Tata Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 11
BMSMONEY Rating
Growth Option As On: 16-04-2024
NAV ₹13.03 (R) -0.01% ₹13.32 (D) -0.01%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 6.47% 5.1% -% -% -%
LumpSum Dir. P 6.96% 5.61% -% -% -%
SIP Reg. P -9.32% -2.13% -% -% -%
SIP Dir. P -8.89% -1.66% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.8 -0.49 0.46 0.96% -0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.16% -0.35% -0.9% 0.72 0.9%

NAV Date: 16-04-2024

Scheme Name NAV Rupee Change Percent Change
Tata Banking & PSU Debt Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option 13.03
0.0000
-0.0100%
Tata Banking & PSU Debt Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option 13.03
0.0000
-0.0100%
Tata Banking & PSU Debt Fund-Regular Plan-Growth 13.03
0.0000
-0.0100%
Tata Banking & PSU Debt Fund-Direct Plan-Growth 13.32
0.0000
-0.0100%
Tata Banking & PSU Debt Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option 13.32
0.0000
-0.0100%
Tata Banking & PSU Debt Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option 13.32
0.0000
-0.0100%

Review Date: Feb. 29, 2024

The Banking and PSU Debt Fund category has 19 funds. Performance of the Tata Banking & Psu Debt Fund has been analyzed on 19 performance parameters. Out of seven return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of five) in first quartile. Similarly zero risk-adjusted performance parameters are in first quartile, the performance on different parameters provides has achieved 11th (out of 19 funds), which is ok rank in the Banking and PSU Debt Fund category.
Our ranking methodology employs a composite performance score, taking into account the fund's return, risk, and risk-adjusted performance from the past three years. This composite performance score is then crucial in ranking the funds within the respective category.

The Tata Banking & Psu Debt Fund has poor return performance, as all 1 year and above return parameters are below average in Banking and PSU Debt Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the Tata Banking & Psu Debt Fund has given return of 0.65% in last one month which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the Tata Banking & Psu Debt Fund has given return of 1.99% in last three month which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund.
  3. 6 Month Return%: Six month return shows funds performance in short period of time, the Tata Banking & Psu Debt Fund has given return of 3.26% in last six month which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund.
  4. 1 Year Return%: The Tata Banking & Psu Debt Fund has given return of 7.2% in last one year which is very poor as it is in the fourth quartile in Banking and PSU Debt Fund. The one year return rank of Tata Banking & Psu Debt Fund is 16 in 20 funds. The investment of ₹ 10,000 in this fund would have become ₹ 10720.0 in one year.
  5. 3 Year Return%: The Tata Banking & Psu Debt Fund has given return of 5.05% in last three year which is poor as it is in the below average with return rank of 12 in 19 funds. in Banking and PSU Debt Fund.
  6. 1 Year SIP Return%: The Tata Banking & Psu Debt Fund has given return of 6.78% in last one year which is very poor as it is in the fourth quartile with rank of 19 in 20 funds. in Banking and PSU Debt Fund.
  7. 3 Year SIP Return%: The Tata Banking & Psu Debt Fund has given return of 5.51% in last three year which is poor as it is in the below average with return rank of 14 in 19 funds. in Banking and PSU Debt Fund.
    8. '
'

The Tata Banking & Psu Debt Fund has average risk performance, as more than 25% risk parameters are above average Banking and PSU Debt Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The Tata Banking & Psu Debt Fund has standard deviation of 1.16 which is good as it is above average with risk rank of 9 in 12 funds. in Banking and PSU Debt Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The Tata Banking & Psu Debt Fund has semi deviation of 0.9 which is good as it is above average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The Tata Banking & Psu Debt Fund has max drawdown of -0.9% which is very poor as it is in the fourth quartile with risk rank of 9 in 12 funds. in Banking and PSU Debt Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The Tata Banking & Psu Debt Fund has 1Y VaR at 95% of -0.35% which is good as it is above average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The Tata Banking & Psu Debt Fund has average drawdown of -0.49% which is poor as it is in the below average with risk rank of 7 in 12 funds. in Banking and PSU Debt Fund.
    6. '
'

