Previously Known As : Aditya Birla Sun Life Treasury Optimizer Plan
Aditya Birla Sun Life Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 28-10-2024
NAV ₹346.98(R) -0.01% ₹359.3(D) -0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.15% 5.92% 6.55% 6.89% 7.7%
LumpSum (D) 8.52% 6.28% 6.91% 7.23% 8.04%
SIP (R) 8.22% 5.16% 5.7% 6.01% 6.33%
SIP (D) 8.59% 5.52% 6.06% 6.37% 6.68%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.05 -0.33 0.56 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.99% 0.0% -0.41% - 0.75%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 28-10-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - Quarterly IDCW 101.6
-0.0100
-0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW 102.68
-0.0100
-0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW 103.26
0.0000
0.0000%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW 107.69
0.0000
0.0000%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - monthly IDCW 111.3
-0.5600
-0.5000%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - MONTHLY IDCW 111.52
-0.5600
-0.5000%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW 115.38
-0.5800
-0.5000%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW 151.62
-0.0100
-0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 346.98
-0.0300
-0.0100%
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 359.3
-0.0200
0.0000%
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 520.86
-0.0400
-0.0100%

Review Date: 28-10-2024

Aditya Birla Sun Life Banking & Psu Debt Fund has shown good performance in the Banking and PSU Debt Fund category. The fund has rank of 5 out of 19 funds in the category. The fund has delivered return of 8.15% in 1 year, 5.92% in 3 years, 6.55% in 5 years and 7.7% in 10 years. The category average for the same periods is 8.04%, 5.77%, 6.35% and 7.21% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.99, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.75 and Max Drawdown of -0.41. The category average for the same parameters is 1.33, -0.48, -0.58, 0.95 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹10852.0 in 1 year, ₹12006.0 in 3 years and ₹13970.0 in 5 years as of today (28-10-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹12551.0 in 1 year, ₹39155.0 in 3 years and ₹69942.0 in 5 years as of today (28-10-2024).
  3. standard deviation of 0.99 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.05 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.40
0.39
0.21 | 0.57 9 | 22 Good
3M Return % 1.97
1.94
1.74 | 2.38 8 | 22 Good
6M Return % 4.35
4.25
3.77 | 4.96 8 | 22 Good
1Y Return % 8.15
8.04
7.48 | 9.10 6 | 21 Very Good
3Y Return % 5.92
5.77
4.99 | 7.99 4 | 19 Very Good
5Y Return % 6.55
6.35
5.64 | 7.25 5 | 15 Good
7Y Return % 6.89
6.70
5.83 | 7.44 5 | 15 Good
10Y Return % 7.70
7.21
6.44 | 7.70 1 | 12 Very Good
15Y Return % 26.08
16.48
6.89 | 26.08 1 | 2 Very Good
1Y SIP Return % 8.22
8.11
7.47 | 9.25 7 | 21 Good
3Y SIP Return % 5.16
5.05
4.64 | 5.90 6 | 19 Good
5Y SIP Return % 5.70
5.59
5.06 | 6.72 6 | 15 Good
7Y SIP Return % 6.01
5.84
5.27 | 6.38 6 | 15 Good
10Y SIP Return % 6.33
6.02
5.47 | 6.37 2 | 13 Very Good
15Y SIP Return % 20.35
11.08
6.34 | 20.35 1 | 3 Very Good
