Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan Overview
Category Retirement Fund
BMSMONEY Rank 25
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹12.68(R) +0.03% ₹13.66(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.38% 3.89% 4.0% -% -%
LumpSum (D) 7.63% 5.17% 5.35% -% -%
SIP (R) -24.66% 1.61% 0.88% -% -%
SIP (D) -23.75% 2.89% 2.16% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.67 -0.46 0.33 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.62% -2.14% -1.99% - 1.3%
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Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular - Payout of IDCW 10.97
0.0000
0.0300%
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct - Payout of IDCW 11.82
0.0000
0.0300%
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Regular Plan-Growth 12.68
0.0000
0.0300%
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth 13.66
0.0000
0.0300%

Review Date: 19-11-2024

Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 25 out of 25 funds in the category. The fund has delivered return of 6.38% in 1 year, 3.89% in 3 years and 4.0% in 5 years. The category average for the same periods is 19.42%, 10.43% and 12.41% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 1.62, VaR of -2.14, Average Drawdown of -0.77, Semi Deviation of 1.3 and Max Drawdown of -1.99. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan direct growth option would have grown to ₹10763.0 in 1 year, ₹11634.0 in 3 years and ₹12979.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan direct growth option would have grown to ₹10388.0 in 1 year, ₹37631.0 in 3 years and ₹63379.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.62 and based on VaR one can expect to lose more than -2.14% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.67 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.28
-2.82
-5.25 | 0.45 2 | 29 Very Good
3M Return % 1.31
-1.30
-4.19 | 1.63 2 | 29 Very Good
6M Return % 3.19
5.37
3.04 | 9.55 27 | 28 Poor
1Y Return % 6.38
19.42
6.38 | 37.30 27 | 27 Poor
3Y Return % 3.89
10.43
3.89 | 19.59 25 | 25 Poor
5Y Return % 4.00
12.41
4.00 | 23.32 18 | 18 Poor
1Y SIP Return % -24.66
-10.52
-24.66 | 2.46 27 | 27 Poor
3Y SIP Return % 1.61
12.78
1.61 | 25.75 25 | 25 Poor
5Y SIP Return % 0.88
12.66
0.88 | 27.23 18 | 18 Poor
Standard Deviation 1.62
7.98
1.23 | 13.95 2 | 25 Very Good
Semi Deviation 1.30
5.59
0.99 | 9.91 2 | 25 Very Good
Max Drawdown % -1.99
-7.54
-16.94 | -0.66 3 | 25 Very Good
VaR 1 Y % -2.14
-8.94
-17.51 | -0.97 2 | 25 Very Good
Average Drawdown % -0.77
-3.68
-10.93 | -0.65 3 | 25 Very Good
Sharpe Ratio -1.67
0.34
-1.67 | 1.14 25 | 25 Poor
Sterling Ratio 0.33
0.65
0.33 | 1.23 25 | 25 Poor
Sortino Ratio -0.46
0.20
-0.46 | 0.62 25 | 25 Poor
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.38 -2.72 -5.15 | 0.53 2 | 29
3M Return % 1.63 -1.00 -3.96 | 1.89 2 | 29
6M Return % 3.82 5.99 3.81 | 10.29 27 | 28
1Y Return % 7.63 20.81 7.63 | 39.31 27 | 27
3Y Return % 5.17 11.75 5.17 | 21.28 25 | 25
5Y Return % 5.35 13.83 5.35 | 24.81 18 | 18
1Y SIP Return % -23.75 -9.42 -23.75 | 3.85 27 | 27
3Y SIP Return % 2.89 14.13 2.89 | 27.54 25 | 25
5Y SIP Return % 2.16 14.05 2.16 | 29.04 18 | 18
Standard Deviation 1.62 7.98 1.23 | 13.95 2 | 25
Semi Deviation 1.30 5.59 0.99 | 9.91 2 | 25
Max Drawdown % -1.99 -7.54 -16.94 | -0.66 3 | 25
VaR 1 Y % -2.14 -8.94 -17.51 | -0.97 2 | 25
Average Drawdown % -0.77 -3.68 -10.93 | -0.65 3 | 25
Sharpe Ratio -1.67 0.34 -1.67 | 1.14 25 | 25
Sterling Ratio 0.33 0.65 0.33 | 1.23 25 | 25
Sortino Ratio -0.46 0.20 -0.46 | 0.62 25 | 25
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W 0.04 ₹ 10,004.00 0.06 ₹ 10,006.00
1M 0.28 ₹ 10,028.00 0.38 ₹ 10,038.00
3M 1.31 ₹ 10,131.00 1.63 ₹ 10,163.00
6M 3.19 ₹ 10,319.00 3.82 ₹ 10,382.00
1Y 6.38 ₹ 10,638.00 7.63 ₹ 10,763.00
3Y 3.89 ₹ 11,213.00 5.17 ₹ 11,634.00
5Y 4.00 ₹ 12,164.00 5.35 ₹ 12,979.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -24.66 ₹ 10,323.10 -23.75 ₹ 10,387.81
3Y ₹ 36000 1.61 ₹ 36,902.74 2.89 ₹ 37,631.16
5Y ₹ 60000 0.88 ₹ 61,357.74 2.16 ₹ 63,379.14
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan NAV Direct Growth
19-11-2024 12.677 13.6602
18-11-2024 12.6732 13.6555
14-11-2024 12.658 13.6374
13-11-2024 12.6679 13.6476
12-11-2024 12.6722 13.6517
11-11-2024 12.674 13.6532
08-11-2024 12.6672 13.6446
07-11-2024 12.6649 13.6416
06-11-2024 12.6626 13.6387
05-11-2024 12.6628 13.6384
04-11-2024 12.665 13.6403
31-10-2024 12.6545 13.6271
30-10-2024 12.6584 13.6309
29-10-2024 12.6503 13.6217
28-10-2024 12.6465 13.6171
25-10-2024 12.6497 13.6193
24-10-2024 12.6473 13.6162
23-10-2024 12.6477 13.6162
22-10-2024 12.641 13.6085
21-10-2024 12.6413 13.6083

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.