Aditya Birla Sun Life Bal Bhavishya Yojna Overview
Category Children Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹19.33(R) -1.78% ₹21.38(D) -1.75%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 17.79% 13.44% 12.28% -% -%
LumpSum (D) 19.51% 15.3% 14.19% -% -%
SIP (R) -37.29% 12.3% 13.54% -% -%
SIP (D) -36.27% 14.13% 15.43% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.4 0.21 0.56 -1.99% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.8% -15.04% -11.91% 0.92 8.92%
Top Children Fund
Fund Name Rank Rating
SBI Magnum Children's Benefit Fund - Investment Plan 1
Hdfc Children'S Gift Fund 2
Icici Prudential Child Care Fund (Gift Plan) 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW 18.0
-0.3300
-1.8000%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA REGULAR GROWTH 19.33
-0.3500
-1.7800%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW 19.9
-0.3600
-1.7800%
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH 21.38
-0.3800
-1.7500%

Review Date: 20-12-2024

Aditya Birla Sun Life Bal Bhavishya Yojna has shown poor performance in the Children's Fund category. The fund has rank of 7 out of ten funds in the category. The fund has delivered return of 17.79% in 1 year, 13.44% in 3 years and 12.28% in 5 years. The category average for the same periods is 20.03%, 14.36% and 14.54% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.8, VaR of -15.04, Average Drawdown of -6.81, Semi Deviation of 8.92 and Max Drawdown of -11.91. The category average for the same parameters is 10.39, -12.48, -4.32, 7.2 and -9.59 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Bal Bhavishya Yojna direct growth option would have grown to ₹11951.0 in 1 year, ₹15326.0 in 3 years and ₹19419.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Bal Bhavishya Yojna direct growth option would have grown to ₹9482.0 in 1 year, ₹44438.0 in 3 years and ₹88298.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 12.8 and based on VaR one can expect to lose more than -15.04% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.4 which shows average performance of fund in the children's fund category.
  5. The fund has R-square of 0.92, Beta of 0.92 and Jensen's Alpha of -1.99% which exhibit good performance in the children's fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.37
3.10
1.32 | 8.11 4 | 11 Good
3M Return % -6.12
-4.05
-8.60 | 1.39 9 | 11 Average
6M Return % 0.94
4.18
-0.22 | 13.33 9 | 11 Average
1Y Return % 17.79
20.03
12.16 | 40.82 6 | 10 Good
3Y Return % 13.44
14.36
7.59 | 24.90 6 | 10 Good
5Y Return % 12.28
14.54
10.72 | 18.37 7 | 9 Average
1Y SIP Return % -37.29
-33.93
-38.48 | -19.39 8 | 10 Average
3Y SIP Return % 12.30
13.23
6.00 | 26.35 6 | 10 Good
5Y SIP Return % 13.54
14.77
9.71 | 18.60 6 | 9 Good
Standard Deviation 12.80
10.39
4.32 | 13.57 8 | 10 Average
Semi Deviation 8.92
7.20
3.12 | 9.25 8 | 10 Average
Max Drawdown % -11.91
-9.59
-14.81 | -2.90 7 | 10 Average
VaR 1 Y % -15.04
-12.48
-17.53 | -3.65 7 | 10 Average