Standard Deviation 0.99
1.33
0.79 | 3.23 5 | 19 Very Good
Semi Deviation 0.75
0.95
0.56 | 1.71 5 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 6 | 19 Good
VaR 1 Y % 0.00
-0.48
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.41
-0.58
-1.67 | 0.00 9 | 19 Good
Sharpe Ratio -1.05
-1.02
-1.40 | 0.28 9 | 19 Good
Sterling Ratio 0.56
0.52
0.39 | 0.75 5 | 19 Very Good
Sortino Ratio -0.33
-0.30
-0.42 | 0.26 9 | 19 Good
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.43 0.42 0.23 | 0.60 10 | 21
3M Return % 2.06 2.03 1.84 | 2.44 9 | 21
6M Return % 4.53 4.44 3.96 | 5.09 7 | 21
1Y Return % 8.52 8.43 7.91 | 9.36 8 | 20
3Y Return % 6.28 6.19 5.38 | 8.28 5 | 18
5Y Return % 6.91 6.79 6.06 | 7.46 7 | 14
7Y Return % 7.23 7.12 6.01 | 7.76 5 | 14
10Y Return % 8.04 7.59 6.95 | 8.04 1 | 12
1Y SIP Return % 8.59 8.50 7.88 | 9.51 7 | 20
3Y SIP Return % 5.52 5.46 5.12 | 6.22 7 | 18
5Y SIP Return % 6.06 6.00 5.44 | 6.99 6 | 14
7Y SIP Return % 6.37 6.26 5.68 | 6.72 6 | 14
10Y SIP Return % 6.68 6.44 5.89 | 6.78 3 | 12
Standard Deviation 0.99 1.33 0.79 | 3.23 5 | 19
Semi Deviation 0.75 0.95 0.56 | 1.71 5 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 6 | 19
VaR 1 Y % 0.00 -0.48 -2.69 | 0.00 5 | 19
Average Drawdown % -0.41 -0.58 -1.67 | 0.00 9 | 19
Sharpe Ratio -1.05 -1.02 -1.40 | 0.28 9 | 19
Sterling Ratio 0.56 0.52 0.39 | 0.75 5 | 19
Sortino Ratio -0.33 -0.30 -0.42 | 0.26 9 | 19
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.01 ₹ 9,999.00 0.00 ₹ 10,000.00
1W 0.04 ₹ 10,004.00 0.05 ₹ 10,005.00
1M 0.40 ₹ 10,040.00 0.43 ₹ 10,043.00
3M 1.97 ₹ 10,197.00 2.06 ₹ 10,206.00
6M 4.35 ₹ 10,435.00 4.53 ₹ 10,453.00
1Y 8.15 ₹ 10,815.00 8.52 ₹ 10,852.00
3Y 5.92 ₹ 11,883.00 6.28 ₹ 12,006.00
5Y 6.55 ₹ 13,735.00 6.91 ₹ 13,970.00
7Y 6.89 ₹ 15,940.00 7.23 ₹ 16,306.00
10Y 7.70 ₹ 20,989.00 8.04 ₹ 21,673.00
15Y 26.08 ₹ 323,192.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.22 ₹ 12,527.77 8.59 ₹ 12,551.03
3Y ₹ 36000 5.16 ₹ 38,940.55 5.52 ₹ 39,154.93
5Y ₹ 60000 5.70 ₹ 69,303.12 6.06 ₹ 69,942.48
7Y ₹ 84000 6.01 ₹ 104,013.08 6.37 ₹ 105,354.82
10Y ₹ 120000 6.33 ₹ 166,095.48 6.68 ₹ 169,191.24
15Y ₹ 180000 20.35 ₹ 986,582.52 ₹


Date Aditya Birla Sun Life Banking & Psu Debt Fund NAV Regular Growth Aditya Birla Sun Life Banking & Psu Debt Fund NAV Direct Growth
28-10-2024 346.9787 359.3008
25-10-2024 347.004 359.317
24-10-2024 346.9526 359.2604
23-10-2024 346.8259 359.1258
22-10-2024 346.6786 358.97
21-10-2024 346.839 359.1328
18-10-2024 346.7845 359.0663
17-10-2024 346.8988 359.1812
16-10-2024 346.9124 359.192
15-10-2024 346.9154 359.1917
14-10-2024 346.8066 359.0758
11-10-2024 346.5193 358.7683
10-10-2024 346.4502 358.6934
09-10-2024 346.367 358.6039
08-10-2024 345.8397 358.0546
07-10-2024 345.6371 357.8415
04-10-2024 345.5725 357.7647
03-10-2024 345.8396 358.0379
01-10-2024 345.898 358.0916
30-09-2024 345.5833 357.7625

Fund Launch Date: 01/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund Description: ABSL Banking and PSU Debt Fund is an income generating scheme investing in a portfolio of securities issued by government owned entities like PSUs & PFIs which makes the portfolio highly credit worthy.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.