Aditya Birla Sun Life Bal Bhavishya Yojna Overview
Category Children Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹18.67(R) -0.48% ₹20.67(D) -0.48%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.93% 9.27% 11.22% -% -%
LumpSum (D) 12.52% 11.03% 13.08% -% -%
SIP (R) 0.3% 13.97% 13.11% -% -%
SIP (D) 1.76% 15.72% 14.93% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.34 0.18 0.51 -1.21% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.9% -15.04% -12.8% 0.91 8.96%
Top Children Fund
Fund Name Rank Rating
SBI Magnum Children's Benefit Fund - Investment Plan 1
Hdfc Children'S Gift Fund 2
LIC MF Children’s Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW 17.39
-0.0800
-0.4600%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH 18.67
-0.0900
-0.4800%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW 19.25
-0.0900
-0.4700%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH 20.67
-0.1000
-0.4800%

Review Date: 17-01-2025

Aditya Birla Sun Life Bal Bhavishya Yojna has shown poor performance in the Children's Fund category. The fund has rank of 7 out of ten funds in the category. The fund has delivered return of 10.93% in 1 year, 9.27% in 3 years and 11.22% in 5 years. The category average for the same periods is 14.42%, 10.73% and 13.6% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 12.9, VaR of -15.04, Average Drawdown of -8.13, Semi Deviation of 8.96 and Max Drawdown of -12.8. The category average for the same parameters is 10.5, -12.48, -4.71, 7.23 and -10.27 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Bal Bhavishya Yojna direct growth option would have grown to ₹11252.0 in 1 year, ₹13689.0 in 3 years and ₹18488.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Bal Bhavishya Yojna direct growth option would have grown to ₹12114.0 in 1 year, ₹45467.0 in 3 years and ₹87234.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 12.9 and based on VaR one can expect to lose more than -15.04% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.34 which shows average performance of fund in the children's fund category.
  5. The fund has R-square of 0.93, Beta of 0.91 and Jensen's Alpha of -1.21% which exhibit good performance in the children's fund category .


