Hdfc Retirement Savings Fund - Hybrid - Debt Plan Overview
Category Retirement Fund
BMSMONEY Rank 22
BMSMONEY Rating
Growth Option As On: 15-04-2024
NAV ₹19.56 (R) -0.25% ₹21.76 (D) -0.24%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 12.67% 8.25% 8.41% 7.48% -%
LumpSum Dir. P 13.96% 9.56% 9.67% 8.82% -%
SIP Reg. P -5.37% 1.12% 6.34% 7.06% -%
SIP Dir. P -4.26% 2.34% 7.64% 8.37% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%

NAV Date: 15-04-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option 19.56
-0.0500
-0.2500%
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan 21.76
-0.0500
-0.2400%

Review Date: Feb. 29, 2024

Performance of the HDFC Retirement Savings Fund - Hybrid - Debt Plan has been analyzed on nine performance parameters. Out of nine return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of zero) in first quartile. Similarly zero risk-adjusted performance parameters are in first quartile. Based on this performance HDFC Retirement Savings Fund - Hybrid - Debt Plan has achieved 22nd (out of 25 funds), which is poor rank in the Retirement Fund category. Essentially, among its peer group of similar types of funds, it stands in the very good position, a testament to its successful track record. The Retirement Fund category has 25 funds.
Our ranking methodology employs a composite performance score, taking into account the fund's return, risk, and risk-adjusted performance from the past three years. This composite performance score is then crucial in ranking the funds within the respective category.

The HDFC Retirement Savings Fund - Hybrid - Debt Plan has poor return performance, as all 1 year and above return parameters are below average in Retirement Fund category. The details are provided below.'
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  1. 1 Month Return%: One month return shows funds performance in very short period of time, the HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 1.34% in last one month which is poor as it is in the below average in Retirement Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 4.08% in last three month which is very poor as it is in the fourth quartile in Retirement Fund.
  3. 6 Month Return%: Six month return shows funds performance in short period of time, the HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 5.98% in last six month which is very poor as it is in the fourth quartile in Retirement Fund.
  4. 1 Year Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 13.73% in last one year which is very poor as it is in the fourth quartile in Retirement Fund. The one year return rank of HDFC Retirement Savings Fund - Hybrid - Debt Plan is 21 in 25 funds. The investment of ₹ 10,000 in this fund would have become ₹ 11373.0 in one year.
  5. 3 Year Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 8.31% in last three year which is very poor as it is in the fourth quartile with rank of 19 in 25 funds. in Retirement Fund.
  6. 5 Year Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 8.71% in last five year which is very poor as it is in the fourth quartile with rank of 11 in 14 funds. in Retirement Fund.
  7. 1 Year SIP Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 13.59% in last one year which is very poor as it is in the fourth quartile with rank of 20 in 25 funds. in Retirement Fund.
  8. 3 Year SIP Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 9.42% in last three year which is very poor as it is in the fourth quartile with rank of 19 in 25 funds. in Retirement Fund.
  9. 5 Year SIP Return%: The HDFC Retirement Savings Fund - Hybrid - Debt Plan has given return of 9.08% in last five year which is very poor as it is in the fourth quartile with rank of 11 in 14 funds. in Retirement Fund.
