Previously Known As : Aditya Birla Sun Life Mip Ii - Wealth 25 Plan
Aditya Birla Sun Life Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹63.8(R) -0.36% ₹70.92(D) -0.36%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 11.08% 8.85% 9.59% 7.24% 8.57%
LumpSum (D) 12.09% 9.88% 10.57% 8.21% 9.61%
SIP (R) -36.22% 4.56% 8.52% 8.58% 8.4%
SIP (D) -35.59% 5.6% 9.56% 9.57% 9.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.44 0.21 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.52% -2.66% -3.29% - 2.48%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Hdfc Hybrid Debt Fund 2
SBI Conservative Hybrid Fund 3
Icici Prudential Regular Savings Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCW 16.43
-0.0600
-0.3600%
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW 26.7
-0.1000
-0.3600%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 63.8
-0.2300
-0.3600%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan 70.92
-0.2600
-0.3600%

Review Date: 20-12-2024

Aditya Birla Sun Life Regular Savings Fund has exhibited poor performance in the Conservative Hybrid Fund category. The fund has rank of 10 out of 16 funds in the category. The fund has delivered return of 11.08% in 1 year, 8.85% in 3 years, 9.59% in 5 years and 8.57% in 10 years. The category average for the same periods is 10.94%, 8.49%, 8.76% and 7.82% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 3.52, VaR of -2.66, Average Drawdown of -1.14, Semi Deviation of 2.48 and Max Drawdown of -3.29. The category average for the same parameters is 3.59, -3.45, -1.13, 2.57 and -2.69 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Regular Savings Fund direct growth option would have grown to ₹11209.0 in 1 year, ₹13265.0 in 3 years and ₹16527.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Regular Savings Fund direct growth option would have grown to ₹9534.0 in 1 year, ₹39204.0 in 3 years and ₹76350.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 3.52 and based on VaR one can expect to lose more than -2.66% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.44 which shows average performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.83
0.87
0.34 | 2.39 7 | 17 Good
3M Return % 0.34
-0.40
-1.80 | 1.66 4 | 17 Very Good
6M Return % 4.48
3.67
2.09 | 5.00 4 | 17 Very Good
1Y Return % 11.08
10.94
8.02 | 16.18 10 | 17 Good
3Y Return % 8.85
8.49
5.74 | 11.10 9 | 16 Average
5Y Return % 9.59
8.76
4.58 | 11.35 6 | 15 Good
7Y Return % 7.24
7.31
4.19 | 9.53 9 | 15 Average
10Y Return % 8.57
7.82
5.49 | 9.60 5 | 15 Good
15Y Return % 9.43
8.50
6.52 | 9.80 2 | 11 Very Good
1Y SIP Return % -36.22
-37.16
-39.02 | -33.32 2 | 17 Very Good
3Y SIP Return % 4.56
4.80
1.96 | 7.50 10 | 16 Average
5Y SIP Return % 8.52
7.74
5.02 | 9.96 7 | 15 Good
7Y SIP Return % 8.58
8.02
5.35 | 10.46 7 | 15 Good
10Y SIP Return % 8.40
7.84
5.17 | 10.01 6 | 15 Good
15Y SIP Return % 9.37
8.49
6.30 | 9.85 4 | 11 Good
Standard Deviation 3.52
3.59
2.08 | 4.44 7 | 16 Good
Semi Deviation 2.48
2.57
1.45 | 3.27 7 | 16 Good
Max Drawdown % -3.29
-2.69
-4.55 | -1.02 14 | 16 Poor
VaR 1 Y % -2.66
-3.45
-5.69 | -0.88 6 | 16 Good
Average Drawdown % -1.14
-1.13
-1.54 | -0.39 9 | 16 Average
Sharpe Ratio 0.44
0.40
-0.30 | 1.24 10 | 16 Average
Sterling Ratio 0.64
0.66
0.38 | 0.99 10 | 16 Average
Sortino Ratio 0.21
0.20
-0.11 | 0.68 9 | 16 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.90 0.94 0.36 | 2.46 7 | 17
3M Return % 0.57 -0.18 -1.55 | 1.87 3 | 17
6M Return % 4.95 4.12 2.58 | 5.44 3 | 17
1Y Return % 12.09 11.89 8.86 | 17.14 10 | 17
3Y Return % 9.88 9.40 6.75 | 11.53 7 | 16
5Y Return % 10.57 9.75 5.31 | 12.78 6 | 15
7Y Return % 8.21 8.28 4.96 | 10.93 8 | 15
10Y Return % 9.61 8.79 6.32 | 10.95 4 | 15
1Y SIP Return % -35.59 -36.56 -38.39 | -32.71 2 | 17
3Y SIP Return % 5.60 5.73 3.15 | 8.52 11 | 16
5Y SIP Return % 9.56 8.74 6.05 | 11.46 6 | 15
7Y SIP Return % 9.57 9.01 6.11 | 11.91 8 | 15
10Y SIP Return % 9.42 8.82 5.96 | 11.42 7 | 15
Standard Deviation 3.52 3.59 2.08 | 4.44 7 | 16
Semi Deviation 2.48 2.57 1.45 | 3.27 7 | 16
Max Drawdown % -3.29 -2.69 -4.55 | -1.02 14 | 16
VaR 1 Y % -2.66 -3.45 -5.69 | -0.88 6 | 16
Average Drawdown % -1.14 -1.13 -1.54 | -0.39 9 | 16
Sharpe Ratio 0.44 0.40 -0.30 | 1.24 10 | 16
Sterling Ratio 0.64 0.66 0.38 | 0.99 10 | 16
Sortino Ratio 0.21 0.20 -0.11 | 0.68 9 | 16
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.36 ₹ 9,964.00 -0.36 ₹ 9,964.00
1W -0.98 ₹ 9,902.00 -0.96 ₹ 9,904.00
1M 0.83 ₹ 10,083.00 0.90 ₹ 10,090.00
3M 0.34 ₹ 10,034.00 0.57 ₹ 10,057.00
6M 4.48 ₹ 10,448.00 4.95 ₹ 10,495.00
1Y 11.08 ₹ 11,108.00 12.09 ₹ 11,209.00
3Y 8.85 ₹ 12,898.00 9.88 ₹ 13,265.00
5Y 9.59 ₹ 15,810.00 10.57 ₹ 16,527.00
7Y 7.24 ₹ 16,317.00 8.21 ₹ 17,368.00
10Y 8.57 ₹ 22,754.00 9.61 ₹ 25,025.00
15Y 9.43 ₹ 38,641.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -36.22 ₹ 9,486.01 -35.59 ₹ 9,533.68
3Y ₹ 36000 4.56 ₹ 38,591.86 5.60 ₹ 39,203.53
5Y ₹ 60000 8.52 ₹ 74,385.72 9.56 ₹ 76,350.30
7Y ₹ 84000 8.58 ₹ 114,019.67 9.57 ₹ 118,125.08
10Y ₹ 120000 8.40 ₹ 185,238.00 9.42 ₹ 195,407.88
15Y ₹ 180000 9.37 ₹ 380,993.22 ₹


