Bandhan Asset Allocation Fund-Aggressive Plan

Review Date: 13-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It reflects the surge in the investment's value throughout the investment period, communicated as a percentage or a specific monetary sum. Our analysis encompassed six return parameters of this fund. We have organized the return parameters into three performance groups for evaluation: the top 25%, parameters that rank below the top 25% but above average, and parameters that are below average. Below, you'll find a breakdown of how each parameter has performed.
   1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
   2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
   3. Below Average: Bandhan Asset Allocation Fund-Aggressive Plan has six return parameters that are below average in the category, which are listed below:
      
      • 5Y Return %
      • 3Y Return %
      • 1Y Return %
      • 1M Return %
      • 3M Return %
      • 6M Return %
2. Risk: Various factors can lead to the risk of either not meeting expected returns or encountering a monetary loss. For Bandhan Asset Allocation Fund-Aggressive Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
   1. Lowest 25%: Bandhan Asset Allocation Fund-Aggressive Plan does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
   2. Below Average but Above the Lowest 25%: Bandhan Asset Allocation Fund-Aggressive Plan has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 9.7 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 6.79 %.
   3. Above Average: Bandhan Asset Allocation Fund-Aggressive Plan does not have any risk parameters above average; which is a good sign.
3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated four risk-adjusted performance parameters of the fund.
   1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Bandhan Asset Allocation Fund-Aggressive Plan has one risk-adjusted performance parameter of the fund that is in the this group of the category.
      • Treynor Ratio: Bandhan Asset Allocation Fund-Aggressive Plan has a Treynor Ratio of 0.06 compared to the category average of -0.04.
   3. Below Average Risk Adjusted Performance Parameters: Bandhan Asset Allocation Fund-Aggressive Plan has three risk-adjusted performance parameters of the fund that are below average in the category.
      • Sharpe Ratio: Bandhan Asset Allocation Fund-Aggressive Plan has a Sharpe Ratio of 0.37 compared to the category average of 0.47.
      • Sterling Ratio: Bandhan Asset Allocation Fund-Aggressive Plan has a Sterling Ratio of 0.51 compared to the category average of 0.68.
      • Sortino Ratio: Bandhan Asset Allocation Fund-Aggressive Plan has a Sortino Ratio of 0.19 compared to the category average of 0.26.

Date	Bandhan Asset Allocation Fund-Aggressive Plan NAV Regular Growth	Bandhan Asset Allocation Fund-Aggressive Plan NAV Direct Growth
13-03-2025	41.3067	44.5394
12-03-2025	41.3773	44.6145
11-03-2025	41.4567	44.6992
10-03-2025	41.3226	44.5537
07-03-2025	41.5568	44.8034
06-03-2025	41.5801	44.8276
05-03-2025	41.3474	44.5758
04-03-2025	41.0214	44.2235
03-03-2025	40.9793	44.1772
28-02-2025	40.9152	44.1052
27-02-2025	41.4014	44.6285
25-02-2025	41.4809	44.7123
24-02-2025	41.547	44.7826
21-02-2025	41.8018	45.0545
20-02-2025	41.9715	45.2364
18-02-2025	41.7779	45.0259
17-02-2025	41.8366	45.0882
14-02-2025	41.8707	45.1222
13-02-2025	42.1674	45.441