Axis Retirement Savings Fund - Conservative Plan Overview
Category Retirement Fund
BMSMONEY Rank 23
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹15.34(R) +0.34% ₹16.67(D) +0.34%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.39% 6.83% 8.67% -% -%
LumpSum (D) 9.87% 8.47% 10.44% -% -%
SIP (R) -12.64% 7.82% 8.14% -% -%
SIP (D) -11.43% 9.43% 9.85% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.06 -0.01 0.39 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.87% -6.54% -6.97% - 4.25%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Savings Fund - Conservative Plan - Regular Growth 15.34
0.0500
0.3400%
Axis Retirement Savings Fund - Conservative Plan - Regular Plan - IDCW 15.34
0.0500
0.3400%
Axis Retirement Savings Fund - Conservative Plan - Direct Plan - IDCW 16.49
0.0600
0.3400%
Axis Retirement Savings Fund - Conservative Plan - Direct Growth 16.67
0.0600
0.3400%

Review Date: 29-01-2025

Axis Retirement Savings Fund - Conservative Plan has shown poor performance in the Retirement Fund category. The fund has rank of 23 out of 25 funds in the category. The fund has delivered return of 8.39% in 1 year, 6.83% in 3 years and 8.67% in 5 years. The category average for the same periods is 9.72%, 10.52% and 11.46% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 5.87, VaR of -6.54, Average Drawdown of -2.31, Semi Deviation of 4.25 and Max Drawdown of -6.97. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Axis Retirement Savings Fund - Conservative Plan direct growth option would have grown to ₹10987.0 in 1 year, ₹12764.0 in 3 years and ₹16431.0 in 5 years as of today (29-01-2025).
  2. An SIP of ₹1,000 per month in Axis Retirement Savings Fund - Conservative Plan direct growth option would have grown to ₹11242.0 in 1 year, ₹41505.0 in 3 years and ₹76899.0 in 5 years as of today (29-01-2025).
  3. standard deviation of 5.87 and based on VaR one can expect to lose more than -6.54% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.06 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.02 -4.91
-3.26
-8.16 | 0.61 8 | 29 Very Good
3M Return % -1.44 -6.67
-3.35
-8.02 | 1.52 11 | 29 Good
6M Return % -0.61 -8.83
-3.37
-9.51 | 3.27 9 | 29 Good
1Y Return % 8.39 8.83
9.72
6.22 | 15.79 16 | 27 Average
3Y Return % 6.83 13.65
10.52
4.32 | 18.21 21 | 25 Average
5Y Return % 8.67 17.46
11.46
4.11 | 21.64 14 | 21 Average
1Y SIP Return % -12.64
-4.95
-13.46 | 5.51 25 | 27 Poor
3Y SIP Return % 7.82
11.74
3.68 | 22.41 18 | 25 Average
5Y SIP Return % 8.14
12.33
3.82 | 24.88 15 | 21 Average
Standard Deviation 5.87
7.95
1.17 | 13.76 12 | 25 Good
Semi Deviation 4.25
5.55
0.94 | 9.72 12 | 25 Good
Max Drawdown % -6.97
-7.43
-16.28 | -0.64 13 | 25 Good
VaR 1 Y % -6.54
-8.96
-17.51 | -0.28 12 | 25 Good
Average Drawdown % -2.31
-3.54
-7.99 | -0.53 12 | 25 Good
Sharpe Ratio -0.06
0.32
-1.67 | 1.01 23 | 25 Poor
Sterling Ratio 0.39
0.64
0.34 | 1.05 23 | 25 Poor
Sortino Ratio -0.01
0.19
-0.46 | 0.54 23 | 25 Poor
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.91 -4.91 -3.16 -8.05 | 0.71 8 | 29
3M Return % -1.09 -6.67 -3.06 -7.73 | 1.77 9 | 29
6M Return % 0.09 -8.83 -2.79 -9.07 | 3.79 8 | 29
1Y Return % 9.87 8.83 10.99 7.47 | 17.38 14 | 27
3Y Return % 8.47 13.65 11.82 5.60 | 19.86 21 | 25
5Y Return % 10.44 17.46 12.91 5.44 | 23.38 13 | 21
1Y SIP Return % -11.43 -3.83 -12.92 | 6.20 25 | 27
3Y SIP Return % 9.43 13.06 4.95 | 24.15 17 | 25
5Y SIP Return % 9.85 13.77 5.12 | 26.66 14 | 21
Standard Deviation 5.87 7.95 1.17 | 13.76 12 | 25
Semi Deviation 4.25 5.55 0.94 | 9.72 12 | 25
Max Drawdown % -6.97 -7.43 -16.28 | -0.64 13 | 25
VaR 1 Y % -6.54 -8.96 -17.51 | -0.28 12 | 25
Average Drawdown % -2.31 -3.54 -7.99 | -0.53 12 | 25
Sharpe Ratio -0.06 0.32 -1.67 | 1.01 23 | 25
Sterling Ratio 0.39 0.64 0.34 | 1.05 23 | 25
Sortino Ratio -0.01 0.19 -0.46 | 0.54 23 | 25
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.34 ₹ 10,034.00 0.34 ₹ 10,034.00
1W -0.19 ₹ 9,981.00 -0.17 ₹ 9,983.00
1M -1.02 ₹ 9,898.00 -0.91 ₹ 9,909.00
3M -1.44 ₹ 9,856.00 -1.09 ₹ 9,891.00
6M -0.61 ₹ 9,939.00 0.09 ₹ 10,009.00
1Y 8.39 ₹ 10,839.00 9.87 ₹ 10,987.00
3Y 6.83 ₹ 12,194.00 8.47 ₹ 12,764.00
5Y 8.67 ₹ 15,158.00 10.44 ₹ 16,431.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -12.64 ₹ 11,160.00 -11.43 ₹ 11,241.78
3Y ₹ 36000 7.82 ₹ 40,523.87 9.43 ₹ 41,504.80
5Y ₹ 60000 8.14 ₹ 73,696.62 9.85 ₹ 76,898.88
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Axis Retirement Savings Fund - Conservative Plan NAV Regular Growth Axis Retirement Savings Fund - Conservative Plan NAV Direct Growth
29-01-2025 15.3428 16.669
28-01-2025 15.2908 16.6119
27-01-2025 15.2922 16.6129
24-01-2025 15.3618 16.6867
23-01-2025 15.3956 16.7228
22-01-2025 15.3723 16.6969
21-01-2025 15.3338 16.6544
20-01-2025 15.3904 16.7153
17-01-2025 15.338 16.6565
16-01-2025 15.3585 16.6781
15-01-2025 15.2987 16.6126
14-01-2025 15.2876 16.5999
13-01-2025 15.2744 16.5849
10-01-2025 15.4616 16.7862
09-01-2025 15.4867 16.8129
08-01-2025 15.5163 16.8444
07-01-2025 15.5403 16.8698
06-01-2025 15.5091 16.8353
03-01-2025 15.6077 16.9405
02-01-2025 15.6441 16.9793
01-01-2025 15.5202 16.8442
31-12-2024 15.4971 16.8184
30-12-2024 15.5006 16.8216

Fund Launch Date: 20/Dec/2019
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the porolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier )
Fund Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.