Aditya Birla Sun Life Retirement Fund - The 50s Plan Overview
Category Retirement Fund
BMSMONEY Rank 23
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹14.02(R) -0.4% ₹15.19(D) -0.39%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.85% 6.73% 6.04% -% -%
LumpSum (D) 11.31% 8.15% 7.49% -% -%
SIP (R) -37.41% 3.83% 5.2% -% -%
SIP (D) -36.49% 5.31% 6.66% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.02 0.0 0.49 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.73% -3.55% -3.82% - 2.7%
Top Retirement Fund
Fund Name Rank Rating
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Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.13
-0.0500
-0.4000%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.14
-0.0500
-0.3900%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 14.02
-0.0600
-0.4000%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 15.19
-0.0600
-0.3900%

Review Date: 20-12-2024

Aditya Birla Sun Life Retirement Fund - The 50s Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 23 out of 25 funds in the category. The fund has delivered return of 9.85% in 1 year, 6.73% in 3 years and 6.04% in 5 years. The category average for the same periods is 16.74%, 12.31% and 12.6% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 3.73, VaR of -3.55, Average Drawdown of -1.42, Semi Deviation of 2.7 and Max Drawdown of -3.82. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹11131.0 in 1 year, ₹12650.0 in 3 years and ₹14347.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 50s Plan direct growth option would have grown to ₹9466.0 in 1 year, ₹39031.0 in 3 years and ₹71006.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 3.73 and based on VaR one can expect to lose more than -3.55% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.02 which shows poor performance of fund in the retirement fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.00
1.83
0.29 | 5.59 20 | 29 Average
3M Return % -0.56
-3.19
-7.60 | 1.36 4 | 29 Very Good
6M Return % 3.73
3.03
-2.50 | 6.36 9 | 29 Good
1Y Return % 9.85
16.74
6.09 | 29.67 24 | 27 Poor
3Y Return % 6.73
12.31
3.97 | 22.14 23 | 25 Poor
5Y Return % 6.04
12.60
4.08 | 23.44 16 | 18 Poor
1Y SIP Return % -37.41
-36.11
-39.30 | -30.01 17 | 27 Average
3Y SIP Return % 3.83
10.41
-0.16 | 22.72 23 | 25 Poor
5Y SIP Return % 5.20
12.97
2.45 | 26.40 16 | 18 Poor
Standard Deviation 3.73
7.85
1.23 | 13.56 5 | 25 Very Good
Semi Deviation 2.70
5.50
0.98 | 9.65 5 | 25 Very Good
Max Drawdown % -3.82
-6.98
-15.04 | -0.64 8 | 25 Good
VaR 1 Y % -3.55
-8.90
-17.51 | -0.93 5 | 25 Very Good
Average Drawdown % -1.42
-3.26
-7.29 | -0.64 5 | 25 Very Good
Sharpe Ratio -0.02
0.39
-1.71 | 1.13 23 | 25 Poor
Sterling Ratio 0.49
0.69
0.33 | 1.18 20 | 25 Average
Sortino Ratio 0.00
0.23
-0.47 | 0.61 23 | 25 Poor
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.10 1.92 0.37 | 5.71 20 | 29
3M Return % -0.23 -2.90 -7.35 | 1.61 3 | 29
6M Return % 4.42 3.65 -1.95 | 7.05 8 | 29
1Y Return % 11.31 18.10 7.34 | 31.57 24 | 27
3Y Return % 8.15 13.64 5.25 | 23.89 23 | 25
5Y Return % 7.49 14.02 5.41 | 24.94 16 | 18
1Y SIP Return % -36.49 -35.27 -38.52 | -28.86 16 | 27
3Y SIP Return % 5.31 11.78 1.14 | 24.56 22 | 25
5Y SIP Return % 6.66 14.39 3.78 | 28.25 16 | 18
Standard Deviation 3.73 7.85 1.23 | 13.56 5 | 25
Semi Deviation 2.70 5.50 0.98 | 9.65 5 | 25
Max Drawdown % -3.82 -6.98 -15.04 | -0.64 8 | 25
VaR 1 Y % -3.55 -8.90 -17.51 | -0.93 5 | 25
Average Drawdown % -1.42 -3.26 -7.29 | -0.64 5 | 25
Sharpe Ratio -0.02 0.39 -1.71 | 1.13 23 | 25
Sterling Ratio 0.49 0.69 0.33 | 1.18 20 | 25
Sortino Ratio 0.00 0.23 -0.47 | 0.61 23 | 25
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.40 ₹ 9,960.00 -0.39 ₹ 9,961.00
1W -1.07 ₹ 9,893.00 -1.04 ₹ 9,896.00
1M 1.00 ₹ 10,100.00 1.10 ₹ 10,110.00
3M -0.56 ₹ 9,944.00 -0.23 ₹ 9,977.00
6M 3.73 ₹ 10,373.00 4.42 ₹ 10,442.00
1Y 9.85 ₹ 10,985.00 11.31 ₹ 11,131.00
3Y 6.73 ₹ 12,158.00 8.15 ₹ 12,650.00
5Y 6.04 ₹ 13,405.00 7.49 ₹ 14,347.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.41 ₹ 9,396.89 -36.49 ₹ 9,466.16
3Y ₹ 36000 3.83 ₹ 38,170.08 5.31 ₹ 39,031.34
5Y ₹ 60000 5.20 ₹ 68,446.50 6.66 ₹ 71,005.86
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
20-12-2024 14.0225 15.1852
19-12-2024 14.0782 15.2449
18-12-2024 14.1129 15.2819
17-12-2024 14.1405 15.3113
16-12-2024 14.1803 15.3538
13-12-2024 14.1737 15.345
12-12-2024 14.1493 15.318
11-12-2024 14.177 15.3475
10-12-2024 14.1783 15.3484
09-12-2024 14.1647 15.333
06-12-2024 14.146 15.3112
05-12-2024 14.159 15.3246
04-12-2024 14.1432 15.3071
03-12-2024 14.1208 15.2822
02-12-2024 14.0793 15.2368
29-11-2024 14.0359 15.1882
28-11-2024 13.9952 15.1436
27-11-2024 14.0144 15.1637
26-11-2024 14.0056 15.1537
25-11-2024 14.0092 15.157
22-11-2024 13.9423 15.0831
21-11-2024 13.8841 15.0196

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.