Aditya Birla Sun Life Retirement Fund - The 30s Plan Overview
Category Retirement Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹19.16(R) -1.61% ₹20.98(D) -1.6%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 21.24% 14.32% 12.95% -% -%
LumpSum (D) 22.88% 15.95% 14.67% -% -%
SIP (R) -34.34% 13.97% 14.58% -% -%
SIP (D) -33.35% 15.65% 16.29% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.26 0.63 -0.57% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.49% -14.95% -11.02% 0.88 8.51%
Top Retirement Fund
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Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
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Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 16.58
-0.2700
-1.6100%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 18.16
-0.3000
-1.6100%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 19.16
-0.3100
-1.6100%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 20.98
-0.3400
-1.6000%

Review Date: 20-12-2024

Aditya Birla Sun Life Retirement Fund - The 30s Plan has exhibited average performance in the Retirement Fund category. The fund has rank of 12 out of 25 funds in the category. The fund has delivered return of 21.24% in 1 year, 14.32% in 3 years and 12.95% in 5 years. The category average for the same periods is 16.74%, 12.31% and 12.6% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.49, VaR of -14.95, Average Drawdown of -7.11, Semi Deviation of 8.51 and Max Drawdown of -11.02. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 30s Plan direct growth option would have grown to ₹12288.0 in 1 year, ₹15588.0 in 3 years and ₹19827.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 30s Plan direct growth option would have grown to ₹9700.0 in 1 year, ₹45413.0 in 3 years and ₹90188.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 12.49 and based on VaR one can expect to lose more than -14.95% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.48 which shows good performance of fund in the retirement fund category.
  5. The fund has R-square of 0.91, Beta of 0.88 and Jensen's Alpha of -0.57% which exhibit average performance in the retirement fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.58
1.83
0.29 | 5.59 8 | 29 Very Good
3M Return % -6.20
-3.19
-7.60 | 1.36 27 | 29 Poor
6M Return % 3.60
3.03
-2.50 | 6.36 10 | 29 Good
1Y Return % 21.24
16.74
6.09 | 29.67 8 | 27 Good
3Y Return % 14.32
12.31
3.97 | 22.14 10 | 25 Good
5Y Return % 12.95
12.60
4.08 | 23.44 9 | 18 Good
1Y SIP Return % -34.34
-36.11
-39.30 | -30.01 7 | 27 Very Good
3Y SIP Return % 13.97
10.41
-0.16 | 22.72 8 | 25 Good
5Y SIP Return % 14.58
12.97
2.45 | 26.40 8 | 18 Good
Standard Deviation 12.49
7.85
1.23 | 13.56 23 | 25 Poor
Semi Deviation 8.51
5.50
0.98 | 9.65 23 | 25 Poor
Max Drawdown % -11.02
-6.98
-15.04 | -0.64 20 | 25 Average
VaR 1 Y % -14.95
-8.90
-17.51 | -0.93 21 | 25 Average
Average Drawdown % -7.11
-3.26
-7.29 | -0.64 24 | 25 Poor
Sharpe Ratio 0.48
0.39
-1.71 | 1.13 13 | 25 Good
Sterling Ratio 0.63
0.69
0.33 | 1.18 16 | 25 Average
Sortino Ratio 0.26
0.23
-0.47 | 0.61 12 | 25 Good
Jensen Alpha % -0.57
3.02
-0.57 | 6.85 6 | 6 Average
Treynor Ratio 0.07
0.11
0.07 | 0.16 6 | 6 Average
Modigliani Square Measure % 14.20
18.73
14.20 | 24.42 6 | 6 Average
Alpha % -2.31
0.97
-2.31 | 4.13 6 | 6 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.68 1.92 0.37 | 5.71 8 | 29
3M Return % -5.90 -2.90 -7.35 | 1.61 26 | 29
6M Return % 4.29 3.65 -1.95 | 7.05 9 | 29
1Y Return % 22.88 18.10 7.34 | 31.57 8 | 27
3Y Return % 15.95 13.64 5.25 | 23.89 10 | 25
5Y Return % 14.67 14.02 5.41 | 24.94 8 | 18
1Y SIP Return % -33.35 -35.27 -38.52 | -28.86 6 | 27
3Y SIP Return % 15.65 11.78 1.14 | 24.56 8 | 25
5Y SIP Return % 16.29 14.39 3.78 | 28.25 8 | 18
Standard Deviation 12.49 7.85 1.23 | 13.56 23 | 25
Semi Deviation 8.51 5.50 0.98 | 9.65 23 | 25
Max Drawdown % -11.02 -6.98 -15.04 | -0.64 20 | 25
VaR 1 Y % -14.95 -8.90 -17.51 | -0.93 21 | 25
Average Drawdown % -7.11 -3.26 -7.29 | -0.64 24 | 25
Sharpe Ratio 0.48 0.39 -1.71 | 1.13 13 | 25
Sterling Ratio 0.63 0.69 0.33 | 1.18 16 | 25
Sortino Ratio 0.26 0.23 -0.47 | 0.61 12 | 25
Jensen Alpha % -0.57 3.02 -0.57 | 6.85 6 | 6
Treynor Ratio 0.07 0.11 0.07 | 0.16 6 | 6
Modigliani Square Measure % 14.20 18.73 14.20 | 24.42 6 | 6
Alpha % -2.31 0.97 -2.31 | 4.13 6 | 6
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.61 ₹ 9,839.00 -1.60 ₹ 9,840.00
1W -3.58 ₹ 9,642.00 -3.56 ₹ 9,644.00
1M 2.58 ₹ 10,258.00 2.68 ₹ 10,268.00
3M -6.20 ₹ 9,380.00 -5.90 ₹ 9,410.00
6M 3.60 ₹ 10,360.00 4.29 ₹ 10,429.00
1Y 21.24 ₹ 12,124.00 22.88 ₹ 12,288.00
3Y 14.32 ₹ 14,942.00 15.95 ₹ 15,588.00
5Y 12.95 ₹ 18,384.00 14.67 ₹ 19,827.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -34.34 ₹ 9,626.51 -33.35 ₹ 9,700.08
3Y ₹ 36000 13.97 ₹ 44,334.40 15.65 ₹ 45,412.52
5Y ₹ 60000 14.58 ₹ 86,474.28 16.29 ₹ 90,188.22
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
20-12-2024 19.156 20.981
19-12-2024 19.47 21.323
18-12-2024 19.612 21.479
17-12-2024 19.705 21.579
16-12-2024 19.87 21.759
13-12-2024 19.868 21.755
12-12-2024 19.761 21.637
11-12-2024 19.894 21.781
10-12-2024 19.908 21.796
09-12-2024 19.898 21.784
06-12-2024 19.879 21.761
05-12-2024 19.854 21.734
04-12-2024 19.775 21.646
03-12-2024 19.677 21.539
02-12-2024 19.457 21.297
29-11-2024 19.318 21.142
28-11-2024 19.187 20.998
27-11-2024 19.324 21.148
26-11-2024 19.263 21.08
25-11-2024 19.287 21.105
22-11-2024 18.959 20.745
21-11-2024 18.675 20.433

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.