Aditya Birla Sun Life Financial Planning Fof - Prudent Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 20-12-2024
NAV ₹39.89(R) -1.07% ₹42.53(D) -1.07%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 16.58% 13.29% 14.02% 10.98% 10.55%
LumpSum (D) 17.24% 13.92% 14.7% 11.62% 11.17%
SIP (R) -36.78% 10.6% 13.25% 12.83% 11.72%
SIP (D) -36.38% 11.26% 13.94% 13.49% 12.36%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.86 0.43 0.88 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.84% -7.43% -4.84% - 4.87%

No data available

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Regular - IDCW 35.78
-0.3900
-1.0700%
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Direct - IDCW 38.56
-0.4200
-1.0700%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Regular Plan - Growth Option 39.89
-0.4300
-1.0700%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Direct Plan - Growth Option 42.53
-0.4600
-1.0700%

Review Date: 20-12-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It denotes the rise in the investment's worth during the investment period, expressed as a percentage or a monetary value. As part of our analysis, we evaluated six return parameters of this fund. We have classified the return parameters into three performance groups: the top 25%, parameters that fall below the top 25% but remain above average, and parameters that are below average. The performance of each parameter is outlined below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: Two return parameters of the Aditya Birla Sun Life Financial Planning Fof - Prudent Plan are above average but below the top 25% in the category, as shown below:
      • 1M Return %
      • 5Y Return %
    3. Below Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has four return parameters that are below average in the category, which are listed below:
      • 1Y Return %
      • 3Y Return %
      • 6M Return %
      • 3M Return %
  2. Risk: It refers to the chance of suffering a financial loss or not reaching the expected profits due to a variety of circumstances. Two risk parameters of the fund are divided into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 6.84 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 4.87 %.
    3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated three risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has one risk-adjusted performance parameter of the fund that is in the top 25% of the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sharpe Ratio of 0.86 compared to the category average of 0.57.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has two risk-adjusted performance parameters of the fund that are in the this group of the category.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sterling Ratio of 0.88 compared to the category average of 0.82.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sortino Ratio of 0.43 compared to the category average of 0.33.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.20
0.66
-5.96 | 19.78 31 | 78 Good
3M Return % -3.76
-1.62
-11.17 | 36.32 41 | 66 Average
6M Return % 2.24
3.24
-6.70 | 38.20 44 | 67 Average
1Y Return % 16.58
18.72
6.55 | 82.26 37 | 73 Good
3Y Return % 13.29
13.41
0.73 | 35.69 34 | 58 Average
5Y Return % 14.02
13.79
6.26 | 26.60 13 | 37 Good
7Y Return % 10.98
11.30
6.00 | 17.21 19 | 33 Average
10Y Return % 10.55
10.00
6.45 | 15.66 10 | 30 Good
1Y SIP Return % -36.78
-33.84
-39.98 | 2.72 28 | 50 Average
3Y SIP Return % 10.60
