Previously Known As : -
Dsp Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 31-01-2025
NAV ₹92.75(R) -0.15% ₹98.59(D) -0.15%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.14% 6.8% 7.17% 8.09% 7.54%
LumpSum (D) 9.82% 7.41% 7.77% 8.74% 8.14%
SIP (R) -8.46% 6.34% 6.25% 5.84% 6.62%
SIP (D) -7.9% 6.97% 6.86% 6.44% 7.25%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.12 -0.05 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.5% -1.5% -1.11% - 1.72%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 31-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Gilt Fund - Regular Plan - IDCW - Monthly 10.67
-0.0200
-0.1500%
DSP Gilt Fund - Direct Plan - IDCW - Monthly 10.72
-0.0200
-0.1500%
DSP Gilt Fund - Regular Plan - IDCW 12.31
-0.0200
-0.1500%
DSP Gilt Fund - Direct Plan - IDCW 12.45
-0.0200
-0.1500%
DSP Gilt Fund - Regular Plan - Growth 92.75
-0.1400
-0.1500%
DSP Gilt Fund - Direct Plan - Growth 98.59
-0.1500
-0.1500%

Review Date: 31-01-2025

DSP Gilt Fund has exhibited very good performance in the Gilt Fund category. The fund has rank of 2 out of 19 funds in the category. The fund has delivered return of 9.14% in 1 year, 6.8% in 3 years, 7.17% in 5 years and 7.54% in 10 years. The category average for the same periods is 8.55%, 6.35%, 6.36% and 6.89% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.5, VaR of -1.5, Average Drawdown of -0.52, Semi Deviation of 1.72 and Max Drawdown of -1.11. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in DSP Gilt Fund direct growth option would have grown to ₹10982.0 in 1 year, ₹12391.0 in 3 years and ₹14536.0 in 5 years as of today (31-01-2025).
  2. An SIP of ₹1,000 per month in DSP Gilt Fund direct growth option would have grown to ₹11477.0 in 1 year, ₹40023.0 in 3 years and ₹71368.0 in 5 years as of today (31-01-2025).
  3. standard deviation of 2.5 and based on VaR one can expect to lose more than -1.5% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.12 which shows very good performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.49
0.61
0.42 | 0.84 19 | 22 Poor
3M Return % 1.16
1.45
0.87 | 2.08 18 | 22 Average
6M Return % 3.87
3.73
3.20 | 4.51 4 | 22 Very Good
1Y Return % 9.14
8.55
7.52 | 9.66 3 | 22 Very Good
3Y Return % 6.80
6.35
5.31 | 7.25 3 | 19 Very Good
5Y Return % 7.17
6.36
5.23 | 7.31 3 | 19 Very Good
7Y Return % 8.09
7.09
5.76 | 8.09 1 | 19 Very Good
10Y Return % 7.54
6.89
5.60 | 7.72 3 | 17 Very Good
15Y Return % 7.44
10.24
6.28 | 45.62 10 | 15 Average
1Y SIP Return % -8.46
-8.61
-9.24 | -7.34 6 | 21 Very Good
3Y SIP Return % 6.34
5.82
4.63 | 6.37 3 | 18 Very Good
5Y SIP Return % 6.25
5.70
4.70 | 6.32 3 | 18 Very Good
7Y SIP Return % 5.84
5.12
4.03 | 5.84 2 | 18 Very Good
10Y SIP Return % 6.62
5.90
4.58 | 6.68 2 | 16 Very Good
15Y SIP Return % 6.72
9.13
5.19 | 44.85 7 | 15 Good
Standard Deviation 2.50
2.24
1.55 | 3.20 23 | 25 Poor
Semi Deviation 1.72
1.60
1.16 | 2.33 23 | 25 Poor
Max Drawdown % -1.11
-1.58
-2.74 | -0.50 8 | 25 Good
VaR 1 Y % -1.50
-1.90
-4.63 | -1.06 6 | 25 Very Good
Average Drawdown % -0.52
-0.57
-0.92 | -0.32 10 | 25 Good
Sharpe Ratio -0.12
-0.36
-1.10 | 0.00 2 | 25 Very Good
Sterling Ratio 0.59
0.53
0.45 | 0.64 3 | 25 Very Good
Sortino Ratio -0.05
-0.13
-0.34 | 0.00 2 | 25 Very Good
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55 0.66 0.47 | 0.86 20 | 22
3M Return % 1.32 1.62 1.02 | 2.16 20 | 22
6M Return % 4.20 4.08 3.65 | 4.67 4 | 22
1Y Return % 9.82 9.26 8.08 | 10.01 3 | 22
3Y Return % 7.41 7.03 5.83 | 7.83 5 | 19
5Y Return % 7.77 7.06 5.74 | 7.98 3 | 19
7Y Return % 8.74 7.80 6.36 | 8.74 1 | 19
10Y Return % 8.14 7.60 6.36 | 8.46 5 | 17
1Y SIP Return % -7.90 -8.00 -8.40 | -7.06 7 | 21
3Y SIP Return % 6.97 6.52 5.16 | 6.97 1 | 18
5Y SIP Return % 6.86 6.40 5.22 | 6.89 2 | 18
7Y SIP Return % 6.44 5.80 4.55 | 6.44 1 | 18
10Y SIP Return % 7.25 6.59 5.19 | 7.25 1 | 16
Standard Deviation 2.50 2.24 1.55 | 3.20 23 | 25
Semi Deviation 1.72 1.60 1.16 | 2.33 23 | 25
Max Drawdown % -1.11 -1.58 -2.74 | -0.50 8 | 25
VaR 1 Y % -1.50 -1.90 -4.63 | -1.06 6 | 25
Average Drawdown % -0.52 -0.57 -0.92 | -0.32 10 | 25
Sharpe Ratio -0.12 -0.36 -1.10 | 0.00 2 | 25
Sterling Ratio 0.59 0.53 0.45 | 0.64 3 | 25
Sortino Ratio -0.05 -0.13 -0.34 | 0.00 2 | 25
Return data last Updated On : Jan. 31, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.15 ₹ 9,985.00 -0.15 ₹ 9,985.00
1W -0.10 ₹ 9,990.00 -0.08 ₹ 9,992.00
1M 0.49 ₹ 10,049.00 0.55 ₹ 10,055.00
3M 1.16 ₹ 10,116.00 1.32 ₹ 10,132.00
6M 3.87 ₹ 10,387.00 4.20 ₹ 10,420.00
1Y 9.14 ₹ 10,914.00 9.82 ₹ 10,982.00
3Y 6.80 ₹ 12,181.00 7.41 ₹ 12,391.00
5Y 7.17 ₹ 14,138.00 7.77 ₹ 14,536.00
7Y 8.09 ₹ 17,239.00 8.74 ₹ 17,976.00
10Y 7.54 ₹ 20,679.00 8.14 ₹ 21,864.00
15Y 7.44 ₹ 29,327.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.46 ₹ 11,439.84 -7.90 ₹ 11,477.40
3Y ₹ 36000 6.34 ₹ 39,643.27 6.97 ₹ 40,022.86
5Y ₹ 60000 6.25 ₹ 70,285.92 6.86 ₹ 71,368.44
7Y ₹ 84000 5.84 ₹ 103,397.03 6.44 ₹ 105,637.64
10Y ₹ 120000 6.62 ₹ 168,734.28 7.25 ₹ 174,405.00
15Y ₹ 180000 6.72 ₹ 306,023.40 ₹