The Tata Banking & Psu Debt Fund has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Banking and PSU Debt Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Sterling Ratio of 0.46 which is very poor as it is in the fourth quartile with risk rank of 9 in 12 funds. in Banking and PSU Debt Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Sortino Ratio of -0.49 which is poor as it is in the below average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Jensen Alpha of 0.96% which is poor as it is in the below average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Treynor Ratio of -0.03 which is poor as it is in the below average with risk rank of 8 in 12 funds. in Banking and PSU Debt Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Modigliani Square Measure of 6.26% which is poor as it is in the below average with risk rank of 7 in 12 funds. in Banking and PSU Debt Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The Tata Banking & Psu Debt Fund has Alpha of -0.46% which is very poor as it is in the fourth quartile with risk rank of 9 in 12 funds. in Banking and PSU Debt Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.52
0.34
0.09 | 0.55 2 | 20
Yes
Yes
No
3M Return % 1.73
1.75
1.55 | 2.10 11 | 20
No
No
No
6M Return % 3.64
3.66
3.45 | 4.10 10 | 20
No
No
No
1Y Return % 6.47
6.60
6.24 | 7.33 13 | 20
No
No
No
3Y Return % 5.10
5.11
4.22 | 7.12 10 | 19
No
No
No
1Y SIP Return % -9.32
-9.34
-9.68 | -8.92 10 | 20
Yes
No
No
3Y SIP Return % -2.13
-2.00
-2.65 | -0.45 14 | 19
No
No
No
Standard Deviation 1.16
1.34
0.75 | 3.25 9 | 12
Yes
No
Yes
Semi Deviation 0.90
0.91
0.52 | 1.63 8 | 12
Yes
No
No
Max Drawdown % -0.90
-0.83
-2.46 | 0.00 9 | 12
No
No
Yes
VaR 1 Y % -0.35
-0.49
-2.63 | 0.00 8 | 12
Yes
No
No
Average Drawdown % -0.49
-0.47
-1.03 | 0.00 7 | 12
No
No
No
Sharpe Ratio -1.80
-1.62
-2.27 | -0.04 9 | 12
No
No
Yes
Sterling Ratio 0.46
0.50
0.39 | 0.68 9 | 12
No
No
Yes
Sortino Ratio -0.49
-0.44
-0.58 | -0.02 8 | 12
No
No
No
Jensen Alpha % 0.96
2.02
-2.26 | 12.83 8 | 12
No
No
No
Treynor Ratio -0.03
-0.03
-0.04 | 0.00 8 | 12
No
No
No
Modigliani Square Measure % 6.26
6.57
3.57 | 10.24 7 | 12
No
No
No
Alpha % -0.46
0.00
-0.80 | 1.91 9 | 12
No
No
Yes
Return data last Updated On : April 16, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.55 0.36 0.11 | 0.58 2 | 19
Yes
Yes
No
3M Return % 1.85 1.84 1.63 | 2.16 7 | 19
Yes
No
No
6M Return % 3.88 3.85 3.61 | 4.22 7 | 19
Yes
No
No
1Y Return % 6.96 7.02 6.68 | 7.68 11 | 19
No
No
No
3Y Return % 5.61 5.56 4.61 | 7.40 7 | 18
Yes
No
No
1Y SIP Return % -8.89 -9.00 -9.40 | -8.68 7 | 19
Yes
No
No
3Y SIP Return % -1.66 -1.60 -2.24 | -0.15 9 | 18
No
No
No
Standard Deviation 1.16 1.34 0.75 | 3.25 9 | 12
Yes
No
Yes
