Aditya Birla Sun Life Retirement Fund - The 50s Plan Overview
Category Retirement Fund
BMSMONEY Rank 23
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹13.9(R) +0.13% ₹15.03(D) +0.13%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 11.12% 6.46% 5.82% -% -%
LumpSum (D) 12.6% 7.88% 7.29% -% -%
SIP (R) -22.95% 5.37% 3.44% -% -%
SIP (D) -21.89% 6.83% 4.84% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.01 0.0 0.49 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.73% -3.55% -3.87% - 2.7%
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Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.03
0.0200
0.1300%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.01
0.0200
0.1300%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 13.9
0.0200
0.1300%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 15.03
0.0200
0.1300%

Review Date: 19-11-2024

Aditya Birla Sun Life Retirement Fund - The 50s Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 23 out of 25 funds in the category. The fund has delivered return of 11.12% in 1 year, 6.46% in 3 years and 5.82% in 5 years. The category average for the same periods is 19.42%, 10.43% and 12.41% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 3.73, VaR of -3.55, Average Drawdown of -1.43, Semi Deviation of 2.7 and Max Drawdown of -3.87. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹11260.0 in 1 year, ₹12554.0 in 3 years and ₹14214.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹10519.0 in 1 year, ₹39930.0 in 3 years and ₹67819.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 3.73 and based on VaR one can expect to lose more than -3.55% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.01 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.87
-2.82
-5.25 | 0.45 4 | 29 Very Good
3M Return % 0.76
-1.30
-4.19 | 1.63 4 | 29 Very Good
6M Return % 4.62
5.37
3.04 | 9.55 16 | 28 Average
1Y Return % 11.12
19.42
6.38 | 37.30 24 | 27 Poor
3Y Return % 6.46
10.43
3.89 | 19.59 23 | 25 Poor
5Y Return % 5.82
12.41
4.00 | 23.32 17 | 18 Poor
1Y SIP Return % -22.95
-10.52
-24.66 | 2.46 21 | 27 Average
3Y SIP Return % 5.37
12.78
1.61 | 25.75 23 | 25 Poor
5Y SIP Return % 3.44
12.66
0.88 | 27.23 16 | 18 Poor
Standard Deviation 3.73
7.98
1.23 | 13.95 5 | 25 Very Good
Semi Deviation 2.70
5.59
0.99 | 9.91 5 | 25 Very Good
Max Drawdown % -3.87
-7.54
-16.94 | -0.66 8 | 25 Good
VaR 1 Y % -3.55
-8.94
-17.51 | -0.97 5 | 25 Very Good
Average Drawdown % -1.43
-3.68
-10.93 | -0.65 5 | 25 Very Good
Sharpe Ratio -0.01
0.34
-1.67 | 1.14 23 | 25 Poor
Sterling Ratio 0.49
0.65
0.33 | 1.23 19 | 25 Average
Sortino Ratio 0.00
0.20
-0.46 | 0.62 23 | 25 Poor
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.77 -2.72 -5.15 | 0.53 4 | 29
3M Return % 1.09 -1.00 -3.96 | 1.89 4 | 29
6M Return % 5.31 5.99 3.81 | 10.29 15 | 28
1Y Return % 12.60 20.81 7.63 | 39.31 24 | 27
3Y Return % 7.88 11.75 5.17 | 21.28 22 | 25
5Y Return % 7.29 13.83 5.35 | 24.81 16 | 18
1Y SIP Return % -21.89 -9.42 -23.75 | 3.85 21 | 27
3Y SIP Return % 6.83 14.13 2.89 | 27.54 22 | 25
5Y SIP Return % 4.84 14.05 2.16 | 29.04 16 | 18
Standard Deviation 3.73 7.98 1.23 | 13.95 5 | 25
Semi Deviation 2.70 5.59 0.99 | 9.91 5 | 25
Max Drawdown % -3.87 -7.54 -16.94 | -0.66 8 | 25
VaR 1 Y % -3.55 -8.94 -17.51 | -0.97 5 | 25
Average Drawdown % -1.43 -3.68 -10.93 | -0.65 5 | 25
Sharpe Ratio -0.01 0.34 -1.67 | 1.14 23 | 25
Sterling Ratio 0.49 0.65 0.33 | 1.23 19 | 25
Sortino Ratio 0.00 0.20 -0.46 | 0.62 23 | 25
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.13 ₹ 10,013.00 0.13 ₹ 10,013.00
1W -0.23 ₹ 9,977.00 -0.21 ₹ 9,979.00
1M -0.87 ₹ 9,913.00 -0.77 ₹ 9,923.00
3M 0.76 ₹ 10,076.00 1.09 ₹ 10,109.00
6M 4.62 ₹ 10,462.00 5.31 ₹ 10,531.00
1Y 11.12 ₹ 11,112.00 12.60 ₹ 11,260.00
3Y 6.46 ₹ 12,066.00 7.88 ₹ 12,554.00
5Y 5.82 ₹ 13,266.00 7.29 ₹ 14,214.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -22.95 ₹ 10,444.73 -21.89 ₹ 10,519.39
3Y ₹ 36000 5.37 ₹ 39,068.35 6.83 ₹ 39,929.90
5Y ₹ 60000 3.44 ₹ 65,463.24 4.84 ₹ 67,819.44
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
19-11-2024 13.8989 15.0344
18-11-2024 13.8807 15.0142
14-11-2024 13.8792 15.0104
13-11-2024 13.8709 15.0009
12-11-2024 13.9311 15.0655
11-11-2024 13.9698 15.1068
08-11-2024 13.9855 15.1221
07-11-2024 13.9994 15.1366
06-11-2024 14.0329 15.1723
05-11-2024 13.9892 15.1245
04-11-2024 13.9645 15.0972
31-10-2024 13.975 15.1064
30-10-2024 13.9715 15.102
29-10-2024 13.9803 15.1111
28-10-2024 13.9485 15.0761
25-10-2024 13.9333 15.058
24-10-2024 13.9691 15.0962
23-10-2024 13.9759 15.103
22-10-2024 13.9619 15.0873
21-10-2024 14.0211 15.1507

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.