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.37
-4.76
-7.00 | -2.19 10 | 11 Poor
3M Return % -6.98
-4.55
-8.16 | -0.21 10 | 11 Poor
6M Return % -6.37
-2.06
-6.68 | 4.38 9 | 11 Average
1Y Return % 10.93
14.42
8.70 | 33.13 8 | 11 Average
3Y Return % 9.27
10.73
4.50 | 18.51 7 | 10 Average
5Y Return % 11.22
13.60
10.22 | 17.23 7 | 9 Average
1Y SIP Return % 0.30
4.79
-6.15 | 21.96 9 | 11 Average
3Y SIP Return % 13.97
15.45
9.86 | 26.61 6 | 10 Good
5Y SIP Return % 13.11
14.74
10.48 | 18.16 7 | 9 Average
Standard Deviation 12.90
10.50
4.35 | 13.72 8 | 10 Average
Semi Deviation 8.96
7.23
3.14 | 9.24 8 | 10 Average
Max Drawdown % -12.80
-10.27
-15.88 | -3.20 7 | 10 Average
VaR 1 Y % -15.04
-12.48
-17.53 | -3.58 7 | 10 Average
Average Drawdown % -8.13
-4.71
-8.13 | -1.23 10 | 10 Poor
Sharpe Ratio 0.34
0.55
-0.09 | 1.20 7 | 10 Average
Sterling Ratio 0.51
0.66
0.23 | 1.18 8 | 10 Average
Sortino Ratio 0.18
0.30
-0.01 | 0.68 7 | 10 Average
Jensen Alpha % -1.21
-0.84
-1.21 | -0.46 2 | 2 Good
Treynor Ratio 0.05
0.06
0.05 | 0.06 2 | 2 Good
Modigliani Square Measure % 12.17
12.50
12.17 | 12.83 2 | 2 Good
Alpha % -2.20
-1.34
-2.20 | -0.47 2 | 2 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.26 -4.69 -6.90 | -2.16 10 | 11
3M Return % -6.64 -4.34 -7.92 | -0.01 10 | 11
6M Return % -5.70 -1.62 -6.36 | 4.56 9 | 11
1Y Return % 12.52 15.46 9.26 | 34.68 8 | 11
3Y Return % 11.03 11.70 5.97 | 19.98 7 | 10
5Y Return % 13.08 14.59 10.45 | 18.23 7 | 9
1Y SIP Return % 1.76 5.76 -5.83 | 23.39 7 | 11
3Y SIP Return % 15.72 16.46 10.09 | 28.13 5 | 10
5Y SIP Return % 14.93 15.72 10.72 | 19.18 6 | 9
Standard Deviation 12.90 10.50 4.35 | 13.72 8 | 10
Semi Deviation 8.96 7.23 3.14 | 9.24 8 | 10
Max Drawdown % -12.80 -10.27 -15.88 | -3.20 7 | 10
VaR 1 Y % -15.04 -12.48 -17.53 | -3.58 7 | 10
Average Drawdown % -8.13 -4.71 -8.13 | -1.23 10 | 10
Sharpe Ratio 0.34 0.55 -0.09 | 1.20 7 | 10
Sterling Ratio 0.51 0.66 0.23 | 1.18 8 | 10
Sortino Ratio 0.18 0.30 -0.01 | 0.68 7 | 10
Jensen Alpha % -1.21 -0.84 -1.21 | -0.46 2 | 2
Treynor Ratio 0.05 0.06 0.05 | 0.06 2 | 2
Modigliani Square Measure % 12.17 12.50 12.17 | 12.83 2 | 2
Alpha % -2.20 -1.34 -2.20 | -0.47 2 | 2
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.48 ₹ 9,952.00 -0.48 ₹ 9,952.00
1W -0.32 ₹ 9,968.00 -0.34 ₹ 9,966.00
1M -6.37 ₹ 9,363.00 -6.26 ₹ 9,374.00
3M -6.98 ₹ 9,302.00 -6.64 ₹ 9,336.00
6M -6.37 ₹ 9,363.00 -5.70 ₹ 9,430.00
1Y 10.93 ₹ 11,093.00 12.52 ₹ 11,252.00
3Y 9.27 ₹ 13,047.00 11.03 ₹ 13,689.00
5Y 11.22 ₹ 17,019.00 13.08 ₹ 18,488.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 0.30 ₹ 12,019.19 1.76 ₹ 12,114.16
3Y ₹ 36000 13.97 ₹ 44,343.07 15.72 ₹ 45,467.03
5Y ₹ 60000 13.11 ₹ 83,397.60 14.93 ₹ 87,234.24
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Bal Bhavishya Yojna NAV Regular Growth Aditya Birla Sun Life Bal Bhavishya Yojna NAV Direct Growth
17-01-2025 18.67 20.67
16-01-2025 18.76 20.77
15-01-2025 18.58 20.57
14-01-2025 18.5 20.49
13-01-2025 18.28 20.24
10-01-2025 18.73 20.74
09-01-2025 19.02 21.05
08-01-2025 19.18 21.23
07-01-2025 19.28 21.35
06-01-2025 19.11 21.15
03-01-2025 19.59 21.68
02-01-2025 19.68 21.77
01-01-2025 19.43 21.51
31-12-2024 19.31 21.37
30-12-2024 19.28 21.34
27-12-2024 19.41 21.47
26-12-2024 19.44 21.51
24-12-2024 19.4 21.46
23-12-2024 19.35 21.41
20-12-2024 19.33 21.38
19-12-2024 19.68 21.76
18-12-2024 19.77 21.86
17-12-2024 19.94 22.05

Fund Launch Date: 22/Jan/2019
Fund Category: Children Fund
Investment Objective: The investment objective of the Wealth Plan is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.
Fund Description: An open ended fund for investment for children having a lock-in for at least 5 years or till the childattains age of majority (whichever is earlier)
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.