Previously Known As : Idfc Asset Allocation Fund Of Fund-Moderate Plan
Bandhan Asset Allocation Fund-Moderate Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 31-01-2025
NAV ₹38.19(R) +0.35% ₹40.77(D) +0.35%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.47% 9.14% 9.98% 8.23% 8.32%
LumpSum (D) 10.16% 9.8% 10.7% 8.94% 8.99%
SIP (R) -12.78% 9.72% 10.45% 8.6% 8.42%
SIP (D) -12.24% 10.42% 11.16% 9.29% 9.1%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.39 0.19 0.56 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.67% -8.22% -7.22% - 4.63%

No data available

NAV Date: 31-01-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Asset Allocation Fund - Regular Plan - Moderate Plan - IDCW 21.18
0.0700
0.3400%
BANDHAN Asset Allocation Fund Of Fund-Moderate Plan-Direct Plan-IDCW 22.2
0.0800
0.3500%
BANDHAN Asset Allocation Fund - Regular Plan - Moderate Plan - Growth 38.19
0.1300
0.3500%
BANDHAN Asset Allocation Fund Of Fund-Moderate Plan-Direct Plan-Growth 40.77
0.1400
0.3500%

Review Date: 31-01-2025

A review of the different performance parameters of the fund is as follows:
  1. Returns: It signifies the growth in the investment's value over a specific period, presented either as a percentage or a monetary figure. Our analysis focused on six return parameters of this fund. The return parameters have been categorized into three performance groups: the top 25%, those below the top 25% but above average, and those below average. Now, let's take a look at how each parameter has performed.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
    3. Below Average: Six return parameters of the fund are below average in the category, which are listed below:
      • 5Y Return %
      • 1Y Return %
      • 3Y Return %
      • 6M Return %
      • 3M Return %
      • 1M Return %
  2. Risk: Various factors can lead to the risk of either not meeting expected returns or encountering a monetary loss. For Bandhan Asset Allocation Fund-Moderate Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Bandhan Asset Allocation Fund-Moderate Plan does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Bandhan Asset Allocation Fund-Moderate Plan has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 6.67 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 4.63 %.
    3. Above Average: Bandhan Asset Allocation Fund-Moderate Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Bandhan Asset Allocation Fund-Moderate Plan, we have evaluated three risk-adjusted performance parameters.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: Bandhan Asset Allocation Fund-Moderate Plan has three risk-adjusted performance parameters of the fund that are below average in the category.
      • Sharpe Ratio: Bandhan Asset Allocation Fund-Moderate Plan has a Sharpe Ratio of 0.39 compared to the category average of 0.48.
      • Sterling Ratio: Bandhan Asset Allocation Fund-Moderate Plan has a Sterling Ratio of 0.56 compared to the category average of 0.76.
      • Sortino Ratio: Bandhan Asset Allocation Fund-Moderate Plan has a Sortino Ratio of 0.19 compared to the category average of 0.28.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.44 -3.47
0.98
-12.99 | 8.25 43 | 58 Average
3M Return % -1.67 -4.74
-0.18
-14.70 | 37.15 30 | 58 Good
6M Return % -0.68 -7.92
4.08
-19.44 | 36.95 37 | 58 Average
1Y Return % 9.47 10.06
19.02
6.15 | 77.12 39 | 55 Average
3Y Return % 9.14 14.26
14.75
5.56 | 39.43 34 | 41 Poor
5Y Return % 9.98 18.18
13.48
6.18 | 25.40 21 | 27 Average
7Y Return % 8.23 13.34
11.33
6.56 | 14.56 18 | 23 Average
10Y Return % 8.32 12.90
9.47
6.38 | 12.10 17 | 22 Average
1Y SIP Return % -12.78
1.08
-38.07 | 57.17 43 | 53 Poor
3Y SIP Return % 9.72
16.31
2.17 | 54.64 32 | 39 Poor
5Y SIP Return % 10.45
14.41
4.91 | 31.85 20 | 25 Average
7Y SIP Return % 8.60
11.87
4.57 | 16.86 17 | 21 Average
10Y SIP Return % 8.42
10.71
5.47 | 14.52 16 | 20 Poor
Standard Deviation 6.67
9.46
1.12 | 37.67 20 | 60 Good
Semi Deviation 4.63
6.44
0.84 | 21.87 20 | 60 Good
Max Drawdown % -7.22
-7.97
-43.29 | -0.27 38 | 60 Average
VaR 1 Y % -8.22
-10.73
-45.05 | -0.04 29 | 60 Good
Average Drawdown % -2.75
-3.84
-24.46 | -0.21 28 | 60 Good
Sharpe Ratio 0.39
0.48
-0.88 | 1.56 45 | 60 Average
Sterling Ratio 0.56
0.76
0.01 | 1.59 43 | 60 Average
Sortino Ratio 0.19
0.28
-0.29 | 0.97 45 | 60 Average
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.38 -3.47 1.01 -12.97 | 8.30 43 | 58
3M Return % -1.52 -4.74 -0.07 -14.62 | 37.28 30 | 58
6M Return % -0.36 -7.92 4.31 -19.25 | 37.22 37 | 58
1Y Return % 10.16 10.06 19.49 6.45 | 77.81 39 | 55
3Y Return % 9.80 14.26 15.27 5.70 | 39.93 34 | 41
5Y Return % 10.70 18.18 14.01 6.62 | 25.89 21 | 27
7Y Return % 8.94 13.34 11.91 7.11 | 14.86 18 | 23
10Y Return % 8.99 12.90 10.09 7.03 | 12.47 18 | 23
1Y SIP Return % -12.24 1.49 -37.94 | 57.70 44 | 53
3Y SIP Return % 10.42 16.82 2.46 | 55.22 32 | 39
5Y SIP Return % 11.16 14.92 5.24 | 31.87 20 | 25
7Y SIP Return % 9.29 12.40 5.00 | 17.19 17 | 21
10Y SIP Return % 9.10 11.36 5.94 | 14.86 17 | 21
Standard Deviation 6.67 9.46 1.12 | 37.67 20 | 60
Semi Deviation 4.63 6.44 0.84 | 21.87 20 | 60
Max Drawdown % -7.22 -7.97 -43.29 | -0.27 38 | 60
VaR 1 Y % -8.22 -10.73 -45.05 | -0.04 29 | 60
Average Drawdown % -2.75 -3.84 -24.46 | -0.21 28 | 60
Sharpe Ratio 0.39 0.48 -0.88 | 1.56 45 | 60
Sterling Ratio 0.56 0.76 0.01 | 1.59 43 | 60
Sortino Ratio 0.19 0.28 -0.29 | 0.97 45 | 60
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.35 ₹ 10,035.00 0.35 ₹ 10,035.00
1W 0.46 ₹ 10,046.00 0.47 ₹ 10,047.00
1M -2.44 ₹ 9,756.00 -2.38 ₹ 9,762.00
3M -1.67 ₹ 9,833.00 -1.52 ₹ 9,848.00
6M -0.68 ₹ 9,932.00 -0.36 ₹ 9,964.00
1Y 9.47 ₹ 10,947.00 10.16 ₹ 11,016.00
3Y 9.14 ₹ 13,000.00 9.80 ₹ 13,238.00
5Y 9.98 ₹ 16,094.00 10.70 ₹ 16,621.00
7Y 8.23 ₹ 17,394.00 8.94 ₹ 18,211.00
10Y 8.32 ₹ 22,245.00 8.99 ₹ 23,654.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -12.78 ₹ 11,147.95 -12.24 ₹ 11,185.06
3Y ₹ 36000 9.72 ₹ 41,684.40 10.42 ₹ 42,119.14
5Y ₹ 60000 10.45 ₹ 78,082.50 11.16 ₹ 79,478.82
7Y ₹ 84000 8.60 ₹ 114,138.95 9.29 ₹ 116,974.54
10Y ₹ 120000 8.42 ₹ 185,413.08 9.10 ₹ 192,209.76
15Y ₹ 180000 ₹ ₹


