Aditya Birla Sun Life Retirement Fund - The 50s Plan Overview
Category Retirement Fund
BMSMONEY Rank 22
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹13.87(R) +0.4% ₹15.04(D) +0.4%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.74% 6.58% 5.63% -% -%
LumpSum (D) 9.18% 7.99% 7.08% -% -%
SIP (R) -11.86% 6.13% 5.7% -% -%
SIP (D) -10.71% 7.57% 7.12% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.03 0.0 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.72% -3.55% -3.72% - 2.69%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.0
0.0500
0.4000%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.02
0.0500
0.4000%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 13.87
0.0500
0.4000%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 15.04
0.0600
0.4000%

Review Date: 29-01-2025

Aditya Birla Sun Life Retirement Fund - The 50s Plan has shown poor performance in the Retirement Fund category. The fund has rank of 22 out of 25 funds in the category. The fund has delivered return of 7.74% in 1 year, 6.58% in 3 years and 5.63% in 5 years. The category average for the same periods is 9.72%, 10.52% and 11.46% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 3.72, VaR of -3.55, Average Drawdown of -1.4, Semi Deviation of 2.69 and Max Drawdown of -3.72. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹10918.0 in 1 year, ₹12594.0 in 3 years and ₹14076.0 in 5 years as of today (29-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹11291.0 in 1 year, ₹40377.0 in 3 years and ₹71838.0 in 5 years as of today (29-01-2025).
  3. standard deviation of 3.72 and based on VaR one can expect to lose more than -3.55% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.03 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.05 -4.91
-3.26
-8.16 | 0.61 9 | 29 Good
3M Return % -0.78 -6.67
-3.35
-8.02 | 1.52 7 | 29 Very Good
6M Return % 0.72 -8.83
-3.37
-9.51 | 3.27 5 | 29 Very Good
1Y Return % 7.74 8.83
9.72
6.22 | 15.79 20 | 27 Average
3Y Return % 6.58 13.65
10.52
4.32 | 18.21 23 | 25 Poor
5Y Return % 5.63 17.46
11.46
4.11 | 21.64 20 | 21 Poor
1Y SIP Return % -11.86
-4.95
-13.46 | 5.51 22 | 27 Poor
3Y SIP Return % 6.13
11.74
3.68 | 22.41 23 | 25 Poor
5Y SIP Return % 5.70
12.33
3.82 | 24.88 19 | 21 Poor
Standard Deviation 3.72
7.95
1.17 | 13.76 5 | 25 Very Good
Semi Deviation 2.69
5.55
0.94 | 9.72 5 | 25 Very Good
Max Drawdown % -3.72
-7.43
-16.28 | -0.64 8 | 25 Good
VaR 1 Y % -3.55
-8.96
-17.51 | -0.28 5 | 25 Very Good
Average Drawdown % -1.40
-3.54
-7.99 | -0.53 5 | 25 Very Good
Sharpe Ratio -0.03
0.32
-1.67 | 1.01 22 | 25 Poor
Sterling Ratio 0.50
0.64
0.34 | 1.05 19 | 25 Average
Sortino Ratio 0.00
0.19
-0.46 | 0.54 22 | 25 Poor
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.94 -4.91 -3.16 -8.05 | 0.71 9 | 29
3M Return % -0.45 -6.67 -3.06 -7.73 | 1.77 7 | 29
6M Return % 1.40 -8.83 -2.79 -9.07 | 3.79 5 | 29
1Y Return % 9.18 8.83 10.99 7.47 | 17.38 17 | 27
3Y Return % 7.99 13.65 11.82 5.60 | 19.86 23 | 25
5Y Return % 7.08 17.46 12.91 5.44 | 23.38 20 | 21
1Y SIP Return % -10.71 -3.83 -12.92 | 6.20 22 | 27
3Y SIP Return % 7.57 13.06 4.95 | 24.15 23 | 25
5Y SIP Return % 7.12 13.77 5.12 | 26.66 19 | 21
Standard Deviation 3.72 7.95 1.17 | 13.76 5 | 25
Semi Deviation 2.69 5.55 0.94 | 9.72 5 | 25
Max Drawdown % -3.72 -7.43 -16.28 | -0.64 8 | 25
VaR 1 Y % -3.55 -8.96 -17.51 | -0.28 5 | 25
Average Drawdown % -1.40 -3.54 -7.99 | -0.53 5 | 25
Sharpe Ratio -0.03 0.32 -1.67 | 1.01 22 | 25
Sterling Ratio 0.50 0.64 0.34 | 1.05 19 | 25
Sortino Ratio 0.00 0.19 -0.46 | 0.54 22 | 25
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.40 ₹ 10,040.00 0.40 ₹ 10,040.00
1W 0.11 ₹ 10,011.00 0.13 ₹ 10,013.00
1M -1.05 ₹ 9,895.00 -0.94 ₹ 9,906.00
3M -0.78 ₹ 9,922.00 -0.45 ₹ 9,955.00
6M 0.72 ₹ 10,072.00 1.40 ₹ 10,140.00
1Y 7.74 ₹ 10,774.00 9.18 ₹ 10,918.00
3Y 6.58 ₹ 12,106.00 7.99 ₹ 12,594.00
5Y 5.63 ₹ 13,152.00 7.08 ₹ 14,076.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -11.86 ₹ 11,212.72 -10.71 ₹ 11,290.84
3Y ₹ 36000 6.13 ₹ 39,518.17 7.57 ₹ 40,377.13
5Y ₹ 60000 5.70 ₹ 69,311.22 7.12 ₹ 71,838.12
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
29-01-2025 13.8716 15.0435
28-01-2025 13.8169 14.9837
27-01-2025 13.8307 14.998
24-01-2025 13.8558 15.0236
23-01-2025 13.879 15.0482
22-01-2025 13.8568 15.0236
21-01-2025 13.8638 15.0307
20-01-2025 13.92 15.0911
17-01-2025 13.8984 15.066
16-01-2025 13.9224 15.0915
15-01-2025 13.8727 15.0371
14-01-2025 13.8541 15.0164
13-01-2025 13.8082 14.9661
10-01-2025 13.919 15.0845
09-01-2025 13.964 15.1328
08-01-2025 13.9938 15.1645
07-01-2025 14.0456 15.2201
06-01-2025 14.0117 15.1828
03-01-2025 14.0699 15.2442
02-01-2025 14.0861 15.2612
01-01-2025 14.0381 15.2087
31-12-2024 14.0348 15.2046
30-12-2024 14.0183 15.1861

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.