Dsp Focus Fund Overview | ||||||
---|---|---|---|---|---|---|
Category | Focussed Fund | |||||
BMSMONEY Rank | 15 | |||||
BMSMONEY Rating | ||||||
Growth Option | As On: | 19-04-2024 | ||||
NAV | ₹44.48 (R) | -0.03% | ₹49.02 (D) | -0.02% | ||
Returns Gro. Opt. | 1Y | 3Y | 5Y | 7Y | 10Y | |
LumpSum Reg. P | 39.09% | 15.21% | 14.23% | 11.77% | 14.35% | |
LumpSum Dir. P | 40.55% | 16.44% | 15.45% | 12.89% | 15.39% | |
SIP Reg. P | 27.83% | 17.54% | 17.18% | 14.08% | 12.87% | |
SIP Dir. P | 29.19% | 18.75% | 18.41% | 15.22% | 13.95% | |
Ratio | Sharpe Ratio | Sortino Ratio | Sterling Ratio | Jensen's Alpha | Treynor Ratio | |
0.53 | 0.3 | 0.57 | -1.3% | 0.08 | ||
Risk | STD. Dev | VaR 1Y95% | Max DD | Beta | Semi Devi. | |
14.04% | -16.84% | -16.54% | 0.92 | 9.22% |
NAV Date: 19-04-2024
Scheme Name | NAV | Rupee Change | Percent Change |
---|---|---|---|
DSP Focus Fund - Regular Plan - IDCW | 19.42 |
0.0000
|
-0.0300%
|
DSP Focus Fund - Direct Plan - IDCW | 37.37 |
-0.0100
|
-0.0200%
|
DSP Focus Fund - Regular Plan - Growth | 44.48 |
-0.0100
|
-0.0300%
|
DSP Focus Fund - Direct Plan - Growth | 49.02 |
-0.0100
|
-0.0200%
|
Review Date: Feb. 29, 2024
Performance of the DSP Focus Fund has been analyzed on 21 performance parameters. Out of nine return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of five) in first quartile. Similarly zero risk-adjusted performance parameters are in first quartile. Based on this performance DSP Focus Fund has achieved 15th (out of 21 funds), which is poor rank in the Focused Fund category. Essentially, among its peer group of similar types of funds, it stands in the very good position, a testament to its successful track record. The Focused Fund category has 21 funds.KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Better Than Cat. Avg | In 1st Quartile | In 4th Quartile |
---|---|---|---|---|---|---|---|---|
1M Return % | 5.26 |
4.18
|
2.38 | 8.05 | 7 | 24 |
Yes
|
No
|
No
|
|
6M Return % | 14.82 |
18.91
|
10.83 | 35.41 | 20 | 24 |
No
|
No
|
Yes
|
|
1Y Return % | 39.09 |
39.04
|
30.24 | 65.20 | 7 | 24 |
Yes
|
No
|
No
|
|
3Y Return % | 15.21 |
19.78
|
10.02 | 29.52 | 17 | 19 |
No
|
No
|
Yes
|
|
5Y Return % | 14.23 |
16.76
|
12.47 | 22.17 | 12 | 13 |
No
|
No
|
Yes
|
|
7Y Return % | 11.77 |
14.17
|
11.73 | 17.84 | 12 | 13 |
No
|
No
|
Yes
|
|
10Y Return % | 14.35 |
15.80
|
12.67 | 20.17 | 9 | 12 |
No
|
No
|
Yes
|
|
1Y SIP Return % | 27.83 |
34.19
|
21.54 | 65.47 | 19 | 24 |
No
|
No
|
Yes
|
|
3Y SIP Return % | 17.54 |
20.64
|
10.86 | 28.57 | 13 | 19 |
