Aditya Birla Sun Life Financial Planning Fof - Prudent Plan

Review Date: 13-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It denotes the rise in the investment's worth during the investment period, expressed as a percentage or a monetary value. As part of our analysis, we evaluated six return parameters of this fund. We have classified the return parameters into three performance groups: the top 25%, parameters that fall below the top 25% but remain above average, and parameters that are below average. The performance of each parameter is outlined below.
   1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
   2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
   3. Below Average: Six return parameters of the fund are below average in the category, which are listed below:
      
      • 5Y Return %
      • 3Y Return %
      • 1Y Return %
      • 1M Return %
      • 3M Return %
      • 6M Return %
2. Risk: It signifies the potential for financial loss or the failure to achieve anticipated returns due to diverse elements. We have analyzed two risk parameters of Aditya Birla Sun Life Financial Planning Fof - Prudent Plan, and divided it into three groups the lowest 25%, below average but above the lowest 25%, and above average. More details are provided below.
   1. Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
   2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 7.5 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 5.46 %.
   3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters above average; which is a good sign.
3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated four risk-adjusted performance parameters of the fund.
   1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk-adjusted performance parameters of the fund that are in the this group of the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sharpe Ratio of 0.55 compared to the category average of 0.47.
      • Treynor Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Treynor Ratio of 0.08 compared to the category average of -0.04.
   3. Below Average Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk-adjusted performance parameters of the fund that are below average in the category.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sterling Ratio of 0.58 compared to the category average of 0.68.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sortino Ratio of 0.26 compared to the category average of 0.26.

Date	Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Regular Growth	Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Direct Growth
13-03-2025	38.2061	40.7876
12-03-2025	38.2673	40.8524
11-03-2025	38.3124	40.8999
10-03-2025	38.2336	40.8152
07-03-2025	38.4486	41.0428
06-03-2025	38.4852	41.0812
05-03-2025	38.2862	40.8682
04-03-2025	37.9014	40.4568
03-03-2025	37.8224	40.3719
28-02-2025	37.7838	40.3288
25-02-2025	38.4415	41.0289
24-02-2025	38.5066	41.0978
21-02-2025	38.6711	41.2714
20-02-2025	38.8908	41.5053
18-02-2025	38.5506	41.1409
17-02-2025	38.5752	41.1666
14-02-2025	38.5601	41.1485
13-02-2025	38.8796	41.4888