Axis Retirement Savings Fund - Dynamic Plan Overview
Category Retirement Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹18.9(R) +1.02% ₹20.58(D) +1.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 17.32% 9.34% 13.42% -% -%
LumpSum (D) 18.89% 11.09% 15.34% -% -%
SIP (R) 8.0% 17.01% 13.88% -% -%
SIP (D) 9.54% 18.75% 15.69% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.35 0.19 0.46 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.86% -15.2% -14.8% - 8.16%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Savings Fund - Dynamic Plan - Regular Growth 18.9
0.1900
1.0200%
Axis Retirement Savings Fund - Dynamic Plan - Regular Plan - IDCW 18.9
0.1900
1.0200%
Axis Retirement Savings Fund - Dynamic Plan - Direct Plan - IDCW 20.35
0.2100
1.0400%
Axis Retirement Savings Fund - Dynamic Plan - Direct Growth 20.58
0.2200
1.0800%

Review Date: 14-01-2025

Axis Retirement Savings Fund - Dynamic Plan has shown good performance in the Retirement Fund category. The fund has rank of 9 out of 25 funds in the category. The fund has delivered return of 17.32% in 1 year, 9.34% in 3 years and 13.42% in 5 years. The category average for the same periods is 9.72%, 9.63% and 11.68% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 11.86, VaR of -15.2, Average Drawdown of -5.51, Semi Deviation of 8.16 and Max Drawdown of -14.8. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Axis Retirement Savings Fund - Dynamic Plan direct growth option would have grown to ₹11889.0 in 1 year, ₹13711.0 in 3 years and ₹20417.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Axis Retirement Savings Fund - Dynamic Plan direct growth option would have grown to ₹12613.0 in 1 year, ₹47463.0 in 3 years and ₹88873.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 11.86 and based on VaR one can expect to lose more than -15.2% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.35 which shows average performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.67
-5.09
-9.60 | 0.21 19 | 29 Average
3M Return % -6.25
-4.97
-10.00 | 1.11 18 | 29 Average
6M Return % -0.68
-2.11
-7.98 | 3.30 13 | 29 Good
1Y Return % 17.32
9.72
5.65 | 17.32 1 | 27 Very Good
3Y Return % 9.34
9.63
4.13 | 16.85 13 | 25 Good
5Y Return % 13.42
11.68
4.08 | 21.96 8 | 21 Good
1Y SIP Return % 8.00
3.42
-3.43 | 8.00 1 | 27 Very Good
3Y SIP Return % 17.01
11.35
1.23 | 22.30 6 | 25 Very Good
5Y SIP Return % 13.88
11.23
1.48 | 23.60 8 | 21 Good
Standard Deviation 11.86
7.95
1.17 | 13.76 19 | 25 Average
Semi Deviation 8.16
5.55
0.94 | 9.72 18 | 25 Average
Max Drawdown % -14.80
-7.43
-16.28 | -0.64 23 | 25 Poor
VaR 1 Y % -15.20
-8.96
-17.51 | -0.28 21 | 25 Average
Average Drawdown % -5.51
-3.54
-7.99 | -0.53 20 | 25 Average
Sharpe Ratio 0.35
0.32
-1.67 | 1.01 17 | 25 Average
Sterling Ratio 0.46
0.64
0.34 | 1.05 22 | 25 Poor
Sortino Ratio 0.19
0.19
-0.46 | 0.54 16 | 25 Average
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.54 -5.00 -9.51 | 0.28 19 | 29
3M Return % -5.90 -4.68 -9.69 | 1.36 18 | 29
6M Return % 0.00 -1.51 -7.47 | 3.82 13 | 29
1Y Return % 18.89 10.99 6.85 | 18.89 1 | 27
3Y Return % 11.09 10.92 5.42 | 18.50 12 | 25
5Y Return % 15.34 13.14 5.41 | 23.44 8 | 21
1Y SIP Return % 9.54 4.65 -2.29 | 9.54 1 | 27
3Y SIP Return % 18.75 12.65 2.42 | 24.05 6 | 25
5Y SIP Return % 15.69 12.65 2.74 | 25.36 8 | 21
Standard Deviation 11.86 7.95 1.17 | 13.76 19 | 25
Semi Deviation 8.16 5.55 0.94 | 9.72 18 | 25
Max Drawdown % -14.80 -7.43 -16.28 | -0.64 23 | 25
VaR 1 Y % -15.20 -8.96 -17.51 | -0.28 21 | 25
Average Drawdown % -5.51 -3.54 -7.99 | -0.53 20 | 25
Sharpe Ratio 0.35 0.32 -1.67 | 1.01 17 | 25
Sterling Ratio 0.46 0.64 0.34 | 1.05 22 | 25
Sortino Ratio 0.19 0.19 -0.46 | 0.54 16 | 25
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.02 ₹ 10,102.00 1.08 ₹ 10,108.00
1W -4.11 ₹ 9,589.00 -4.10 ₹ 9,590.00
1M -6.67 ₹ 9,333.00 -6.54 ₹ 9,346.00
3M -6.25 ₹ 9,375.00 -5.90 ₹ 9,410.00
6M -0.68 ₹ 9,932.00 0.00 ₹ 10,000.00
1Y 17.32 ₹ 11,732.00 18.89 ₹ 11,889.00
3Y 9.34 ₹ 13,071.00 11.09 ₹ 13,711.00
5Y 13.42 ₹ 18,769.00 15.34 ₹ 20,417.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.00 ₹ 12,515.18 9.54 ₹ 12,612.58
3Y ₹ 36000 17.01 ₹ 46,308.10 18.75 ₹ 47,462.76
5Y ₹ 60000 13.88 ₹ 84,995.40 15.69 ₹ 88,872.60
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Axis Retirement Savings Fund - Dynamic Plan NAV Regular Growth Axis Retirement Savings Fund - Dynamic Plan NAV Direct Growth
14-01-2025 18.9 20.58
13-01-2025 18.71 20.36
10-01-2025 19.21 20.91
09-01-2025 19.4 21.12
08-01-2025 19.58 21.31
07-01-2025 19.71 21.46
06-01-2025 19.58 21.31
03-01-2025 19.88 21.63
02-01-2025 19.94 21.69
01-01-2025 19.68 21.42
31-12-2024 19.59 21.31
30-12-2024 19.57 21.29
27-12-2024 19.63 21.36
26-12-2024 19.59 21.31
24-12-2024 19.61 21.33
23-12-2024 19.64 21.36
20-12-2024 19.56 21.27
19-12-2024 19.86 21.6
18-12-2024 19.98 21.73
17-12-2024 20.09 21.84
16-12-2024 20.25 22.02

Fund Launch Date: 20/Dec/2019
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Investment Plan has a dual objective of generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while a‚empting to manage risk from the market through active asset allocation. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.