Semi Deviation 0.90 0.91 0.52 | 1.63 8 | 12
Yes
No
No
Max Drawdown % -0.90 -0.83 -2.46 | 0.00 9 | 12
No
No
Yes
VaR 1 Y % -0.35 -0.49 -2.63 | 0.00 8 | 12
Yes
No
No
Average Drawdown % -0.49 -0.47 -1.03 | 0.00 7 | 12
No
No
No
Sharpe Ratio -1.80 -1.62 -2.27 | -0.04 9 | 12
No
No
Yes
Sterling Ratio 0.46 0.50 0.39 | 0.68 9 | 12
No
No
Yes
Sortino Ratio -0.49 -0.44 -0.58 | -0.02 8 | 12
No
No
No
Jensen Alpha % 0.96 2.02 -2.26 | 12.83 8 | 12
No
No
No
Treynor Ratio -0.03 -0.03 -0.04 | 0.00 8 | 12
No
No
No
Modigliani Square Measure % 6.26 6.57 3.57 | 10.24 7 | 12
No
No
No
Alpha % -0.46 0.00 -0.80 | 1.91 9 | 12
No
No
Yes
Return data last Updated On : April 16, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.01 ₹ 9999.0 -0.01 ₹ 9999.0
1W - ₹ - - ₹ -
1M 0.52 ₹ 10052.0 0.55 ₹ 10055.0
3M 1.73 ₹ 10173.0 1.85 ₹ 10185.0
6M 3.64 ₹ 10364.0 3.88 ₹ 10388.0
1Y 6.47 ₹ 10647.0 6.96 ₹ 10696.0
3Y 5.1 ₹ 11611.0 5.61 ₹ 11779.0
5Y - ₹ - - ₹ -
7Y - ₹ - - ₹ -
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.3164 ₹ 11386.08 -8.8936 ₹ 11414.352
3Y ₹ 36000 -2.1332 ₹ 34828.92 -1.6553 ₹ 35089.02
5Y ₹ 60000 - ₹ - - ₹ -
7Y ₹ 84000 - ₹ - - ₹ -
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
16-04-2024 13.0289 13.3242
15-04-2024 13.0305 13.3257
12-04-2024 13.0228 13.3174
08-04-2024 13.0228 13.3166
05-04-2024 13.0203 13.3136
04-04-2024 13.0216 13.3147
03-04-2024 13.0165 13.3094
02-04-2024 13.0072 13.2997
28-03-2024 12.9954 13.2868
27-03-2024 12.9801 13.2709
26-03-2024 12.9747 13.2653
22-03-2024 12.9695 13.2593
21-03-2024 12.9675 13.257
20-03-2024 12.9635 13.2528
19-03-2024 12.9619 13.251
18-03-2024 12.9618 13.2508
15-03-2024 12.9593 13.2477
14-03-2024 12.9565 13.2446
13-03-2024 12.9563 13.2442
12-03-2024 12.9522 13.2399
11-03-2024 12.9528 13.2404
07-03-2024 12.9391 13.2257
06-03-2024 12.9341 13.2204
05-03-2024 12.9267 13.2126
04-03-2024 12.9257 13.2115
01-03-2024 12.916 13.201
29-02-2024 12.915 13.1998
28-02-2024 12.9152 13.1999
27-02-2024 12.9151 13.1996
26-02-2024 12.9114 13.1956
23-02-2024 12.9017 13.1852
22-02-2024 12.9005 13.1838
21-02-2024 12.894 13.177
20-02-2024 12.8906 13.1733
16-02-2024 12.8785 13.1602
15-02-2024 12.8762 13.1578
14-02-2024 12.8714 13.1527
13-02-2024 12.87 13.1511
12-02-2024 12.8699 13.1508
09-02-2024 12.867 13.1473
08-02-2024 12.8669 13.1471
07-02-2024 12.8693 13.1493
06-02-2024 12.8595 13.1392
05-02-2024 12.8632 13.1428
02-02-2024 12.8606 13.1397
01-02-2024 12.8486 13.1272
31-01-2024 12.8356 13.1138
30-01-2024 12.832 13.1099
29-01-2024 12.8253 13.1029
25-01-2024 12.8122 13.0889
24-01-2024 12.8131 13.0896
23-01-2024 12.8147 13.0911
19-01-2024 12.806 13.0815
18-01-2024 12.8046 13.08
17-01-2024 12.8068 13.082
16-01-2024 12.8047 13.0797
15-01-2024 12.8027 13.0775
12-01-2024 12.786 13.0599