11.80
0.80 | 46.90 20 | 39 Good
5Y SIP Return % 13.25
12.50
4.28 | 25.80 11 | 28 Good
7Y SIP Return % 12.83
11.80
5.63 | 17.09 8 | 26 Good
10Y SIP Return % 11.72
10.76
5.99 | 15.03 7 | 23 Good
Standard Deviation 6.84
8.85
1.13 | 26.74 25 | 57 Good
Semi Deviation 4.87
6.14
0.86 | 18.87 25 | 57 Good
Max Drawdown % -4.84
-7.12
-37.21 | -0.27 28 | 57 Good
VaR 1 Y % -7.43
-10.09
-35.92 | -0.04 21 | 57 Good
Average Drawdown % -2.38
-3.26
-12.35 | -0.23 26 | 57 Good
Sharpe Ratio 0.86
0.57
-0.88 | 1.84 14 | 57 Very Good
Sterling Ratio 0.88
0.82
0.16 | 2.19 24 | 57 Good
Sortino Ratio 0.43
0.33
-0.28 | 1.23 24 | 57 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.25 0.70 -5.93 | 19.81 32 | 78
3M Return % -3.63 -1.52 -11.07 | 36.48 42 | 66
6M Return % 2.52 3.47 -6.47 | 38.47 45 | 67
1Y Return % 17.24 19.23 6.66 | 82.98 37 | 73
3Y Return % 13.92 13.96 1.20 | 35.70 34 | 58
5Y Return % 14.70 14.39 6.66 | 27.09 14 | 37
7Y Return % 11.62 11.91 6.70 | 18.07 20 | 33
10Y Return % 11.17 10.44 7.02 | 15.19 11 | 32
1Y SIP Return % -36.38 -33.77 -40.27 | 3.19 28 | 52
3Y SIP Return % 11.26 12.31 0.94 | 47.44 20 | 41
5Y SIP Return % 13.94 13.07 4.70 | 26.27 11 | 28
7Y SIP Return % 13.49 12.37 6.06 | 17.43 8 | 26
10Y SIP Return % 12.36 11.43 6.65 | 15.37 8 | 26
Standard Deviation 6.84 8.85 1.13 | 26.74 25 | 57
Semi Deviation 4.87 6.14 0.86 | 18.87 25 | 57
Max Drawdown % -4.84 -7.12 -37.21 | -0.27 28 | 57
VaR 1 Y % -7.43 -10.09 -35.92 | -0.04 21 | 57
Average Drawdown % -2.38 -3.26 -12.35 | -0.23 26 | 57
Sharpe Ratio 0.86 0.57 -0.88 | 1.84 14 | 57
Sterling Ratio 0.88 0.82 0.16 | 2.19 24 | 57
Sortino Ratio 0.43 0.33 -0.28 | 1.23 24 | 57
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.07 ₹ 9,893.00 -1.07 ₹ 9,893.00
1W -2.26 ₹ 9,774.00 -2.25 ₹ 9,775.00
1M 1.20 ₹ 10,120.00 1.25 ₹ 10,125.00
3M -3.76 ₹ 9,624.00 -3.63 ₹ 9,637.00
6M 2.24 ₹ 10,224.00 2.52 ₹ 10,252.00
1Y 16.58 ₹ 11,658.00 17.24 ₹ 11,724.00
3Y 13.29 ₹ 14,540.00 13.92 ₹ 14,784.00
5Y 14.02 ₹ 19,274.00 14.70 ₹ 19,850.00
7Y 10.98 ₹ 20,734.00 11.62 ₹ 21,584.00
10Y 10.55 ₹ 27,256.00 11.17 ₹ 28,827.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -36.78 ₹ 9,444.50 -36.38 ₹ 9,474.31
3Y ₹ 36000 10.60 ₹ 42,216.19 11.26 ₹ 42,623.32
5Y ₹ 60000 13.25 ₹ 83,678.28 13.94 ₹ 85,105.02
7Y ₹ 84000 12.83 ₹ 132,706.64 13.49 ₹ 135,885.54
10Y ₹ 120000 11.72 ₹ 220,878.24 12.36 ₹ 228,457.32
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Regular Growth Aditya Birla Sun Life Financial Planning Fof - Prudent Plan NAV Direct Growth
20-12-2024 39.89 42.5311
19-12-2024 40.3204 42.9894
18-12-2024 40.4839 43.1631
17-12-2024 40.6181 43.3055
16-12-2024 40.8787 43.5826
13-12-2024 40.8114 43.5089
12-12-2024 40.7725 43.4668
11-12-2024 40.9029 43.6051
10-12-2024 40.8494 43.5474
09-12-2024 40.7895 43.4828
06-12-2024 40.7468 43.4353
05-12-2024 40.7173 43.4032
04-12-2024 40.5696 43.2451
03-12-2024 40.4612 43.1289
02-12-2024 40.2817 42.9369
29-11-2024 40.1215 42.7642
28-11-2024 39.9265 42.5557
27-11-2024 40.0562 42.6933
26-11-2024 39.9364 42.565
25-11-2024 39.9901 42.6216
22-11-2024 39.7614 42.3759
21-11-2024 39.4169 42.008

Fund Launch Date: 19/Apr/2011
Fund Category: FoF Domestic
Investment Objective: The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the ABSLAMC process, as per the riskreturn profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors.
Fund Description: An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with prudent risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.