Aditya Birla Sun Life Financial Planning Fof - Conservative Plan

Review Date: 13-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It reflects the surge in the investment's value throughout the investment period, communicated as a percentage or a specific monetary sum. Our analysis encompassed six return parameters of this fund. We have organized the return parameters into three performance groups for evaluation: the top 25%, parameters that rank below the top 25% but above average, and parameters that are below average. Below, you'll find a breakdown of how each parameter has performed.
   1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
   2. Above Average Below the Top 25%: One return parameter of the Aditya Birla Sun Life Financial Planning Fof - Conservative Plan is above average but below the top 25% in the category, as shown below:
      
      • 1M Return %
   3. Below Average: Five return parameters of the fund are below average in the category, which are listed below:
      
      • 5Y Return %
      • 3Y Return %
      • 1Y Return %
      • 3M Return %
      • 6M Return %
2. Risk: It signifies the potential for financial loss or the failure to achieve anticipated returns due to diverse elements. We have analyzed two risk parameters of Aditya Birla Sun Life Financial Planning Fof - Conservative Plan, and divided it into three groups the lowest 25%, below average but above the lowest 25%, and above average. More details are provided below.
   1. Lowest 25%: two risk parameters in the lowest 25% in the category, which are listed below.
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 4.69 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 3.41 %.
   2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan does not have any risk parameters in the below average but above the lowest 25% of the category.
   3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan does not have any risk parameters above average; which is a good sign.
3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Aditya Birla Sun Life Financial Planning Fof - Conservative Plan, we have evaluated four risk-adjusted performance parameters.
   1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has four risk-adjusted performance parameters of the fund that are in the this group of the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sharpe Ratio of 0.63 compared to the category average of 0.47.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sterling Ratio of 0.69 compared to the category average of 0.68.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sortino Ratio of 0.3 compared to the category average of 0.26.
      • Treynor Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Treynor Ratio of 0.1 compared to the category average of -0.04.
   3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.

Date	Aditya Birla Sun Life Financial Planning Fof - Conservative Plan NAV Regular Growth	Aditya Birla Sun Life Financial Planning Fof - Conservative Plan NAV Direct Growth
13-03-2025	31.98	33.9542
12-03-2025	31.9704	33.9436
11-03-2025	31.9729	33.9458
10-03-2025	31.9203	33.8897
07-03-2025	31.9944	33.9671
06-03-2025	31.984	33.9557
05-03-2025	31.8917	33.8573
04-03-2025	31.7423	33.6983
03-03-2025	31.7028	33.656
28-02-2025	31.6911	33.6424
25-02-2025	31.989	33.9575
24-02-2025	32.0134	33.9829
21-02-2025	32.034	34.0037
20-02-2025	32.1351	34.1106
18-02-2025	32.0213	33.989
17-02-2025	32.0226	33.99
14-02-2025	32.0337	34.0006
13-02-2025	32.1211	34.093