Aditya Birla Sun Life Retirement Fund - The 40s Plan Overview
Category Retirement Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹18.32(R) -1.46% ₹19.99(D) -1.46%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 19.42% 12.9% 11.96% -% -%
LumpSum (D) 21.09% 14.51% 13.61% -% -%
SIP (R) -32.59% 12.4% 12.94% -% -%
SIP (D) -31.55% 14.08% 14.62% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.42 0.22 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
10.12% -11.58% -9.25% - 6.92%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular - Payout of IDCW 15.86
-0.2300
-1.4600%
Aditya Birla Sun Life Retirement Fund-The 40s Plan- Direct - Payout of IDCW 17.31
-0.2600
-1.4600%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 18.32
-0.2700
-1.4600%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth 19.99
-0.3000
-1.4600%

Review Date: 20-12-2024

Aditya Birla Sun Life Retirement Fund - The 40s Plan has shown average performance in the Retirement Fund category. The fund has rank of 13 out of 25 funds in the category. The fund has delivered return of 19.42% in 1 year, 12.9% in 3 years and 11.96% in 5 years. The category average for the same periods is 16.74%, 12.31% and 12.6% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 10.12, VaR of -11.58, Average Drawdown of -4.69, Semi Deviation of 6.92 and Max Drawdown of -9.25. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 40s Plan direct growth option would have grown to ₹12109.0 in 1 year, ₹15017.0 in 3 years and ₹18927.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 40s Plan direct growth option would have grown to ₹9832.0 in 1 year, ₹44404.0 in 3 years and ₹86549.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 10.12 and based on VaR one can expect to lose more than -11.58% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.42 which shows average performance of fund in the retirement fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.91
1.83
0.29 | 5.59 4 | 29 Very Good
3M Return % -2.16
-3.19
-7.60 | 1.36 11 | 29 Good
6M Return % 6.04
3.03
-2.50 | 6.36 2 | 29 Very Good
1Y Return % 19.42
16.74
6.09 | 29.67 11 | 27 Good
3Y Return % 12.90
12.31
3.97 | 22.14 11 | 25 Good
5Y Return % 11.96
12.60
4.08 | 23.44 10 | 18 Good
1Y SIP Return % -32.59
-36.11
-39.30 | -30.01 4 | 27 Very Good
3Y SIP Return % 12.40
10.41
-0.16 | 22.72 11 | 25 Good
5Y SIP Return % 12.94
12.97
2.45 | 26.40 9 | 18 Good
Standard Deviation 10.12
7.85
1.23 | 13.56 15 | 25 Average
Semi Deviation 6.92
5.50
0.98 | 9.65 15 | 25 Average
Max Drawdown % -9.25
-6.98
-15.04 | -0.64 19 | 25 Average
VaR 1 Y % -11.58
-8.90
-17.51 | -0.93 16 | 25 Average
Average Drawdown % -4.69
-3.26
-7.29 | -0.64 19 | 25 Average
Sharpe Ratio 0.42
0.39
-1.71 | 1.13 16 | 25 Average
Sterling Ratio 0.59
0.69
0.33 | 1.18 17 | 25 Average
Sortino Ratio 0.22
0.23
-0.47 | 0.61 15 | 25 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 4.03 1.92 0.37 | 5.71 4 | 29
3M Return % -1.83 -2.90 -7.35 | 1.61 11 | 29
6M Return % 6.77 3.65 -1.95 | 7.05 3 | 29
1Y Return % 21.09 18.10 7.34 | 31.57 11 | 27
3Y Return % 14.51 13.64 5.25 | 23.89 11 | 25
5Y Return % 13.61 14.02 5.41 | 24.94 10 | 18
1Y SIP Return % -31.55 -35.27 -38.52 | -28.86 4 | 27
3Y SIP Return % 14.08 11.78 1.14 | 24.56 10 | 25
5Y SIP Return % 14.62 14.39 3.78 | 28.25 9 | 18
Standard Deviation 10.12 7.85 1.23 | 13.56 15 | 25
Semi Deviation 6.92 5.50 0.98 | 9.65 15 | 25
Max Drawdown % -9.25 -6.98 -15.04 | -0.64 19 | 25
VaR 1 Y % -11.58 -8.90 -17.51 | -0.93 16 | 25
Average Drawdown % -4.69 -3.26 -7.29 | -0.64 19 | 25
Sharpe Ratio 0.42 0.39 -1.71 | 1.13 16 | 25
Sterling Ratio 0.59 0.69 0.33 | 1.18 17 | 25
Sortino Ratio 0.22 0.23 -0.47 | 0.61 15 | 25
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.46 ₹ 9,854.00 -1.46 ₹ 9,854.00
1W -1.30 ₹ 9,870.00 -1.27 ₹ 9,873.00
1M 3.91 ₹ 10,391.00 4.03 ₹ 10,403.00
3M -2.16 ₹ 9,784.00 -1.83 ₹ 9,817.00
6M 6.04 ₹ 10,604.00 6.77 ₹ 10,677.00
1Y 19.42 ₹ 11,942.00 21.09 ₹ 12,109.00
3Y 12.90 ₹ 14,392.00 14.51 ₹ 15,017.00
5Y 11.96 ₹ 17,591.00 13.61 ₹ 18,927.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -32.59 ₹ 9,755.83 -31.55 ₹ 9,832.04
3Y ₹ 36000 12.40 ₹ 43,337.56 14.08 ₹ 44,403.73
5Y ₹ 60000 12.94 ₹ 83,040.96 14.62 ₹ 86,549.46
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 40s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 40s Plan NAV Direct Growth
20-12-2024 18.319 19.993
19-12-2024 18.591 20.289
18-12-2024 18.748 20.46
17-12-2024 18.424 20.105
16-12-2024 18.547 20.239
13-12-2024 18.56 20.251
12-12-2024 18.466 20.148
11-12-2024 18.538 20.226
10-12-2024 18.537 20.224
09-12-2024 18.517 20.201
06-12-2024 18.482 20.161
05-12-2024 18.484 20.162
04-12-2024 18.421 20.092
03-12-2024 18.348 20.012
02-12-2024 18.191 19.84
29-11-2024 18.075 19.712
28-11-2024 17.958 19.583
27-11-2024 18.066 19.701
26-11-2024 18.028 19.658
25-11-2024 18.064 19.697
22-11-2024 17.842 19.452
21-11-2024 17.629 19.219

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: CRISIL Hybrid 35+65 - Aggressive Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.