Previously Known As : Idfc Banking & Psu Debt Fund
Bandhan Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 29-10-2024
NAV ₹23.33(R) +0.07% ₹23.96(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.77% 5.78% 6.41% 7.06% 7.29%
LumpSum (D) 8.09% 6.1% 6.75% 7.39% 7.56%
SIP (R) -8.2% 4.99% 5.51% 5.55% 6.03%
SIP (D) -7.92% 5.31% 5.84% 5.88% 6.33%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.24 -0.39 0.54 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.95% 0.0% -0.41% - 0.69%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 29-10-2024

Scheme Name NAV Rupee Change Percent Change
BANDHAN Banking & PSU Debt Fund - Direct Fortnightly IDCW 10.47
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Direct Daily IDCW 10.48
0.0000
0.0000%
BANDHAN Banking & PSU Debt Fund - Direct Monthly IDCW 10.48
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular Fortnightly IDCW 10.62
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular Monthly IDCW 10.72
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular Quarterly IDCW 10.75
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Direct Quarterly IDCW 10.85
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular Daily IDCW 10.88
0.0000
0.0100%
BANDHAN Banking & PSU Debt Fund - Regular Annual IDCW 11.51
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Direct Annual IDCW 12.52
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular IDCW 12.6
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Direct IDCW 12.61
0.0100
0.0700%
BANDHAN Banking & PSU Debt Fund - Regular Growth 23.33
0.0200
0.0700%
BANDHAN Banking & PSU Debt Fund - Direct Growth 23.96
0.0200
0.0700%

