Previously Known As : Aditya Birla Sun Life Treasury Optimizer Plan
Aditya Birla Sun Life Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹351.11(R) +0.03% ₹363.84(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.55% 6.1% 6.5% 7.02% 7.51%
LumpSum (D) 7.92% 6.47% 6.87% 7.38% 7.85%
SIP (R) 7.26% 2.91% 3.43% 5.34% 6.41%
SIP (D) 7.62% 3.25% 3.79% 5.7% 6.77%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.79 -0.25 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.94% 0.0% -0.41% - 0.74%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - Quarterly IDCW 101.19
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW 102.27
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW 102.51
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW 102.92
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - monthly IDCW 111.37
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - MONTHLY IDCW 111.59
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW 115.53
0.0300
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW 144.22
0.0400
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 351.11
0.0900
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 363.84
0.1000
0.0300%
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 527.06
0.1400
0.0300%

Review Date: 14-01-2025

Aditya Birla Sun Life Banking & Psu Debt Fund has shown good performance in the Banking and PSU Debt Fund category. The fund has rank of 5 out of 19 funds in the category. The fund has delivered return of 7.55% in 1 year, 6.1% in 3 years, 6.5% in 5 years and 7.51% in 10 years. The category average for the same periods is 7.52%, 5.98%, 6.27% and 7.12% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.94, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.74 and Max Drawdown of -0.41. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹10792.0 in 1 year, ₹12068.0 in 3 years and ₹13938.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹12491.0 in 1 year, ₹37840.0 in 3 years and ₹66048.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 0.94 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.79 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.18
0.23
-0.05 | 0.41 15 | 22 Average
3M Return % 1.24
1.22
0.91 | 1.56 10 | 22 Good
6M Return % 3.66
3.60
3.39 | 3.75 7 | 22 Good
1Y Return % 7.55
7.52
7.04 | 8.21 9 | 22 Good
3Y Return % 6.10
5.98
5.24 | 8.21 4 | 19 Very Good
5Y Return % 6.50
6.27
5.57 | 7.21 4 | 15 Very Good
7Y Return % 7.02
6.81
5.93 | 7.53 4 | 15 Very Good
10Y Return % 7.51
7.12
6.35 | 7.51 1 | 12 Very Good
15Y Return % 26.10
13.64
6.89 | 26.10 1 | 3 Very Good
1Y SIP Return % 7.26
7.15
6.86 | 7.41 6 | 22 Very Good
3Y SIP Return % 2.91
2.82
2.48 | 3.32 6 | 19 Good
5Y SIP Return % 3.43
3.33
2.84 | 4.36 4 | 15 Very Good
7Y SIP Return % 5.34
5.17
4.59 | 5.66 5 | 15 Good
10Y SIP Return % 6.41
6.12
5.56 | 6.46 3 | 13 Very Good
15Y SIP Return % 19.38
9.84
6.28 | 19.38 1 | 4 Very Good
Standard Deviation 0.94
1.29
0.73 | 3.21 5 | 19 Very Good
Semi Deviation 0.74
0.94
0.52 | 1.70 5 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 6 | 19 Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.41
-0.58
-1.67 | 0.00 10 | 19 Good
Sharpe Ratio -0.79
-0.80
-1.12 | 0.38 7 | 19 Good
Sterling Ratio 0.59
0.55
0.41 | 0.77 4 | 19 Very Good
Sortino Ratio -0.25
-0.24
-0.36 | 0.36 7 | 19 Good
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.21 0.26 -0.01 | 0.44 15 | 21
3M Return % 1.33 1.32 0.99 | 1.65 9 | 21
6M Return % 3.84 3.80 3.59 | 3.96 9 | 21
1Y Return % 7.92 7.92 7.44 | 8.50 12 | 21
3Y Return % 6.47 6.40 5.62 | 8.51 5 | 18
5Y Return % 6.87 6.71 5.99 | 7.43 6 | 14
7Y Return % 7.38 7.23 6.11 | 7.86 5 | 14
10Y Return % 7.85 7.50 6.84 | 7.90 3 | 12
1Y SIP Return % 7.63 7.55 7.31 | 7.76 7 | 21
3Y SIP Return % 3.25 3.21 2.93 | 3.60 5 | 18
5Y SIP Return % 3.79 3.72 3.21 | 4.61 4 | 14
7Y SIP Return % 5.70 5.59 5.00 | 6.00 5 | 14
10Y SIP Return % 6.77 6.54 5.99 | 6.88 3 | 12
Standard Deviation 0.94 1.29 0.73 | 3.21 5 | 19
Semi Deviation 0.74 0.94 0.52 | 1.70 5 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 6 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.41 -0.58 -1.67 | 0.00 10 | 19
Sharpe Ratio -0.79 -0.80 -1.12 | 0.38 7 | 19
Sterling Ratio 0.59 0.55 0.41 | 0.77 4 | 19
Sortino Ratio -0.25 -0.24 -0.36 | 0.36 7 | 19
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W -0.09 ₹ 9,991.00 -0.09 ₹ 9,991.00
1M 0.18 ₹ 10,018.00 0.21 ₹ 10,021.00
3M 1.24 ₹ 10,124.00 1.33 ₹ 10,133.00
6M 3.66 ₹ 10,366.00 3.84 ₹ 10,384.00
1Y 7.55 ₹ 10,755.00 7.92 ₹ 10,792.00
3Y 6.10 ₹ 11,944.00 6.47 ₹ 12,068.00
5Y 6.50 ₹ 13,702.00 6.87 ₹ 13,938.00
7Y 7.02 ₹ 16,084.00 7.38 ₹ 16,457.00
10Y 7.51 ₹ 20,621.00 7.85 ₹ 21,296.00
15Y 26.10 ₹ 324,000.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.26 ₹ 12,467.77 7.63 ₹ 12,491.03
3Y ₹ 36000 2.91 ₹ 37,641.78 3.25 ₹ 37,839.53
5Y ₹ 60000 3.43 ₹ 65,457.72 3.79 ₹ 66,047.58
7Y ₹ 84000 5.34 ₹ 101,577.17 5.70 ₹ 102,904.79
10Y ₹ 120000 6.41 ₹ 166,877.28 6.77 ₹ 170,054.76
15Y ₹ 180000 19.38 ₹ 905,907.60 ₹


Date Aditya Birla Sun Life Banking & Psu Debt Fund NAV Regular Growth Aditya Birla Sun Life Banking & Psu Debt Fund NAV Direct Growth
14-01-2025 351.1061 363.8389
13-01-2025 351.0146 363.7407
10-01-2025 351.3663 364.0949
09-01-2025 351.3285 364.0525
08-01-2025 351.3911 364.1139
07-01-2025 351.4288 364.1496
06-01-2025 351.2559 363.967
03-01-2025 351.028 363.7207
02-01-2025 350.9207 363.6061
01-01-2025 350.9108 363.5925
31-12-2024 350.8759 363.5529
30-12-2024 350.7674 363.4371
27-12-2024 350.5861 363.2391
26-12-2024 350.4796 363.1254
24-12-2024 350.3846 363.0202
23-12-2024 350.4599 363.0949
20-12-2024 350.2394 362.8564
19-12-2024 350.2497 362.8637
18-12-2024 350.5036 363.1233
17-12-2024 350.4166 363.0298
16-12-2024 350.4647 363.0763

Fund Launch Date: 01/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund Description: ABSL Banking and PSU Debt Fund is an income generating scheme investing in a portfolio of securities issued by government owned entities like PSUs & PFIs which makes the portfolio highly credit worthy.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.