Date Bandhan Asset Allocation Fund-Moderate Plan NAV Regular Growth Bandhan Asset Allocation Fund-Moderate Plan NAV Direct Growth
31-01-2025 38.1877 40.7717
30-01-2025 38.0563 40.6308
29-01-2025 38.0515 40.6249
28-01-2025 37.7385 40.29
27-01-2025 37.6921 40.2398
24-01-2025 38.0138 40.5812
23-01-2025 38.1861 40.7644
22-01-2025 38.0213 40.5878
21-01-2025 38.0047 40.5693
20-01-2025 38.4143 41.0059
17-01-2025 38.322 40.9053
16-01-2025 38.4327 41.0227
15-01-2025 38.3041 40.8847
14-01-2025 38.2671 40.8445
13-01-2025 38.1138 40.6802
10-01-2025 38.6078 41.2054
09-01-2025 38.7938 41.4032
08-01-2025 38.9707 41.5913
07-01-2025 39.1353 41.7663
06-01-2025 39.0843 41.7111
03-01-2025 39.4209 42.0681
02-01-2025 39.5215 42.1748
01-01-2025 39.2131 41.845
31-12-2024 39.141 41.7673

Fund Launch Date: 04/Jan/2010
Fund Category: FoF Domestic
Investment Objective: The investment objective of the scheme is to provide diversification across asset classes and generate a mix of capital appreciation andincome predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.
Fund Description: An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds anddebt funds excluding Gold ETF.
Fund Benchmark: 40% S&P BSE 200 Total Return Index + 55% CRISILShort Term Index + 5% Gold Prices
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.