Previously Known As : Aditya Birla Sun Life Treasury Optimizer Plan
Aditya Birla Sun Life Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹349.64(R) +0.18% ₹362.17(D) +0.18%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.21% 6.03% 6.48% 6.96% 7.58%
LumpSum (D) 8.58% 6.4% 6.84% 7.31% 7.92%
SIP (R) 8.21% 7.12% 6.37% 6.32% 6.64%
SIP (D) 8.58% 7.49% 6.73% 6.68% 6.99%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.83 -0.27 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.96% 0.0% -0.41% - 0.74%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - Quarterly IDCW 102.38
0.1800
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW 103.46
0.1900
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW 104.08
0.1900
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW 108.55
0.2000
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - monthly IDCW 111.46
-0.4900
-0.4400%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - MONTHLY IDCW 111.68
-0.4900
-0.4400%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW 115.58
-0.5100
-0.4400%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW 152.78
0.2800
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 349.64
0.6300
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 362.17
0.6600
0.1800%
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 524.85
0.9500
0.1800%

Review Date: 02-12-2024

Aditya Birla Sun Life Banking & Psu Debt Fund has shown good performance in the Banking and PSU Debt Fund category. The fund has rank of 5 out of 19 funds in the category. The fund has delivered return of 8.21% in 1 year, 6.03% in 3 years, 6.48% in 5 years and 7.58% in 10 years. The category average for the same periods is 8.12%, 5.86%, 6.25% and 7.17% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.96, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.74 and Max Drawdown of -0.41. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹10858.0 in 1 year, ₹12045.0 in 3 years and ₹13920.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹12550.0 in 1 year, ₹40322.0 in 3 years and ₹71124.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 0.96 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.83 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60
0.58
0.40 | 0.67 8 | 22 Good
3M Return % 2.02
1.97
1.78 | 2.12 5 | 22 Very Good
6M Return % 4.09
4.01
3.61 | 4.39 6 | 22 Very Good
1Y Return % 8.21
8.12
7.45 | 9.01 6 | 22 Very Good
3Y Return % 6.03
5.86
4.93 | 8.13 5 | 19 Very Good
5Y Return % 6.48
6.25
5.56 | 7.19 5 | 15 Good
7Y Return % 6.96
6.77
5.89 | 7.52 4 | 15 Very Good
10Y Return % 7.58
7.17
6.39 | 7.58 1 | 12 Very Good
15Y Return % 26.10
16.51
6.91 | 26.10 1 | 2 Very Good
1Y SIP Return % 8.21
8.06
7.36 | 8.71 6 | 22 Very Good
3Y SIP Return % 7.12
7.01
6.60 | 7.69 6 | 19 Good
5Y SIP Return % 6.37
6.26
5.73 | 7.33 6 | 15 Good
7Y SIP Return % 6.32
6.15
5.58 | 6.66 5 | 15 Good
10Y SIP Return % 6.64
6.34
5.79 | 6.70 3 | 13 Very Good
15Y SIP Return % 19.67
10.81
6.37 | 19.67 1 | 3 Very Good
Standard Deviation 0.96
1.30
0.75 | 3.22 5 | 19 Very Good
Semi Deviation 0.74
0.94