Date Aditya Birla Sun Life Regular Savings Fund NAV Regular Growth Aditya Birla Sun Life Regular Savings Fund NAV Direct Growth
20-12-2024 63.797 70.9235
19-12-2024 64.0299 71.1806
18-12-2024 64.2028 71.3711
17-12-2024 64.2654 71.4389
16-12-2024 64.4279 71.6178
13-12-2024 64.429 71.6137
12-12-2024 64.2861 71.4531
11-12-2024 64.355 71.5279
10-12-2024 64.3643 71.5365
09-12-2024 64.3283 71.4948
06-12-2024 64.2926 71.4498
05-12-2024 64.3555 71.5179
04-12-2024 64.2707 71.4219
03-12-2024 64.2091 71.3516
02-12-2024 64.0455 71.1681
29-11-2024 63.8222 70.9148
28-11-2024 63.6344 70.7043
27-11-2024 63.7766 70.8606
26-11-2024 63.7446 70.8232
25-11-2024 63.7681 70.8477
22-11-2024 63.5113 70.5571
21-11-2024 63.2713 70.2887

Fund Launch Date: 12/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. Monthly income is not assured and is subject to availability of distributable surplus.
Fund Description: The scheme is positioned in conservative hybrid fund category and invests in a mix of equity, debt and money market instruments. The predominant allocation will be made in fixed income instruments (75%-90%). It provides dual benefits to its investors through the growth potential of equity allocation along with regular income generation potential of debt allocation.
Fund Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.