69560.0 in 5 years as of today (31-12-2024).
  3. standard deviation of 0.92 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.0 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.38
0.37
0.24 | 0.49 9 | 22 Good
3M Return % 1.55
1.50
1.20 | 1.88 6 | 22 Very Good
6M Return % 3.87
3.92
3.61 | 4.17 17 | 22 Average
1Y Return % 7.58
7.82
7.26 | 8.67 19 | 22 Poor
3Y Return % 5.97
5.95
5.08 | 8.19 8 | 19 Good
5Y Return % 6.42
6.31
5.61 | 7.23 8 | 15 Good
7Y Return % 7.22
6.83
5.95 | 7.56 2 | 15 Very Good
10Y Return % 7.26
7.16
6.40 | 7.55 7 | 12 Average
1Y SIP Return % -8.65
-8.57
-8.92 | -8.05 16 | 22 Average
3Y SIP Return % 5.06
5.17
4.76 | 5.75 12 | 19 Average
5Y SIP Return % 5.52
5.61
5.09 | 6.68 9 | 15 Average
7Y SIP Return % 5.10
5.00
4.43 | 5.43 8 | 15 Good
10Y SIP Return % 6.02
5.83
5.28 | 6.17 4 | 13 Very Good
Standard Deviation 0.92
1.30
0.75 | 3.22 4 | 19 Very Good
Semi Deviation 0.68
0.94
0.53 | 1.69 3 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 5 | 19 Very Good
VaR 1 Y % 0.00
-0.46
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.41
-0.65
-1.85 | 0.00 8 | 19 Good
Sharpe Ratio -1.00
-0.84
-1.15 | 0.37 12 | 19 Average
Sterling Ratio 0.56
0.54
0.39 | 0.77 8 | 19 Good
Sortino Ratio -0.32
-0.25
-0.37 | 0.35 12 | 19 Average
Return data last Updated On : Dec. 31, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.40 0.40 0.26 | 0.51 8 | 21
3M Return % 1.63 1.60 1.27 | 1.97 7 | 21
6M Return % 4.03 4.11 3.80 | 4.32 16 | 21
1Y Return % 7.91 8.23 7.68 | 8.95 19 | 21
3Y Return % 6.29 6.38 5.46 | 8.49 10 | 18
5Y Return % 6.75 6.75 6.03 | 7.45 8 | 14
7Y Return % 7.55 7.26 6.13 | 7.89 3 | 14
10Y Return % 7.53 7.54 6.89 | 7.94 9 | 12
1Y SIP Return % -8.38 -8.23 -8.57 | -7.81 16 | 21
3Y SIP Return % 5.39 5.59 5.28 | 6.06 15 | 18
5Y SIP Return % 5.84 6.02 5.48 | 6.95 9 | 14
7Y SIP Return % 5.42 5.40 4.83 | 5.76 8 | 14
10Y SIP Return % 6.33 6.25 5.71 | 6.58 5 | 12
Standard Deviation 0.92 1.30 0.75 | 3.22 4 | 19
Semi Deviation 0.68 0.94 0.53 | 1.69 3 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 5 | 19
VaR 1 Y % 0.00 -0.46 -2.69 | 0.00 5 | 19
Average Drawdown % -0.41 -0.65 -1.85 | 0.00 8 | 19
Sharpe Ratio -1.00 -0.84 -1.15 | 0.37 12 | 19
Sterling Ratio 0.56 0.54 0.39 | 0.77 8 | 19
Sortino Ratio -0.32 -0.25 -0.37 | 0.35 12 | 19
Return data last Updated On : Dec. 31, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.09 ₹ 10,009.00 0.09 ₹ 10,009.00
1W 0.19 ₹ 10,019.00 0.20 ₹ 10,020.00
1M 0.38 ₹ 10,038.00 0.40 ₹ 10,040.00
3M 1.55 ₹ 10,155.00 1.63 ₹ 10,163.00
6M 3.87 ₹ 10,387.00 4.03 ₹ 10,403.00
1Y 7.58 ₹ 10,758.00 7.91 ₹ 10,791.00
3Y 5.97 ₹ 11,898.00 6.29 ₹ 12,007.00
5Y 6.42 ₹ 13,648.00 6.75 ₹ 13,865.00
7Y 7.22 ₹ 16,293.00 7.55 ₹ 16,642.00
10Y 7.26 ₹ 20,148.00 7.53 ₹ 20,663.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.65 ₹ 11,428.20 -8.38 ₹ 11,446.50
3Y ₹ 36000 5.06 ₹ 38,889.86 5.39 ₹ 39,079.19
5Y ₹ 60000 5.52 ₹ 68,991.06 5.84 ₹ 69,560.28
7Y ₹ 84000 5.10 ₹ 100,715.33 5.42 ₹ 101,884.10
10Y ₹ 120000 6.02 ₹ 163,495.92 6.33 ₹ 166,162.92
15Y ₹ 180000 ₹ ₹


Date Bandhan Banking & Psu Debt Fund NAV Regular Growth Bandhan Banking & Psu Debt Fund NAV Direct Growth
31-12-2024 23.5914 24.2428
30-12-2024 23.5712 24.2218
27-12-2024 23.5587 24.2083
26-12-2024 23.5522 24.2015
24-12-2024 23.5459 24.1946
23-12-2024 23.5454 24.1939
20-12-2024 23.531 24.1785
19-12-2024 23.5345 24.1819
18-12-2024 23.5462 24.1938
17-12-2024 23.5405 24.1877
16-12-2024 23.5418 24.1888
13-12-2024 23.5327 24.1788
12-12-2024 23.5302 24.1761
11-12-2024 23.5331 24.1789
10-12-2024 23.5367 24.1824
09-12-2024 23.5293 24.1745
06-12-2024 23.5112 24.1554
05-12-2024 23.5278 24.1722
04-12-2024 23.5207 24.1647
03-12-2024 23.5069 24.1504
02-12-2024 23.5022 24.1453

Fund Launch Date: 26/Feb/2013
Fund Category: Banking and PSU Fund
Investment Objective: The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such asBanks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks,Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.