    10. '
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The HDFC Retirement Savings Fund - Hybrid - Debt Plan has poor risk performance, as non of above risk paramerters are above average Retirement Fund category. The details are provided below. '
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The HDFC Retirement Savings Fund - Hybrid - Debt Plan has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Retirement Fund category. The details are provided below. '
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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.78
2.24
0.02 | 4.99 20 | 25
No
No
Yes
3M Return % 1.99
2.90
1.09 | 8.72 14 | 25
No
No
No
6M Return % 6.55
11.31
3.12 | 27.58 20 | 25
No
No
Yes
1Y Return % 12.67
24.98
5.06 | 57.33 20 | 25
No
No
Yes
3Y Return % 8.25
12.83
3.52 | 29.14 18 | 25
No
No
No
5Y Return % 8.41
11.08
4.02 | 20.83 13 | 18
No
No
No
7Y Return % 7.48
10.51
6.85 | 17.24 8 | 10
No
No
Yes
1Y SIP Return % -5.37
15.12
-10.61 | 53.55 20 | 25
No
No
Yes
3Y SIP Return % 1.12
10.83
-3.63 | 30.31 19 | 25
No
No
Yes
5Y SIP Return % 6.34
12.60
1.07 | 28.11 13 | 18
No
No
No
7Y SIP Return % 7.06
11.99
6.07 | 21.23 8 | 10
No
No
Yes
Return data last Updated On : April 15, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.87 2.33 0.09 | 5.08 20 | 25
No
No
Yes
3M Return % 2.28 3.18 1.35 | 9.09 14 | 25
No
No
No
6M Return % 7.18 11.93 3.76 | 28.47 19 | 25
No
No
Yes
1Y Return % 13.96 26.41 6.33 | 59.38 20 | 25
No
No
Yes
3Y Return % 9.56 14.21 4.86 | 30.89 19 | 25
No
No
Yes
5Y Return % 9.67 12.51 5.41 | 22.70 13 | 18
No
No
No
7Y Return % 8.82 11.81 8.13 | 18.79 8 | 10
No
No
Yes
1Y SIP Return % -4.26 16.45 -9.52 | 55.64 20 | 25
No
No
Yes
3Y SIP Return % 2.34 12.13 -2.40 | 32.01 19 | 25
No
No
Yes
5Y SIP Return % 7.64 14.00 2.43 | 29.87 13 | 18
No
No
No
7Y SIP Return % 8.37 13.26 7.32 | 22.68 8 | 10
No
No
Yes
Return data last Updated On : April 15, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.25 ₹ 9975.0 -0.24 ₹ 9976.0
1W - ₹ - - ₹ -
1M 0.78 ₹ 10078.0 0.87 ₹ 10087.0
3M 1.99 ₹ 10199.0 2.28 ₹ 10228.0
6M 6.55 ₹ 10655.0 7.18 ₹ 10718.0
1Y 12.67 ₹ 11267.0 13.96 ₹ 11396.0
3Y 8.25 ₹ 12686.0 9.56 ₹ 13153.0
5Y 8.41 ₹ 14978.0 9.67 ₹ 15868.0
7Y 7.48 ₹ 16567.0 8.82 ₹ 18075.0
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -5.3662 ₹ 11648.328 -4.2584 ₹ 11721.42
3Y ₹ 36000 1.1175 ₹ 36623.7 2.3363 ₹ 37312.056
5Y ₹ 60000 6.3354 ₹ 70416.6 7.644 ₹ 72765.48
7Y ₹ 84000 7.0618 ₹ 107991.996 8.3747 ₹ 113173.788
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
15-04-2024 19.5609 21.7628
12-04-2024 19.6091 21.8142
08-04-2024 19.6417 21.8477
05-04-2024 19.6287 21.8312
04-04-2024 19.6162 21.8165
03-04-2024 19.6067 21.8053
02-04-2024 19.5878 21.7836
28-03-2024 19.5259 21.7117
27-03-2024 19.4751 21.6545
26-03-2024 19.4436 21.6188
22-03-2024 19.4482 21.6216
21-03-2024 19.4186 21.5879
20-03-2024 19.3588 21.5208
19-03-2024 19.3442 21.5039
18-03-2024 19.4088 21.575
15-03-2024 19.3902 21.5522
14-03-2024 19.392 21.5535
13-03-2024 19.3532 21.5097