No
|
No
|
No
|
|
5Y SIP Return % | 17.18 |
20.59
|
12.58 | 27.32 | 11 | 13 |
No
|
No
|
Yes
|
|
7Y SIP Return % | 14.08 |
16.76
|
11.46 | 21.57 | 10 | 13 |
No
|
No
|
Yes
|
|
10Y SIP Return % | 12.87 |
14.97
|
12.43 | 18.92 | 10 | 12 |
No
|
No
|
Yes
|
|
Standard Deviation | 14.04 |
13.15
|
11.19 | 15.38 | 16 | 19 |
No
|
No
|
Yes
|
|
Semi Deviation | 9.22 |
9.12
|
7.96 | 10.71 | 12 | 19 |
No
|
No
|
No
|
|
Max Drawdown % | -16.54 |
-13.04
|
-22.93 | -5.26 | 16 | 19 |
No
|
No
|
Yes
|
|
VaR 1 Y % | -16.84 |
-14.97
|
-21.68 | -11.74 | 16 | 19 |
No
|
No
|
Yes
|
|
Average Drawdown % | -9.75 |
-5.43
|
-12.19 | -3.41 | 18 | 19 |
No
|
No
|
Yes
|
|
Sharpe Ratio | 0.53 |
0.76
|
-0.03 | 1.47 | 16 | 19 |
No
|
No
|
Yes
|
|
Sterling Ratio | 0.57 |
0.82
|
0.21 | 1.73 | 16 | 19 |
No
|
No
|
Yes
|
|
Sortino Ratio | 0.30 |
0.41
|
0.02 | 0.81 | 15 | 19 |
No
|
No
|
Yes
|
|
Jensen Alpha % | -1.30 |
1.99
|
-9.64 | 12.56 | 15 | 19 |
No
|
No
|
Yes
|
|
Treynor Ratio | 0.08 |
0.11
|
0.00 | 0.24 | 16 | 19 |
No
|
No
|
Yes
|
|
Modigliani Square Measure % | 14.45 |
18.03
|
5.81 | 28.53 | 17 | 19 |
No
|
No
|
Yes
|
|
Alpha % | -2.71 |
0.09
|
-8.76 | 7.63 | 13 | 19 |
No
|
No
|
No
|
KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Better Than Cat. Avg | In 1st Quartile | In 4th Quartile |
---|---|---|---|---|---|---|---|---|
1M Return % | 5.35 | 4.28 | 2.46 | 8.15 | 7 | 24 |
Yes
|
No
|
No
|
|
6M Return % | 15.42 | 19.64 | 11.21 | 36.29 | 20 | 24 |
No
|
No
|
Yes
|
|
1Y Return % | 40.55 | 40.76 | 31.39 | 67.42 | 7 | 24 |
No
|
No
|
No
|
|
3Y Return % | 16.44 | 21.28 | 11.18 | 31.21 | 17 | 19 |
No
|
No
|
Yes
|
|
5Y Return % | 15.45 | 18.08 | 13.72 | 24.33 | 12 | 13 |
No
|
No
|
Yes
|
|
7Y Return % | 12.89 | 15.45 | 12.89 | 19.34 | 13 | 13 |
No
|
No
|
Yes
|
|
10Y Return % | 15.39 | 17.06 | 14.26 | 21.38 | 11 | 12 |
No
|
No
|
Yes
|
|
1Y SIP Return % | 29.19 | 35.85 | 22.39 | 67.65 | 19 | 24 |
No
|
No
|
Yes
|
|
3Y SIP Return % | 18.75 | 22.07 | 11.92 | 30.34 | 14 | 19 |
No
|
No
|
No
|
|
5Y SIP Return % | 18.41 | 21.92 | 13.77 | 29.60 | 11 | 13 |
No
|
No
|
Yes
|
|
7Y SIP Return % | 15.22 | 18.01 | 12.67 | 23.48 | 11 | 13 |
No
|
No
|
Yes
|
|
10Y SIP Return % | 13.95 | 16.20 | 13.73 | 20.41 | 11 | 12 |
No
|
No
|
Yes
|
|
Standard Deviation | 14.04 | 13.15 | 11.19 | 15.38 | 16 | 19 |
No
|
No
|
Yes
|
|
Semi Deviation | 9.22 | 9.12 | 7.96 | 10.71 | 12 | 19 |
No
|
No
|
No
|
|
Max Drawdown % | -16.54 | -13.04 | -22.93 | -5.26 | 16 | 19 |
No
|
No
|
Yes
|
|
VaR 1 Y % | -16.84 | -14.97 | -21.68 | -11.74 | 16 | 19 |
No
|
No
|
Yes