Average Drawdown % -6.81
-4.32
-6.81 | -1.16 10 | 10 Poor
Sharpe Ratio 0.40
0.63
0.03 | 1.10 7 | 10 Average
Sterling Ratio 0.56
0.72
0.29 | 1.08 8 | 10 Average
Sortino Ratio 0.21
0.34
0.03 | 0.62 7 | 10 Average
Jensen Alpha % -1.99
-0.97
-1.99 | 0.05 2 | 2 Good
Treynor Ratio 0.06
0.07
0.06 | 0.08 2 | 2 Good
Modigliani Square Measure % 12.87
13.83
12.87 | 14.78 2 | 2 Good
Alpha % -3.26
-2.23
-3.26 | -1.21 2 | 2 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.43 3.18 1.34 | 8.21 4 | 11
3M Return % -5.81 -3.83 -8.36 | 1.48 9 | 11
6M Return % 1.66 4.65 0.14 | 13.97 8 | 11
1Y Return % 19.51 21.07 12.39 | 42.47 4 | 10
3Y Return % 15.30 15.37 9.10 | 26.47 5 | 10
5Y Return % 14.19 15.54 10.96 | 19.37 6 | 9
1Y SIP Return % -36.27 -33.30 -38.12 | -18.37 6 | 10
3Y SIP Return % 14.13 14.28 6.24 | 27.94 5 | 10
5Y SIP Return % 15.43 15.78 9.95 | 19.65 6 | 9
Standard Deviation 12.80 10.39 4.32 | 13.57 8 | 10
Semi Deviation 8.92 7.20 3.12 | 9.25 8 | 10
Max Drawdown % -11.91 -9.59 -14.81 | -2.90 7 | 10
VaR 1 Y % -15.04 -12.48 -17.53 | -3.65 7 | 10
Average Drawdown % -6.81 -4.32 -6.81 | -1.16 10 | 10
Sharpe Ratio 0.40 0.63 0.03 | 1.10 7 | 10
Sterling Ratio 0.56 0.72 0.29 | 1.08 8 | 10
Sortino Ratio 0.21 0.34 0.03 | 0.62 7 | 10
Jensen Alpha % -1.99 -0.97 -1.99 | 0.05 2 | 2
Treynor Ratio 0.06 0.07 0.06 | 0.08 2 | 2
Modigliani Square Measure % 12.87 13.83 12.87 | 14.78 2 | 2
Alpha % -3.26 -2.23 -3.26 | -1.21 2 | 2
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.78 ₹ 9,822.00 -1.75 ₹ 9,825.00
1W -4.07 ₹ 9,593.00 -4.04 ₹ 9,596.00
1M 3.37 ₹ 10,337.00 3.43 ₹ 10,343.00
3M -6.12 ₹ 9,388.00 -5.81 ₹ 9,419.00
6M 0.94 ₹ 10,094.00 1.66 ₹ 10,166.00
1Y 17.79 ₹ 11,779.00 19.51 ₹ 11,951.00
3Y 13.44 ₹ 14,600.00 15.30 ₹ 15,326.00
5Y 12.28 ₹ 17,849.00 14.19 ₹ 19,419.00
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.29 ₹ 9,405.65 -36.27 ₹ 9,482.42
3Y ₹ 36000 12.30 ₹ 43,272.90 14.13 ₹ 44,437.50
5Y ₹ 60000 13.54 ₹ 84,284.82 15.43 ₹ 88,297.86
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Bal Bhavishya Yojna NAV Regular Growth Aditya Birla Sun Life Bal Bhavishya Yojna NAV Direct Growth
20-12-2024 19.33 21.38
19-12-2024 19.68 21.76
18-12-2024 19.77 21.86
17-12-2024 19.94 22.05
16-12-2024 20.15 22.28
13-12-2024 20.15 22.28
12-12-2024 20.05 22.18
11-12-2024 20.16 22.29
10-12-2024 20.17 22.31
09-12-2024 20.1 22.23
06-12-2024 20.06 22.18
05-12-2024 19.96 22.07
04-12-2024 19.83 21.92
03-12-2024 19.78 21.86
02-12-2024 19.57 21.63
29-11-2024 19.45 21.5
28-11-2024 19.32 21.36
27-11-2024 19.46 21.5
26-11-2024 19.33 21.37
25-11-2024 19.35 21.38
22-11-2024 19.0 20.99
21-11-2024 18.7 20.67

Fund Launch Date: 22/Jan/2019
Fund Category: Children Fund
Investment Objective: The investment objective of the Wealth Plan is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.
Fund Description: An open ended fund for investment for children having a lock-in for at least 5 years or till the childattains age of majority (whichever is earlier)
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.