Aditya Birla Sun Life Financial Planning Fof - Prudent Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 31-01-2025
NAV ₹39.41(R) +0.68% ₹42.04(D) +0.68%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.42% 12.03% 13.33% 10.61% 9.96%
LumpSum (D) 11.04% 12.65% 14.01% 11.25% 10.58%
SIP (R) -26.68% 10.45% 12.6% 11.01% 10.59%
SIP (D) -26.25% 11.1% 13.28% 11.65% 11.22%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.37 0.82 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.92% -7.43% -4.98% - 4.88%

No data available

NAV Date: 31-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Regular - IDCW 35.35
0.2400
0.6800%
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Direct - IDCW 38.12
0.2600
0.6800%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Regular Plan - Growth Option 39.41
0.2700
0.6800%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Direct Plan - Growth Option 42.04
0.2800
0.6800%

Review Date: 31-01-2025

A review of the different performance parameters of the fund is as follows:
  1. Returns: It captures the increment in the investment's value during the investment period, articulated as either a percentage or a monetary denomination. We carefully examined six return parameters of this fund to gauge its performance. The return parameters have been divided into three performance groups: the top 25%, parameters below the top 25% but exceeding the average, and parameters below the average mark. Please find the detailed analysis below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
    3. Below Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has six return parameters that are below average in the category, which are listed below:
      • 5Y Return %
      • 3Y Return %
      • 1Y Return %
      • 1M Return %
      • 3M Return %
      • 6M Return %
  2. Risk: Various factors can lead to the risk of either not meeting expected returns or encountering a monetary loss. For Aditya Birla Sun Life Financial Planning Fof - Prudent Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 6.92 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 4.88 %.
    3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Aditya Birla Sun Life Financial Planning Fof - Prudent Plan, we have evaluated three risk-adjusted performance parameters.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has three risk-adjusted performance parameters of the fund that are in the this group of the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sharpe Ratio of 0.74 compared to the category average of 0.48.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sterling Ratio of 0.82 compared to the category average of 0.76.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sortino Ratio of 0.37 compared to the category average of 0.28.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.55 -3.47
0.98
-12.99 | 8.25 37 | 58 Average
3M Return % -1.95 -4.74
-0.18
-14.70 | 37.15 32 | 58 Average
6M Return % -2.73 -7.92
4.08
-19.44 | 36.95 40 | 58 Average
1Y Return % 10.42 10.06
19.02
6.15 | 77.12 35 | 55 Average
3Y Return % 12.03 14.26
14.75
5.56 | 39.43 28 | 41 Average
5Y Return % 13.33 18.18
13.48
6.18 | 25.40 16 | 27 Average
7Y Return % 10.61 13.34
11.33
6.56 | 14.56 14 | 23 Average
10Y Return % 9.96 12.90
9.47
6.38 | 12.10 11 | 22 Good
1Y SIP Return % -26.68
1.08
-38.07 | 57.17 51 | 53 Poor
3Y SIP Return % 10.45
16.31
2.17 | 54.64 31 | 39 Poor
5Y SIP Return % 12.60
14.41
4.91 | 31.85 18 | 25 Average