|
|
Average Drawdown % | -9.75 | -5.43 | -12.19 | -3.41 | 18 | 19 |
No
|
No
|
Yes
|
|
Sharpe Ratio | 0.53 | 0.76 | -0.03 | 1.47 | 16 | 19 |
No
|
No
|
Yes
|
|
Sterling Ratio | 0.57 | 0.82 | 0.21 | 1.73 | 16 | 19 |
No
|
No
|
Yes
|
|
Sortino Ratio | 0.30 | 0.41 | 0.02 | 0.81 | 15 | 19 |
No
|
No
|
Yes
|
|
Jensen Alpha % | -1.30 | 1.99 | -9.64 | 12.56 | 15 | 19 |
No
|
No
|
Yes
|
|
Treynor Ratio | 0.08 | 0.11 | 0.00 | 0.24 | 16 | 19 |
No
|
No
|
Yes
|
|
Modigliani Square Measure % | 14.45 | 18.03 | 5.81 | 28.53 | 17 | 19 |
No
|
No
|
Yes
|
|
Alpha % | -2.71 | 0.09 | -8.76 | 7.63 | 13 | 19 |
No
|
No
|
No
|
Investment Period | Regular | Direct | ||
---|---|---|---|---|
Return % | Current Value of ₹ 10000 | Return % | Current Value of ₹ 10000 | |
1D | -0.03 | ₹ 9997.0 | -0.02 | ₹ 9998.0 |
1W | -0.64 | ₹ 9936.0 | -0.63 | ₹ 9937.0 |
1M | 5.26 | ₹ 10526.0 | 5.35 | ₹ 10535.0 |
3M | - | ₹ - | - | ₹ - |
6M | 14.82 | ₹ 11482.0 | 15.42 | ₹ 11542.0 |
1Y | 39.09 | ₹ 13909.0 | 40.55 | ₹ 14055.0 |
3Y | 15.21 | ₹ 15293.0 | 16.44 | ₹ 15786.0 |
5Y | 14.23 | ₹ 19452.0 | 15.45 | ₹ 20514.0 |
7Y | 11.77 | ₹ 21787.0 | 12.89 | ₹ 23368.0 |
10Y | 14.35 | ₹ 38236.0 | 15.39 | ₹ 41852.0 |
15Y | - | ₹ - | - | ₹ - |
Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.
Investment Period | Invested Amount | Regular | Direct | ||
---|---|---|---|---|---|
XIRR % | Current Value of Invested Amount | XIRR % | Current Value of Invested Amount | ||
1Y | ₹ 12000 | 27.8252 | ₹ 13742.316 | 29.1885 | ₹ 13824.624 |
3Y | ₹ 36000 | 17.5425 | ₹ 46638.9 | 18.7502 | ₹ 47439.936 |
5Y | ₹ 60000 | 17.1817 | ₹ 92154.42 | 18.4118 | ₹ 94967.88 |
7Y | ₹ 84000 | 14.0752 | ₹ 138735.912 | 15.224 | ₹ 144545.1 |
10Y | ₹ 120000 | 12.8673 | ₹ 234724.68 | 13.9454 | ₹ 248660.4 |
15Y | ₹ 180000 | - | ₹ - | - | ₹ - |
Date | NAV Regular Growth | NAV Direct Growth |
---|---|---|
19-04-2024 | 44.476 | 49.017 |
18-04-2024 | 44.489 | 49.029 |
16-04-2024 | 44.724 | 49.286 |
15-04-2024 | 44.763 | 49.327 |
12-04-2024 | 45.208 | 49.813 |
09-04-2024 | 45.358 | 49.974 |
08-04-2024 | 45.304 | 49.913 |
05-04-2024 | 45.217 | 49.814 |
04-04-2024 | 44.974 | 49.544 |
03-04-2024 | 44.83 | 49.384 |
02-04-2024 | 44.649 | 49.184 |
01-04-2024 | 44.421 | 48.93 |
28-03-2024 | 44.058 | 48.525 |
27-03-2024 | 43.548 | 47.962 |
26-03-2024 | 43.498 | 47.906 |
22-03-2024 | 43.168 | 47.537 |
21-03-2024 | 42.953 | 47.299 |
20-03-2024 | 42.253 | 46.527 |
19-03-2024 | 42.365 | 46.648 |
18-03-2024 | 42.878 | 47.213 |
15-03-2024 | 43.187 | 47.549 |
14-03-2024 | 43.429 | 47.814 |