Date Dsp Gilt Fund NAV Regular Growth Dsp Gilt Fund NAV Direct Growth
31-01-2025 92.7497 98.5895
30-01-2025 92.8892 98.7362
29-01-2025 92.8717 98.7162
28-01-2025 92.9828 98.8326
27-01-2025 93.0986 98.9542
24-01-2025 92.8383 98.6725
23-01-2025 92.724 98.5493
22-01-2025 92.7579 98.5836
21-01-2025 92.5542 98.3654
20-01-2025 92.2728 98.0647
17-01-2025 92.1269 97.9044
16-01-2025 92.221 98.0027
15-01-2025 91.9392 97.7015
14-01-2025 91.857 97.6124
13-01-2025 91.8522 97.6056
10-01-2025 92.3689 98.1495
09-01-2025 92.4197 98.2018
08-01-2025 92.4631 98.2462
07-01-2025 92.5103 98.2947
06-01-2025 92.2987 98.0681
03-01-2025 92.237 97.9974
02-01-2025 92.1746 97.9293
01-01-2025 92.142 97.8929
31-12-2024 92.2931 98.0518

Fund Launch Date: 20/Sep/1999
Fund Category: Gilt Fund
Investment Objective: An Open Ended income Scheme,seeking to generate incomethrough investment in CentralGovernment Securities of variousmaturities.
Fund Description: An open ended debt scheme investing in government securities across maturity
Fund Benchmark: ICICI Securities Li-Bex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.