7Y SIP Return % 11.01
11.87
4.57 | 16.86 14 | 21 Average
10Y SIP Return % 10.59
10.71
5.47 | 14.52 13 | 20 Average
Standard Deviation 6.92
9.46
1.12 | 37.67 26 | 60 Good
Semi Deviation 4.88
6.44
0.84 | 21.87 26 | 60 Good
Max Drawdown % -4.98
-7.97
-43.29 | -0.27 29 | 60 Good
VaR 1 Y % -7.43
-10.73
-45.05 | -0.04 22 | 60 Good
Average Drawdown % -2.62
-3.84
-24.46 | -0.21 27 | 60 Good
Sharpe Ratio 0.74
0.48
-0.88 | 1.56 16 | 60 Good
Sterling Ratio 0.82
0.76
0.01 | 1.59 23 | 60 Good
Sortino Ratio 0.37
0.28
-0.29 | 0.97 26 | 60 Good
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.50 -3.47 1.01 -12.97 | 8.30 38 | 58
3M Return % -1.81 -4.74 -0.07 -14.62 | 37.28 33 | 58
6M Return % -2.45 -7.92 4.31 -19.25 | 37.22 41 | 58
1Y Return % 11.04 10.06 19.49 6.45 | 77.81 34 | 55
3Y Return % 12.65 14.26 15.27 5.70 | 39.93 28 | 41
5Y Return % 14.01 18.18 14.01 6.62 | 25.89 13 | 27
7Y Return % 11.25 13.34 11.91 7.11 | 14.86 15 | 23
10Y Return % 10.58 12.90 10.09 7.03 | 12.47 6 | 23
1Y SIP Return % -26.25 1.49 -37.94 | 57.70 51 | 53
3Y SIP Return % 11.10 16.82 2.46 | 55.22 31 | 39
5Y SIP Return % 13.28 14.92 5.24 | 31.87 18 | 25
7Y SIP Return % 11.65 12.40 5.00 | 17.19 14 | 21
10Y SIP Return % 11.22 11.36 5.94 | 14.86 14 | 21
Standard Deviation 6.92 9.46 1.12 | 37.67 26 | 60
Semi Deviation 4.88 6.44 0.84 | 21.87 26 | 60
Max Drawdown % -4.98 -7.97 -43.29 | -0.27 29 | 60
VaR 1 Y % -7.43 -10.73 -45.05 | -0.04 22 | 60
Average Drawdown % -2.62 -3.84 -24.46 | -0.21 27 | 60
Sharpe Ratio 0.74 0.48 -0.88 | 1.56 16 | 60
Sterling Ratio 0.82 0.76 0.01 | 1.59 23 | 60
Sortino Ratio 0.37 0.28 -0.29 | 0.97 26 | 60
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.68 ₹ 10,068.00 0.68 ₹ 10,068.00
1W 0.56 ₹ 10,056.00 0.57 ₹ 10,057.00
1M -1.55 ₹ 9,845.00 -1.50 ₹ 9,850.00
3M -1.95 ₹ 9,805.00 -1.81 ₹ 9,819.00
6M -2.73 ₹ 9,727.00 -2.45 ₹ 9,755.00
1Y 10.42 ₹ 11,042.00 11.04 ₹ 11,104.00
3Y 12.03 ₹ 14,061.00 12.65 ₹ 14,297.00
5Y 13.33 ₹ 18,699.00 14.01 ₹ 19,259.00
7Y 10.61 ₹ 20,262.00 11.25 ₹ 21,093.00
10Y 9.96 ₹ 25,855.00 10.58 ₹ 27,347.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -26.68 ₹ 10,175.60 -26.25 ₹ 10,206.50
3Y ₹ 36000 10.45 ₹ 42,137.10 11.10 ₹ 42,538.03
5Y ₹ 60000 12.60 ₹ 82,375.68 13.28 ₹ 83,763.24
7Y ₹ 84000 11.01 ₹ 124,427.18 11.65 ₹ 127,305.78
10Y ₹ 120000 10.59 ₹ 208,004.88 11.22 ₹ 215,041.80
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Regular Growth Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Direct Growth
31-01-2025 39.4072 42.0435
30-01-2025 39.1413 41.7592
29-01-2025 39.1185 41.7342
28-01-2025 38.7911 41.3843
27-01-2025 38.8015 41.3947
24-01-2025 39.1864 41.8034
23-01-2025 39.3962 42.0266
22-01-2025 39.2485 41.8684
21-01-2025 39.2851 41.9068
20-01-2025 39.5557 42.1948
17-01-2025 39.4422 42.0718
16-01-2025 39.4649 42.0953
15-01-2025 39.2812 41.8987
13-01-2025 38.9499 41.5441
10-01-2025 39.5185 42.1486
09-01-2025 39.7963 42.4442
08-01-2025 39.9251 42.581
07-01-2025 40.0539 42.7177
06-01-2025 39.9432 42.599
03-01-2025 40.377 43.0597
02-01-2025 40.4086 43.0926
01-01-2025 40.0815 42.7431
31-12-2024 40.0278 42.6853

Fund Launch Date: 19/Apr/2011
Fund Category: FoF Domestic
Investment Objective: The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the ABSLAMC process, as per the riskreturn profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors.
Fund Description: An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with prudent risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.