13-03-2024 | 42.875 | 47.202 |
12-03-2024 | 44.087 | 48.535 |
11-03-2024 | 44.256 | 48.72 |
07-03-2024 | 44.562 | 49.052 |
06-03-2024 | 44.397 | 48.868 |
05-03-2024 | 44.734 | 49.238 |
04-03-2024 | 45.143 | 49.687 |
01-03-2024 | 45.072 | 49.605 |
29-02-2024 | 44.502 | 48.976 |
28-02-2024 | 44.293 | 48.744 |
27-02-2024 | 44.878 | 49.386 |
26-02-2024 | 45.07 | 49.597 |
23-02-2024 | 45.17 | 49.702 |
22-02-2024 | 45.085 | 49.607 |
21-02-2024 | 44.98 | 49.49 |
20-02-2024 | 45.31 | 49.852 |
19-02-2024 | 45.469 | 50.025 |
16-02-2024 | 45.374 | 49.916 |
15-02-2024 | 44.74 | 49.218 |
14-02-2024 | 44.29 | 48.721 |
13-02-2024 | 44.05 | 48.455 |
12-02-2024 | 43.848 | 48.232 |
09-02-2024 | 44.71 | 49.176 |
08-02-2024 | 45.028 | 49.525 |
07-02-2024 | 45.112 | 49.615 |
06-02-2024 | 45.005 | 49.496 |
05-02-2024 | 44.431 | 48.864 |
02-02-2024 | 44.321 | 48.738 |
01-02-2024 | 43.813 | 48.178 |
31-01-2024 | 44.167 | 48.566 |
30-01-2024 | 43.708 | 48.06 |
29-01-2024 | 44.065 | 48.451 |
25-01-2024 | 43.401 | 47.715 |
24-01-2024 | 43.705 | 48.048 |
23-01-2024 | 43.182 | 47.472 |
19-01-2024 | 44.34 | 48.739 |
18-01-2024 | 43.939 | 48.297 |
17-01-2024 | 44.073 | 48.443 |
16-01-2024 | 44.634 | 49.058 |
15-01-2024 | 44.706 | 49.136 |
12-01-2024 | 44.42 | 48.818 |
11-01-2024 | 44.133 | 48.5 |
10-01-2024 | 44.247 | 48.624 |
09-01-2024 | 44.273 | 48.651 |
08-01-2024 | 44.25 | 48.625 |
05-01-2024 | 44.651 | 49.061 |
04-01-2024 | 44.414 | 48.8 |
03-01-2024 | 43.85 | 48.179 |
02-01-2024 | 43.995 | 48.336 |
01-01-2024 | 44.232 | 48.596 |
29-12-2023 | 44.111 | 48.459 |
28-12-2023 | 43.916 | 48.243 |
27-12-2023 | 43.536 | 47.824 |
26-12-2023 | 43.464 | 47.743 |
22-12-2023 | 43.188 | 47.435 |
21-12-2023 | 42.935 | 47.156 |
20-12-2023 | 42.843 | 47.053 |
19-12-2023 | 43.824 | 48.129 |
18-12-2023 | 43.848 | 48.154 |
15-12-2023 | 43.913 | 48.222 |
14-12-2023 | 43.706 | 47.993 |
13-12-2023 | 43.297 | 47.542 |
12-12-2023 | 43.059 | 47.28 |
11-12-2023 | 43.029 | 47.245 |
08-12-2023 | 42.761 | 46.947 |
07-12-2023 | 42.718 | 46.898 |
06-12-2023 | 42.707 | 46.885 |
05-12-2023 | 42.578 | 46.742 |
04-12-2023 | 42.522 | 46.68 |
01-12-2023 | 42.037 | 46.143 |
30-11-2023 | 41.573 | 45.632 |
29-11-2023 | 41.093 | 45.104 |
28-11-2023 | 40.641 | 44.607 |
24-11-2023 | 40.494 | 44.44 |
23-11-2023 | 40.296 | 44.222 |
22-11-2023 | 40.301 | 44.226 |
21-11-2023 | 40.23 | 44.147 |
20-11-2023 | 40.138 | 44.045 |
17-11-2023 | 40.266 | 44.182 |
16-11-2023 | 40.305 | 44.223 |
15-11-2023 | 39.979 | 43.865 |
13-11-2023 | 39.443 | 43.274 |