11-01-2024 12.7787 13.0522
10-01-2024 12.7839 13.0575
09-01-2024 12.7788 13.052
08-01-2024 12.7744 13.0473
05-01-2024 12.7648 13.037
04-01-2024 12.7642 13.0363
03-01-2024 12.7603 13.0321
02-01-2024 12.7608 13.0324
01-01-2024 12.758 13.0294
29-12-2023 12.7548 13.0256
28-12-2023 12.7464 13.0169
27-12-2023 12.7495 13.0199
26-12-2023 12.75 13.0203
22-12-2023 12.7425 13.0118
21-12-2023 12.7384 13.0074
20-12-2023 12.7342 13.0031
19-12-2023 12.732 13.0006
18-12-2023 12.7294 12.9978
15-12-2023 12.7205 12.9882
14-12-2023 12.7094 12.9767
13-12-2023 12.6973 12.9641
12-12-2023 12.6913 12.9579
11-12-2023 12.6937 12.9602
08-12-2023 12.6894 12.9553
07-12-2023 12.6869 12.9526
06-12-2023 12.683 12.9484
05-12-2023 12.6778 12.943
04-12-2023 12.6731 12.938
01-12-2023 12.6626 12.9268
30-11-2023 12.6615 12.9255
29-11-2023 12.662 12.9259
28-11-2023 12.6547 12.9182
24-11-2023 12.6457 12.9083
23-11-2023 12.6491 12.9117
22-11-2023 12.651 12.9135
21-11-2023 12.6515 12.9138
20-11-2023 12.6551 12.9173
17-11-2023 12.6495 12.9111
16-11-2023 12.6461 12.9075
15-11-2023 12.6425 12.9037
13-11-2023 12.6326 12.8932
10-11-2023 12.6259 12.8859
09-11-2023 12.6271 12.887
08-11-2023 12.6232 12.8828
07-11-2023 12.6195 12.8788
06-11-2023 12.6151 12.8742
03-11-2023 12.6069 12.8654
02-11-2023 12.6035 12.8616
01-11-2023 12.5949 12.8527
31-10-2023 12.5918 12.8495
30-10-2023 12.5864 12.8437
27-10-2023 12.5836 12.8404
26-10-2023 12.5793 12.8359
25-10-2023 12.5846 12.841
23-10-2023 12.5738 12.8298
20-10-2023 12.5702 12.8255
19-10-2023 12.5688 12.8239
18-10-2023 12.57 12.8251
17-10-2023 12.5711 12.826
16-10-2023 12.5696 12.8243
13-10-2023 12.5647 12.8199
12-10-2023 12.5613 12.8162
11-10-2023 12.5569 12.8116
10-10-2023 12.5445 12.7988
09-10-2023 12.5371 12.791
06-10-2023 12.5497 12.8032
05-10-2023 12.579 12.833
04-10-2023 12.5659 12.8195
03-10-2023 12.5629 12.8163
29-09-2023 12.5576 12.8096
27-09-2023 12.5607 12.8128
26-09-2023 12.5606 12.8125
25-09-2023 12.5585 12.8103
22-09-2023 12.5531 12.8042
21-09-2023 12.5525 12.8035
20-09-2023 12.5514 12.8022
18-09-2023 12.5429 12.7932
15-09-2023 12.5387 12.7884
14-09-2023 12.542 12.7917
13-09-2023 12.5337 12.7831
12-09-2023 12.5233 12.7723
11-09-2023 12.525 12.7738
08-09-2023 12.5218 12.7701
07-09-2023 12.5228 12.771
06-09-2023 12.514 12.7618
05-09-2023 12.5145 12.7622
04-09-2023 12.5156 12.7631
01-09-2023 12.5099 12.7569
31-08-2023 12.5075 12.7542
30-08-2023 12.5023 12.7487
29-08-2023 12.5035 12.7499
28-08-2023 12.5023 12.7485
25-08-2023 12.4899 12.7353
24-08-2023 12.489 12.7342
23-08-2023 12.4837 12.7287
22-08-2023 12.475 12.7197
21-08-2023 12.4769 12.7214
18-08-2023 12.4652 12.709
17-08-2023 12.4577 12.7012
14-08-2023 12.4667 12.7099
11-08-2023 12.4631 12.7058
