Aditya Birla Sun Life Retirement Fund - The 30s Plan Overview
Category Retirement Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹17.92(R) +1.76% ₹19.65(D) +1.76%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.97% 10.86% 11.14% -% -%
LumpSum (D) 11.44% 12.41% 12.82% -% -%
SIP (R) -3.63% 13.2% 12.81% -% -%
SIP (D) -2.3% 14.78% 14.45% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.41 0.22 0.56 -0.01% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.63% -14.95% -11.96% 0.88 8.57%
Top Retirement Fund
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Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 15.51
0.2700
1.7600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 17.01
0.2900
1.7600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 17.92
0.3100
1.7600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 19.65
0.3400
1.7600%

Review Date: 29-01-2025

Aditya Birla Sun Life Retirement Fund - The 30s Plan has exhibited average performance in the Retirement Fund category. The fund has rank of 13 out of 25 funds in the category. The fund has delivered return of 9.97% in 1 year, 10.86% in 3 years and 11.14% in 5 years. The category average for the same periods is 9.72%, 10.52% and 11.46% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.63, VaR of -14.95, Average Drawdown of -7.57, Semi Deviation of 8.57 and Max Drawdown of -11.96. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Retirement Fund - The 30s Plan direct growth option would have grown to ₹11144.0 in 1 year, ₹14205.0 in 3 years and ₹18276.0 in 5 years as of today (29-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Retirement Fund - The 30s Plan direct growth option would have grown to ₹11850.0 in 1 year, ₹44863.0 in 3 years and ₹86205.0 in 5 years as of today (29-01-2025).
  3. standard deviation of 12.63 and based on VaR one can expect to lose more than -14.95% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.41 which shows average performance of fund in the retirement fund category.
  5. The fund has R-square of 0.91, Beta of 0.88 and Jensen's Alpha of -0.01% which exhibit average performance in the retirement fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.26 -4.91
-3.26
-8.16 | 0.61 25 | 29 Poor
3M Return % -8.02 -6.67
-3.35
-8.02 | 1.52 29 | 29 Poor
6M Return % -7.27 -8.83
-3.37
-9.51 | 3.27 25 | 29 Poor
1Y Return % 9.97 8.83
9.72
6.22 | 15.79 11 | 27 Good
3Y Return % 10.86 13.65
10.52
4.32 | 18.21 11 | 25 Good
5Y Return % 11.14 17.46
11.46
4.11 | 21.64 11 | 21 Good
1Y SIP Return % -3.63
-4.95
-13.46 | 5.51 14 | 27 Good
3Y SIP Return % 13.20
11.74
3.68 | 22.41 11 | 25 Good
5Y SIP Return % 12.81
12.33
3.82 | 24.88 10 | 21 Good
Standard Deviation 12.63
7.95
1.17 | 13.76 23 | 25 Poor
Semi Deviation 8.57
5.55
0.94 | 9.72 22 | 25 Poor
Max Drawdown % -11.96
-7.43
-16.28 | -0.64 20 | 25 Average
VaR 1 Y % -14.95
-8.96
-17.51 | -0.28 20 | 25 Average
Average Drawdown % -7.57
-3.54
-7.99 | -0.53 23 | 25 Poor
Sharpe Ratio 0.41
0.32
-1.67 | 1.01 15 | 25 Average
Sterling Ratio 0.56
0.64
0.34 | 1.05 17 | 25 Average
Sortino Ratio 0.22
0.19
-0.46 | 0.54 14 | 25 Good
Jensen Alpha % -0.01
3.27
-0.01 | 6.89 6 | 6 Average
Treynor Ratio 0.06
0.10
0.06 | 0.14 6 | 6 Average
Modigliani Square Measure % 13.32
17.45
13.32 | 22.88 6 | 6 Average
Alpha % -1.42
1.43
-1.42 | 4.68 6 | 6 Average
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.17 -4.91 -3.16 -8.05 | 0.71 25 | 29
3M Return % -7.73 -6.67 -3.06 -7.73 | 1.77 29 | 29
6M Return % -6.66 -8.83 -2.79 -9.07 | 3.79 24 | 29
1Y Return % 11.44 8.83 10.99 7.47 | 17.38 11 | 27
3Y Return % 12.41 13.65 11.82 5.60 | 19.86 10 | 25
5Y Return % 12.82 17.46 12.91 5.44 | 23.38 11 | 21
1Y SIP Return % -2.30 -3.83 -12.92 | 6.20 14 | 27
3Y SIP Return % 14.78 13.06 4.95 | 24.15 11 | 25
5Y SIP Return % 14.45 13.77 5.12 | 26.66 9 | 21
Standard Deviation 12.63 7.95 1.17 | 13.76 23 | 25
Semi Deviation 8.57 5.55 0.94 | 9.72 22 | 25
Max Drawdown % -11.96 -7.43 -16.28 | -0.64 20 | 25
VaR 1 Y % -14.95 -8.96 -17.51 | -0.28 20 | 25
Average Drawdown % -7.57 -3.54 -7.99 | -0.53 23 | 25
Sharpe Ratio 0.41 0.32 -1.67 | 1.01 15 | 25
Sterling Ratio 0.56 0.64 0.34 | 1.05 17 | 25
Sortino Ratio 0.22 0.19 -0.46 | 0.54 14 | 25
Jensen Alpha % -0.01 3.27 -0.01 | 6.89 6 | 6
Treynor Ratio 0.06 0.10 0.06 | 0.14 6 | 6
Modigliani Square Measure % 13.32 17.45 13.32 | 22.88 6 | 6
Alpha % -1.42 1.43 -1.42 | 4.68 6 | 6
Return data last Updated On : Jan. 29, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.76 ₹ 10,176.00 1.76 ₹ 10,176.00
1W -0.12 ₹ 9,988.00 -0.10 ₹ 9,990.00
1M -6.26 ₹ 9,374.00 -6.17 ₹ 9,383.00
3M -8.02 ₹ 9,198.00 -7.73 ₹ 9,227.00
6M -7.27 ₹ 9,273.00 -6.66 ₹ 9,334.00
1Y 9.97 ₹ 10,997.00 11.44 ₹ 11,144.00
3Y 10.86 ₹ 13,624.00 12.41 ₹ 14,205.00
5Y 11.14 ₹ 16,954.00 12.82 ₹ 18,276.00
7Y
10Y
15Y

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -3.63 ₹ 11,762.58 -2.30 ₹ 11,849.59
3Y ₹ 36000 13.20 ₹ 43,851.10 14.78 ₹ 44,863.02
5Y ₹ 60000 12.81 ₹ 82,772.46 14.45 ₹ 86,204.64
7Y ₹ 84000
10Y ₹ 120000
15Y ₹ 180000


Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
29-01-2025 17.915 19.648
28-01-2025 17.606 19.309
27-01-2025 17.686 19.396
24-01-2025 17.927 19.658
23-01-2025 18.105 19.853
22-01-2025 17.937 19.667
21-01-2025 18.02 19.758
20-01-2025 18.383 20.155
17-01-2025 18.298 20.06
16-01-2025 18.395 20.166
15-01-2025 18.235 19.989
14-01-2025 18.171 19.918
13-01-2025 17.984 19.713
10-01-2025 18.48 20.254
09-01-2025 18.731 20.529
08-01-2025 18.919 20.734
07-01-2025 19.123 20.957
06-01-2025 18.99 20.811
03-01-2025 19.38 21.235
02-01-2025 19.428 21.287
01-01-2025 19.151 20.983
31-12-2024 19.129 20.958
30-12-2024 19.112 20.939

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.