12-03-2024 19.4574 21.6249
11-03-2024 19.4829 21.6525
07-03-2024 19.5169 21.6875
06-03-2024 19.4945 21.6619
05-03-2024 19.4984 21.6655
04-03-2024 19.4989 21.6654
01-03-2024 19.4838 21.6465
29-02-2024 19.4377 21.5947
28-02-2024 19.4437 21.6006
27-02-2024 19.4835 21.6441
26-02-2024 19.4681 21.6264
23-02-2024 19.4697 21.626
22-02-2024 19.4653 21.6204
21-02-2024 19.4381 21.5895
20-02-2024 19.4604 21.6136
16-02-2024 19.4214 21.5675
15-02-2024 19.3819 21.523
14-02-2024 19.3396 21.4753
13-02-2024 19.3217 21.4547
12-02-2024 19.284 21.4122
09-02-2024 19.3588 21.4931
08-02-2024 19.365 21.4993
07-02-2024 19.3873 21.5234
06-02-2024 19.3853 21.5205
05-02-2024 19.3291 21.4574
02-02-2024 19.3395 21.4669
01-02-2024 19.3162 21.4403
31-01-2024 19.263 21.3805
30-01-2024 19.1812 21.2891
29-01-2024 19.2005 21.3099
25-01-2024 19.1455 21.2461
24-01-2024 19.1525 21.2532
23-01-2024 19.119 21.2153
19-01-2024 19.1349 21.2302
18-01-2024 19.0823 21.1711
17-01-2024 19.1056 21.1963
16-01-2024 19.18 21.2782
15-01-2024 19.1816 21.2793
12-01-2024 19.1212 21.2102
11-01-2024 19.0855 21.1699
10-01-2024 19.0589 21.1397
09-01-2024 19.0378 21.1157
08-01-2024 19.0215 21.0969
05-01-2024 19.0357 21.1106
04-01-2024 19.0129 21.0847
03-01-2024 18.9839 21.0518
02-01-2024 18.9909 21.0589
01-01-2024 18.9998 21.0681
29-12-2023 19.0004 21.0667
28-12-2023 18.992 21.0567
27-12-2023 18.968 21.0294
26-12-2023 18.9267 20.9829
22-12-2023 18.9018 20.9527
21-12-2023 18.8839 20.9321
20-12-2023 18.859 20.9038
19-12-2023 18.9323 20.9845
18-12-2023 18.9439 20.9967
15-12-2023 18.9323 20.9817
14-12-2023 18.8828 20.9262
13-12-2023 18.8165 20.8521
12-12-2023 18.7974 20.8302
11-12-2023 18.8161 20.8502
08-12-2023 18.8009 20.8314
07-12-2023 18.8029 20.833
06-12-2023 18.8178 20.8488
05-12-2023 18.8051 20.8341
04-12-2023 18.7744 20.7995
01-12-2023 18.6752 20.6875
30-11-2023 18.651 20.6601
29-11-2023 18.6269 20.6327
28-11-2023 18.5946 20.5962
24-11-2023 18.5752 20.5721
23-11-2023 18.5895 20.5873
22-11-2023 18.57 20.565
21-11-2023 18.5729 20.5676
20-11-2023 18.5612 20.5539
17-11-2023 18.5523 20.5421
16-11-2023 18.5522 20.5413
15-11-2023 18.5458 20.5336
13-11-2023 18.4772 20.4563
10-11-2023 18.4501 20.4243
09-11-2023 18.4385 20.4109
08-11-2023 18.4392 20.411
07-11-2023 18.4118 20.38
06-11-2023 18.39 20.3552
03-11-2023 18.3293 20.286
02-11-2023 18.2907 20.2427
01-11-2023 18.2533 20.2006
31-10-2023 18.2663 20.2144
30-10-2023 18.2605 20.2073
27-10-2023 18.2338 20.1758
26-10-2023 18.1737 20.1086
25-10-2023 18.216 20.1548
23-10-2023 18.2283 20.1671
20-10-2023 18.3069 20.2521
19-10-2023 18.331 20.2782
18-10-2023 18.3437 20.2916
17-10-2023 18.3798 20.3308
16-10-2023 18.3578 20.3058
13-10-2023 18.3462 20.291
12-10-2023 18.3588 20.3044
11-10-2023 18.3638 20.3092
10-10-2023 18.308 20.2469
09-10-2023 18.254 20.1864
06-10-2023 18.3198 20.2572
05-10-2023 18.3778 20.3209
04-10-2023 18.3378 20.276
03-10-2023 18.3756 20.3171
30-09-2023 18.3897 20.3308
29-09-2023 18.3881 20.3283
27-09-2023 18.4 20.3402
26-09-2023 18.3886 20.327
25-09-2023 18.3897 20.3275
