Previously Known As : Idfc Asset Allocation Fund Of Fund-Conservative Plan
Bandhan Asset Allocation Fund -Conservative Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 31-01-2025
NAV ₹31.9(R) +0.18% ₹34.1(D) +0.18%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.68% 6.99% 7.26% 6.83% 7.21%
LumpSum (D) 8.25% 7.62% 7.92% 7.53% 7.88%
SIP (R) -11.48% 6.64% 7.22% 6.01% 6.48%
SIP (D) -11.01% 7.24% 7.85% 6.65% 7.16%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.05 0.03 0.52 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.66% -3.43% -3.65% - 2.59%

No data available

NAV Date: 31-01-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Asset Allocation Fund - Regular Plan - Conservative Plan - IDCW 16.93
0.0300
0.1800%
BANDHAN Asset Allocation Fund Of Fund-Conservative Plan-Direct Plan-IDCW 18.1
0.0300
0.1800%
BANDHAN Asset Allocation Fund - Regular Plan - Conservative Plan - Growth 31.9
0.0600
0.1800%
BANDHAN Asset Allocation Fund Of Fund-Conservative Plan-Direct Plan-Growth 34.1
0.0600
0.1800%

Review Date: 31-01-2025

A review of the different performance parameters of the fund is as follows:
  1. Returns: It denotes the rise in the investment's worth during the investment period, expressed as a percentage or a monetary value. As part of our analysis, we evaluated six return parameters of this fund. We have classified the return parameters into three performance groups: the top 25%, parameters that fall below the top 25% but remain above average, and parameters that are below average. The performance of each parameter is outlined below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: One return parameter of the Bandhan Asset Allocation Fund -Conservative Plan is above average but below the top 25% in the category, as shown below:
      • 3M Return %
    3. Below Average: Five return parameters of the fund are below average in the category, which are listed below:
      • 1Y Return %
      • 5Y Return %
      • 3Y Return %
      • 6M Return %
      • 1M Return %
  2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Bandhan Asset Allocation Fund -Conservative Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: two risk parameters in the lowest 25% in the category, which are listed below.
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 3.66 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 2.59 %.
    2. Below Average but Above the Lowest 25%: Bandhan Asset Allocation Fund -Conservative Plan does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Bandhan Asset Allocation Fund -Conservative Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated three risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: Bandhan Asset Allocation Fund -Conservative Plan has three risk-adjusted performance parameters of the fund that are below average in the category.
      • Sharpe Ratio: Bandhan Asset Allocation Fund -Conservative Plan has a Sharpe Ratio of 0.05 compared to the category average of 0.48.
      • Sterling Ratio: Bandhan Asset Allocation Fund -Conservative Plan has a Sterling Ratio of 0.52 compared to the category average of 0.76.
      • Sortino Ratio: Bandhan Asset Allocation Fund -Conservative Plan has a Sortino Ratio of 0.03 compared to the category average of 0.28.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.69 -3.47
0.98
-12.99 | 8.25 32 | 58 Average
3M Return % -0.02 -4.74
-0.18
-14.70 | 37.15 25 | 58 Good
6M Return % 0.88 -7.92
4.08
-19.44 | 36.95 31 | 58 Average
1Y Return % 7.68 10.06
19.02
6.15 | 77.12 50 | 55 Poor
3Y Return % 6.99 14.26
14.75
5.56 | 39.43 35 | 41 Poor
5Y Return % 7.26 18.18
13.48
6.18 | 25.40 23 | 27 Poor
7Y Return % 6.83 13.34
11.33
6.56 | 14.56 20 | 23 Poor
10Y Return % 7.21 12.90
9.47
6.38 | 12.10 18 | 22 Average
1Y SIP Return % -11.48
1.08
-38.07 | 57.17 42 | 53 Average
3Y SIP Return % 6.64
16.31
2.17 | 54.64 34 | 39 Poor
5Y SIP Return % 7.22
14.41
4.91 | 31.85 22 | 25 Poor
7Y SIP Return % 6.01
11.87
4.57 | 16.86 19 | 21 Poor
10Y SIP Return % 6.48
10.71
5.47 | 14.52 18 | 20 Poor
Standard Deviation 3.66
9.46
1.12 | 37.67 13 | 60 Very Good
Semi Deviation 2.59
6.44
0.84 | 21.87 13 | 60 Very Good
Max Drawdown % -3.65
-7.97
-43.29 | -0.27 17 | 60 Good
VaR 1 Y % -3.43
-10.73
-45.05 | -0.04 14 | 60 Very Good
Average Drawdown % -1.44
-3.84
-24.46 | -0.21 15 | 60 Very Good
Sharpe Ratio 0.05
0.48
-0.88 | 1.56 47 | 60 Poor
Sterling Ratio 0.52
0.76
0.01 | 1.59 50 | 60 Poor
Sortino Ratio 0.03
0.28
-0.29 | 0.97 47 | 60 Poor
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.65 -3.47 1.01 -12.97 | 8.30 32 | 58
3M Return % 0.12 -4.74 -0.07 -14.62 | 37.28 25 | 58
6M Return % 1.17 -7.92 4.31 -19.25 | 37.22 32 | 58
1Y Return % 8.25 10.06 19.49 6.45 | 77.81 49 | 55
3Y Return % 7.62 14.26 15.27 5.70 | 39.93 35 | 41
5Y Return % 7.92 18.18 14.01 6.62 | 25.89 23 | 27
7Y Return % 7.53 13.34 11.91 7.11 | 14.86 19 | 23
10Y Return % 7.88 12.90 10.09 7.03 | 12.47 19 | 23
1Y SIP Return % -11.01 1.49 -37.94 | 57.70 42 | 53
3Y SIP Return % 7.24 16.82 2.46 | 55.22 34 | 39
5Y SIP Return % 7.85 14.92 5.24 | 31.87 22 | 25
7Y SIP Return % 6.65 12.40 5.00 | 17.19 19 | 21
10Y SIP Return % 7.16 11.36 5.94 | 14.86 19 | 21
Standard Deviation 3.66 9.46 1.12 | 37.67 13 | 60
Semi Deviation 2.59 6.44 0.84 | 21.87 13 | 60
Max Drawdown % -3.65 -7.97 -43.29 | -0.27 17 | 60
VaR 1 Y % -3.43 -10.73 -45.05 | -0.04 14 | 60
Average Drawdown % -1.44 -3.84 -24.46 | -0.21 15 | 60
Sharpe Ratio 0.05 0.48 -0.88 | 1.56 47 | 60
Sterling Ratio 0.52 0.76 0.01 | 1.59 50 | 60
Sortino Ratio 0.03 0.28 -0.29 | 0.97 47 | 60
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.18 ₹ 10,018.00 0.18 ₹ 10,018.00
1W 0.37 ₹ 10,037.00 0.38 ₹ 10,038.00
1M -0.69 ₹ 9,931.00 -0.65 ₹ 9,935.00
3M -0.02 ₹ 9,998.00 0.12 ₹ 10,012.00
6M 0.88 ₹ 10,088.00 1.17 ₹ 10,117.00
1Y 7.68 ₹ 10,768.00 8.25 ₹ 10,825.00
3Y 6.99 ₹ 12,248.00 7.62 ₹ 12,464.00
5Y 7.26 ₹ 14,197.00 7.92 ₹ 14,637.00
7Y 6.83 ₹ 15,877.00 7.53 ₹ 16,627.00
10Y 7.21 ₹ 20,064.00 7.88 ₹ 21,356.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -11.48 ₹ 11,236.09 -11.01 ₹ 11,268.53
3Y ₹ 36000 6.64 ₹ 39,822.48 7.24 ₹ 40,184.96
5Y ₹ 60000 7.22 ₹ 72,013.20 7.85 ₹ 73,171.38
7Y ₹ 84000 6.01 ₹ 104,049.29 6.65 ₹ 106,457.57
10Y ₹ 120000 6.48 ₹ 167,519.40 7.16 ₹ 173,505.48
15Y ₹ 180000 ₹ ₹