Review Date: 29-10-2024

Bandhan Banking & PSU Debt Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 12 out of 19 funds in the category. The fund has delivered return of 7.77% in 1 year, 5.78% in 3 years, 6.41% in 5 years and 7.29% in 10 years. The category average for the same periods is 8.08%, 5.79%, 6.34% and 7.21% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.95, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.69 and Max Drawdown of -0.41. The category average for the same parameters is 1.33, -0.48, -0.58, 0.95 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan Banking & PSU Debt Fund direct growth option would have grown to ₹10809.0 in 1 year, ₹11943.0 in 3 years and ₹13861.0 in 5 years as of today (29-10-2024).
  2. An SIP of ₹1,000 per month in Bandhan Banking & PSU Debt Fund direct growth option would have grown to ₹11479.0 in 1 year, ₹39030.0 in 3 years and ₹69541.0 in 5 years as of today (29-10-2024).
  3. standard deviation of 0.95 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.24 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.43
0.43
0.25 | 0.60 11 | 22 Good
3M Return % 1.91
1.98
1.78 | 2.42 16 | 22 Average
6M Return % 4.15
4.29
3.81 | 5.01 14 | 22 Average
1Y Return % 7.77
8.08
7.51 | 9.14 17 | 21 Average
3Y Return % 5.78
5.79
5.02 | 8.01 8 | 19 Good
5Y Return % 6.41
6.34
5.63 | 7.25 9 | 15 Average
7Y Return % 7.06
6.70
5.84 | 7.44 2 | 15 Very Good
10Y Return % 7.29
7.21
6.44 | 7.69 7 | 12 Average
1Y SIP Return % -8.20
-7.95
-8.51 | -6.92 17 | 21 Average
3Y SIP Return % 4.99
5.13
4.71 | 5.98 13 | 19 Average
5Y SIP Return % 5.51
5.62
5.08 | 6.75 9 | 15 Average
7Y SIP Return % 5.55
5.43
4.87 | 5.96 8 | 15 Good
10Y SIP Return % 6.03
5.84
5.28 | 6.18 6 | 13 Good
Standard Deviation 0.95
1.33
0.79 | 3.23 4 | 19 Very Good
Semi Deviation 0.69
0.95
0.56 | 1.71 3 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 5 | 19 Very Good
VaR 1 Y % 0.00
-0.48
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.41
-0.58
-1.67 | 0.00 8 | 19 Good
Sharpe Ratio -1.24
-1.02
-1.40 | 0.28 14 | 19 Average
Sterling Ratio 0.54
0.52
0.39 | 0.75 8 | 19 Good
Sortino Ratio -0.39
-0.30
-0.42 | 0.26 16 | 19 Poor
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.46 0.46 0.27 | 0.63 12 | 21
3M Return % 1.99 2.07 1.88 | 2.48 15 | 21
6M Return % 4.31 4.48 4.01 | 5.13 15 | 21
1Y Return % 8.09 8.47 7.95 | 9.41 17 | 20
3Y Return % 6.10 6.21 5.40 | 8.31 11 | 18
5Y Return % 6.75 6.78 6.05 | 7.46 9 | 14
7Y Return % 7.39 7.13 6.02 | 7.77 3 | 14
10Y Return % 7.56 7.59 6.95 | 8.04 9 | 12
1Y SIP Return % -7.92 -7.61 -8.15 | -6.70 18 | 20
3Y SIP Return % 5.31 5.54 5.20 | 6.30 15 | 18
5Y SIP Return % 5.84 6.03 5.47 | 7.02 9 | 14
7Y SIP Return % 5.88 5.85 5.27 | 6.30 9 | 14
10Y SIP Return % 6.33 6.26 5.71 | 6.60 5 | 12
Standard Deviation 0.95 1.33 0.79 | 3.23 4 | 19
Semi Deviation 0.69 0.95 0.56 | 1.71 3 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 5 | 19
VaR 1 Y % 0.00 -0.48 -2.69 | 0.00 5 | 19
Average Drawdown % -0.41 -0.58 -1.67 | 0.00 8 | 19
Sharpe Ratio -1.24 -1.02 -1.40 | 0.28 14 | 19
Sterling Ratio 0.54 0.52 0.39 | 0.75 8 | 19
Sortino Ratio -0.39 -0.30 -0.42 | 0.26 16 | 19
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.07 ₹ 10,007.00 0.07 ₹ 10,007.00
1W 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1M 0.43 ₹ 10,043.00 0.46 ₹ 10,046.00
3M 1.91 ₹ 10,191.00 1.99 ₹ 10,199.00
6M 4.15 ₹ 10,415.00 4.31 ₹ 10,431.00
1Y 7.77 ₹ 10,777.00 8.09 ₹ 10,809.00
3Y 5.78 ₹ 11,835.00 6.10 ₹ 11,943.00
5Y 6.41 ₹ 13,644.00 6.75 ₹ 13,861.00
7Y 7.06 ₹ 16,124.00 7.39 ₹ 16,468.00
10Y 7.29 ₹ 20,209.00 7.56 ₹ 20,718.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.20 ₹ 11,460.37 -7.92 ₹ 11,479.18
3Y ₹ 36000 4.99 ₹ 38,840.58 5.31 ₹ 39,029.62
5Y ₹ 60000 5.51 ₹ 68,969.94 5.84 ₹ 69,541.14
7Y ₹ 84000 5.55 ₹ 102,324.43 5.88 ₹ 103,523.78
10Y ₹ 120000 6.03 ₹ 163,533.24 6.33 ₹ 166,175.64
15Y ₹ 180000 ₹ ₹


Date Bandhan Banking & Psu Debt Fund NAV Regular Growth Bandhan Banking & Psu Debt Fund NAV Direct Growth
29-10-2024 23.3309 23.9626
28-10-2024 23.3149 23.946
25-10-2024 23.3148 23.9453
24-10-2024 23.3164 23.9468
23-10-2024 23.3105 23.9405
22-10-2024 23.2995 23.929
21-10-2024 23.3029 23.9322
18-10-2024 23.3007 23.9294
17-10-2024 23.3063 23.935
16-10-2024 23.3015 23.9298
15-10-2024 23.3029 23.9311
14-10-2024 23.2984 23.9262
11-10-2024 23.2822 23.909
10-10-2024 23.2776 23.9041
09-10-2024 23.2751 23.9014
08-10-2024 23.2479 23.8732
07-10-2024 23.2284 23.853
04-10-2024 23.2237 23.8476
03-10-2024 23.2395 23.8636
01-10-2024 23.2444 23.8683
30-09-2024 23.2305 23.8538

Fund Launch Date: 26/Feb/2013
Fund Category: Banking and PSU Fund
Investment Objective: The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such asBanks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks,Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.