Aditya Birla Sun Life Medium Term Plan

Review Date: 04-04-2025

Beginning of Analysis

Aditya Birla Sun Life Medium Term Plan is the top ranked fund in the Medium Duration Fund category. The category has total 12 funds. The Aditya Birla Sun Life Medium Term Plan has shown an excellent past performence in Medium Duration Fund. The fund has a Jensen Alpha of 3.87% which is higher than the category average of 1.46%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.72 which is higher than the category average of -0.14.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Aditya Birla Sun Life Medium Term Plan Return Analysis

• The fund has given a return of 1.83%, 5.0 and 8.88 in last one, three and six months respectively. In the same period the category average return was 1.82%, 3.04% and 5.06% respectively.
• Aditya Birla Sun Life Medium Term Plan has given a return of 14.51% in last one year. In the same period the Medium Duration Fund category average return was 9.82%.
• The fund has given a return of 14.76% in last three years and ranked 1.0st out of 12 funds in the category. In the same period the Medium Duration Fund category average return was 7.79%.
• The fund has given a return of 13.02% in last five years and ranked 1st out of 11 funds in the category. In the same period the Medium Duration Fund category average return was 7.66%.
• The fund has given a return of 9.38% in last ten years and ranked 1st out of ten funds in the category. In the same period the category average return was 7.5%.
• The fund has given a SIP return of 16.71% in last one year whereas category average SIP return is 10.68%. The fund one year return rank in the category is 1st in 13 funds
• The fund has SIP return of 12.84% in last three years and ranks 1st in 12 funds. The fund has given the highest SIP return in the category in last three years.
• The fund has SIP return of 12.78% in last five years whereas category average SIP return is 7.34%.

Aditya Birla Sun Life Medium Term Plan Risk Analysis

• The fund has a standard deviation of 9.2 and semi deviation of 2.11. The category average standard deviation is 2.21 and semi deviation is 1.3.
• The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.37. The category average VaR is -1.02 and the maximum drawdown is -1.3. The fund has a beta of 1.52 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Medium Duration Fund Category

Good Performance in Medium Duration Fund Category

Poor Performance in Medium Duration Fund Category

Very Poor Performance in Medium Duration Fund Category