0.53 | 1.69 5 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 6 | 19 Good
VaR 1 Y % 0.00
-0.46
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.41
-0.65
-1.85 | 0.00 9 | 19 Good
Sharpe Ratio -0.83
-0.84
-1.15 | 0.37 7 | 19 Good
Sterling Ratio 0.57
0.54
0.39 | 0.77 4 | 19 Very Good
Sortino Ratio -0.27
-0.25
-0.37 | 0.35 7 | 19 Good
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.62 0.61 0.42 | 0.69 9 | 21
3M Return % 2.11 2.06 1.88 | 2.19 6 | 21
6M Return % 4.27 4.20 3.84 | 4.54 7 | 21
1Y Return % 8.58 8.51 7.86 | 9.27 11 | 21
3Y Return % 6.40 6.28 5.32 | 8.42 5 | 18
5Y Return % 6.84 6.69 5.98 | 7.40 6 | 14
7Y Return % 7.31 7.19 6.06 | 7.85 5 | 14
10Y Return % 7.92 7.55 6.89 | 7.94 2 | 12
1Y SIP Return % 8.58 8.46 7.77 | 8.98 8 | 21
3Y SIP Return % 7.49 7.42 7.11 | 8.00 7 | 18
5Y SIP Return % 6.73 6.66 6.11 | 7.60 5 | 14
7Y SIP Return % 6.68 6.57 5.98 | 7.00 6 | 14
10Y SIP Return % 6.99 6.76 6.21 | 7.11 3 | 12
Standard Deviation 0.96 1.30 0.75 | 3.22 5 | 19
Semi Deviation 0.74 0.94 0.53 | 1.69 5 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 6 | 19
VaR 1 Y % 0.00 -0.46 -2.69 | 0.00 5 | 19
Average Drawdown % -0.41 -0.65 -1.85 | 0.00 9 | 19
Sharpe Ratio -0.83 -0.84 -1.15 | 0.37 7 | 19
Sterling Ratio 0.57 0.54 0.39 | 0.77 4 | 19
Sortino Ratio -0.27 -0.25 -0.37 | 0.35 7 | 19
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.18 ₹ 10,018.00 0.18 ₹ 10,018.00
1W 0.30 ₹ 10,030.00 0.30 ₹ 10,030.00
1M 0.60 ₹ 10,060.00 0.62 ₹ 10,062.00
3M 2.02 ₹ 10,202.00 2.11 ₹ 10,211.00
6M 4.09 ₹ 10,409.00 4.27 ₹ 10,427.00
1Y 8.21 ₹ 10,821.00 8.58 ₹ 10,858.00
3Y 6.03 ₹ 11,921.00 6.40 ₹ 12,045.00
5Y 6.48 ₹ 13,685.00 6.84 ₹ 13,920.00
7Y 6.96 ₹ 16,017.00 7.31 ₹ 16,385.00
10Y 7.58 ₹ 20,757.00 7.92 ₹ 21,435.00
15Y 26.10 ₹ 324,265.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.21 ₹ 12,526.79 8.58 ₹ 12,549.96
3Y ₹ 36000 7.12 ₹ 40,103.64 7.49 ₹ 40,322.41
5Y ₹ 60000 6.37 ₹ 70,480.26 6.73 ₹ 71,124.30
7Y ₹ 84000 6.32 ₹ 105,187.24 6.68 ₹ 106,534.76
10Y ₹ 120000 6.64 ₹ 168,816.12 6.99 ₹ 171,957.84
15Y ₹ 180000 19.67 ₹ 929,478.96 ₹


Date Aditya Birla Sun Life Banking & Psu Debt Fund NAV Regular Growth Aditya Birla Sun Life Banking & Psu Debt Fund NAV Direct Growth
02-12-2024 349.6387 362.1733
29-11-2024 349.0078 361.5096
28-11-2024 348.6885 361.1756
27-11-2024 348.597 361.0775
26-11-2024 348.6499 361.1289
25-11-2024 348.6079 361.082
22-11-2024 348.3283 360.7824
21-11-2024 348.4108 360.8645
19-11-2024 348.3889 360.8351
18-11-2024 348.2906 360.7298
14-11-2024 348.0204 360.4366
13-11-2024 348.1037 360.5195
12-11-2024 348.1137 360.5264
11-11-2024 348.0919 360.5005
08-11-2024 347.917 360.3094
07-11-2024 347.7118 360.0935
06-11-2024 347.5999 359.9742
05-11-2024 347.6014 359.9724
04-11-2024 347.5611 359.9273

Fund Launch Date: 01/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund Description: ABSL Banking and PSU Debt Fund is an income generating scheme investing in a portfolio of securities issued by government owned entities like PSUs & PFIs which makes the portfolio highly credit worthy.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.