10-08-2023 12.4689 12.7115
09-08-2023 12.4667 12.7091
08-08-2023 12.4639 12.7061
07-08-2023 12.4643 12.7063
04-08-2023 12.4551 12.6965
03-08-2023 12.4612 12.7026
02-08-2023 12.4665 12.7077
01-08-2023 12.4635 12.7045
31-07-2023 12.4538 12.6944
28-07-2023 12.4469 12.687
27-07-2023 12.457 12.6971
26-07-2023 12.4549 12.6948
25-07-2023 12.4496 12.6892
24-07-2023 12.452 12.6915
21-07-2023 12.4461 12.685
20-07-2023 12.4463 12.6851
19-07-2023 12.4402 12.6787
18-07-2023 12.4372 12.6755
17-07-2023 12.4321 12.6701
14-07-2023 12.4259 12.6633
13-07-2023 12.4202 12.6574
12-07-2023 12.4079 12.6446
11-07-2023 12.4055 12.642
10-07-2023 12.4012 12.6375
07-07-2023 12.3939 12.6295
06-07-2023 12.3934 12.6289
05-07-2023 12.3972 12.6326
04-07-2023 12.3952 12.6304
03-07-2023 12.3914 12.6264
30-06-2023 12.3879 12.6224
28-06-2023 12.3875 12.6215
27-06-2023 12.3862 12.6201
26-06-2023 12.3874 12.6211
23-06-2023 12.3854 12.6186
22-06-2023 12.3804 12.6134
21-06-2023 12.3855 12.6185
20-06-2023 12.3897 12.6226
19-06-2023 12.3868 12.6194
16-06-2023 12.3819 12.6139
15-06-2023 12.3804 12.6123
14-06-2023 12.3804 12.6121
13-06-2023 12.3801 12.6116
12-06-2023 12.377 12.6083
09-06-2023 12.3697 12.6004
08-06-2023 12.373 12.6037
07-06-2023 12.378 12.6085
06-06-2023 12.3765 12.6068
05-06-2023 12.3706 12.6007
02-06-2023 12.3683 12.5979
01-06-2023 12.3661 12.5955
31-05-2023 12.3577 12.5868
30-05-2023 12.3545 12.5834
29-05-2023 12.3515 12.5801
26-05-2023 12.346 12.5741
25-05-2023 12.3453 12.5732
24-05-2023 12.3442 12.5719
23-05-2023 12.3421 12.5696
22-05-2023 12.3451 12.5725
19-05-2023 12.3307 12.5573
18-05-2023 12.3285 12.5549
17-05-2023 12.3261 12.5523
16-05-2023 12.3219 12.5479
15-05-2023 12.3155 12.5412
12-05-2023 12.3098 12.5344
11-05-2023 12.3053 12.5297
10-05-2023 12.3024 12.5266
09-05-2023 12.3016 12.5256
08-05-2023 12.3027 12.5265
04-05-2023 12.296 12.519
03-05-2023 12.2947 12.5175
02-05-2023 12.2851 12.5075
28-04-2023 12.2788 12.5005
27-04-2023 12.2762 12.4977
26-04-2023 12.273 12.4942
25-04-2023 12.2709 12.4919
24-04-2023 12.2655 12.4863
21-04-2023 12.2536 12.4737
20-04-2023 12.2477 12.4675
19-04-2023 12.2433 12.4628
18-04-2023 12.2373 12.4566
17-04-2023 12.2338 12.4529

Fund Launch Date: 19/Sep/2019
Fund Category: Banking and PSU Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Fund Description: 1) Suitable for Investors Seeking Regular Income Over Short Term to Medium Term 2) Looking to benefit from high accrual income, lower credit risk and relatively better liquidity through investments in Debt and Money Market instruments issued by Banks, Public Sector Undertakings and Financial Institutions.
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

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