Axis Retirement Savings Fund - Conservative Plan Overview
Category Retirement Fund
BMSMONEY Rank 21
BMSMONEY Rating
Gro. Opt. As On: 22-11-2024
NAV ₹15.48(R) +0.85% ₹16.77(D) +0.85%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 15.54% 7.06% -% -% -%
LumpSum (D) 17.13% 8.72% -% -% -%
SIP (R) -7.18% 4.99% -% -% -%
SIP (D) -5.9% 6.59% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.05 0.03 0.43 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.96% -6.54% -6.6% - 4.36%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 22-11-2024

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Savings Fund - Conservative Plan - Regular Growth 15.48
0.1300
0.8500%
Axis Retirement Savings Fund - Conservative Plan - Regular Plan - IDCW 15.48
0.1300
0.8500%
Axis Retirement Savings Fund - Conservative Plan - Direct Plan - IDCW 16.59
0.1400
0.8500%
Axis Retirement Savings Fund - Conservative Plan - Direct Growth 16.77
0.1400
0.8500%

Review Date: 22-11-2024

Axis Retirement Savings Fund - Conservative Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 21 out of 25 funds in the category. The fund has delivered return of 15.54% in 1 year and 7.06% in 3 years. The category average for the same periods is 20.04% and 11.12% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 5.96, VaR of -6.54, Average Drawdown of -2.03, Semi Deviation of 4.36 and Max Drawdown of -6.6. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has low risk in the category.
  • standard deviation of 5.96 and based on VaR one can expect to lose more than -6.54% of current value of fund in one year.
  • Sharpe ratio of the fund is 0.05 which shows average performance of fund in the retirement fund category.


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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.68
    -0.95
    		-2.22 | 0.42 11 | 29 Good
    3M Return % -0.39
    -1.45
    		-4.32 | 1.46 9 | 29 Good
    6M Return % 5.04
    5.82
    		2.96 | 10.69 16 | 28 Average
    1Y Return % 15.54
    20.04
    		6.31 | 38.39 18 | 27 Average
    3Y Return % 7.06
    11.12
    		3.86 | 20.74 21 | 25 Average
    1Y SIP Return % -7.18
    -5.18
    		-10.05 | 2.10 18 | 27 Average
    3Y SIP Return % 4.99
    10.84
    		-0.59 | 24.26 18 | 25 Average
    Standard Deviation 5.96
    7.98
    		1.23 | 13.95 12 | 25 Good
    Semi Deviation 4.36
    5.59
    		0.99 | 9.91 12 | 25 Good
    Max Drawdown % -6.60
    -7.54
    		-16.94 | -0.66 13 | 25 Good
    VaR 1 Y % -6.54
    -8.94
    		-17.51 | -0.97 12 | 25 Good
    Average Drawdown % -2.03
    -3.68
    		-10.93 | -0.65 10 | 25 Good
    Sharpe Ratio 0.05
    0.34
    		-1.67 | 1.14 21 | 25 Average
    Sterling Ratio 0.43
    0.65
    		0.33 | 1.23 22 | 25 Poor
    Sortino Ratio 0.03
    0.20
    		-0.46 | 0.62 21 | 25 Average
    Return data last Updated On : Nov. 22, 2024.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.56 -0.85 -2.15 | 0.50 10 | 29
    3M Return % -0.03 -1.15 -3.97 | 1.72 9 | 29
    6M Return % 5.80 6.45 3.60 | 11.44 15 | 28
    1Y Return % 17.13 21.44 7.56 | 40.42 18 | 27
    3Y Return % 8.72 12.44 5.14 | 22.44 20 | 25
    1Y SIP Return % -5.90 -4.09 -9.01 | 3.41 17 | 27
    3Y SIP Return % 6.59 12.15 0.63 | 26.00 18 | 25
    Standard Deviation 5.96 7.98 1.23 | 13.95 12 | 25
    Semi Deviation 4.36 5.59 0.99 | 9.91 12 | 25
    Max Drawdown % -6.60 -7.54 -16.94 | -0.66 13 | 25
    VaR 1 Y % -6.54 -8.94 -17.51 | -0.97 12 | 25
    Average Drawdown % -2.03 -3.68 -10.93 | -0.65 10 | 25
    Sharpe Ratio 0.05 0.34 -1.67 | 1.14 21 | 25
    Sterling Ratio 0.43 0.65 0.33 | 1.23 22 | 25
    Sortino Ratio 0.03 0.20 -0.46 | 0.62 21 | 25
    Return data last Updated On : Nov. 22, 2024.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D 0.85 ₹ 10,085.00 0.85 ₹ 10,085.00
    1W 0.76 ₹ 10,076.00 0.80 ₹ 10,080.00
    1M -0.68 ₹ 9,932.00 -0.56 ₹ 9,944.00
    3M -0.39 ₹ 9,961.00 -0.03 ₹ 9,997.00
    6M 5.04 ₹ 10,504.00 5.80 ₹ 10,580.00
    1Y 15.54 ₹ 11,554.00 17.13 ₹ 11,713.00
    3Y 7.06 ₹ 12,270.00 8.72 ₹ 12,852.00
    5Y ₹ ₹
    7Y ₹ ₹
    10Y ₹ ₹
    15Y ₹ ₹

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 -7.18 ₹ 11,526.25 -5.90 ₹ 11,611.46
    3Y ₹ 36000 4.99 ₹ 38,848.61 6.59 ₹ 39,787.67
    5Y ₹ 60000 ₹ ₹
    7Y ₹ 84000 ₹ ₹
    10Y ₹ 120000 ₹ ₹
    15Y ₹ 180000 ₹ ₹


    Date Axis Retirement Savings Fund - Conservative Plan NAV Regular Growth Axis Retirement Savings Fund - Conservative Plan NAV Direct Growth
    22-11-2024 15.4788 16.7735
    21-11-2024 15.3484 16.6316
    19-11-2024 15.3739 16.6579
    18-11-2024 15.3574 16.6394
    14-11-2024 15.3615 16.6412
    13-11-2024 15.384 16.665
    12-11-2024 15.4994 16.7893
    11-11-2024 15.5548 16.8486
    08-11-2024 15.5674 16.8604
    07-11-2024 15.5676 16.86
    06-11-2024 15.607 16.902
    05-11-2024 15.5306 16.8185
    04-11-2024 15.5113 16.797
    31-10-2024 15.5377 16.823
    30-10-2024 15.5737 16.8614
    29-10-2024 15.5668 16.8532
    28-10-2024 15.538 16.8214
    25-10-2024 15.5319 16.8128
    24-10-2024 15.5725 16.8561
    23-10-2024 15.5899 16.8743
    22-10-2024 15.5851 16.8685

    Fund Launch Date: 20/Dec/2019
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the porolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier )
    Fund Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.