Date Bandhan Asset Allocation Fund -Conservative Plan NAV Regular Growth Bandhan Asset Allocation Fund -Conservative Plan NAV Direct Growth
31-01-2025 31.8969 34.1004
30-01-2025 31.8393 34.0383
29-01-2025 31.8228 34.0201
28-01-2025 31.7051 33.8938
27-01-2025 31.6721 33.858
24-01-2025 31.7795 33.9711
23-01-2025 31.8277 34.0221
22-01-2025 31.7674 33.9572
21-01-2025 31.7466 33.9344
20-01-2025 31.9025 34.1006
17-01-2025 31.8549 34.048
16-01-2025 31.8961 34.0916
15-01-2025 31.8269 34.0171
14-01-2025 31.8097 33.9982
13-01-2025 31.7412 33.9243
10-01-2025 31.9434 34.1389
09-01-2025 32.0126 34.2123
08-01-2025 32.0809 34.2848
07-01-2025 32.1412 34.3487
06-01-2025 32.1228 34.3285
03-01-2025 32.2515 34.4644
02-01-2025 32.2883 34.5032
01-01-2025 32.1553 34.3605
31-12-2024 32.12 34.3223

Fund Launch Date: 04/Jan/2010
Fund Category: FoF Domestic
Investment Objective: The investment objective of the scheme is to provide diversification across asset classes and generate a mix of capital appreciation andincome predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.
Fund Description: An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds anddebt funds excluding Gold ETF.
Fund Benchmark: 15% S&P BSE 200 Total Return Index + 80% CRISILShort Term Index + 5% Gold Prices
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.