22-09-2023 18.388 20.3236
21-09-2023 18.4081 20.3451
20-09-2023 18.4337 20.3728
18-09-2023 18.4691 20.4107
15-09-2023 18.4888 20.4305
14-09-2023 18.4847 20.4254
13-09-2023 18.4347 20.3695
12-09-2023 18.3957 20.3258
11-09-2023 18.4588 20.395
08-09-2023 18.4397 20.3719
07-09-2023 18.4306 20.3612
06-09-2023 18.3914 20.3172
05-09-2023 18.3884 20.3133
04-09-2023 18.3722 20.2948
01-09-2023 18.3564 20.2754
31-08-2023 18.3403 20.257
30-08-2023 18.3424 20.2587
29-08-2023 18.3458 20.2618
28-08-2023 18.3377 20.2522
25-08-2023 18.2972 20.2056
24-08-2023 18.3307 20.2419
23-08-2023 18.327 20.2372
22-08-2023 18.2835 20.1885
21-08-2023 18.264 20.1664
18-08-2023 18.2361 20.1337
17-08-2023 18.2248 20.1206
14-08-2023 18.2463 20.1424
11-08-2023 18.2546 20.1497
10-08-2023 18.2895 20.1876
09-08-2023 18.3076 20.2069
08-08-2023 18.2804 20.1763
07-08-2023 18.2659 20.1597
04-08-2023 18.2366 20.1254
03-08-2023 18.2239 20.1107
02-08-2023 18.2575 20.1472
01-08-2023 18.3106 20.2052
31-07-2023 18.3077 20.2013
28-07-2023 18.2668 20.1543
27-07-2023 18.2874 20.1764
26-07-2023 18.2776 20.165
25-07-2023 18.2509 20.1348
24-07-2023 18.2649 20.1496
21-07-2023 18.2615 20.1441
20-07-2023 18.272 20.155
19-07-2023 18.241 20.1202
18-07-2023 18.2011 20.0755
17-07-2023 18.1862 20.0585
14-07-2023 18.1396 20.0052
13-07-2023 18.1098 19.9717
12-07-2023 18.0893 19.9484
11-07-2023 18.1062 19.9665
10-07-2023 18.0429 19.896
07-07-2023 18.0412 19.8923
06-07-2023 18.059 19.9114
05-07-2023 18.0426 19.8928
04-07-2023 18.0191 19.8663
03-07-2023 18.0306 19.8783
30-06-2023 18.005 19.8482
28-06-2023 17.9828 19.8225
27-06-2023 17.9518 19.7877
26-06-2023 17.9219 19.7541
23-06-2023 17.9023 19.7307
22-06-2023 17.9214 19.7511
21-06-2023 17.9525 19.7847
20-06-2023 17.9469 19.778
19-06-2023 17.9418 19.7717
16-06-2023 17.9502 19.7792
15-06-2023 17.9168 19.7416
14-06-2023 17.9309 19.7566
13-06-2023 17.9286 19.7534
12-06-2023 17.9024 19.724
09-06-2023 17.8917 19.7103
08-06-2023 17.8936 19.7118
07-06-2023 17.9317 19.7532
06-06-2023 17.8964 19.7137
05-06-2023 17.8851 19.7006
02-06-2023 17.8599 19.671
01-06-2023 17.8297 19.6371
31-05-2023 17.8378 19.6454
30-05-2023 17.8099 19.614
29-05-2023 17.7949 19.5969
26-05-2023 17.7945 19.5946
25-05-2023 17.7731 19.5704
24-05-2023 17.7601 19.5556
23-05-2023 17.7488 19.5424
22-05-2023 17.7606 19.5549
19-05-2023 17.7353 19.5251
18-05-2023 17.7255 19.5138
17-05-2023 17.7439 19.5334
16-05-2023 17.7219 19.5085
15-05-2023 17.7028 19.4869
12-05-2023 17.6738 19.4531
11-05-2023 17.656 19.4329
10-05-2023 17.6491 19.4247
09-05-2023 17.6298 19.4028
08-05-2023 17.6443 19.4183
04-05-2023 17.6435 19.4149
03-05-2023 17.6078 19.375
02-05-2023 17.5619 19.3239
28-04-2023 17.5451 19.3029
27-04-2023 17.5062 19.2596
26-04-2023 17.4845 19.2351
25-04-2023 17.4599 19.2075
24-04-2023 17.4354 19.1801
21-04-2023 17.3742 19.1109
20-04-2023 17.3584 19.0929
19-04-2023 17.3439 19.0764
18-04-2023 17.3486 19.0845
17-04-2023 17.3605 19.097

Fund Launch Date: 05/Feb/2016
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.