10-11-2023 | 39.35 | 43.168 |
09-11-2023 | 39.254 | 43.062 |
08-11-2023 | 39.233 | 43.038 |
07-11-2023 | 39.01 | 42.791 |
06-11-2023 | 38.755 | 42.511 |
03-11-2023 | 38.332 | 42.043 |
02-11-2023 | 38.086 | 41.772 |
01-11-2023 | 37.706 | 41.354 |
31-10-2023 | 37.765 | 41.417 |
30-10-2023 | 37.743 | 41.392 |
27-10-2023 | 37.817 | 41.47 |
26-10-2023 | 37.324 | 40.928 |
25-10-2023 | 37.887 | 41.544 |
23-10-2023 | 38.235 | 41.924 |
20-10-2023 | 38.734 | 42.467 |
19-10-2023 | 39.076 | 42.841 |
18-10-2023 | 39.149 | 42.92 |
17-10-2023 | 39.385 | 43.178 |
16-10-2023 | 39.276 | 43.057 |
13-10-2023 | 39.222 | 42.994 |
12-10-2023 | 39.172 | 42.937 |
11-10-2023 | 39.166 | 42.93 |
10-10-2023 | 39.079 | 42.833 |
09-10-2023 | 38.577 | 42.282 |
06-10-2023 | 39.006 | 42.748 |
05-10-2023 | 38.592 | 42.294 |
04-10-2023 | 38.535 | 42.23 |
03-10-2023 | 38.956 | 42.69 |
29-09-2023 | 38.915 | 42.641 |
27-09-2023 | 38.782 | 42.492 |
26-09-2023 | 38.639 | 42.334 |
25-09-2023 | 38.646 | 42.341 |
22-09-2023 | 38.614 | 42.302 |
21-09-2023 | 38.809 | 42.514 |
20-09-2023 | 39.354 | 43.111 |
18-09-2023 | 39.595 | 43.372 |
15-09-2023 | 39.775 | 43.565 |
14-09-2023 | 39.489 | 43.251 |
13-09-2023 | 39.271 | 43.01 |
12-09-2023 | 39.226 | 42.96 |
11-09-2023 | 39.694 | 43.472 |
08-09-2023 | 39.423 | 43.171 |
07-09-2023 | 39.08 | 42.794 |
06-09-2023 | 38.909 | 42.606 |
05-09-2023 | 38.897 | 42.591 |
04-09-2023 | 38.793 | 42.477 |
01-09-2023 | 38.699 | 42.37 |
31-08-2023 | 38.362 | 41.999 |
30-08-2023 | 38.312 | 41.944 |
29-08-2023 | 38.255 | 41.88 |
28-08-2023 | 38.162 | 41.778 |
25-08-2023 | 37.917 | 41.505 |
24-08-2023 | 38.079 | 41.681 |
23-08-2023 | 38.071 | 41.671 |
22-08-2023 | 37.891 | 41.474 |
21-08-2023 | 37.722 | 41.288 |
18-08-2023 | 37.458 | 40.995 |
17-08-2023 | 37.547 | 41.09 |
16-08-2023 | 37.653 | 41.206 |
14-08-2023 | 37.625 | 41.173 |
11-08-2023 | 37.726 | 41.279 |
10-08-2023 | 37.975 | 41.551 |
09-08-2023 | 38.178 | 41.772 |
08-08-2023 | 37.977 | 41.55 |
07-08-2023 | 37.712 | 41.26 |
04-08-2023 | 37.609 | 41.144 |
03-08-2023 | 37.237 | 40.736 |
02-08-2023 | 37.455 | 40.973 |
01-08-2023 | 38.047 | 41.619 |
31-07-2023 | 37.967 | 41.53 |
28-07-2023 | 37.634 | 41.163 |
27-07-2023 | 37.644 | 41.173 |
26-07-2023 | 37.484 | 40.996 |
25-07-2023 | 37.39 | 40.892 |
24-07-2023 | 37.2 | 40.683 |
21-07-2023 | 37.07 | 40.538 |
20-07-2023 | 37.312 | 40.801 |
19-07-2023 | 37.189 | 40.665 |
18-07-2023 | 37.002 | 40.46 |
17-07-2023 | 36.957 | 40.409 |
14-07-2023 | 36.709 | 40.135 |
13-07-2023 | 36.447 | 39.847 |
12-07-2023 | 36.32 | 39.707 |
11-07-2023 | 36.374 | 39.765 |
10-07-2023 | 36.242 | 39.62 |
07-07-2023 | 36.255 | 39.63 |
06-07-2023 | 36.431 | 39.822 |
05-07-2023 | 36.367 | 39.75 |
04-07-2023 | 36.34 | 39.719 |
03-07-2023 | 36.183 | 39.547 |
30-06-2023 | 36.0 | 39.344 |
28-06-2023 | 35.596 | 38.9 |
27-06-2023 | 35.345 | 38.624 |
26-06-2023 | 35.207 | 38.472 |
23-06-2023 | 34.926 | 38.162 |
22-06-2023 | 35.374 | 38.65 |
21-06-2023 | 35.633 | 38.932 |
20-06-2023 | 35.698 | 39.002 |
19-06-2023 | 35.667 | 38.967 |
16-06-2023 | 35.681 | 38.978 |
15-06-2023 | 35.279 | 38.538 |
14-06-2023 | 35.376 | 38.644 |
13-06-2023 | 35.39 | 38.658 |
12-06-2023 | 35.144 | 38.387 |
09-06-2023 | 35.032 | 38.262 |
08-06-2023 | 35.072 | 38.304 |
07-06-2023 | 35.268 | 38.518 |
06-06-2023 | 35.052 | 38.28 |
05-06-2023 | 34.871 | 38.082 |
02-06-2023 | 34.614 | 37.797 |
01-06-2023 | 34.503 | 37.676 |
31-05-2023 | 34.503 | 37.674 |
30-05-2023 | 34.598 | 37.777 |
29-05-2023 | 34.438 | 37.601 |
26-05-2023 | 34.335 | 37.486 |
25-05-2023 | 34.015 | 37.134 |
24-05-2023 | 33.917 | 37.027 |
23-05-2023 | 33.973 | 37.087 |
22-05-2023 | 33.913 | 37.021 |
19-05-2023 | 33.879 | 36.98 |
18-05-2023 | 33.826 | 36.922 |
17-05-2023 | 33.938 | 37.042 |
16-05-2023 | 34.004 | 37.113 |
15-05-2023 | 33.991 | 37.098 |
12-05-2023 | 33.829 | 36.918 |
11-05-2023 | 33.781 | 36.864 |
10-05-2023 | 33.525 | 36.584 |
09-05-2023 | 33.42 | 36.469 |
08-05-2023 | 33.433 | 36.481 |
05-05-2023 | 33.038 | 36.047 |
04-05-2023 | 33.058 | 36.068 |
03-05-2023 | 32.764 | 35.746 |
02-05-2023 | 32.787 | 35.771 |
28-04-2023 | 32.575 | 35.535 |
27-04-2023 | 32.327 | 35.263 |
26-04-2023 | 32.137 | 35.055 |
25-04-2023 | 32.073 | 34.985 |
24-04-2023 | 32.098 | 35.011 |
21-04-2023 | 31.977 | 34.876 |
20-04-2023 | 32.053 | 34.958 |
19-04-2023 | 32.108 | 35.017 |
Fund Launch Date: 23/Apr/2010 |
Fund Category: Focussed Fund |
Investment Objective: The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The portfolio will consist of multi cap companies by market capitalisation. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies. The Scheme may also invest in debt and money market securities, for defensive considerations and/or for managing liquidity requirements. There is no assurance that the investment objective of the Scheme will be realized. |
Fund Description: An open ended equity scheme investing in maximum 30 stocks. The Scheme shall focus on multi cap stocks. |
Fund Benchmark: S&P BSE 200 (Total Return Index) |
Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.